Singapore · checked 17 Oct 2026
At a glance
| HitPay | Qashier | |
|---|---|---|
| Platform fee | None | $5/day (excl. GST) |
| In-person PayNow | 0.4% (min S$0.10) | from 0.4% |
| SoundBox | S$30 one-time | $199 |
| Card terminal | WisePad 3, S$85 | QashierXS from $299 |
Lower cost in bold. Qashier figures quoted from qashier.com/sg on 17 Oct 2026. See all rates
QUICK ANSWER
Qashier charges a platform fee of $5 a day (excl. GST), plus terminal add-ons and MDR. Its in-store cards start from 1.8% and online cards from 2.4% + $0.20. HitPay has no daily or monthly fee: you pay per transaction, plus +0.2% if you use HitPay POS software. In-person PayNow is 0.4% on both. HitPay’s online payments, Payment Links and plugins share the same account as your terminal.
Fees
Qashier’s platform fee is a fixed cost, charged on quiet days too. HitPay has no fixed fee: you pay per transaction.
Qashier: a fee per day
Platform at “$5 /day” (prices exclude GST)
QashierX2 terminal adds “$1 a day more”; XL SLIM adds “$1.50 a day”
Up to 3 devices per store, 3 HQ users and 10 staff accounts on the plan
Its FAQ says the daily deduction “carries over”
HitPay: pay per transaction
No setup, monthly or daily fee
HitPay POS software adds +0.2% per transaction
Terminals are bought once: SoundBox S$30, WisePad 3 S$85, FlexiPOS S$500, Tap to Pay free
Rates
HitPay rates from hitpayapp.com/sg/pricing and /sg/card-terminal. Qashier figures are its “starting from” rates, quoted from qashier.com/sg/pricing and qashier.com/sg/mdr-rates, checked 17 Oct 2026. Starting-from rates are minimums, not standard rates.
| HitPay | Qashier | |
|---|---|---|
| Platform fee | None; POS software +0.2% per transaction | $5/day (excl. GST) |
| In-person PayNow | 0.4% (min S$0.10) | from 0.4% |
| In-person cards | 2.5% + S$0.50 domestic | from 1.8% |
| Online PayNow | 0.65% + S$0.30 (≥S$100); 0.9% min S$0.20 (<S$100) | from 0.8% |
| Online cards | 2.8% + S$0.50 domestic | from 2.4% + $0.20 |
| E-wallets in-person | GrabPay 2.2%, ShopeePay 1.8% | from 1.25% |
| Terminal | WisePad 3 S$85; FlexiPOS S$500 (buy once) | QashierXS from $299; X2 +$1/day |
| Soundbox | S$30 | $199 |
| Plugins | Shopify +0.5%, WooCommerce/Wix/Xero +0.2% | Shopify/WooCommerce sync (fees not listed) |
Online
Both offer payment links. HitPay adds hosted checkout and plugins with published plugin fees, on the same account as your terminal.
| Online | HitPay | Qashier |
|---|---|---|
| Payment links | Yes (+0.2%) | Pay-by-link |
| Invoices | Yes (+0.2%) | Invoices |
| Online PayNow | 0.65% + S$0.30 (S$100 and above); 0.9%, min S$0.20 (below S$100) | from 0.8% |
| Online cards | 2.8% + S$0.50 domestic | from 2.4% + $0.20 |
| Plugins | Shopify +0.5%; WooCommerce, Wix, Xero +0.2% | Shopify/WooCommerce sync (fees not listed) |
| Online store | Yes (+0.2%) | Website |
Hardware
HitPay hardware is bought once, with no rental. Qashier prices are from its MDR rates page.
| Hardware | HitPay | Qashier |
|---|---|---|
| Card terminal | WisePad 3 S$85; FlexiPOS S$500 | QashierXS "starting from $299" |
| SoundBox | S$30 | $199 (0.4% local, 1.5% cross-border) |
| Tap to Pay on your phone | Free | — |
| Daily terminal add-on | None | QashierX2 +$1/day; XL SLIM +$1.50/day |
AI & developers
Qashier has launched QashierGM, which it describes as “the AI general manager inside QashierHQ”, along with Crew, a team chat where staff “tag @GM”. HitPay takes a different approach. It connects your HitPay account to the AI tools you and your developers already use, such as Claude, Codex, Cursor, Claude Code and Vercel, so you don’t have to work inside one app.
QUICK ANSWER
QashierGM works inside QashierHQ. HitPay connects to the AI tools you already use: Claude, Codex and Cursor via the HitPay MCP Server, plus Claude Code and Vercel.
| AI & developers | HitPay | Qashier |
|---|---|---|
| AI assistant for your business data | HitPay MCP Server: connect Claude, Claude Code, Codex, Cursor or another MCP client. Ask about sales, transactions, payouts and balances | QashierGM, "the AI general manager inside QashierHQ" |
| Where you use the AI | In the AI assistant you already use. You sign in with your HitPay login, with no API key | "QashierGM lives in QashierHQ". Crew is "work chat that lives inside Qashier, on QashierHQ and the Qashier app" |
| What the AI can change | Creates payment links, invoices, products and recurring plans only. It can't refund, move money or change settings | "Nothing changes until you confirm". In Crew, GM "acts with each person's permissions" |
| Team chat with AI | — | Crew: "Tag @GM to check a number, update the menu or send an invoice" |
| AI agents at checkout | WebMCP (experimental): browser agents can use structured tools on the HitPay online store and checkout page, acting for the payer | — |
| Build with AI coding tools | Claude Code plugin (28 API tools, sandbox by default). Agent Skills for Cursor, Copilot and Windsurf | — |
| Vercel | HitPay for Vercel: a free Vercel Marketplace integration. Sign in to HitPay and your project gets a token that creates and reads payments | — |
| API and docs | Public docs at docs.hitpayapp.com, a sandbox and the HitPay CLI | "Connect Qashier to anything via API". To start, you fill out a contact form and an "integration specialist" gets in touch |
| What the AI costs | HitPay for Vercel is free. Payments are priced per transaction (see rates) | QashierGM is "Included in all Qashier plans". Crew is "Included in the Qashier plan ($5 a day) and Enterprise plans" |
Qashier wording quoted from qashier.com/sg/qashier-gm, /sg/crew-team-chat and /sg/api-integration, checked 22 Oct 2026. “—” means not listed on qashier.com/sg on that date. WebMCP is experimental and based on a proposed web standard.
Fit Assessment
Qashier bundles F&B operations. HitPay is not a restaurant POS.
Qashier is the better fit if you:
Run a restaurant that needs a kitchen display (KDS)
Need GTO mall sales reporting
Want GrabFood and foodpanda orders in your POS
Want loyalty built into your POS
HitPay is the better fit if you:
Sell in retail or services, or online
Want terminal and online payments in one dashboard with one payout
Prefer published rates and no daily platform fee
Want your payments data in the AI tools you already use, such as Claude, Codex and Cursor
Also compare: HitPay vs KPay · Best POS system in Singapore · PayNow for business · Payment APIs for developers
frequently asked questions
Is there a cheaper alternative to Qashier in Singapore?
HitPay has no daily or monthly platform fee. In-person PayNow is 0.4% (min S$0.10) and the SoundBox costs S$30 one-time.
Does Qashier do online payments?
Yes. Qashier lists pay-by-link, invoices and online ordering, with online cards from 2.4% + $0.20.
What are QashierGM and Crew?
Qashier describes QashierGM as "the AI general manager inside QashierHQ", which answers questions about sales, payouts and the menu and "makes the change once you confirm". Crew is Qashier's team chat, where staff tag @GM. Qashier says QashierGM is included in all Qashier plans, and Crew is "included in the Qashier plan ($5 a day) and Enterprise plans" (qashier.com/sg, checked 22 Oct 2026).
Can I use Claude or other AI assistants with HitPay?
Yes. The HitPay MCP Server connects Claude, Claude Code, Codex, Cursor and other MCP clients to your HitPay account. An owner or admin signs in with their HitPay login, with no API key. You can then ask about sales, transactions, payouts and balances, or create payment links and invoices. It can't refund, move money or change settings.
Can developers build HitPay payments with AI coding tools?
Yes. The HitPay Claude Code plugin gives Claude Code 28 API tools and runs in sandbox by default. Agent Skills work with Cursor, Copilot and Windsurf. HitPay for Vercel is a free Vercel Marketplace integration: you sign in to HitPay, and your project gets a token that creates and reads payments.
Is HitPay right for restaurants that need a full F&B POS?
No. HitPay doesn't offer restaurant POS features such as kitchen display or table ordering, so Qashier is the better fit there. HitPay suits retail, services and online sellers who want terminal and online payments in one dashboard with one payout.
How much does Qashier cost?
Qashier lists its platform at "$5 /day"; the QashierX2 terminal adds "$1 a day more" and the XL SLIM "$1.50 a day". Prices exclude GST (qashier.com/sg/pricing, checked 17 Oct 2026). HitPay has no daily or monthly platform fee: card payouts arrive in T+1 business days, with one dashboard and one payout for in-person and online sales.
Still have questions?
Get in touch
Get in touch with our sales team for more information.
Help and Support
Find answers to your questions and get support for our services.
