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Explore our comprehensive developer resources designed to enhance your experience. From detailed API documentation to interactive tutorials.

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Sandbox signs you into a separate test environment

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Get started for free

Products → Online Payments

Payment gateway for Malaysian businesses

Go live on HitPay Malaysia this week. No monthly fee · Domestic cards 1.2% + RM1 · DuitNow 1.2% · FPX 1.8% + RM 0.40

Get started for free

See Malaysia pricing

No setup fee · No monthly fee

You are paying

USD 200.00

Sparkling Diamond Ring

Anita Lin

[email protected]

Plain, solid light gray square background.

Scan this QR code to complete payment

Quick answer · Updated 5 Nov 2026

HitPay is a pay-per-transaction payment gateway for Malaysian businesses with no setup or monthly fee. Local cards cost 1.2% + RM1, FPX costs 1.8% + RM0.40, and DuitNow QR costs 1.2%. FPX pays out next day (T+1), and cards pay out T+1 business days, into your Malaysian bank account.

Payouts: FPX T+1, cards from T+1, DuitNow and other non-card methods T+2 business days
Touch ‘n Go 1.9%, GrabPay 2% and ShopeePay 2.2% online on the same account; the Shopify app adds 0.5% and WooCommerce 0.2%
HitPay operates in Malaysia through Mobiedge E-commerce Sdn Bhd, a registered merchant acquirer regulated by Bank Negara Malaysia

Malaysia fees, per successful transaction

Malaysia fees per successful transaction, from /my/pricing, checked 5 Nov 2026
Method	Online	In person
Domestic cards	1.2% + RM1	1.2% + RM1
International cards	3% + RM1	3% + RM1
FPX	1.8% + RM0.40	—
DuitNow QR	1.2%	1.2%
Touch 'n Go	1.9%	1.6%
ShopeePay	2.2%	2%
GrabPay	2%	2%
Maybank QRPay	2.1%	—

No setup or monthly fee. +2% on foreign-currency card transactions. Payouts: FPX T+1, cards T+1 business days, other methods T+2. Source: /my/pricing, 5 Nov 2026.

Payment methods

Accept payments the way your customers prefer

From cards and e-wallets to mobile wallets, BNPL, and QR codes, our payment gateway lets you offer the payment methods your customers trust. All with one connection.

See full list of payment methods

01. Cross-border payments

Expand to new markets easily

Sell cross-border effortlessly with low transaction fees and competitive exchange rates. Enhance your global reach by offering your customers’ preferred payment methods to boost conversions internationally.

Supported countries

Indonesia

Philippines

vietnam

China

thailand

INDIA

Malaysia

02. Checkout experience

Take payments your way

Access a wide range of popular payment methods with no coding required. Accept payments online, in-person or on the go.

Personalized checkout

Make HitPay’s checkout truly yours. Customize payment methods, checkout rules, and design elements effortlessly to match your brand.

Mobile-first experience

Don’t let mobile slow you down. HitPay’s optimized checkout ensures a seamless experience on any device, driving higher conversion rates for your business.

Secure and compliant

Leave the security to us. With PCI DSS compliance and advanced encryption, your customers’ data is protected, so you can focus on growing your business.

Insights on demand

Get the data you need without the complexity. Our all-in-one platform provides real-time reporting and analytics, giving you real-time insights into your transactions.

You are paying

USD 200.00

Sparkling Diamond Ring

Anita Lin

[email protected]

Scan this QR code to complete payment

Aqua

Night

Sunrise

Personalized checkout

Make HitPay’s checkout truly yours. Customize payment methods, checkout rules, and design elements effortlessly to match your brand.

Mobile-first experience

Don’t let mobile slow you down. HitPay’s optimized checkout ensures a seamless experience on any device, driving higher conversion rates for your business.

Secure and compliant

Leave the security to us. With PCI DSS compliance and advanced encryption, your customers’ data is protected, so you can focus on growing your business.

Insights on demand

Get the data you need without the complexity. Our all-in-one platform provides real-time reporting and analytics, giving you real-time insights into your transactions.

You are paying

USD 200.00

Sparkling Diamond Ring

Anita Lin

[email protected]

Scan this QR code to complete payment

Aqua

Night

Sunrise

Personalized checkout

Make HitPay’s checkout truly yours. Customize payment methods, checkout rules, and design elements effortlessly to match your brand.

Mobile-first experience

Don’t let mobile slow you down. HitPay’s optimized checkout ensures a seamless experience on any device, driving higher conversion rates for your business.

Secure and compliant

Leave the security to us. With PCI DSS compliance and advanced encryption, your customers’ data is protected, so you can focus on growing your business.

Insights on demand

Get the data you need without the complexity. Our all-in-one platform provides real-time reporting and analytics, giving you real-time insights into your transactions.

You are paying

USD 200.00

Sparkling Diamond Ring

Anita Lin

[email protected]

Scan this QR code to complete payment

Aqua

Night

Sunrise

Personalized checkout

Make HitPay’s checkout truly yours. Customize payment methods, checkout rules, and design elements effortlessly to match your brand.

Mobile-first experience

Don’t let mobile slow you down. HitPay’s optimized checkout ensures a seamless experience on any device, driving higher conversion rates for your business.

Secure and compliant

Leave the security to us. With PCI DSS compliance and advanced encryption, your customers' data is protected, so you can focus on growing your business.

Insights on demand

Get the data you need without the complexity. Our all-in-one platform provides real-time reporting and analytics, giving you real-time insights into your transactions.

No-code products

HitPay’s suite of no-code products gives you the flexibility to accept payments the way you prefer.

Collect payments in-person, integrate HitPay with your existing store, or use our suite of tools that allow you to collect payments the way that works best for you and your customers.

Online Checkout

Give your customers a checkout that just works — on any device, with whatever payment method they prefer. No developer needed. Fast and reliable payouts.

Online Checkout

Give your customers a checkout that just works — on any device, with whatever payment method they prefer. No developer needed. Fast and reliable payouts.

Point of Sale & Card Terminals

Take payments anywhere — at your stall, counter, pop-up, or market. Show a QR code, tap a card, or connect a terminal start from RM 310 to RM 1,750. No monthly rental, no bulky hardware.

Point of Sale & Card Terminals

Take payments anywhere — at your stall, counter, pop-up, or market. Show a QR code, tap a card, or connect a terminal start from RM 310 to RM 1,750. No monthly rental, no bulky hardware.

Payment Links & Invoicing

No website? No problem. Share a payment link on WhatsApp or Instagram and get paid in seconds. Send professional invoices for B2B work.

Payment Links & Invoicing

No website? No problem. Share a payment link on WhatsApp or Instagram and get paid in seconds. Send professional invoices for B2B work.

Plugin Integrations

Already on Shopify, WooCommerce, or Wix? Add
HitPay in under 10 minutes and instantly unlock
DuitNow, Touch ‘n Go, Shopee SPayLater, and every other local payment your customers prefer.

Plugin Integrations

Already on Shopify, WooCommerce, or Wix? Add
HitPay in under 10 minutes and instantly unlock
DuitNow, Touch ‘n Go, Shopee SPayLater, and every other local payment your customers prefer.

$10

Recurring Billing

Stop chasing monthly payments. Set up once and collect automatically — memberships, retainers, subscriptions.

$10

Recurring Billing

Stop chasing monthly payments. Set up once and collect automatically — memberships, retainers, subscriptions.

Developer API

One REST API to accept every payment method — cards, QR, e-wallets, and cross-border.

Developer API

One REST API to accept every payment method — cards, QR, e-wallets, and cross-border.

Developer API

One REST API to accept every payment method — cards, QR, e-wallets, and cross-border.

For Developers

Easily integrate with our payments and payouts APIs

Access APIs that seamlessly integrate across platforms, enabling seamless payouts across a wide range of markets with just one easy integration.

One API, every method

Cards, e-wallets, QR codes, bank transfers - a single integration handles them all.

Multi-country ready

Go live in Singapore, Malaysia, the Philippines, and more - no extra code required.

QR payments + full sandbox

Best-in-class QR code payments with a complete sandbox environment to test safely before going live.

AI-ready with MCP server

Use the HitPay MCP server to scaffold your integration with AI tools in under a day.

Read the Docs

Node.js

Ruby

Python

PHP

Java

NET

const hitpay = require("hitpay")("hp_test_BQokikJOvBiI2HlWgH4olfQ2");

// Create a payment intent to start a purchase flow
let paymentIntent = await hitpay.paymentIntents.create({
    amount: 2000,
    currency: "usd",
    description: "My first payment",
});

// Complete the payment using a test card.
await hitpay.paymentIntents.confirm(paymentIntent.id, {
    payment_method: "pm_card_visa"
});

Node.js

Ruby

Python

PHP

Java

NET

const hitpay = require("hitpay")("hp_test_BQokikJOvBiI2HlWgH4olfQ2");

// Create a payment intent to start a purchase flow
let paymentIntent = await hitpay.paymentIntents.create({
    amount: 2000,
    currency: "usd",
    description: "My first payment",
});

// Complete the payment using a test card.
await hitpay.paymentIntents.confirm(paymentIntent.id, {
    payment_method: "pm_card_visa"
});

Node.js

Ruby

Python

PHP

Java

NET

const hitpay = require("hitpay")("hp_test_BQokikJOvBiI2HlWgH4olfQ2");

// Create a payment intent to start a purchase flow
let paymentIntent = await hitpay.paymentIntents.create({
    amount: 2000,
    currency: "usd",
    description: "My first payment",
});

// Complete the payment using a test card.
await hitpay.paymentIntents.confirm(paymentIntent.id, {
    payment_method: "pm_card_visa"
});

Node.js

Ruby

Python

PHP

Java

NET

const hitpay = require("hitpay")("hp_test_BQokikJOvBiI2HlWgH4olfQ2");

// Create a payment intent to start a purchase flow
let paymentIntent = await hitpay.paymentIntents.create({
    amount: 2000,
    currency: "usd",
    description: "My first payment",
});

// Complete the payment using a test card.
await hitpay.paymentIntents.confirm(paymentIntent.id, {
    payment_method: "pm_card_visa"
});

Node.js

Ruby

Python

PHP

Java

NET

const hitpay = require("hitpay")("hp_test_BQokikJOvBiI2HlWgH4olfQ2");

// Create a payment intent to start a purchase flow
let paymentIntent = await hitpay.paymentIntents.create({
    amount: 2000,
    currency: "usd",
    description: "My first payment",
});

// Complete the payment using a test card.
await hitpay.paymentIntents.confirm(paymentIntent.id, {
    payment_method: "pm_card_visa"
});

PAYMENT OPTIONS

Boost sales with global and local payment options

Expand your reach and increase conversions. Offer customers their preferred payment methods, from international standards to local favorites.

Singapore

Malaysia

Philippines

Global

Visa

Mastercard

American Express

UnionPay

Apple Pay

Google Pay

PayNow

GrabPay

PayLater by Grab

ShopeePay

SPayLater

ShopBack

Atome

WeChat Pay

Singapore

Malaysia

Philippines

Global

Visa

Mastercard

American Express

UnionPay

Apple Pay

Google Pay

PayNow

GrabPay

PayLater by Grab

ShopeePay

SPayLater

ShopBack

Atome

WeChat Pay

Singapore

Malaysia

Philippines

Global

Airwallex

Atome

PayNow

GrabPay

Alipay

QR Ph

Shopback

ShopeePay

Visa

Mastercard

American Express

Maestro

JCB

Union Pay

Apple Pay

Google Pay

WeChat Pay

PRICING

Payment gateway pricing: cards, DuitNow and FPX

No monthly fee and no setup fee. You pay per transaction, on one account that takes cards and local Malaysian methods.

Transaction fees

Domestic cards: 1.2% + RM1. DuitNow: 1.2%. FPX: 1.8% + RM 0.40. No monthly fee and no setup fee — you pay per transaction. The Shopify Payments App adds 0.5% and the WooCommerce plugin adds 0.2% on top of the method fee.

From 1.2%

Processing and payout

FPX pays out T+1 business day, DuitNow and other non-card payments T+2 business days, and cards from T+1 business day, per the HitPay Malaysia pricing page.

HitPay in Malaysia

Domestic cards

1.2% + RM1

DuitNow, online and in person

1.2%

FPX

1.8% + RM 0.40

Touch ‘n Go, online

1.9%

International cards

3% + RM1

Shopify Payments App

+0.5%

WooCommerce plugin

+0.2%

Monthly and setup fees

None

See full Malaysia pricing

Create payment links

FPX payment gateway

Create your free HitPay account

PAYMENT METHODS

Accept FPX and DuitNow on the same Malaysia account

Malaysian SMEs usually need online banking (FPX) and QR (DuitNow) plus cards. HitPay enables all three under one merchant account — this page stays the category hub; use the method pages for setup depth.

FPX payment gateway Malaysia →

Online FPX 1.8% + RM 0.40, Shopify & Woo

How to accept DuitNow QR →

DuitNow 1.2%, merchant how-to

Accept DuitNow QR payments →

Alternate DuitNow product URL (same intent)

Malaysia pricing →

Create your free HitPay account

TRANSPARENT PRICING

We offer competitive pricing in the market

No rental, subscription, or hidden fees. HitPay charges only when you make a sale.

DuitNow, ShopeePay

DuitNow 1.2%. ShopeePay 2%.

Start from

1.2%

Instant settlement notification

Fast payout within 2 days

Dynamic QR codes

DuitNow, ShopeePay

DuitNow 1.2%. ShopeePay 2%.

Start from

1.2%

Instant settlement notification

Fast payout within 2 days

Dynamic QR codes

DuitNow, ShopeePay

DuitNow 1.2%. ShopeePay 2%.

Start from

1.2%

Instant settlement notification

Fast payout within 2 days

Dynamic QR codes

Cards

Visa, Mastercard · Global

1.2%

+ RM1

Popular schemes like Visa/Master Card

3DS2 fraud protection

Cards

Visa, Mastercard · Global

1.2%

+ RM1

Popular schemes like Visa/Master Card

3DS2 fraud protection

Card Terminal

Browse terminals

Physical POS device · In-store

RM310 - RM1,750

One-time

Tap, chip & swipe

No monthly rental

Works with HitPay POS app

Zero monthly fees. Always.

No setup fee · No subscription · No hidden charges · No cancellation fee

View full pricing

TRUST

How HitPay is registered in Malaysia

HitPay operates in Malaysia under two SSM-registered entities. The full legal wording is on the licences and registrations page.

Registered with SSM

Mobiedge E-commerce Sdn Bhd is a registered merchant acquirer regulated by Bank Negara Malaysia. There is no published BNM licence number to quote.

HitPay in Malaysia

HitPay Payment Solutions Sdn Bhd

SSM 202101017021

Mobiedge E-commerce Sdn Bhd

SSM 201501003595

Mobiedge status

Registered merchant acquirer, regulated by BNM

HitPay licences and registrations

Create your free HitPay account

COMPARISON

HitPay, Stripe, or Airwallex — which fits

All three are payment gateways for Malaysian businesses. Which one fits depends on how you already collect.

HitPay — you are here

Registered in Malaysia under SSM. No monthly fee, domestic cards at 1.2% + RM1, DuitNow at 1.2% and FPX at 1.8% + RM 0.40, on one account.

Stripe

Worth comparing if you already run Stripe. Read Stripe’s own Malaysia and FPX pages for its coverage and monthly fees.

Airwallex

Worth comparing if you need multi-market tools. Check Airwallex’s Malaysia model on Airwallex’s own site.

How to accept DuitNow QR

HitPay for Shopify

HitPay for WooCommerce

Create your free HitPay account

COMPARISON

HitPay vs Billplz for Malaysia SMEs (honest fit)

Billplz is a familiar Malaysia bill / payment-link style stack many SMEs already know. HitPay is a broader payment gateway + commerce path: cards, FPX, DuitNow, e-wallets, Shopify/Woo plugins, POS, and invoicing on one account with published Malaysia rates and no monthly fee.

Choose Billplz if their billing/link workflow already fits and you only need that lane. Choose HitPay if you want FPX + DuitNow + cards under one gateway, plugins for Shopify/Woo, and a single activation path to TPV. Compare Billplz on Billplz’s own site; compare HitPay fees on /my/pricing.

Open HitPay Malaysia payment gateway →

Malaysia pricing →

Create your free HitPay account

COMPARISON

Payment gateway comparison: HitPay vs Billplz vs Fiuu vs Curlec

Payment gateway comparison in Malaysia: HitPay vs Billplz vs Fiuu vs Curlec
	HitPay	Billplz	Fiuu	Curlec
FPX (B2C)	1.8% + RM0.40	RM1.25 (Basic) or RM0.75 (Standard)	1.00%, min RM1.20, max RM2.00	1.50% or RM1, whichever is greater
DuitNow QR	1.2%	1.5%	1.05%	1.20% or RM0.30, whichever is greater
Plugins	Shopify +0.5%; WooCommerce, Wix +0.2%	Shopify +0.3%	Shopify +0.25%	Not on its pricing page
Payouts	FPX T+1, cards T+1, other non-card T+2 business days	FPX next business day, cards T+2 business days	Cards and DuitNow weekly (Thursday)	Not stated on its pricing page
Monthly or plan fee	None	Basic free; Standard MYR999/yr + SST	MYR999 signup (waived) + MYR99/yr from year 2	See Curlec (its page is inconsistent)
Full comparison	—	HitPay vs Billplz	Fiuu alternative	Curlec alternative

Source: each provider’s published Malaysia pricing page, checked Oct 2026. Fees and features change. Check each provider’s site for current pricing.

Fees and features are subject to change. Check each provider’s site for current pricing.

HitPay fees in Malaysia: domestic cards 1.2% + RM1 · international cards 3% + RM1 (+2% on foreign-currency transactions) · DuitNow 1.2% · FPX 1.8% + RM 0.40 · Touch ’n Go 1.9% · GrabPay 2% · ShopeePay 2.2%. See all MY pricing →

Compare HitPay with other Malaysian providers: Billplz, Fiuu, Curlec, Airwallex.

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions

Is 1.8% + RM0.40 the card rate on HitPay Malaysia?

No. 1.8% + RM0.40 is the FPX rate. Local card payments cost 1.2% + RM1, and international cards 3% + RM1.

How much is the FPX transaction fee on HitPay?

FPX costs 1.8% + RM0.40 per successful transaction on HitPay, with no setup or monthly fee. FPX payouts reach your Malaysian bank account the next day (T+1).

What is the cheapest payment gateway in Malaysia?

It depends on how your customers pay. On HitPay there’s no setup or monthly fee: DuitNow QR is 1.2%, local cards are 1.2% + RM1, and FPX is 1.8% + RM0.40.

What is the best payment gateway in Malaysia for SMEs?

"Best" depends on fit. HitPay is a Malaysia payment gateway with no setup fee and no monthly fee: domestic cards 1.2% + RM1, DuitNow 1.2%, and FPX 1.8% + RM 0.40 per successful transaction, plus Shopify and WooCommerce plugins. If you already run a Stripe or Airwallex stack, compare their own Malaysia pages. Live rates are on the Malaysia pricing page.

Is HitPay licensed in Malaysia?

HitPay operates in Malaysia under HitPay Payment Solutions Sdn Bhd (SSM 202101017021) and Mobiedge E-commerce Sdn Bhd (SSM 201501003595). Mobiedge is a registered merchant acquirer regulated by Bank Negara Malaysia. HitPay Payment Solutions Pte Ltd is MAS licensed in Singapore. There is no published BNM licence number to quote.

Does HitPay charge a monthly fee?

No. HitPay has no monthly fee and no setup fee. Pricing is per transaction.

How much does a payment gateway cost in Malaysia on HitPay?

Pay per successful transaction only. Domestic cards are 1.2% + RM1, international cards 3% + RM1, DuitNow QR 1.2%, and FPX 1.8% + RM0.40. There is no setup fee and no monthly fee. The Shopify Payments App adds 0.5% and the WooCommerce plugin adds 0.2% on top of the method fee. FPX pays out T+1, cards T+1 business days, and other methods T+2. Source: Malaysia pricing page.

Can I accept cards, FPX, and DuitNow on one payment gateway?

Yes, on one Malaysia HitPay account. For the DuitNow how-to see DuitNow QR payments, and for online banking see the FPX payment gateway page.

How does HitPay compare with Stripe for Malaysia SMEs?

Stripe is a global card platform many businesses already use. HitPay publishes Malaysia rates of 1.2% + RM1 for domestic cards, 1.2% for DuitNow and 1.8% + RM 0.40 for FPX, with no monthly fee. Compare Stripe's own Malaysia pages if you are already on Stripe; choose HitPay if you want local methods and cards with no monthly fee.

How does HitPay compare with Airwallex?

Airwallex appears in best payment gateway Malaysia results. HitPay is for Malaysia SMEs collecting cards and local methods with no monthly fee at the rates on this page. If you need Airwallex's multi-market tools, compare Airwallex on its own site.

How long do payouts take on HitPay Malaysia?

FPX pays out T+1 business day. DuitNow and other non-card payments pay out in T+2 business days. Card payments pay out from T+1 business day, with the final schedule set by Compliance case by case. Current schedule: Malaysia pricing page.

How do I go live this week?

Sign up at hitpayapp.com/my, complete Malaysia verification, enable cards, FPX, DuitNow and e-wallets, then connect Shopify, WooCommerce or a payment link. Run a test payment before you scale volume. Fees: Malaysia pricing page.

Is HitPay better than Billplz for a Malaysia SME payment gateway?

“Better” depends on fit. Billplz is strong when you mainly need Malaysia bill/payment-link style collection. HitPay is built as a Malaysia payment gateway for cards, FPX (1.8% + RM 0.40), and DuitNow (1.2%) with no monthly fee, plus Shopify and WooCommerce plugins. Compare Billplz on their site; confirm HitPay on /my/pricing. Start free at hitpayapp.com/my.

Where do I set up FPX or DuitNow in detail?

Hub stays here. FPX setup: /my/fpx-payment-gateway. DuitNow QR how-to: /my/duitnow (also /my/accept-duitnow-qr-payments).

What documents do I need to set up a payment gateway in Malaysia?

Typically your SSM business registration number, your MyKad or passport, and a Malaysian business bank account. Some businesses may be asked for more documents depending on business type.

Can I use one payment gateway for online and in-person payments?

Yes. HitPay gives you an online payment gateway and a POS system under one account, managed from one dashboard.

Does HitPay support FPX?

Yes, FPX is included with no extra plan required (1.8% + RM 0.40).

Which payment gateway works with Shopify in Malaysia?

HitPay's Shopify app adds FPX and DuitNow. See HitPay for Shopify in Malaysia.

Can I accept international payments in Malaysia?

Yes, international cards at 3% + RM1. Guide: international payment gateway Malaysia.

Still have questions?

Get in touch

Get in touch with our sales team for more information.

Help and Support

Find answers to your questions and get support for our services.

Help Center

Ready for a payment gateway that scales?

Accept local and global payment methods online with secure processing built for growing businesses.

Get started with HitPay

Schedule a call

Ready for a payment gateway that scales?

Accept local and global payment methods online with secure processing built for growing businesses.

Get started with HitPay

Schedule a call

Ready for a payment gateway that scales?

Accept local and global payment methods online with secure processing built for growing businesses.

Get started with HitPay

Schedule a call

Ready for a payment gateway that scales?

Accept local and global payment methods online with secure processing built for growing businesses.

Get started with HitPay

Schedule a call