With Tap to Pay on iPhone, anyone can do business in more places simply by accepting contactless payments right on iPhone. The checkout experience makes it easy to reach new customers and take payments on the go. All you need is iPhone and the HitPay app.
There is no reader to buy or manage. Tap to Pay is listed as free on HitPay’s Singapore pricing, with no setup fee and no monthly subscription. In-person domestic cards are 2.5% + S$0.50 and international cards are 3.2% + S$0.50 — you pay only when a payment succeeds.
Tap to Pay on iPhone uses the built-in security and privacy features of iPhone. When a payment is processed, Apple doesn’t store card numbers or PIN information on Apple servers — helping to protect your business and customer data. So merchants and customers can rest assured that their data stays theirs.
Transactions that require PIN entry will automatically prompt a PIN entry screen when using Tap to Pay on iPhone. During a transaction, Tap to Pay on iPhone is designed to prevent all photo, video, screenshot, and screen recording features on the merchant’s iPhone from capturing a customer’s card number or PIN information.
For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone to help them securely enter PIN information. Audible instructions guide customers to draw their PIN on the screen or tap the screen to indicate each digit — tapping once for 1, twice for 2, and so on. To submit their PIN, they simply swipe right with two fingers.
Frequently Asked Questions
What do I need for Tap to Pay on iPhone with HitPay?
An iPhone XS or later on iOS 18 or later, the HitPay app version 4.8.1 or later, and a verified HitPay Singapore merchant account. Full setup in the Tap to Pay on iPhone documentation.
How much does Tap to Pay cost on HitPay?
Hardware is free — there is no reader to buy. In-person domestic cards are 2.5% + S$0.50 and international cards 3.2% + S$0.50. See the Singapore pricing page.
Does Tap to Pay work on iPad?
No. HitPay’s documentation states iPhone only.
Is there a monthly fee?
No setup fee and no monthly subscription. You pay per successful transaction.
What can customers pay with?
Contactless physical cards and digital wallets, including Apple Pay. Some cards may prompt for a PIN, and a card needing chip insert will require a physical reader instead.
What if a card needs chip insert?
Use a HitPay terminal such as WisePad 3 (SGD 85), or send the customer a payment link instead.
Is HitPay MAS-licensed?
Yes — Major Payment Institution PS20200643. Details on the licence and registrations page.
Still have questions?
Contact our team.