Malaysia · checked 20 Oct 2026

HitPay vs Billplz: which payment gateway fits your Malaysian business?

HitPay vs Billplz: which payment gateway fits your Malaysian business?

HitPay vs Billplz: which payment gateway fits your Malaysian business?

HitPay vs Billplz: which payment gateway fits your Malaysian business?

Billplz is cheaper for FPX. HitPay is cheaper on domestic cards above about RM167 and on DuitNow QR, and adds in-store terminals and SG/PH payments.

Billplz is cheaper for FPX. HitPay is cheaper on domestic cards above about RM167 and on DuitNow QR, and adds in-store terminals and SG/PH payments.

Both companies’ published rates · Billplz fees carry 8% SST

Both companies’ published rates · Billplz fees carry 8% SST

At a glance

HitPay vs Billplz at a glance in Malaysia
HitPayBillplz Basic
FPX B2C1.8% + RM0.40RM1.25
Domestic cards1.2% + RM11.8%
DuitNow QR1.2%1.5%
In-store terminalsFrom MYR310, buy onceNot offered

Billplz figures from its pricing page, 20 Oct 2026, before 8% SST. See the full comparison

QUICK ANSWER

Billplz is cheaper for FPX (RM1.25 flat per B2C payment on its free Basic plan, plus 8% SST) and charges 1.5% on all wallets. HitPay is cheaper on domestic cards above about RM167 and on DuitNow QR (1.2%), and adds in-store POS and terminals plus SG/PH payments. HitPay adds 0.2% on Links/Invoicing/Store/POS/Recurring and 0.5% on Shopify (Billplz: +0.3%).

Compare

HitPay vs Billplz: fees compared

HitPay vs Billplz: fees compared

Billplz: main.billplz.com/pricing (fees carry 8% SST, per its pricing guide). HitPay: hitpayapp.com/my/pricing. Rates as published, checked 20 Oct 2026.

HitPay vs Billplz fees in Malaysia
MethodHitPayBillplz Basic (free)Billplz Standard (MYR999/yr + SST)Cheaper
FPX B2C1.8% + RM0.40RM1.25RM0.75Billplz
FPX B2B—RM3.00RM2.00—
Domestic cards (MYR)1.2% + RM11.8%1.5%HitPay above ~RM167 (vs Basic)
Non-MYR cards3% + RM1 (+2% foreign currency)3.8%3.5%Depends
Wallets incl. DuitNow QRDuitNow 1.2%; Touch 'n Go 1.9%; GrabPay 2%; ShopeePay 2.2%1.5%1.5%HitPay on DuitNow; Billplz on others
Shopify add-on+0.5%+0.3%+0.3%Billplz
In-store terminalsTap to Pay free; WisePad 3 MYR310, All-in-One MYR850, FlexiPOS MYR1,750Not offeredNot offeredHitPay
Plan feeNoneFreeMYR999/yr + 8% SST—

Worked examples

What you pay on three example payments

What you pay on three example payments

Published rates; Billplz Basic before 8% SST. Your mix of methods decides which is cheaper.

Worked fee examples: HitPay vs Billplz
ExampleHitPayBillplz Basic
RM100 FPXRM2.20RM1.25
RM300 domestic cardRM4.60RM5.40
RM50 DuitNow QRRM0.60RM0.75

Billplz fees and payouts

Billplz pricing in 2026: fees, payouts and plans

Billplz pricing in 2026: fees, payouts and plans

Billplz has a free Basic plan and a Standard plan at MYR999/yr (+8% SST) with lower FPX fees. Its fees carry 8% SST. HitPay has no plan fee; FPX pays out T+1 business days, cards T+1 and other non-card methods T+2, and online and in-store sales sit in one dashboard with one payout.

Payout timing: HitPay vs Billplz
PayoutHitPayBillplz
FPXT+1 business daysNext business day
CardsT+1 business daysT+2 business days
Wallets / DuitNowT+2 business daysNext day

Who should choose which

FPX-heavy bill collection, or cards and in-store?

FPX-heavy bill collection, or cards and in-store?

Mobiedge E-commerce Sdn Bhd, a wholly-owned subsidiary of HitPay Malaysia, is a registered merchant acquirer regulated by Bank Negara Malaysia. HitPay has processed over US$1B at 99.99% uptime.

Billplz fits if you:

  • Mostly collect FPX bill payments

  • Want FPX payouts the next business day

  • Take wallets other than DuitNow

HitPay fits if you:

  • Take cards or DuitNow QR

  • Sell in store and online, with one dashboard and one payout

  • Expand to Singapore or the Philippines

  • Don’t want a plan fee

frequently asked questions

Common questions about HitPay vs Billplz

Common questions about HitPay vs Billplz

Is HitPay cheaper than Billplz?

For cards above about RM167 and for DuitNow QR, yes. For FPX, Billplz is cheaper: RM1.25 per B2C payment on its free Basic plan (plus 8% SST) against HitPay's 1.8% + RM0.40.

How much does Billplz cost?

Billplz's Basic plan is free, with FPX B2C at RM1.25, domestic cards at 1.8% and wallets at 1.5%. Standard is MYR999/yr (+8% SST) with FPX at RM0.75 and cards at 1.5%. Its fees carry 8% SST (main.billplz.com/pricing, checked 20 Oct 2026).

Which is cheaper for FPX?

Billplz: RM1.25 per B2C payment on Basic and RM0.75 on Standard, against HitPay's 1.8% + RM0.40.

Does Billplz have POS?

It doesn't offer in-store POS or terminals on its pricing page. HitPay offers Tap to Pay for free and terminals from MYR310, bought once.

What are the DuitNow QR fees?

HitPay charges 1.2%. Billplz charges 1.5% on all wallets, including DuitNow QR.

How do Shopify fees compare?

Billplz adds 0.3% on Shopify; HitPay adds 0.5% through its Shopify app.

Does HitPay have an annual plan fee?

No. HitPay has no plan, setup or monthly fee.

How fast are payouts?

HitPay pays FPX out T+1 business days, cards T+1 business days and other non-card methods T+2 business days. Billplz pays FPX the next business day and cards T+2 business days.

Can I use both?

Yes. Some merchants run FPX bill collection on one provider and cards or in-store payments on another.

What are HitPay’s fees vs Billplz?

HitPay has no setup or monthly fee. On HitPay MY pricing: FPX is 1.8% + RM 0.40, DuitNow QR is 1.2%, GrabPay 2%, Touch ’n Go 1.9%, domestic cards 1.2% + RM1 (online and in-person), international cards 3% + RM1 (+2% if the card billing currency differs). Business Software (Payment Links, Invoicing, Online Store, POS, Recurring) adds 0.2%; Shopify adds 0.5%. Payouts: FPX T+1 business days, other non-card T+2, cards from T+1. Billplz’s FPX is a flat ringgit fee (often lower on small tickets); HitPay’s strength is one account for FPX, DuitNow, cards, terminals and online plugins.

Does HitPay settle FPX faster than Billplz?

HitPay FPX payouts are T+1 business days. Billplz lists Online Banking payout as next business day and card payouts as T+2 business days on its pricing page (19 Oct 2026). Always confirm both sites before you switch.

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Take cards, DuitNow and in-store payments with HitPay

No plan fee. One dashboard and one payout for online and in-store sales in Malaysia.

Take cards, DuitNow and in-store payments with HitPay

No plan fee. One dashboard and one payout for online and in-store sales in Malaysia.

Take cards, DuitNow and in-store payments with HitPay

No plan fee. One dashboard and one payout for online and in-store sales in Malaysia.

Take cards, DuitNow and in-store payments with HitPay

No plan fee. One dashboard and one payout for online and in-store sales in Malaysia.

Take cards, DuitNow and in-store payments with HitPay

No plan fee. One dashboard and one payout for online and in-store sales in Malaysia.