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Looking for an Airwallex alternative for accepting payments in Singapore?
Looking for an Airwallex alternative for accepting payments in Singapore?
Looking for an Airwallex alternative for accepting payments in Singapore?
Looking for an Airwallex alternative for accepting payments in Singapore?
HitPay is a Singapore payment platform built for accepting local payments: PayNow, cards, GrabPay and ShopeePay online, in store and on payment links, all on one MAS-licensed account. Online PayNow is 0.65% + S$0.30 (S$100+), in-store PayNow is 0.4%, and there’s no setup or monthly fee. Airwallex is stronger for global accounts, FX and corporate cards.
HitPay is a Singapore payment platform built for accepting local payments: PayNow, cards, GrabPay and ShopeePay online, in store and on payment links, all on one MAS-licensed account. Online PayNow is 0.65% + S$0.30 (S$100+), in-store PayNow is 0.4%, and there’s no setup or monthly fee. Airwallex is stronger for global accounts, FX and corporate cards.
HitPay is a Singapore payment platform built for accepting local payments: PayNow, cards, GrabPay and ShopeePay online, in store and on payment links, all on one MAS-licensed account. Online PayNow is 0.65% + S$0.30 (S$100+), in-store PayNow is 0.4%, and there’s no setup or monthly fee. Airwallex is stronger for global accounts, FX and corporate cards.
At a Glance
At a glance: accepting payments in Singapore
HitPay fees: hitpayapp.com/sg/pricing. Airwallex fees: airwallex.com/en-sg/pricing, fee schedule and payment-method list, checked 15 Oct 2026, excluding GST.
| HitPay | Airwallex (public pricing) | |
|---|---|---|
| Plan / monthly fee | None | Explore free · Grow S$79/mo · Accelerate from S$399/mo |
| PayNow online | 0.65% + S$0.30 (S$100+) · 0.9%, min S$0.20 (below S$100) | 1.00% + S$0.50 gateway fee |
| PayNow in store | 0.4% (min S$0.10) | Not published |
| Domestic cards online | 2.8% + S$0.50 | 3.30% + S$0.50 |
| International cards online | 3.65% + S$0.50 (+2% on foreign-currency transactions) | 3.60% + S$0.50 (+FX fees per fee schedule) |
| Cards in store | 2.5% + S$0.50 domestic · 3.2% + S$0.50 international | Not published |
| GrabPay online | 3% | 3.00% (2.80% travel) + S$0.50 |
| Refund fee | No additional fee | S$0.50 per refund |
| Card terminals | Bought once, no monthly rental (from the /sg/card-terminal price list) | Not published |
| Payment links, invoices, POS software | +0.2% on processing | Not separately priced |
| Non-card payout | T+1 calendar day | Not published |
Worked example (S$100 PayNow online): HitPay S$0.95 · Airwallex S$1.50. S$20 PayNow online: HitPay S$0.20 · Airwallex S$0.70.
Fit Assessment
Where each one wins
Using both: accept with HitPay and keep a global account for treasury. Pay local suppliers from HitPay with BillPay (PayNow/FAST, S$0.50 per transfer).
HitPay is the better fit if you:
✓
Take most payments by PayNow, especially small tickets (the 0.9%, min S$0.20 tier below S$100)
✓
Sell in store as well as online: POS, card terminals and Tap to Pay on the same account
✓
Want payment links, invoices and a Shopify or WooCommerce checkout without a monthly plan
✓
Want refunds without a per-refund fee
Airwallex is the better fit if you:
✓
Mainly need multi-currency global accounts, FX conversion and international transfers
✓
Want corporate and employee cards with expense management
✓
Take mostly international cards online (its published 3.60% + S$0.50 is slightly below HitPay’s 3.65% + S$0.50)
Coverage
Coverage: payment methods in Singapore
HitPay
· 14 methods
PayNow
Visa
Mastercard
Amex
Apple Pay
Google Pay
GrabPay
PayLater by Grab
ShopeePay
SPayLater
Atome
ShopBack
WeChat Pay
UPI
Plus Borderless QR for tourists in store
Airwallex
· global
Cards
160+ local payment methods globally
Priced per method on its capability page
Cash Flow
Cash flow
HitPay non-card payouts are T+1 calendar day.
Card payouts start from T+1 business day, with the final schedule set by Compliance case by case.
Airwallex doesn’t publish payout timing on its SG pricing page.
Getting Started
Setup and support
HitPay setup and support
→
Free account; turn on PayNow and cards, share a payment link the same day, or install the Shopify app or WooCommerce plugin.
→
HitPay has processed over US$1B at 99.99% uptime.
→
MAS licensed (hitpayapp.com/sg/license-registrations).
Migration
Switching from Airwallex checkout to HitPay
1
Day 1
Create a HitPay account and complete verification.
2
Days 2–5
Turn on PayNow, cards and wallets. Install the plugin, connect the API or create payment links. Test in sandbox.
3
Week 1–2
Run HitPay for new orders and keep Airwallex open for existing refunds and disputes.
4
Week 2–3
Make HitPay the default checkout. Your Airwallex global account can stay for FX if you use it.
Frequently Asked Questions
Is HitPay an Airwallex alternative in Singapore?
Yes, if your main need is accepting payments in Singapore. HitPay accepts PayNow, cards, GrabPay, ShopeePay, Atome and WeChat Pay online, in store and on payment links, with no setup or monthly fee. Airwallex is a better fit if you mainly need global accounts, FX and corporate cards.
How much does PayNow cost on HitPay vs Airwallex?
On HitPay, online PayNow is 0.65% + S$0.30 from S$100 and 0.9% (min S$0.20) below S$100. In-person PayNow is 0.4% (min S$0.10). Airwallex's public rate for PayNow is 1.00% plus a S$0.50 gateway fee per transaction (airwallex.com, checked 15 Oct 2026).
Are HitPay card fees lower than Airwallex in Singapore?
For domestic cards, yes: HitPay is 2.8% + S$0.50 online and 2.5% + S$0.50 in person, vs Airwallex's published 3.30% + S$0.50. For international cards online, Airwallex publishes 3.60% + S$0.50 and HitPay 3.65% + S$0.50, so Airwallex is slightly lower there.
Does HitPay charge a monthly fee?
No. HitPay has no setup fee and no monthly subscription. You pay per successful transaction. Payment Links, Invoicing, Online Store and POS add 0.2%, the WooCommerce plugin adds 0.2% and the Shopify Payments App adds 0.5%.
Can I accept PayNow in store with HitPay?
Yes. HitPay POS, HitPay card terminals and Tap to Pay accept PayNow QR and cards on one account. In-person PayNow is 0.4% (min S$0.10). Airwallex doesn't publish in-person rates on its Singapore pricing page.
Does HitPay charge a refund fee?
There's no additional fee for processing a refund on HitPay. The original transaction fee isn't returned. Airwallex lists a S$0.50 fee per refund request.
How fast are HitPay payouts in Singapore?
Non-card payments (HitPay Balance) pay out T+1 calendar day. Card payments pay out from T+1 business day, and Compliance sets the final card schedule case by case.
Is HitPay licensed by MAS?
Yes. HitPay Payment Solutions Pte Ltd is MAS licensed. Airwallex (Singapore) Pte. Ltd. is also MAS licensed.
Can I use HitPay and Airwallex together?
Yes. Many businesses use HitPay to accept local payments online and in store, and keep a global account elsewhere for FX and overseas transfers. HitPay's own BillPay pays local suppliers by PayNow or FAST at S$0.50 per transfer.
How do I switch my checkout from Airwallex to HitPay?
Create a free HitPay account and complete verification. Turn on PayNow, cards and wallets, then install the Shopify app, WooCommerce plugin or API, or share a payment link. Keep your old provider active until its open refunds and disputes are closed.
Other comparisons: Stripe · Airwallex · Aspire · Revolut Business
Still have questions?
Contact our team.
Last updated 15 Oct 2026. Airwallex fees are from airwallex.com/en-sg/pricing, its fee schedule and payment-method list on 15 Oct 2026, and can change. Check the provider’s site before you decide.
At a Glance
At a glance: accepting payments in Singapore
HitPay fees: hitpayapp.com/sg/pricing. Airwallex fees: airwallex.com/en-sg/pricing, fee schedule and payment-method list, checked 15 Oct 2026, excluding GST.
| HitPay | Airwallex (public pricing) | |
|---|---|---|
| Plan / monthly fee | None | Explore free · Grow S$79/mo · Accelerate from S$399/mo |
| PayNow online | 0.65% + S$0.30 (S$100+) · 0.9%, min S$0.20 (below S$100) | 1.00% + S$0.50 gateway fee |
| PayNow in store | 0.4% (min S$0.10) | Not published |
| Domestic cards online | 2.8% + S$0.50 | 3.30% + S$0.50 |
| International cards online | 3.65% + S$0.50 (+2% on foreign-currency transactions) | 3.60% + S$0.50 (+FX fees per fee schedule) |
| Cards in store | 2.5% + S$0.50 domestic · 3.2% + S$0.50 international | Not published |
| GrabPay online | 3% | 3.00% (2.80% travel) + S$0.50 |
| Refund fee | No additional fee | S$0.50 per refund |
| Card terminals | Bought once, no monthly rental (from the /sg/card-terminal price list) | Not published |
| Payment links, invoices, POS software | +0.2% on processing | Not separately priced |
| Non-card payout | T+1 calendar day | Not published |
Worked example (S$100 PayNow online): HitPay S$0.95 · Airwallex S$1.50. S$20 PayNow online: HitPay S$0.20 · Airwallex S$0.70.
Fit Assessment
Where each one wins
Using both: accept with HitPay and keep a global account for treasury. Pay local suppliers from HitPay with BillPay (PayNow/FAST, S$0.50 per transfer).
HitPay is the better fit if you:
✓
Take most payments by PayNow, especially small tickets (the 0.9%, min S$0.20 tier below S$100)
✓
Sell in store as well as online: POS, card terminals and Tap to Pay on the same account
✓
Want payment links, invoices and a Shopify or WooCommerce checkout without a monthly plan
✓
Want refunds without a per-refund fee
Airwallex is the better fit if you:
✓
Mainly need multi-currency global accounts, FX conversion and international transfers
✓
Want corporate and employee cards with expense management
✓
Take mostly international cards online (its published 3.60% + S$0.50 is slightly below HitPay’s 3.65% + S$0.50)
Coverage
Coverage: payment methods in Singapore
HitPay
· 14 methods
PayNow
Visa
Mastercard
Amex
Apple Pay
Google Pay
GrabPay
PayLater by Grab
ShopeePay
SPayLater
Atome
ShopBack
WeChat Pay
UPI
Plus Borderless QR for tourists in store
Airwallex
· global
Cards
160+ local payment methods globally
Priced per method on its capability page
Cash Flow
Cash flow
HitPay non-card payouts are T+1 calendar day.
Card payouts start from T+1 business day, with the final schedule set by Compliance case by case.
Airwallex doesn’t publish payout timing on its SG pricing page.
Getting Started
Setup and support
HitPay setup and support
→
Free account; turn on PayNow and cards, share a payment link the same day, or install the Shopify app or WooCommerce plugin.
→
HitPay has processed over US$1B at 99.99% uptime.
→
MAS licensed (hitpayapp.com/sg/license-registrations).
Migration
Switching from Airwallex checkout to HitPay
1
Day 1
Create a HitPay account and complete verification.
2
Days 2–5
Turn on PayNow, cards and wallets. Install the plugin, connect the API or create payment links. Test in sandbox.
3
Week 1–2
Run HitPay for new orders and keep Airwallex open for existing refunds and disputes.
4
Week 2–3
Make HitPay the default checkout. Your Airwallex global account can stay for FX if you use it.
Frequently Asked Questions
Is HitPay an Airwallex alternative in Singapore?
Yes, if your main need is accepting payments in Singapore. HitPay accepts PayNow, cards, GrabPay, ShopeePay, Atome and WeChat Pay online, in store and on payment links, with no setup or monthly fee. Airwallex is a better fit if you mainly need global accounts, FX and corporate cards.
How much does PayNow cost on HitPay vs Airwallex?
On HitPay, online PayNow is 0.65% + S$0.30 from S$100 and 0.9% (min S$0.20) below S$100. In-person PayNow is 0.4% (min S$0.10). Airwallex's public rate for PayNow is 1.00% plus a S$0.50 gateway fee per transaction (airwallex.com, checked 15 Oct 2026).
Are HitPay card fees lower than Airwallex in Singapore?
For domestic cards, yes: HitPay is 2.8% + S$0.50 online and 2.5% + S$0.50 in person, vs Airwallex's published 3.30% + S$0.50. For international cards online, Airwallex publishes 3.60% + S$0.50 and HitPay 3.65% + S$0.50, so Airwallex is slightly lower there.
Does HitPay charge a monthly fee?
No. HitPay has no setup fee and no monthly subscription. You pay per successful transaction. Payment Links, Invoicing, Online Store and POS add 0.2%, the WooCommerce plugin adds 0.2% and the Shopify Payments App adds 0.5%.
Can I accept PayNow in store with HitPay?
Yes. HitPay POS, HitPay card terminals and Tap to Pay accept PayNow QR and cards on one account. In-person PayNow is 0.4% (min S$0.10). Airwallex doesn't publish in-person rates on its Singapore pricing page.
Does HitPay charge a refund fee?
There's no additional fee for processing a refund on HitPay. The original transaction fee isn't returned. Airwallex lists a S$0.50 fee per refund request.
How fast are HitPay payouts in Singapore?
Non-card payments (HitPay Balance) pay out T+1 calendar day. Card payments pay out from T+1 business day, and Compliance sets the final card schedule case by case.
Is HitPay licensed by MAS?
Yes. HitPay Payment Solutions Pte Ltd is MAS licensed. Airwallex (Singapore) Pte. Ltd. is also MAS licensed.
Can I use HitPay and Airwallex together?
Yes. Many businesses use HitPay to accept local payments online and in store, and keep a global account elsewhere for FX and overseas transfers. HitPay's own BillPay pays local suppliers by PayNow or FAST at S$0.50 per transfer.
How do I switch my checkout from Airwallex to HitPay?
Create a free HitPay account and complete verification. Turn on PayNow, cards and wallets, then install the Shopify app, WooCommerce plugin or API, or share a payment link. Keep your old provider active until its open refunds and disputes are closed.
Other comparisons: Stripe · Airwallex · Aspire · Revolut Business
Still have questions?
Contact our team.
Last updated 15 Oct 2026. Airwallex fees are from airwallex.com/en-sg/pricing, its fee schedule and payment-method list on 15 Oct 2026, and can change. Check the provider’s site before you decide.
At a Glance
At a glance: accepting payments in Singapore
HitPay fees: hitpayapp.com/sg/pricing. Airwallex fees: airwallex.com/en-sg/pricing, fee schedule and payment-method list, checked 15 Oct 2026, excluding GST.
| HitPay | Airwallex (public pricing) | |
|---|---|---|
| Plan / monthly fee | None | Explore free · Grow S$79/mo · Accelerate from S$399/mo |
| PayNow online | 0.65% + S$0.30 (S$100+) · 0.9%, min S$0.20 (below S$100) | 1.00% + S$0.50 gateway fee |
| PayNow in store | 0.4% (min S$0.10) | Not published |
| Domestic cards online | 2.8% + S$0.50 | 3.30% + S$0.50 |
| International cards online | 3.65% + S$0.50 (+2% on foreign-currency transactions) | 3.60% + S$0.50 (+FX fees per fee schedule) |
| Cards in store | 2.5% + S$0.50 domestic · 3.2% + S$0.50 international | Not published |
| GrabPay online | 3% | 3.00% (2.80% travel) + S$0.50 |
| Refund fee | No additional fee | S$0.50 per refund |
| Card terminals | Bought once, no monthly rental (from the /sg/card-terminal price list) | Not published |
| Payment links, invoices, POS software | +0.2% on processing | Not separately priced |
| Non-card payout | T+1 calendar day | Not published |
Worked example (S$100 PayNow online): HitPay S$0.95 · Airwallex S$1.50. S$20 PayNow online: HitPay S$0.20 · Airwallex S$0.70.
Fit Assessment
Where each one wins
Using both: accept with HitPay and keep a global account for treasury. Pay local suppliers from HitPay with BillPay (PayNow/FAST, S$0.50 per transfer).
HitPay is the better fit if you:
✓
Take most payments by PayNow, especially small tickets (the 0.9%, min S$0.20 tier below S$100)
✓
Sell in store as well as online: POS, card terminals and Tap to Pay on the same account
✓
Want payment links, invoices and a Shopify or WooCommerce checkout without a monthly plan
✓
Want refunds without a per-refund fee
Airwallex is the better fit if you:
✓
Mainly need multi-currency global accounts, FX conversion and international transfers
✓
Want corporate and employee cards with expense management
✓
Take mostly international cards online (its published 3.60% + S$0.50 is slightly below HitPay’s 3.65% + S$0.50)
Coverage
Coverage: payment methods in Singapore
HitPay
· 14 methods
PayNow
Visa
Mastercard
Amex
Apple Pay
Google Pay
GrabPay
PayLater by Grab
ShopeePay
SPayLater
Atome
ShopBack
WeChat Pay
UPI
Plus Borderless QR for tourists in store
Airwallex
· global
Cards
160+ local payment methods globally
Priced per method on its capability page
Cash Flow
Cash flow
HitPay non-card payouts are T+1 calendar day.
Card payouts start from T+1 business day, with the final schedule set by Compliance case by case.
Airwallex doesn’t publish payout timing on its SG pricing page.
Getting Started
Setup and support
HitPay setup and support
→
Free account; turn on PayNow and cards, share a payment link the same day, or install the Shopify app or WooCommerce plugin.
→
HitPay has processed over US$1B at 99.99% uptime.
→
MAS licensed (hitpayapp.com/sg/license-registrations).
Migration
Switching from Airwallex checkout to HitPay
1
Day 1
Create a HitPay account and complete verification.
2
Days 2–5
Turn on PayNow, cards and wallets. Install the plugin, connect the API or create payment links. Test in sandbox.
3
Week 1–2
Run HitPay for new orders and keep Airwallex open for existing refunds and disputes.
4
Week 2–3
Make HitPay the default checkout. Your Airwallex global account can stay for FX if you use it.
Frequently Asked Questions
Is HitPay an Airwallex alternative in Singapore?
Yes, if your main need is accepting payments in Singapore. HitPay accepts PayNow, cards, GrabPay, ShopeePay, Atome and WeChat Pay online, in store and on payment links, with no setup or monthly fee. Airwallex is a better fit if you mainly need global accounts, FX and corporate cards.
How much does PayNow cost on HitPay vs Airwallex?
On HitPay, online PayNow is 0.65% + S$0.30 from S$100 and 0.9% (min S$0.20) below S$100. In-person PayNow is 0.4% (min S$0.10). Airwallex's public rate for PayNow is 1.00% plus a S$0.50 gateway fee per transaction (airwallex.com, checked 15 Oct 2026).
Are HitPay card fees lower than Airwallex in Singapore?
For domestic cards, yes: HitPay is 2.8% + S$0.50 online and 2.5% + S$0.50 in person, vs Airwallex's published 3.30% + S$0.50. For international cards online, Airwallex publishes 3.60% + S$0.50 and HitPay 3.65% + S$0.50, so Airwallex is slightly lower there.
Does HitPay charge a monthly fee?
No. HitPay has no setup fee and no monthly subscription. You pay per successful transaction. Payment Links, Invoicing, Online Store and POS add 0.2%, the WooCommerce plugin adds 0.2% and the Shopify Payments App adds 0.5%.
Can I accept PayNow in store with HitPay?
Yes. HitPay POS, HitPay card terminals and Tap to Pay accept PayNow QR and cards on one account. In-person PayNow is 0.4% (min S$0.10). Airwallex doesn't publish in-person rates on its Singapore pricing page.
Does HitPay charge a refund fee?
There's no additional fee for processing a refund on HitPay. The original transaction fee isn't returned. Airwallex lists a S$0.50 fee per refund request.
How fast are HitPay payouts in Singapore?
Non-card payments (HitPay Balance) pay out T+1 calendar day. Card payments pay out from T+1 business day, and Compliance sets the final card schedule case by case.
Is HitPay licensed by MAS?
Yes. HitPay Payment Solutions Pte Ltd is MAS licensed. Airwallex (Singapore) Pte. Ltd. is also MAS licensed.
Can I use HitPay and Airwallex together?
Yes. Many businesses use HitPay to accept local payments online and in store, and keep a global account elsewhere for FX and overseas transfers. HitPay's own BillPay pays local suppliers by PayNow or FAST at S$0.50 per transfer.
How do I switch my checkout from Airwallex to HitPay?
Create a free HitPay account and complete verification. Turn on PayNow, cards and wallets, then install the Shopify app, WooCommerce plugin or API, or share a payment link. Keep your old provider active until its open refunds and disputes are closed.
Other comparisons: Stripe · Airwallex · Aspire · Revolut Business
Still have questions?
Contact our team.
Last updated 15 Oct 2026. Airwallex fees are from airwallex.com/en-sg/pricing, its fee schedule and payment-method list on 15 Oct 2026, and can change. Check the provider’s site before you decide.
Looking for an Airwallex alternative?
Online PayNow is 0.65% + S$0.30 (S$100+), in-store PayNow is 0.4%, and there's no setup or monthly fee.
Looking for an Airwallex alternative?
Online PayNow is 0.65% + S$0.30 (S$100+), in-store PayNow is 0.4%, and there's no setup or monthly fee.
Looking for an Airwallex alternative?
Online PayNow is 0.65% + S$0.30 (S$100+), in-store PayNow is 0.4%, and there's no setup or monthly fee.
Looking for an Airwallex alternative?
Online PayNow is 0.65% + S$0.30 (S$100+), in-store PayNow is 0.4%, and there's no setup or monthly fee.
Looking for an Airwallex alternative?
Online PayNow is 0.65% + S$0.30 (S$100+), in-store PayNow is 0.4%, and there's no setup or monthly fee.