Products → UPI (INR)
QUICK ANSWER
Indian customers pay in INR with any UPI app. You pay 2% + 1% FX, and we settle in MYR to your HitPay balance on T+5. Activation takes about 5 business days.
Why UPI
BACKGROUND
UPI (Unified Payments Interface) is India’s real-time payment network. It runs inside the apps Indian customers already use, including Google Pay, PhonePe and Paytm, and moves money straight from their bank account.
For a Malaysian business, it matters wherever you serve customers in India: education providers, travel and tour operators, and online sellers.
UPI (INR) works in checkout and the API, payment links, invoices, the HitPay online store, and the Shopify and WooCommerce plugins. Your customer pays in INR and you’re paid in MYR.
It isn’t for businesses registered in India. UPI recurring payments are coming soon.
Per transaction · checkout, payment links, invoices and plugins
01. Transaction fee
Settled in MYR to your HitPay balance
02. Payout
Plus a 1% FX fee at settlement, when the INR your customer pays is converted to MYR. Minimum INR 1, no maximum ticket size.
Setup
Turn it on once, then take UPI in checkout, links, plugins and the API. Activation takes about 5 business days.
01. Get set up
Turn it on
Create a free HitPay account, or log in to the one you have
Go to Payment Methods → UPI (INR)
Enable it and submit your documents
Approval takes about 5 business days
Indian customers then see UPI at checkout
02. Online
Checkout and links
UPI appears in hosted checkout, payment links and invoices
It also shows in the HitPay online store
The Shopify and WooCommerce plugins pick it up
Your customer picks UPI and approves in their UPI app
Settlement lands in MYR with your other methods
03. Developers
Payment API
Add
upi_01 or upi_02
to
payment_methods
upi_02 supports refunds through the API
Confirm completion with webhooks rather than the redirect
Method codes are assigned by provider; see the UPI (INR) page in HitPay Docs
Related
UPI (INR) works alongside HitPay’s other tools in Malaysia.
FAQ
Can Malaysian businesses accept UPI?
How much does UPI (INR) cost?
What currency do I receive?
Is there a maximum transaction amount?
Do I need an Indian entity?
Does UPI (INR) support subscriptions?
Still have questions?
Get in touch
Get in touch with our sales team for more information.
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