Malaysia · fees checked 15 Oct 2026

HitPay vs Airwallex for accepting payments in Malaysia

HitPay vs Airwallex for accepting payments in Malaysia

HitPay vs Airwallex for accepting payments in Malaysia

HitPay vs Airwallex for accepting payments in Malaysia

HitPay is built for accepting local payments in Malaysia, online and in store: FPX at 1.8% + RM0.40, DuitNow QR at 1.2%, domestic cards at 1.2% + RM1, plus Touch ‘n Go, GrabPay and ShopeePay, with no setup or monthly fee. Airwallex focuses on global accounts, FX and transfers. Its Malaysian POS payments are listed as Coming Soon.

HitPay is built for accepting local payments in Malaysia, online and in store: FPX at 1.8% + RM0.40, DuitNow QR at 1.2%, domestic cards at 1.2% + RM1, plus Touch ‘n Go, GrabPay and ShopeePay, with no setup or monthly fee. Airwallex focuses on global accounts, FX and transfers. Its Malaysian POS payments are listed as Coming Soon.

List rates, excl. SST · Sources linked below the fee table

List rates, excl. SST · Sources linked below the fee table

What you pay on a RM100 sale

Fees on a RM100 sale in Malaysia, HitPay vs Airwallex
SaleHitPayAirwallex
RM100 DuitNow QRRM1.20RM1.90
RM100 domestic cardRM2.20RM2.40
RM100 FPXRM2.20RM1.90

Lower fee in bold. Airwallex figures use its published headline rates. See the full fee table

At a Glance

HitPay vs Airwallex fees in Malaysia

HitPay vs Airwallex fees in Malaysia

Published list rates from each company’s Malaysia pricing, excl. SST. HitPay: hitpayapp.com/my/pricing. Airwallex: airwallex.com/en-my/pricing and its Malaysia fee schedule. Fees checked 15 Oct 2026 and can change.

HitPay vs Airwallex fees in Malaysia
HitPayAirwallex (public pricing)
Setup / monthly feeNoneNone ("zero setup fees, maintenance fees")
FPX1.8% + RM0.40Not published per method (local-method headline 1.4% + RM0.50)
DuitNow QR online1.2%Not published per method (headline 1.4% + RM0.50)
DuitNow QR in store1.2%In-store: Coming Soon
Touch 'n Go1.9% online · 1.6% in storeNot published per method
GrabPay2%Not published per method
ShopeePay2.2% online · 2% in storeNot published per method
Domestic cards1.2% + RM1 (online and in store)1.90% + RM0.50
International cards3% + RM1 (+2% on foreign-currency transactions)3.80% + RM0.50 for new customers (2.95% for due diligence before 14 Oct 2026)
In-store POS and card terminalsAvailable nowComing Soon
Refund feeNo additional feeRM0.50
Shopify / WooCommerce+0.5% (Shopify app) · +0.2% (WooCommerce)Plugins listed; fee not separately published
Non-card payoutT+2 business days (FPX: T+1 business days)Not published

Fit Assessment

Where each one wins

Where each one wins

Airwallex is the better fit if you:

  • Mainly need foreign-currency accounts, FX and international transfers

  • Want multi-currency corporate cards

  • Take mainly FPX online and price is your only factor (its headline local-method rate is lower than HitPay’s FPX rate)

HitPay is the better fit if you:

  • Sell in a shop, stall or restaurant as well as online. In-store DuitNow QR and cards are live on HitPay today.

  • Take a lot of DuitNow QR or domestic cards

  • Want Touch ‘n Go, GrabPay, ShopeePay, FPX and cards on one Shopify, WooCommerce or payment-link checkout

  • Sell in Singapore too: one HitPay account family covers PayNow in SG and FPX and DuitNow in MY

Coverage

Local methods and in-store payments

Local methods and in-store payments

Each priced on /my/pricing. In store, use HitPay POS or a HitPay card terminal.

HitPay · 13 methods

FPX

DuitNow QR

Visa

Mastercard

Touch ‘n Go

GrabPay

PayLater by Grab

ShopeePay

SPayLater

Maybank QRPay

Alipay

WeChat Pay

Atome

Getting Started

Setup and trust

Setup and trust

Setup

Free signup; payment links can go out the same day after verification. Shopify app and WooCommerce plugin available.

Track record

HitPay has processed over US$1B at 99.99% uptime.

Regulation

HitPay Payment Solutions Sdn Bhd, SSM 202101017021 (hitpayapp.com/my/license-registrations).

frequently asked questions

Common questions about HitPay vs Airwallex

Common questions about HitPay vs Airwallex

Is HitPay an Airwallex alternative in Malaysia?

Yes, for accepting payments. HitPay takes FPX, DuitNow QR, cards, Touch 'n Go, GrabPay and ShopeePay online and in store, with no setup or monthly fee. Airwallex is stronger for global accounts, FX and international transfers, and its in-store POS payments are listed as Coming Soon in Malaysia.

How much does HitPay charge for FPX and DuitNow?

FPX is 1.8% + RM0.40 per successful transaction. DuitNow is 1.2% online and in store. There's no setup or monthly fee. Live rates are on hitpayapp.com/my/pricing.

What does Airwallex charge for local payment methods in Malaysia?

Airwallex's Malaysia pricing page shows a headline rate of 1.4% + RM0.50 for local payment methods. It doesn't publish separate FPX or DuitNow rates for Malaysian merchants (checked 15 Oct 2026).

Are HitPay card fees lower than Airwallex in Malaysia?

Yes, on published rates. HitPay domestic cards are 1.2% + RM1 (RM2.20 on RM100) vs Airwallex's 1.90% + RM0.50 (RM2.40). International cards are 3% + RM1 on HitPay vs Airwallex's published 3.80% + RM0.50 for new customers.

Can I accept payments in store in Malaysia with HitPay?

Yes. HitPay POS and HitPay card terminals accept DuitNow QR at 1.2%, cards at 1.2% + RM1, and Touch 'n Go, GrabPay and ShopeePay on one account. Airwallex lists POS Payments as Coming Soon in Malaysia.

Does HitPay work with Shopify and WooCommerce in Malaysia?

Yes. The HitPay Shopify app adds FPX, DuitNow and cards to Shopify (the app adds 0.5% on processing). The WooCommerce plugin adds 0.2%.

How fast are HitPay payouts in Malaysia?

FPX pays out T+1. DuitNow and other non-card payments pay out in T+2 business days. Card payments pay out from T+1 business day, with the final schedule set by Compliance case by case.

Does HitPay charge a refund fee in Malaysia?

There's no additional fee for processing a refund on HitPay. The original transaction fee isn't returned. Airwallex lists RM0.50 per refund request.

Is FPX cheaper on Airwallex?

On headline rates, sometimes. Airwallex's local-method headline of 1.4% + RM0.50 works out to RM1.90 on RM100, vs HitPay FPX at RM2.20. HitPay is cheaper on DuitNow (RM1.20) and domestic cards, and covers in-store payments too.

How is HitPay regulated in Malaysia?

HitPay Payment Solutions Sdn Bhd is registered with SSM (202101017021). Its licensing and partner arrangements, including its registered merchant acquirer subsidiary, are listed on hitpayapp.com/my/license-registrations.

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Other comparisons: Billplz · Fiuu · Curlec · Airwallex POS

Accept FPX, DuitNow and cards with HitPay

FPX 1.8% + RM0.40, DuitNow QR 1.2% and domestic cards 1.2% + RM1, online and in store, with no setup or monthly fee.

Accept FPX, DuitNow and cards with HitPay

FPX 1.8% + RM0.40, DuitNow QR 1.2% and domestic cards 1.2% + RM1, online and in store, with no setup or monthly fee.

Accept FPX, DuitNow and cards with HitPay

FPX 1.8% + RM0.40, DuitNow QR 1.2% and domestic cards 1.2% + RM1, online and in store, with no setup or monthly fee.