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HitPay vs Airwallex Singapore
HitPay vs Airwallex Singapore
HitPay vs Airwallex Singapore
Compare HitPay and Airwallex for a Singapore business: local payment methods, published HitPay rates, licensing, and which platform fits how you actually collect.
Compare HitPay and Airwallex for a Singapore business: local payment methods, published HitPay rates, licensing, and which platform fits how you actually collect.
Compare HitPay and Airwallex for a Singapore business: local payment methods, published HitPay rates, licensing, and which platform fits how you actually collect.
If you are comparing HitPay and Airwallex for a Singapore business, start from what you are actually buying — local payment acceptance, or multi-currency treasury.
Both platforms serve Singapore businesses, but they optimise for different jobs. They differ in three areas that matter most:
What you are primarily buying
Depth of local payment methods
Fee model, and where those fees are published
HitPay’s published Singapore rates are below. For Airwallex, verify current fees and method coverage on Airwallex’s own site.
At a Glance
HitPay vs Airwallex
How to choose, based on what you are actually buying. HitPay figures are from our published Singapore pricing.
Need
Lean HitPay
Lean Airwallex
Primary job
Accept Singapore customer payments — PayNow, wallets, cards, BNPL
Multi-currency accounts, FX and broader treasury tooling
Fee model
Published per-transaction rates. No monthly fee
Confirm plan and acceptance fees on Airwallex’s own Singapore pages
PayNow (online)
0.65% + S$0.30 from S$100; 0.9% (min S$0.20) below
Check PayNow coverage on Airwallex’s site
Domestic cards (online)
2.8% + S$0.50
Verify on Airwallex’s pricing page
Local checkout depth
PayNow, GrabPay, ShopeePay, Atome, cards, Tap to Pay on one account
Strongest when cross-border cash management is the reason to buy
In person
POS, terminals, Tap to Pay, static QR. In-person PayNow 0.4% (min S$0.10)
Check in-person options on Airwallex’s site
Payout
Non-card HitPay Balance T+1 calendar day
Confirm settlement terms with Airwallex
Licence
MAS Major Payment Institution PS20200643
Check Airwallex’s published Singapore regulatory wording
Fit Assessment
Who Is Each Platform Designed For?
The right choice depends on your transaction profile and business model.
HitPay may be stronger if you:
✓
You need Singapore checkout conversion first (PayNow, GrabPay, ShopeePay, BNPL, cards) on one MAS-licensed account
✓
You run appointment, services, or higher-ticket SMB flows (links, invoices, Tap to Pay / POS) — not only low-AOV marketplace carts
✓
You want published per-transaction pricing with no monthly fee, and non-card HitPay Balance payout on the published SG schedule
✓
You may expand later, but Singapore is the economic core of the decision — not PH/MY/ID volume vanity
Airwallex may be stronger if you:
✓
Require multi-currency settlement
✓
Need cross-border collections and FX tooling
✓
Manage treasury across several markets
✓
Hold balances in multiple currencies
Getting Started
Setup & Support
How each platform handles onboarding and ongoing merchant support.
HitPay Setup
→
Often same-day approval for eligible businesses
→
Payment links available without code
→
E-commerce plugins supported
→
REST API available
Basic setup does not require developer resources.
Airwallex Setup
→
Onboarding requirements are published on Airwallex’s site
→
Hosted checkout available
→
Check which Singapore methods are available today
→
Confirm developer requirements for your integration
Verify current setup steps on Airwallex’s own documentation.
HitPay Support
→
Email and live chat (business hours)
→
Phone support for established accounts
→
English and Mandarin support
Singapore-based team familiar with local banks and MAS guidelines.
Airwallex Support
→
Support channels are listed on Airwallex’s site
→
Documentation available online
→
Confirm coverage for your market
Check Airwallex’s own support pages before deciding.
Migration
Switching from Airwallex to HitPay
Airwallex can remain active during the transition period to handle refunds or disputes.
Migration Roadmap · Typically 2–4 weeks
1
Account Setup & Verification
Day 1
Create your HitPay account and complete business verification. Most partners are approved same-day.
2
Integration Testing
Days 2–5
Connect HitPay to your checkout flow using the API or one-click plugins. Test in sandbox before going live.
3
Data Export & Transition Planning
Week 1–2
Export your Airwallex payment history and customer records. Plan your cutover date.
4
Parallel Operation Period
Week 2–3
Run HitPay for new transactions while Airwallex remains active to handle existing refunds and open disputes.
5
Full Cutover
Week 3–4
Deactivate Airwallex as your primary gateway. HitPay is now your full payment stack.
⚠
Subscription billing requires review
⚠
Integration code must be updated
⚠
Historical reporting remains separate
⚠
Reconciliation may span both platforms
Frequently Asked Questions
What is the difference between HitPay and Airwallex in Singapore?
HitPay is a MAS-licensed payment gateway focused on accepting local Singapore methods — PayNow, wallets, cards and BNPL — with no monthly fee. Airwallex is often evaluated for multi-currency accounts and cross-border treasury. Compare your payment mix and cash-management needs, then verify each provider’s live fees on their own sites.
How much does HitPay charge for PayNow and cards?
PayNow online from S$100 is 0.65% + S$0.30; below S$100 it is 0.9% (minimum S$0.20). Online domestic cards are 2.8% + S$0.50. Source: the Singapore pricing page.
Is HitPay MAS-licensed?
Yes. HitPay Payment Solutions Pte Ltd is a MAS Major Payment Institution, licence PS20200643. Details on the licence and registrations page.
Can I use HitPay without a monthly subscription?
Yes. There is no setup fee and no monthly fee — you pay per successful transaction.
When should I pick Airwallex instead?
When multi-currency treasury, FX transfers, or Airwallex’s broader finance stack is the primary purchase. Confirm acceptance fees and PayNow coverage on Airwallex’s own Singapore pages before deciding. If what you actually need is receivables collection without a second treasury stack, a HitPay Collection Account collects invoice and B2B transfers into the same HitPay Wallet as PayNow checkout, POS and payment links.
How does Stripe fit this comparison?
Stripe is the other platform Singapore merchants commonly compare. See our HitPay vs Stripe page. Do not rely on third-party comparison tables for either provider’s fees — check their own pricing pages.
How fast are HitPay payouts in Singapore?
Non-card HitPay Balance payouts are T+1 calendar day. Card Balance is from T+1 business day, and Compliance may set the final card schedule case by case.
Where do I see the full HitPay fee table?
Always the Singapore pricing page — it is the source of truth for every rate on this page.
Still have questions?
Contact our team.
If you are comparing HitPay and Airwallex for a Singapore business, start from what you are actually buying — local payment acceptance, or multi-currency treasury.
Both platforms serve Singapore businesses, but they optimise for different jobs. They differ in three areas that matter most:
What you are primarily buying
Depth of local payment methods
Fee model, and where those fees are published
HitPay’s published Singapore rates are below. For Airwallex, verify current fees and method coverage on Airwallex’s own site.
At a Glance
HitPay vs Airwallex
How to choose, based on what you are actually buying. HitPay figures are from our published Singapore pricing.
Need
Lean HitPay
Lean Airwallex
Primary job
Accept Singapore customer payments — PayNow, wallets, cards, BNPL
Multi-currency accounts, FX and broader treasury tooling
Fee model
Published per-transaction rates. No monthly fee
Confirm plan and acceptance fees on Airwallex’s own Singapore pages
PayNow (online)
0.65% + S$0.30 from S$100; 0.9% (min S$0.20) below
Check PayNow coverage on Airwallex’s site
Domestic cards (online)
2.8% + S$0.50
Verify on Airwallex’s pricing page
Local checkout depth
PayNow, GrabPay, ShopeePay, Atome, cards, Tap to Pay on one account
Strongest when cross-border cash management is the reason to buy
In person
POS, terminals, Tap to Pay, static QR. In-person PayNow 0.4% (min S$0.10)
Check in-person options on Airwallex’s site
Payout
Non-card HitPay Balance T+1 calendar day
Confirm settlement terms with Airwallex
Licence
MAS Major Payment Institution PS20200643
Check Airwallex’s published Singapore regulatory wording
Fit Assessment
Who Is Each Platform Designed For?
The right choice depends on your transaction profile and business model.
HitPay may be stronger if you:
✓
You need Singapore checkout conversion first (PayNow, GrabPay, ShopeePay, BNPL, cards) on one MAS-licensed account
✓
You run appointment, services, or higher-ticket SMB flows (links, invoices, Tap to Pay / POS) — not only low-AOV marketplace carts
✓
You want published per-transaction pricing with no monthly fee, and non-card HitPay Balance payout on the published SG schedule
✓
You may expand later, but Singapore is the economic core of the decision — not PH/MY/ID volume vanity
Airwallex may be stronger if you:
✓
Require multi-currency settlement
✓
Need cross-border collections and FX tooling
✓
Manage treasury across several markets
✓
Hold balances in multiple currencies
Getting Started
Setup & Support
How each platform handles onboarding and ongoing merchant support.
HitPay Setup
→
Often same-day approval for eligible businesses
→
Payment links available without code
→
E-commerce plugins supported
→
REST API available
Basic setup does not require developer resources.
Airwallex Setup
→
Onboarding requirements are published on Airwallex’s site
→
Hosted checkout available
→
Check which Singapore methods are available today
→
Confirm developer requirements for your integration
Verify current setup steps on Airwallex’s own documentation.
HitPay Support
→
Email and live chat (business hours)
→
Phone support for established accounts
→
English and Mandarin support
Singapore-based team familiar with local banks and MAS guidelines.
Airwallex Support
→
Support channels are listed on Airwallex’s site
→
Documentation available online
→
Confirm coverage for your market
Check Airwallex’s own support pages before deciding.
Migration
Switching from Airwallex to HitPay
Airwallex can remain active during the transition period to handle refunds or disputes.
Migration Roadmap · Typically 2–4 weeks
1
Account Setup & Verification
Day 1
Create your HitPay account and complete business verification. Most partners are approved same-day.
2
Integration Testing
Days 2–5
Connect HitPay to your checkout flow using the API or one-click plugins. Test in sandbox before going live.
3
Data Export & Transition Planning
Week 1–2
Export your Airwallex payment history and customer records. Plan your cutover date.
4
Parallel Operation Period
Week 2–3
Run HitPay for new transactions while Airwallex remains active to handle existing refunds and open disputes.
5
Full Cutover
Week 3–4
Deactivate Airwallex as your primary gateway. HitPay is now your full payment stack.
⚠
Subscription billing requires review
⚠
Integration code must be updated
⚠
Historical reporting remains separate
⚠
Reconciliation may span both platforms
Frequently Asked Questions
What is the difference between HitPay and Airwallex in Singapore?
HitPay is a MAS-licensed payment gateway focused on accepting local Singapore methods — PayNow, wallets, cards and BNPL — with no monthly fee. Airwallex is often evaluated for multi-currency accounts and cross-border treasury. Compare your payment mix and cash-management needs, then verify each provider’s live fees on their own sites.
How much does HitPay charge for PayNow and cards?
PayNow online from S$100 is 0.65% + S$0.30; below S$100 it is 0.9% (minimum S$0.20). Online domestic cards are 2.8% + S$0.50. Source: the Singapore pricing page.
Is HitPay MAS-licensed?
Yes. HitPay Payment Solutions Pte Ltd is a MAS Major Payment Institution, licence PS20200643. Details on the licence and registrations page.
Can I use HitPay without a monthly subscription?
Yes. There is no setup fee and no monthly fee — you pay per successful transaction.
When should I pick Airwallex instead?
When multi-currency treasury, FX transfers, or Airwallex’s broader finance stack is the primary purchase. Confirm acceptance fees and PayNow coverage on Airwallex’s own Singapore pages before deciding. If what you actually need is receivables collection without a second treasury stack, a HitPay Collection Account collects invoice and B2B transfers into the same HitPay Wallet as PayNow checkout, POS and payment links.
How does Stripe fit this comparison?
Stripe is the other platform Singapore merchants commonly compare. See our HitPay vs Stripe page. Do not rely on third-party comparison tables for either provider’s fees — check their own pricing pages.
How fast are HitPay payouts in Singapore?
Non-card HitPay Balance payouts are T+1 calendar day. Card Balance is from T+1 business day, and Compliance may set the final card schedule case by case.
Where do I see the full HitPay fee table?
Always the Singapore pricing page — it is the source of truth for every rate on this page.
Still have questions?
Contact our team.
If you are comparing HitPay and Airwallex for a Singapore business, start from what you are actually buying — local payment acceptance, or multi-currency treasury.
Both platforms serve Singapore businesses, but they optimise for different jobs. They differ in three areas that matter most:
What you are primarily buying
Depth of local payment methods
Fee model, and where those fees are published
HitPay’s published Singapore rates are below. For Airwallex, verify current fees and method coverage on Airwallex’s own site.
At a Glance
HitPay vs Airwallex
How to choose, based on what you are actually buying. HitPay figures are from our published Singapore pricing.
Need
Lean HitPay
Lean Airwallex
Primary job
Accept Singapore customer payments — PayNow, wallets, cards, BNPL
Multi-currency accounts, FX and broader treasury tooling
Fee model
Published per-transaction rates. No monthly fee
Confirm plan and acceptance fees on Airwallex’s own Singapore pages
PayNow (online)
0.65% + S$0.30 from S$100; 0.9% (min S$0.20) below
Check PayNow coverage on Airwallex’s site
Domestic cards (online)
2.8% + S$0.50
Verify on Airwallex’s pricing page
Local checkout depth
PayNow, GrabPay, ShopeePay, Atome, cards, Tap to Pay on one account
Strongest when cross-border cash management is the reason to buy
In person
POS, terminals, Tap to Pay, static QR. In-person PayNow 0.4% (min S$0.10)
Check in-person options on Airwallex’s site
Payout
Non-card HitPay Balance T+1 calendar day
Confirm settlement terms with Airwallex
Licence
MAS Major Payment Institution PS20200643
Check Airwallex’s published Singapore regulatory wording
Fit Assessment
Who Is Each Platform Designed For?
The right choice depends on your transaction profile and business model.
HitPay may be stronger if you:
✓
You need Singapore checkout conversion first (PayNow, GrabPay, ShopeePay, BNPL, cards) on one MAS-licensed account
✓
You run appointment, services, or higher-ticket SMB flows (links, invoices, Tap to Pay / POS) — not only low-AOV marketplace carts
✓
You want published per-transaction pricing with no monthly fee, and non-card HitPay Balance payout on the published SG schedule
✓
You may expand later, but Singapore is the economic core of the decision — not PH/MY/ID volume vanity
Airwallex may be stronger if you:
✓
Require multi-currency settlement
✓
Need cross-border collections and FX tooling
✓
Manage treasury across several markets
✓
Hold balances in multiple currencies
Getting Started
Setup & Support
How each platform handles onboarding and ongoing merchant support.
HitPay Setup
→
Often same-day approval for eligible businesses
→
Payment links available without code
→
E-commerce plugins supported
→
REST API available
Basic setup does not require developer resources.
Airwallex Setup
→
Onboarding requirements are published on Airwallex’s site
→
Hosted checkout available
→
Check which Singapore methods are available today
→
Confirm developer requirements for your integration
Verify current setup steps on Airwallex’s own documentation.
HitPay Support
→
Email and live chat (business hours)
→
Phone support for established accounts
→
English and Mandarin support
Singapore-based team familiar with local banks and MAS guidelines.
Airwallex Support
→
Support channels are listed on Airwallex’s site
→
Documentation available online
→
Confirm coverage for your market
Check Airwallex’s own support pages before deciding.
Migration
Switching from Airwallex to HitPay
Airwallex can remain active during the transition period to handle refunds or disputes.
Migration Roadmap · Typically 2–4 weeks
1
Account Setup & Verification
Day 1
Create your HitPay account and complete business verification. Most partners are approved same-day.
2
Integration Testing
Days 2–5
Connect HitPay to your checkout flow using the API or one-click plugins. Test in sandbox before going live.
3
Data Export & Transition Planning
Week 1–2
Export your Airwallex payment history and customer records. Plan your cutover date.
4
Parallel Operation Period
Week 2–3
Run HitPay for new transactions while Airwallex remains active to handle existing refunds and open disputes.
5
Full Cutover
Week 3–4
Deactivate Airwallex as your primary gateway. HitPay is now your full payment stack.
⚠
Subscription billing requires review
⚠
Integration code must be updated
⚠
Historical reporting remains separate
⚠
Reconciliation may span both platforms
Frequently Asked Questions
What is the difference between HitPay and Airwallex in Singapore?
HitPay is a MAS-licensed payment gateway focused on accepting local Singapore methods — PayNow, wallets, cards and BNPL — with no monthly fee. Airwallex is often evaluated for multi-currency accounts and cross-border treasury. Compare your payment mix and cash-management needs, then verify each provider’s live fees on their own sites.
How much does HitPay charge for PayNow and cards?
PayNow online from S$100 is 0.65% + S$0.30; below S$100 it is 0.9% (minimum S$0.20). Online domestic cards are 2.8% + S$0.50. Source: the Singapore pricing page.
Is HitPay MAS-licensed?
Yes. HitPay Payment Solutions Pte Ltd is a MAS Major Payment Institution, licence PS20200643. Details on the licence and registrations page.
Can I use HitPay without a monthly subscription?
Yes. There is no setup fee and no monthly fee — you pay per successful transaction.
When should I pick Airwallex instead?
When multi-currency treasury, FX transfers, or Airwallex’s broader finance stack is the primary purchase. Confirm acceptance fees and PayNow coverage on Airwallex’s own Singapore pages before deciding. If what you actually need is receivables collection without a second treasury stack, a HitPay Collection Account collects invoice and B2B transfers into the same HitPay Wallet as PayNow checkout, POS and payment links.
How does Stripe fit this comparison?
Stripe is the other platform Singapore merchants commonly compare. See our HitPay vs Stripe page. Do not rely on third-party comparison tables for either provider’s fees — check their own pricing pages.
How fast are HitPay payouts in Singapore?
Non-card HitPay Balance payouts are T+1 calendar day. Card Balance is from T+1 business day, and Compliance may set the final card schedule case by case.
Where do I see the full HitPay fee table?
Always the Singapore pricing page — it is the source of truth for every rate on this page.
Still have questions?
Contact our team.
Ready to Move from Airwallex?
Review your transaction size, payment mix, and settlement requirements. If your business is Singapore-focused, switching may better align with your operational model.
Ready to Move from Airwallex?
Review your transaction size, payment mix, and settlement requirements. If your business is Singapore-focused, switching may better align with your operational model.
Ready to Move from Airwallex?
Review your transaction size, payment mix, and settlement requirements. If your business is Singapore-focused, switching may better align with your operational model.
Ready to Move from Airwallex?
Review your transaction size, payment mix, and settlement requirements. If your business is Singapore-focused, switching may better align with your operational model.
Ready to Move from Airwallex?
Review your transaction size, payment mix, and settlement requirements. If your business is Singapore-focused, switching may better align with your operational model.