You’re forced to reject certain payments from customers
Checkout takes longer because staff calculates exchange rates on the spot
Customers see unexpected fees and abandon the purchase
You pay steep processing fees on international cards — in-person international cards are 3.2% + S$0.50 on HitPay’s Singapore pricing
Lower transaction costs.
Save 0.5%+ per transaction compared to international card payments.
One simple checkout flow
A single, unified QR — no switching terminals, no extra steps for staff.
Faster access to your money
T+1 to T+3 settlement, compared to typically slower card payouts.
Instant activation
Lower FX costs
Pay at mid-market exchange rates, avoiding card conversion and overseas fees.
Familiar way to pay
Customers pay using the wallets they already trust, just by scanning a QR.
Afifah
The Paper Bunny
Accept customers from different countries without turning them away.
No need to manage multiple currencies or pricing tables.
Real-time exchange rates handled by HitPay.
Customers avoid credit card forex fees. Merchants save on international card processing costs.
One setup for both local and cross-border payments.
Frequently Asked Questions
What is HitPay Borderless QR?
An in-person product for Singapore stores serving tourists. You charge in SGD, the visitor pays with a home-country QR wallet, and HitPay handles the conversion and settles to you in SGD.
How much is WeChat Pay on HitPay Singapore?
WeChat Pay is 1.5% on the Singapore pricing page, online and in person. Confirm on the Singapore pricing page.
What does Borderless QR cost?
Many in-person cross-border QR methods are listed at 1.5%, plus a 1% FX markup when HitPay converts back to SGD. Compare with in-person international cards at 3.2% + S$0.50 on the same page.
Do I need extra hardware?
No. Borderless QR runs on the existing HitPay POS app — no additional terminal is required for the QR wallet flow.
Are customers charged an FX fee?
No. HitPay’s Borderless QR documentation states customers are not charged an additional HitPay FX fee.
When do I get paid?
Non-card HitPay Balance payouts are T+1 calendar day in Singapore.
Is Borderless QR the same as Adaptive Pricing?
No. Borderless QR is in-person, for tourist-facing storefronts. Adaptive Pricing is online checkout conversion — see the cross-border payments page.
Is HitPay MAS-licensed?
Yes — Major Payment Institution PS20200643. Details on the licence and registrations page.
Still have questions?
Contact our team.
