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Billplz vs HitPay Pricing Comparison (2026)

Author:

The HitPay Team

Last Updated:

Billplz vs HitPay in 2026: Billplz's Basic and Standard plan fees, HitPay's Malaysia rates, payout times, and where each one is cheaper.

Updated 20 Oct 2026. Fees re-checked on main.billplz.com/pricing and hitpayapp.com/my/pricing. For the full side-by-side table, see HitPay vs Billplz.

Introduction

Choosing a payment processor affects what you pay per sale, how fast money reaches your bank and which payment methods your customers can use. Two widely used options in Malaysia are HitPay and Billplz.

In short: Billplz is cheaper for FPX, especially on its Standard plan. HitPay is cheaper on domestic cards above about RM167 and on DuitNow QR, and adds in-store terminals and payments in Singapore and the Philippines on the same account.

About Billplz

Billplz is a Malaysian payment gateway for businesses of different sizes. It supports payment links, online payment forms, recurring payments, invoicing and checkout pages, with online banking (FPX), Visa and Mastercard, wallets and Buy Now, Pay Later.

Billplz pricing in 2026

Billplz has a free Basic plan and a Standard plan at MYR 999 a year. The plan you choose sets your per-transaction fees. Billplz's fees carry 8% SST, according to its pricing guide.

Billplz fee

Basic (free)

Standard (MYR 999/yr + SST)

FPX B2C

RM1.25

RM0.75

FPX B2B

RM3.00

RM2.00

MYR cards

1.8%

1.5%

Non-MYR cards

3.8%

3.5%

Wallets (incl. DuitNow QR)

1.5%

1.5%

Shopify

Billplz fee + 0.3%

Billplz fee + 0.3%

Billplz pays FPX out the next business day, cards in T+2 business days and wallets the next day. An Enterprise plan has custom pricing.

HitPay pricing in 2026

HitPay has no subscription, rental or setup fee. You pay per successful transaction.

HitPay fee (online)

Rate

Local cards

1.2% + RM1

International cards

3% + RM1 (+2% on foreign-currency transactions)

FPX

1.8% + RM0.40

DuitNow QR

1.2%

Touch 'n Go / GrabPay / ShopeePay

1.9% / 2% / 2.2%

Payment links, invoicing, the online store, POS and recurring billing add 0.2% per transaction, and the Shopify app adds 0.5%. In-person rates differ from online rates, so check the HitPay Malaysia pricing page for the current full rate card.

HitPay payouts in Malaysia

FPX pays out in T+1 business days, cards in T+1 business days and other non-card methods such as DuitNow and e-wallets in T+2 business days. Online and in-store sales sit in one dashboard with one payout.

Which is cheaper?

  • FPX: Billplz. RM1.25 per B2C payment on Basic (RM0.75 on Standard) against HitPay's 1.8% + RM0.40. On RM100, that's RM1.25 vs RM2.20.

  • Domestic cards: HitPay above about RM167 (vs Billplz Basic). On RM300, that's RM4.60 vs RM5.40.

  • DuitNow QR: HitPay, at 1.2% against 1.5%.

  • Other wallets: Billplz, at 1.5%.

  • In store: only HitPay offers terminals (Tap to Pay for free; WisePad 3 MYR310, All-in-One MYR850, FlexiPOS MYR1,750, bought once).

Billplz fees above exclude 8% SST. See the full table on HitPay vs Billplz.

Why choose HitPay?

Payment options

HitPay supports GrabPay, Touch 'n Go eWallet, ShopeePay, DuitNow QR and FPX alongside cards, online and in store.

Integrations

HitPay integrates with Shopify, WooCommerce, Wix, Xero and Google Forms, so you can run online and in-store sales without custom development.

No-code tools

  • Payment links: create links you can send by email, text message or social media

  • Online payment forms: build forms you can embed on your website or promotional pages

Business software

Recurring billing, invoices and an online store come with no subscription fee. A 0.2% per-transaction fee applies when you use them.

Want to offer more payment methods? Set up an account for free or find out more with a 1-on-1 demo.

Frequently Asked Questions

How much does Billplz cost in 2026?

Billplz's Basic plan is free, with FPX B2C at RM1.25, MYR cards at 1.8% and wallets at 1.5%. Standard costs MYR 999 a year (+8% SST), with FPX at RM0.75 and cards at 1.5%. Its fees carry 8% SST.

Does HitPay charge a subscription fee?

No. HitPay has no subscription, rental or hidden fees. It uses a pay-per-transaction model, so an SME can start without upfront capital or a recurring bill.

What are HitPay's card fees in Malaysia?

1.2% + RM1 for local cards and 3% + RM1 for international cards online. In-person card rates differ from online rates, so check the HitPay Malaysia pricing page for the current in-person figures.

Which is cheaper for FPX, Billplz or HitPay?

Billplz: RM1.25 per B2C payment on Basic and RM0.75 on Standard, against HitPay's 1.8% + RM0.40.

How fast are HitPay payouts in Malaysia?

FPX pays out in T+1 business days, cards in T+1 business days and other non-card methods in T+2 business days, with one dashboard and one payout for online and in-store sales.

Which payment methods does HitPay support in Malaysia?

GrabPay, Touch 'n Go eWallet, ShopeePay, DuitNow QR and FPX, alongside cards.

Is there a fee for using HitPay's business software?

The recurring billing, invoice generation and online store tools carry no subscription. A 0.2% per-transaction fee applies when you use them.

Billplz vs HitPay Pricing Comparison (2026)

Author:

The HitPay Team

Last Updated:

Billplz vs HitPay in 2026: Billplz's Basic and Standard plan fees, HitPay's Malaysia rates, payout times, and where each one is cheaper.

Updated 20 Oct 2026. Fees re-checked on main.billplz.com/pricing and hitpayapp.com/my/pricing. For the full side-by-side table, see HitPay vs Billplz.

Introduction

Choosing a payment processor affects what you pay per sale, how fast money reaches your bank and which payment methods your customers can use. Two widely used options in Malaysia are HitPay and Billplz.

In short: Billplz is cheaper for FPX, especially on its Standard plan. HitPay is cheaper on domestic cards above about RM167 and on DuitNow QR, and adds in-store terminals and payments in Singapore and the Philippines on the same account.

About Billplz

Billplz is a Malaysian payment gateway for businesses of different sizes. It supports payment links, online payment forms, recurring payments, invoicing and checkout pages, with online banking (FPX), Visa and Mastercard, wallets and Buy Now, Pay Later.

Billplz pricing in 2026

Billplz has a free Basic plan and a Standard plan at MYR 999 a year. The plan you choose sets your per-transaction fees. Billplz's fees carry 8% SST, according to its pricing guide.

Billplz fee

Basic (free)

Standard (MYR 999/yr + SST)

FPX B2C

RM1.25

RM0.75

FPX B2B

RM3.00

RM2.00

MYR cards

1.8%

1.5%

Non-MYR cards

3.8%

3.5%

Wallets (incl. DuitNow QR)

1.5%

1.5%

Shopify

Billplz fee + 0.3%

Billplz fee + 0.3%

Billplz pays FPX out the next business day, cards in T+2 business days and wallets the next day. An Enterprise plan has custom pricing.

HitPay pricing in 2026

HitPay has no subscription, rental or setup fee. You pay per successful transaction.

HitPay fee (online)

Rate

Local cards

1.2% + RM1

International cards

3% + RM1 (+2% on foreign-currency transactions)

FPX

1.8% + RM0.40

DuitNow QR

1.2%

Touch 'n Go / GrabPay / ShopeePay

1.9% / 2% / 2.2%

Payment links, invoicing, the online store, POS and recurring billing add 0.2% per transaction, and the Shopify app adds 0.5%. In-person rates differ from online rates, so check the HitPay Malaysia pricing page for the current full rate card.

HitPay payouts in Malaysia

FPX pays out in T+1 business days, cards in T+1 business days and other non-card methods such as DuitNow and e-wallets in T+2 business days. Online and in-store sales sit in one dashboard with one payout.

Which is cheaper?

  • FPX: Billplz. RM1.25 per B2C payment on Basic (RM0.75 on Standard) against HitPay's 1.8% + RM0.40. On RM100, that's RM1.25 vs RM2.20.

  • Domestic cards: HitPay above about RM167 (vs Billplz Basic). On RM300, that's RM4.60 vs RM5.40.

  • DuitNow QR: HitPay, at 1.2% against 1.5%.

  • Other wallets: Billplz, at 1.5%.

  • In store: only HitPay offers terminals (Tap to Pay for free; WisePad 3 MYR310, All-in-One MYR850, FlexiPOS MYR1,750, bought once).

Billplz fees above exclude 8% SST. See the full table on HitPay vs Billplz.

Why choose HitPay?

Payment options

HitPay supports GrabPay, Touch 'n Go eWallet, ShopeePay, DuitNow QR and FPX alongside cards, online and in store.

Integrations

HitPay integrates with Shopify, WooCommerce, Wix, Xero and Google Forms, so you can run online and in-store sales without custom development.

No-code tools

  • Payment links: create links you can send by email, text message or social media

  • Online payment forms: build forms you can embed on your website or promotional pages

Business software

Recurring billing, invoices and an online store come with no subscription fee. A 0.2% per-transaction fee applies when you use them.

Want to offer more payment methods? Set up an account for free or find out more with a 1-on-1 demo.

Frequently Asked Questions

How much does Billplz cost in 2026?

Billplz's Basic plan is free, with FPX B2C at RM1.25, MYR cards at 1.8% and wallets at 1.5%. Standard costs MYR 999 a year (+8% SST), with FPX at RM0.75 and cards at 1.5%. Its fees carry 8% SST.

Does HitPay charge a subscription fee?

No. HitPay has no subscription, rental or hidden fees. It uses a pay-per-transaction model, so an SME can start without upfront capital or a recurring bill.

What are HitPay's card fees in Malaysia?

1.2% + RM1 for local cards and 3% + RM1 for international cards online. In-person card rates differ from online rates, so check the HitPay Malaysia pricing page for the current in-person figures.

Which is cheaper for FPX, Billplz or HitPay?

Billplz: RM1.25 per B2C payment on Basic and RM0.75 on Standard, against HitPay's 1.8% + RM0.40.

How fast are HitPay payouts in Malaysia?

FPX pays out in T+1 business days, cards in T+1 business days and other non-card methods in T+2 business days, with one dashboard and one payout for online and in-store sales.

Which payment methods does HitPay support in Malaysia?

GrabPay, Touch 'n Go eWallet, ShopeePay, DuitNow QR and FPX, alongside cards.

Is there a fee for using HitPay's business software?

The recurring billing, invoice generation and online store tools carry no subscription. A 0.2% per-transaction fee applies when you use them.

Billplz vs HitPay Pricing Comparison (2026)

Author:

The HitPay Team

Last Updated:

Billplz vs HitPay in 2026: Billplz's Basic and Standard plan fees, HitPay's Malaysia rates, payout times, and where each one is cheaper.

Updated 20 Oct 2026. Fees re-checked on main.billplz.com/pricing and hitpayapp.com/my/pricing. For the full side-by-side table, see HitPay vs Billplz.

Introduction

Choosing a payment processor affects what you pay per sale, how fast money reaches your bank and which payment methods your customers can use. Two widely used options in Malaysia are HitPay and Billplz.

In short: Billplz is cheaper for FPX, especially on its Standard plan. HitPay is cheaper on domestic cards above about RM167 and on DuitNow QR, and adds in-store terminals and payments in Singapore and the Philippines on the same account.

About Billplz

Billplz is a Malaysian payment gateway for businesses of different sizes. It supports payment links, online payment forms, recurring payments, invoicing and checkout pages, with online banking (FPX), Visa and Mastercard, wallets and Buy Now, Pay Later.

Billplz pricing in 2026

Billplz has a free Basic plan and a Standard plan at MYR 999 a year. The plan you choose sets your per-transaction fees. Billplz's fees carry 8% SST, according to its pricing guide.

Billplz fee

Basic (free)

Standard (MYR 999/yr + SST)

FPX B2C

RM1.25

RM0.75

FPX B2B

RM3.00

RM2.00

MYR cards

1.8%

1.5%

Non-MYR cards

3.8%

3.5%

Wallets (incl. DuitNow QR)

1.5%

1.5%

Shopify

Billplz fee + 0.3%

Billplz fee + 0.3%

Billplz pays FPX out the next business day, cards in T+2 business days and wallets the next day. An Enterprise plan has custom pricing.

HitPay pricing in 2026

HitPay has no subscription, rental or setup fee. You pay per successful transaction.

HitPay fee (online)

Rate

Local cards

1.2% + RM1

International cards

3% + RM1 (+2% on foreign-currency transactions)

FPX

1.8% + RM0.40

DuitNow QR

1.2%

Touch 'n Go / GrabPay / ShopeePay

1.9% / 2% / 2.2%

Payment links, invoicing, the online store, POS and recurring billing add 0.2% per transaction, and the Shopify app adds 0.5%. In-person rates differ from online rates, so check the HitPay Malaysia pricing page for the current full rate card.

HitPay payouts in Malaysia

FPX pays out in T+1 business days, cards in T+1 business days and other non-card methods such as DuitNow and e-wallets in T+2 business days. Online and in-store sales sit in one dashboard with one payout.

Which is cheaper?

  • FPX: Billplz. RM1.25 per B2C payment on Basic (RM0.75 on Standard) against HitPay's 1.8% + RM0.40. On RM100, that's RM1.25 vs RM2.20.

  • Domestic cards: HitPay above about RM167 (vs Billplz Basic). On RM300, that's RM4.60 vs RM5.40.

  • DuitNow QR: HitPay, at 1.2% against 1.5%.

  • Other wallets: Billplz, at 1.5%.

  • In store: only HitPay offers terminals (Tap to Pay for free; WisePad 3 MYR310, All-in-One MYR850, FlexiPOS MYR1,750, bought once).

Billplz fees above exclude 8% SST. See the full table on HitPay vs Billplz.

Why choose HitPay?

Payment options

HitPay supports GrabPay, Touch 'n Go eWallet, ShopeePay, DuitNow QR and FPX alongside cards, online and in store.

Integrations

HitPay integrates with Shopify, WooCommerce, Wix, Xero and Google Forms, so you can run online and in-store sales without custom development.

No-code tools

  • Payment links: create links you can send by email, text message or social media

  • Online payment forms: build forms you can embed on your website or promotional pages

Business software

Recurring billing, invoices and an online store come with no subscription fee. A 0.2% per-transaction fee applies when you use them.

Want to offer more payment methods? Set up an account for free or find out more with a 1-on-1 demo.

Frequently Asked Questions

How much does Billplz cost in 2026?

Billplz's Basic plan is free, with FPX B2C at RM1.25, MYR cards at 1.8% and wallets at 1.5%. Standard costs MYR 999 a year (+8% SST), with FPX at RM0.75 and cards at 1.5%. Its fees carry 8% SST.

Does HitPay charge a subscription fee?

No. HitPay has no subscription, rental or hidden fees. It uses a pay-per-transaction model, so an SME can start without upfront capital or a recurring bill.

What are HitPay's card fees in Malaysia?

1.2% + RM1 for local cards and 3% + RM1 for international cards online. In-person card rates differ from online rates, so check the HitPay Malaysia pricing page for the current in-person figures.

Which is cheaper for FPX, Billplz or HitPay?

Billplz: RM1.25 per B2C payment on Basic and RM0.75 on Standard, against HitPay's 1.8% + RM0.40.

How fast are HitPay payouts in Malaysia?

FPX pays out in T+1 business days, cards in T+1 business days and other non-card methods in T+2 business days, with one dashboard and one payout for online and in-store sales.

Which payment methods does HitPay support in Malaysia?

GrabPay, Touch 'n Go eWallet, ShopeePay, DuitNow QR and FPX, alongside cards.

Is there a fee for using HitPay's business software?

The recurring billing, invoice generation and online store tools carry no subscription. A 0.2% per-transaction fee applies when you use them.

Ready to apply what you just read?

Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.

Ready to apply what you just read?

Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.

Ready to apply what you just read?

Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.

Ready to apply what you just read?

Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.

Ready to apply what you just read?

Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.