QUICK ANSWER
To accept GCash in the Philippines, use a BSP-registered operator such as HitPay. There is no monthly fee. Online GCash is 2.3% per transaction; in-person GCash is 2%. 20,000+ businesses use HitPay in Singapore, Malaysia, and the Philippines. Follow the setup steps on this page.
Let customers pay using their go-to e-wallet. Offer a fast, familiar checkout experience that drives higher completion rates.
Filipino shoppers are more likely to complete purchases when they see GCash at checkout.
Enable GCash in just a few clicks from your HitPay Dashboard — no additional setup or hardware required.
GCash fees on HitPay
GCash is how many Philippine customers pay from their e-wallet. You pay per successful transaction — there is no monthly fee and no setup fee. Local cards are 3% + PHP 15 and QR Ph is 1% or PHP 20, whichever is higher, on the same HitPay account.
Transaction fees
Online GCash: 2.3% per transaction. In-person GCash: 2%. No monthly fee and no setup fee — you pay per successful transaction.
From 2%
Processing and payout
GCash payments are confirmed immediately. Payout of non-card HitPay Balance, which includes GCash, is T + 1 calendar day on the HitPay Philippines pricing page.
GCash via HitPay
Online GCash
2.3%
In-person GCash
2%
Monthly and setup fees
None
Online acceptance
Checkout, invoice, or payment link
In-person acceptance
POS and GCash QR
Separate GCash merchant account
Not required
BSP registration OPSCOR-2023-0006
Businesses accept GCash through a registered operator. HitPay Payment Solutions Inc is a registered operator of a payment system under the Bangko Sentral ng Pilipinas.
Registration number
Published in full on the HitPay licences and registrations page. HitPay is not the GCash for Business portal.
OPSCOR-2023-0006
HitPay in the Philippines
Legal entity
HitPay Payment Solutions Inc
Regulator
Bangko Sentral ng Pilipinas
Registration type
Operator of a payment system (OPS)
Registration number
OPSCOR-2023-0006
AMLC registration
PBSP-20230220903000068-5
HitPay is PCI-DSS certified and trusted by businesses across Southeast Asia
Just one flat fee per transaction — no hidden charges
Sell Anywhere
Whether you're on Shopify, WooCommerce, or a custom site, HitPay supports full GCash integration
HitPay, Stripe, or Airwallex for GCash
All three can take GCash. Which one fits depends on how you already collect.
HitPay — you are here
A BSP-registered operator, OPSCOR-2023-0006. No monthly fee, GCash at 2.3% online and 2% in person, and the setup steps are on this page.
Stripe
Worth comparing if you already run Stripe. Read Stripe’s own Philippines and GCash pages for its coverage and fees.
Airwallex
Worth comparing if Airwallex is already your stack. Check its Philippines model on Airwallex’s own site.
How do I accept GCash in the Philippines?
Use a BSP-registered payment operator. With HitPay: open an account on hitpayapp.com, complete the GCash steps on this page (Dashboard, then Payment Methods, then turn on GCash), then request GCash from customers. HitPay Payment Solutions Inc is a BSP-registered operator of a payment system (OPSCOR-2023-0006). There is no monthly fee. Online GCash is 2.3% per transaction; in-person GCash is 2%.
How much does it cost to accept GCash with HitPay?
Online GCash is 2.3% per transaction. In-person GCash is 2% per transaction. There is no monthly fee and no setup fee. See the HitPay Philippines pricing page for the live table.
Do I need a BSP licence to accept GCash?
Businesses accept GCash through a registered operator. HitPay Payment Solutions Inc is a registered operator of a payment system (OPS) under the Bangko Sentral ng Pilipinas. Registration number: OPSCOR-2023-0006.
Is there a monthly fee to accept GCash on HitPay?
No. HitPay has no monthly fee and no setup fee in the Philippines. You pay per successful GCash transaction: 2.3% online and 2% in person.
Can I accept GCash online and in-store?
Yes. HitPay supports GCash on POS and e-commerce channels. Online GCash is 2.3% and in-person GCash is 2%. Shopify, WooCommerce and custom sites are supported.
Is HitPay the same as GCash for Business?
No. GCash for Business is GCash's own merchant portal. This page is how a Philippine business accepts GCash through HitPay's payment gateway, with GCash, cards and QR Ph available on one HitPay account.
How does accepting GCash on HitPay compare with Stripe?
If you already run Stripe, use Stripe's own Philippines and GCash pages. HitPay is for Philippine SMEs that want a BSP-registered operator (OPSCOR-2023-0006), no monthly fee, and GCash at 2.3% online and 2% in person.
How does accepting GCash on HitPay compare with Airwallex?
Compare Airwallex on its own site if that is your stack. HitPay is for Philippine SMEs that want GCash on a BSP-registered operator (OPSCOR-2023-0006) with no monthly fee at the rates on this page.
Who is HitPay GCash for?
Philippine businesses that need to accept GCash. HitPay also serves Singapore and Malaysia. 20,000+ businesses use HitPay.
Where do I see all HitPay Philippines fees?
Online GCash is 2.3%, in-person GCash is 2%, local cards are 3% + PHP 15, and QR Ph is 1% or PHP 20, whichever is higher. There is no monthly fee. The full table is on the HitPay Philippines pricing page.
Still have questions?
Contact our team.
