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See Their Success Stories

Discover how businesses are growing with HitPay, through real stories, results, and experiences from our merchants.

Ecommerce

Food & Beverage

Retail

Fitness & Gym

Health, Beauty & Spa

Educational Services

Non-Profit & Donations

Travel & Tour Operators

See How Merchants Use HitPay

Hear from HitPay Merchant

Developer Resources

Explore our comprehensive developer resources designed to enhance your experience. From detailed API documentation to interactive tutorials.

Docs

HitPay Agents

API

HitPay Plugins

HitPay CLI

API Status

HitPay MCP

Sandbox signs you into a separate test environment

Read HitPay Docs

Create a Sandbox Account

Get started for free

Transparent pricing. No surprises

Only pay per transaction. No setup fees and monthly fees required.

DuitNow, ShopeePay

DuitNow 1.2%. ShopeePay 2%.

Start from

1.2%

Instant settlement notification

T+2 business day payout

Dynamic QR codes

DuitNow, ShopeePay

DuitNow 1.2%. ShopeePay 2%.

Start from

1.2%

Instant settlement notification

T+2 business day payout

Dynamic QR codes

Cards

Visa, Mastercard · Global

1.2%

+ RM1

Popular schemes like Visa/Master Card

3DS2 fraud protection

Cards

Visa, Mastercard · Global

1.2%

+ RM1

Popular schemes like Visa/Master Card

3DS2 fraud protection

Custom rates

Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs

Learn more →

How it works

How HitPay Pricing Works

HitPay Malaysia charges 1.2% + RM1 for domestic cards, online and in person, and 1.8% + RM0.40 for FPX. FPX pays out T+1 business day; cards from T+1.

HitPay uses a simple pay-per-transaction pricing model. Businesses can start accepting payments without setup fees or monthly subscription fees and only pay when a payment is successfully processed.

Pricing depends on the payment method used. For example, domestic card payments (both online and in-person) are 1.2% + RM1 per transaction, while international card payments are 3% + RM1 per transaction.

How it works

How HitPay Pricing Works

Malaysia

Domestic

Online Payments

In-person Payments

Recurring Payments

Cross border

Online Payments

In-Person Payments

Recurring Payments

ADD-ons

Softwares

Payment Links

Invoice

HitPay Online Store

Point of Sale

Recurring Billing

Plugin Integrations

Shopify

Woocommerce

Wix

Xero

Refunds

Chargebacks

Fraud Monitoring & Dispute Management

Custom pricing

Payout schedule

pricing calculator

Terminals

Online Payments

Accept payments on your website, app, or via payment links

Domestic cards

Visa, Mastercard, American Express, Apple Pay and Google Pay

1.2% + RM1

International cards

Visa, Mastercard, American Express, UnionPay, Apple Pay and Google Pay

3% + RM1

2% additional fees is charged on foreign currency transactions

DuitNow

1.2%

FPX

1.8% + RM 0.40

ShopeePay

2.2%

ShopeePay Later

2.2%

Touch n Go

1.9%

Maybank QRPAY

2.1%

GrabPay

Paylater by Grab

6.5%

AliPay

2.7%

WechatPay

1.5%

Atome

5.5% + RM1

In-person Payments

Includes HitPay card terminals and Tap to Pay

Order credit card terminal ->

Domestic cards

1.2% + RM1

International cards

3% + RM1

DuitNow

1.2%

ShopeePay

ShopeePay Later

1.8%

GrabPay

Paylater by Grab

5.5%

Touch n Go

1.6%

WechatPay

1.5%

Atome

5.5% + RM1

Recurring Payments

Set up subscriptions and automatic billing

Domestic cards

Visa, Mastercard, Apple Pay and Google Pay

1.2% + RM1

International cards

3% + RM1

ShopeePay

2.2%

GrabPay

Touch n Go

1.9%

Cross-Border Payments (Online)

Accept payments from international customers

Customers pay in their local familiar payment method
Lower fees compared to international cards. Reduce chargebacks and dispute risks
A 1% FX markup is applied at settlement when converting the payment back to MYR

Singapore

SGD

0.9%

(min fee S$0.20)

for transaction values below S$100

0.65% + S$0.30

for transaction values of S$100 and above

Singapore

SGD

Singapore

SGD

Malaysia

MYR

2.7%

Philippines

PHP

2.3%

Philippines

PHP

1% or ₱20

Whichever is higher

Thailand

THB

3.4%

Thailand

THB

2.5%

UPI (INR) · India

INR

2% + 1% FX

Korea

KRW

3.5%

China

SGD

1.5%

Vietnam

VND

3.35%

Vietnam

VND

3.35%

Cross-Border Payments (In-Person)

Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS
Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers
Boost profit margins by 0.5%+ with fees lower than standard international card rates
A 1% FX markup is applied at settlement when converting the payment back to MYR

Singapore

SGD

1.5%

(min fee S$0.20)

Singapore

SGD

1.5%

Singapore

SGD

1.5%

Philippines

PHP

1.5%

Philippines

PHP

1.5%

Thailand

THB

3.4%

Thailand

THB

1.5%

India

INR

1.5%

China

SGD

1.5%

Vietnam

VND

3.35%

Vietnam

VND

3.35%

Cross-Border Payments (Recurring Payments)

Accept subscription payments from international customers
Improve retention with higher success rates vs international cards
Reduce failed payments, chargebacks, and manual follow-ups
A 1% FX markup is applied at settlement when converting the payment back to MYR

Thailand

THB

3.4%

Vietnam

VND

3.35%

Business Software

Additional fee on top of payment processing

Payment Links

0.2%

Invoicing

0.2%

Online Store

0.2%

Point of Sale

0.2%

Recurring Billing

0.2%

Plugin Integrations

Additional fee when using these platforms

Shopify Payments App

0.5%

Woocommerce Plugin

0.2%

Wix Payments App

0.2%

Magento

0.2%

Google Forms

0.2%

Prestashop

0.2%

Ecwid

0.2%

Opencart

0.2%

WHMCS

0.2%

Odoo

0.2%

Give WP

0.2%

Cal.com

0.2%

Bukku Accounting

0.2%

Example

Example Transaction Fees

Below are example fee calculations based on the standard pricing shown above.

Recurring Domestic cards

Payment received

RM100

Processing fee

1.2% + RM1

Total fee

RM2.20

Merchant receives

RM97.80

In-Person Domestic Card

Payment received

RM100

Processing fee

1.2% + RM1

Total fee

RM2.20

Merchant receives

RM97.80

International Card

Payment received

RM100

Processing fee

3% + RM1

Total fee

RM4.00

Merchant receives

RM96.00

Get a Custom Fee Estimate

For a more precise breakdown of fees tailored to your business volume, please use the Pricing Calculator.

Pricing Calculator

Refunds

There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable.

No additional processing fees for refunds

View the full refunds guide →

Chargebacks

When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you.

Chargeback fee applies — see rates by market

View chargeback fees by market →

Fraud Monitoring & Dispute Management

We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution.

Fully covered at no extra cost

Scale Your Business with Custom Rates

We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch.

Request custom pricing

Singapore

Average monthly volume last 6 months

Greater than S$50k

Philippines

Average monthly volume last 6 months

Greater than 500k PHP

Malaysia

Average monthly volume last 6 months

Greater than 50k RM

All other countries

Average monthly volume last 6 months

Greater than 35k USD

Pay-Outs Schedule

Balance Type

Payout Frequency

Payout Processed By

HitPay Balance

(Non-card payment method)

T+2 business days (FPX: T+1 business days)

HitPay

Card Balance

(Card payment method)

From T + 1 business days

(Final payout schedule determined by Compliance on a case-by-case basis)

Stripe

FPX

T+1 business days

HitPay

Abstract gradient background transitions from deep blue to pale blue with rounded corners

Custom Pricing for Enterprise

We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business.

Contact Sales

Malaysia

Online Payments

Accept payments on your website, app, or via payment links

Domestic cards

1.2% + RM1

International cards

3% + RM1

2% additional fees is charged on foreign currency transactions

DuitNow

1.2%

FPX

1.8% + RM 0.40

ShopeePay

2.2%

ShopeePay Later

2.2%

Touch n Go

1.9%

Maybank QRPAY

2.1%

GrabPay

Paylater by Grab

6.5%

AliPay

2.7%

WechatPay

1.5%

Atome

5.5% + RM1

In-Person Payments

Accept payments at your physical store with HitPay terminal

Order credit card terminal ->

Domestic cards

1.2% + RM1

International cards

3% + RM1

DuitNow

1.2%

ShopeePay

ShopeePay Later

1.8%

GrabPay

Paylater by Grab

5.5%

Touch n Go

1.6%

WechatPay

1.5%

Atome

5.5% + RM1

Recurring Payments

Set up subscriptions and automatic billing

Domestic cards

1.2% + RM1

International cards

3% + RM1

ShopeePay

2.2%

GrabPay

Touch n Go

1.9%

Cross-Border Payments (Online)

Accept payments from international customers

Customers pay in their local familiar payment method
Lower fees compared to international cards. Reduce chargebacks and dispute risks
A 1% FX markup is applied at settlement when converting the payment back to MYR

Singapore

SGD

0.9%

(min fee S$0.20)

for transaction values below S$100

0.65% + S$0.30

for transaction values of S$100 and above

Singapore

SGD

Singapore

SGD

Malaysia

MYR

2.7%

Philippines

PHP

2.3%

Philippines

PHP

1% or ₱20

Whichever is higher

Thailand

THB

3.4%

Thailand

THB

2.5%

UPI (INR) · India

INR

2% + 1% FX

Korea

KRW

3.5%

China

SGD

1.5%

Vietnam

VND

3.35%

Vietnam

VND

3.35%

Cross-Border Payments (In-Person)

Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS
Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers
Boost profit margins by 0.5%+ with fees lower than standard international card rates
A 1% FX markup is applied at settlement when converting the payment back to MYR

Singapore

SGD

1.5%

(min fee S$0.20)

Singapore

SGD

1.5%

Singapore

SGD

1.5%

Philippines

PHP

1.5%

Philippines

PHP

1.5%

Thailand

THB

3.4%

Thailand

THB

1.5%

India

INR

1.5%

China

SGD

1.5%

Vietnam

VND

3.35%

Vietnam

VND

3.35%

Cross-Border Payments (Recurring Payments)

Accept subscription payments from international customers
Improve retention with higher success rates vs international cards
Reduce failed payments, chargebacks, and manual follow-ups
A 1% FX markup is applied at settlement when converting the payment back to MYR

Thailand

THB

3.4%

Vietnam

VND

3.35%

Business Software

Additional fee on top of payment processing

Payment Links

0.2%

Invoicing

0.2%

Online Store

0.2%

Point of Sale

0.2%

Recurring Billing

0.2%

Plugin Integrations

Additional fee when using these platforms

Shopify Payments App

0.5%

Woocommerce Plugin

0.2%

Wix Payments App

0.2%

Magento

0.2%

Google Forms

0.2%

Prestashop

0.2%

Ecwid

0.2%

Opencart

0.2%

WHMCS

0.2%

Odoo

0.2%

Give WP

0.2%

Cal.com

0.2%

Bukku Accounting

0.2%

Example

Example Transaction Fees

Below are example fee calculations based on the standard pricing shown above.

Recurring Domestic cards

Payment received

RM100

Processing fee

1.2% + RM1

Total fee

RM2.20

Merchant receives

RM97.80

In-Person Domestic Card

Payment received

RM100

Processing fee

1.2% + RM1

Total fee

RM2.20

Merchant receives

RM97.80

International Card

Payment received

RM100

Processing fee

3% + RM1

Total fee

RM4.00

Merchant receives

RM96.00

Get a Custom Fee Estimate

For a more precise breakdown of fees tailored to your business volume, please use the Pricing Calculator.

Pricing Calculator

Refunds

There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable.

No additional processing fees for refunds

View the full refunds guide →

Chargebacks

Chargeback fee applies — see rates by market

View chargeback fees by market →

Fraud Monitoring & Dispute Management

We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution.

Fully covered at no extra cost

Scale Your Business with Custom Rates

We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch.

Request custom pricing

Singapore

Average monthly volume last 6 months

Greater than S$50k

Philippines

Average monthly volume last 6 months

Greater than 500k PHP

Malaysia

Average monthly volume last 6 months

Greater than 50k RM

All other countries

Average monthly volume last 6 months

Greater than 35k USD

Pay-Outs Schedule

HitPay Balance

(Non-card payment method)

Payout frequency

T+2 business days (FPX: T+1 business days)

Payout Processed By

HitPay

Card Balance

(Card payment method)

Payout frequency

From T + 1 business days

(Final payout schedule determined by Compliance on a case-by-case basis)

Payout Processed By

Stripe

FPX

Payout frequency

T+1 business days

Payout Processed By

HitPay

Custom Pricing for Enterprise

We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business.

Contact Sales

Pricing Calculator

Loading pricing data…

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Change market ▾

Domestic

Online

In-person

Recurring

Cross-border

Online

In-person

Recurring

Add-ons

Softwares

Plugins

HitPay Terminals

Set up a free HitPay account, order your terminal and start selling within the week.

Malaysia

Tap to Pay

Free

Built-in NFC

Tap to Pay / PayWave

QR code

Supported on iOS and Android

Learn more

Google Play

App Store

WisePad 3

MYR 310

Bluetooth connection

Insert card

QR code

Learn more

Order

HitPay All-in-One

MYR 850

Wifi and Cellular connection

Tap and Pay, PayWave

QR code

In-Built Receipt Printer

Learn more

Order

FlexiPOS

MYR 1,750

Wifi connection

Insert and swipe card

QR code

Supports Customer Display

Learn more

Order

Malaysia

Tap to Pay

Free

Built-in NFC

Tap to Pay / PayWave

QR code

Supported on iOS and Android

Learn more

Google Play

App Store

WisePad 3

MYR 310

Bluetooth connection

Insert card

QR code

Learn more

Order

HitPay All-in-One

MYR 850

Wifi and Cellular connection

Tap and Pay, PayWave

QR code

In-Built Receipt Printer

Learn more

Order

FlexiPOS

MYR 1,750

Wifi connection

Insert and swipe card

QR code

Supports Customer Display

Learn more

Order

REFER AND EARN

Know a business that should be on HitPay? Earn 0.1% of what they process.

Already on HitPay? Share your referral link from the Refer and Earn tab in your dashboard. When a business signs up with your link and starts taking payments, you earn 0.1% of their monthly volume on all payments (online, in-person and recurring), paid on the 1st of every month to your linked bank account.

Find your link

Log in to your HitPay dashboard and click Refer and Earn in the left menu. Your unique referral link is there, ready to copy. No application required.

Share with anyone

Send it to a friend, supplier, fellow entrepreneur, or anyone you know who runs a business. They register using your link - that’s all it takes.

Earn every month

Once they go live, you earn 0.1% of their monthly volume on all payments, paid to your linked bank account on the 1st of every month.

Find my referral link

Join the partner programme

HitPay products

Explore payment methods & products

Online payment methods

DuitNow QR

Instant bank transfers across Malaysia

View more →

Touch ’n Go eWallet

Malaysia’s most used e-wallet

View more →

GrabPay

Reach millions of Grab users in Malaysia

View more →

ShopeePay

Accept ShopeePay online and in-store

View more →

Buy Now Pay Later

Atome, SPayLater, GrabPay Later

View more →

Atome

Split payments into instalments

View more →

WeChat Pay

Accept payments from Chinese tourists

View more →

Alipay+

Reach international wallet users

View more →

Compare HitPay with other Malaysian providers: Billplz, Fiuu, Curlec, Airwallex.

Products

HitPay Terminals

Compare card readers and POS hardware

View more →

Static QR

QR payments for physical businesses

View more →

Payment Links

Collect payment via any channel

View more →

Invoicing

Send invoices that get paid faster

View more →

Recurring Billing

Subscriptions and memberships

View more →

FREQUENTLY ASKED QUESTIONS

Everything businesses ask about our pricing

Does HitPay charge a monthly fee in Malaysia?

No. HitPay uses a pay-per-transaction pricing model with no setup fees or monthly subscription fees. Businesses only pay when payments are successfully processed.

How much does HitPay charge for card payments in Malaysia?

Domestic cards are 1.2% + RM1 per transaction, whether the payment is online, in person, or a recurring billing charge. International cards are 3% + RM1 per transaction, with an additional 2% on foreign currency transactions.

What payment methods are supported with HitPay in Malaysia?

HitPay supports a wide range of payment methods including cards and local payment options such as Maybank QRPay and other supported payment methods available through the platform. You can also collect through WhatsApp payment links.

Are there setup fees to start using HitPay?

No. Businesses can sign up and start accepting payments without setup fees or long-term contracts. Fees are only charged when a transaction is processed.

How much do I earn for referring a business?

0.1% of their monthly transaction volume, every month they keep processing on HitPay. Find your link on Refer and Earn.

Which payments count?

All of them: online, in-person (POS and terminal) and recurring payments.

When do I get paid?

On the 1st of each month, for the previous month's volume. Commission is paid to your linked bank account.

Who can refer?

Any active HitPay merchant in Singapore, Malaysia or the Philippines. Your referral link is already in your dashboard, under Refer and Earn. Agencies, developers and consultants can join the partner programme.

My referral signed up without my link. Can I still get credit?

No. The referral has to be made before the business signs up, using your referral link. It can't be added after signup.

How much is FPX on HitPay Malaysia?

FPX is 1.8% + RM0.40 per transaction. There is no setup fee and no monthly fee.

When do FPX and card payouts arrive in Malaysia?

FPX payouts arrive T+1 business day. Card payouts start from T+1 business day. Other non-card methods, such as DuitNow and e-wallets, pay out T+2 business days.

Still have questions?

Get in touch

Get in touch with our sales team for more information.

Accept payments with pay-per-transaction pricing, no setup fees, no subscriptions, and no hidden charges.

Get started for free

Schedule a call