Malaysia · checked 20 Oct 2026
At a glance
| HitPay | Billplz Basic | |
|---|---|---|
| FPX B2C | 1.8% + RM0.40 | RM1.25 |
| Domestic cards | 1.2% + RM1 | 1.8% |
| DuitNow QR | 1.2% | 1.5% |
| In-store terminals | From MYR310, buy once | Not offered |
Billplz figures from its pricing page, 20 Oct 2026, before 8% SST. See the full comparison
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Billplz is cheaper for FPX (RM1.25 flat per B2C payment on its free Basic plan, plus 8% SST) and charges 1.5% on all wallets. HitPay is cheaper on domestic cards above about RM167 and on DuitNow QR (1.2%), and adds in-store POS and terminals plus SG/PH payments. HitPay adds 0.2% on Links/Invoicing/Store/POS/Recurring and 0.5% on Shopify (Billplz: +0.3%).
Compare
Billplz: main.billplz.com/pricing (fees carry 8% SST, per its pricing guide). HitPay: hitpayapp.com/my/pricing. Rates as published, checked 20 Oct 2026.
| Method | HitPay | Billplz Basic (free) | Billplz Standard (MYR999/yr + SST) | Cheaper |
|---|---|---|---|---|
| FPX B2C | 1.8% + RM0.40 | RM1.25 | RM0.75 | Billplz |
| FPX B2B | — | RM3.00 | RM2.00 | — |
| Domestic cards (MYR) | 1.2% + RM1 | 1.8% | 1.5% | HitPay above ~RM167 (vs Basic) |
| Non-MYR cards | 3% + RM1 (+2% foreign currency) | 3.8% | 3.5% | Depends |
| Wallets incl. DuitNow QR | DuitNow 1.2%; Touch 'n Go 1.9%; GrabPay 2%; ShopeePay 2.2% | 1.5% | 1.5% | HitPay on DuitNow; Billplz on others |
| Shopify add-on | +0.5% | +0.3% | +0.3% | Billplz |
| In-store terminals | Tap to Pay free; WisePad 3 MYR310, All-in-One MYR850, FlexiPOS MYR1,750 | Not offered | Not offered | HitPay |
| Plan fee | None | Free | MYR999/yr + 8% SST | — |
Worked examples
Published rates; Billplz Basic before 8% SST. Your mix of methods decides which is cheaper.
| Example | HitPay | Billplz Basic |
|---|---|---|
| RM100 FPX | RM2.20 | RM1.25 |
| RM300 domestic card | RM4.60 | RM5.40 |
| RM50 DuitNow QR | RM0.60 | RM0.75 |
Billplz fees and payouts
Billplz has a free Basic plan and a Standard plan at MYR999/yr (+8% SST) with lower FPX fees. Its fees carry 8% SST. HitPay has no plan fee; FPX pays out T+1 business days, cards T+1 and other non-card methods T+2, and online and in-store sales sit in one dashboard with one payout.
| Payout | HitPay | Billplz |
|---|---|---|
| FPX | T+1 business days | Next business day |
| Cards | T+1 business days | T+2 business days |
| Wallets / DuitNow | T+2 business days | Next day |
Who should choose which
Mobiedge E-commerce Sdn Bhd, a wholly-owned subsidiary of HitPay Malaysia, is a registered merchant acquirer regulated by Bank Negara Malaysia. HitPay has processed over US$1B at 99.99% uptime.
Billplz fits if you:
Mostly collect FPX bill payments
Want FPX payouts the next business day
Take wallets other than DuitNow
HitPay fits if you:
Take cards or DuitNow QR
Sell in store and online, with one dashboard and one payout
Expand to Singapore or the Philippines
Don’t want a plan fee
frequently asked questions
Is HitPay cheaper than Billplz?
For cards above about RM167 and for DuitNow QR, yes. For FPX, Billplz is cheaper: RM1.25 per B2C payment on its free Basic plan (plus 8% SST) against HitPay's 1.8% + RM0.40.
How much does Billplz cost?
Billplz's Basic plan is free, with FPX B2C at RM1.25, domestic cards at 1.8% and wallets at 1.5%. Standard is MYR999/yr (+8% SST) with FPX at RM0.75 and cards at 1.5%. Its fees carry 8% SST (main.billplz.com/pricing, checked 20 Oct 2026).
Which is cheaper for FPX?
Billplz: RM1.25 per B2C payment on Basic and RM0.75 on Standard, against HitPay's 1.8% + RM0.40.
Does Billplz have POS?
It doesn't offer in-store POS or terminals on its pricing page. HitPay offers Tap to Pay for free and terminals from MYR310, bought once.
What are the DuitNow QR fees?
HitPay charges 1.2%. Billplz charges 1.5% on all wallets, including DuitNow QR.
How do Shopify fees compare?
Billplz adds 0.3% on Shopify; HitPay adds 0.5% through its Shopify app.
Does HitPay have an annual plan fee?
No. HitPay has no plan, setup or monthly fee.
How fast are payouts?
HitPay pays FPX out T+1 business days, cards T+1 business days and other non-card methods T+2 business days. Billplz pays FPX the next business day and cards T+2 business days.
Can I use both?
Yes. Some merchants run FPX bill collection on one provider and cards or in-store payments on another.
What are HitPay’s fees vs Billplz?
HitPay has no setup or monthly fee. On HitPay MY pricing: FPX is 1.8% + RM 0.40, DuitNow QR is 1.2%, GrabPay 2%, Touch ’n Go 1.9%, domestic cards 1.2% + RM1 (online and in-person), international cards 3% + RM1 (+2% if the card billing currency differs). Business Software (Payment Links, Invoicing, Online Store, POS, Recurring) adds 0.2%; Shopify adds 0.5%. Payouts: FPX T+1 business days, other non-card T+2, cards from T+1. Billplz’s FPX is a flat ringgit fee (often lower on small tickets); HitPay’s strength is one account for FPX, DuitNow, cards, terminals and online plugins.
Does HitPay settle FPX faster than Billplz?
HitPay FPX payouts are T+1 business days. Billplz lists Online Banking payout as next business day and card payouts as T+2 business days on its pricing page (19 Oct 2026). Always confirm both sites before you switch.
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