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Accept Buy Now Pay Later in the Philippines

Accept Buy Now Pay Later in the Philippines

Accept Buy Now Pay Later in the Philippines

Let customers pay in instalments with BillEase or SPayLater while HitPay pays you the full order amount. The BNPL provider collects the repayments. No setup fee, no monthly fee.

Let customers pay in instalments with BillEase or SPayLater while HitPay pays you the full order amount. The BNPL provider collects the repayments. No setup fee, no monthly fee.

Let customers pay in instalments with BillEase or SPayLater while HitPay pays you the full order amount. The BNPL provider collects the repayments. No setup fee, no monthly fee.

BillEase instalment options for a P3000 sofa with 12 instalments of P260 selected
BillEase instalment options for a P3000 sofa with 12 instalments of P260 selected

QUICK ANSWER

QUICK ANSWER

QUICK ANSWER

HitPay lets Philippine businesses accept two buy now, pay later options at online checkout: BillEase at 1.5% and SPayLater at 2.5% per successful transaction, with no setup fee and no monthly fee. HitPay pays you the full order amount while BillEase or SPayLater collects the repayments from your customer, and non-card payouts reach your HitPay Balance on T + 1 calendar day. HitPay Payment Solutions, Inc. is BSP-registered (OPSCOR-2023-0006). Create a free HitPay account and turn on BillEase or SPayLater under payment methods.

HitPay lets Philippine businesses accept two buy now, pay later options at online checkout: BillEase at 1.5% and SPayLater at 2.5% per successful transaction, with no setup fee and no monthly fee. HitPay pays you the full order amount while BillEase or SPayLater collects the repayments from your customer, and non-card payouts reach your HitPay Balance on T + 1 calendar day. HitPay Payment Solutions, Inc. is BSP-registered (OPSCOR-2023-0006). Create a free HitPay account and turn on BillEase or SPayLater under payment methods.

Why offer Buy Now Pay Later in the Philippines?

Why offer Buy Now Pay Later in the Philippines?

Why offer Buy Now Pay Later in the Philippines?

Payment icons in three ascending sizes

Increase Conversions and Cart Size

Increase Conversions and Cart Size

Let customers buy what they want now and pay over time — boosting sales with less hesitation.

BillEase instalment schedule of P20 monthly payments alongside HitPay receiving the P60 full amount

Get Paid Upfront

Get Paid Upfront

HitPay pays you the full order amount, not instalments. BillEase or SPayLater collects the repayments.

Rising bar chart with an upward trend arrow showing total sales growth

Meet Local Expectations

Meet Local Expectations

Offer BillEase and SPayLater, the two pay-later options on HitPay Philippines pricing, at your online checkout.

Security shield check icon linked with the BillEase logo

Risk-free for Merchants

Risk-free for Merchants

No need to manage collections or credit. Non-card payouts reach your HitPay Balance on T + 1 calendar day.

BillEase and HitPay logos connected by a clock icon

Quick, No-Code Setup

Quick, No-Code Setup

Turn on BillEase or SPayLater in the HitPay dashboard under payment methods — works with Shopify, WooCommerce, and more.

Phone displaying the BillEase app icon

What is BNPL?

What is BNPL?

What is BNPL?

Buy Now Pay Later (BNPL) is a payment method that allows customers to split their purchase into smaller, manageable payments. On HitPay Philippines, BNPL is available at online checkout through BillEase and SPayLater.

Buy Now Pay Later (BNPL) is a payment method that allows customers to split their purchase into smaller, manageable payments. On HitPay Philippines, BNPL is available at online checkout through BillEase and SPayLater.

Buy Now Pay Later (BNPL) is a payment method that allows customers to split their purchase into smaller, manageable payments. On HitPay Philippines, BNPL is available at online checkout through BillEase and SPayLater.

As a merchant, BNPL allows you to increase customer loyalty, reduce checkout abandonment, and boost average order value without taking on any payment risk.

As a merchant, BNPL allows you to increase customer loyalty, reduce checkout abandonment, and boost average order value without taking on any payment risk.

As a merchant, BNPL allows you to increase customer loyalty, reduce checkout abandonment, and boost average order value without taking on any payment risk.

With HitPay, you can offer BillEase (1.5% per successful transaction) and SPayLater (2.5%) from one account, with no setup fee and no monthly fee.

With HitPay, you can offer BillEase (1.5% per successful transaction) and SPayLater (2.5%) from one account, with no setup fee and no monthly fee.

With HitPay, you can offer BillEase (1.5% per successful transaction) and SPayLater (2.5%) from one account, with no setup fee and no monthly fee.

Offer BNPL in the Philippines with BillEase

Offer BNPL in the Philippines with BillEase

Offer BNPL in the Philippines with BillEase

BillEase is a Philippine BNPL service that lets customers pay in flexible monthly installments, with no credit card required. It costs 1.5% per successful transaction on HitPay.

BillEase is a Philippine BNPL service that lets customers pay in flexible monthly installments, with no credit card required. It costs 1.5% per successful transaction on HitPay.

BillEase is a Philippine BNPL service that lets customers pay in flexible monthly installments, with no credit card required. It costs 1.5% per successful transaction on HitPay.

Instalment plan options of 4, 8, or 12 instalments with 8 instalments at P400.00 selected
Instalment plan options of 4, 8, or 12 instalments with 8 instalments at P400.00 selected

Flexible Installment Terms

Customers spread the cost over monthly installments, with no credit card required.

BillEase logo tile in a checkout flow with pending payment timer
BillEase logo tile in a checkout flow with pending payment timer

Apply at Checkout

Customers choose BillEase at checkout and apply for payment terms there, so the order completes in one flow.

BillEase payout card showing merchant receives P60.00 full amount in May
BillEase payout card showing merchant receives P60.00 full amount in May

Merchant Payout

HitPay pays you the full order value. Non-card payouts reach your HitPay Balance on T + 1 calendar day.

Wix, WooCommerce, Zoho and Shopify logos for HitPay ecommerce platform integrations
Wix, WooCommerce, Zoho and Shopify logos for HitPay ecommerce platform integrations

Supported Platforms

Works on Shopify, WooCommerce, Wix, and via API or payment links

How to apply for BillEase BNPL

Atome app purchase successful screen with 3-part payment schedule of S$25.60 instalments

Create your free HitPay account

Activate BillEase as a payment method from your dashboard

Connect your store or platform - Shopify, WooCommerce, or APIs

Customer selects BillEase at checkout and applies for payment terms

You get the full order amount in your HitPay Balance on T + 1 calendar day — no follow-up needed

How to apply for BillEase BNPL

Atome app purchase successful screen with 3-part payment schedule of S$25.60 instalments

Create your free HitPay account

Activate BillEase as a payment method from your dashboard

Connect your store or platform - Shopify, WooCommerce, or APIs

Customer selects BillEase at checkout and applies for payment terms

You get the full order amount in your HitPay Balance on T + 1 calendar day — no follow-up needed

How to apply for BillEase BNPL

Atome app purchase successful screen with 3-part payment schedule of S$25.60 instalments

Create your free HitPay account

Activate BillEase as a payment method from your dashboard

Connect your store or platform - Shopify, WooCommerce, or APIs

Customer selects BillEase at checkout and applies for payment terms

You get the full order amount in your HitPay Balance on T + 1 calendar day — no follow-up needed

How to apply for BillEase BNPL

Atome app purchase successful screen with 3-part payment schedule of S$25.60 instalments

Create your free HitPay account

Activate BillEase as a payment method from your dashboard

Connect your store or platform - Shopify, WooCommerce, or APIs

Customer selects BillEase at checkout and applies for payment terms

You get the full order amount in your HitPay Balance on T + 1 calendar day — no follow-up needed

Why use HitPay for BNPL in the Philippines?

Why use HitPay for BNPL in the Philippines?

Get started with BNPL on HitPay

Trusted & Compliant

Trusted & Compliant

HitPay Payment Solutions, Inc. is a BSP-registered Operator of Payment Systems (OPSCOR-2023-0006)

Transparent pricing

Transparent pricing

BillEase 1.5% and SPayLater 2.5% per successful transaction. No setup or monthly fees

Works Across Channels

Works Across Channels

Accept BNPL via online checkout, invoices, payment links, or APIs — all from a single dashboard

Frequently Asked Questions

Frequently Asked Questions

What is Buy Now Pay Later in the Philippines?

BNPL is a payment method that lets customers buy now and pay later through fixed monthly installments. On HitPay Philippines, you can offer BillEase and SPayLater at online checkout.

How do I accept BillEase through HitPay?

Just sign up for HitPay, activate BillEase from your dashboard, and choose your preferred online payment setup (e.g. e-commerce stores like Shopify, payment links, and more).

Is BillEase only for e-commerce stores?

No. You can also use BillEase for invoicing, payment links, and custom API setups — ideal for service businesses and freelancers

Do I need a separate BillEase account?

No. HitPay manages the BNPL onboarding and integration for you. Activate BillEase from within your HitPay account.

Which BNPL options can I accept in the Philippines with HitPay?

BillEase and SPayLater. Both are online payment methods on HitPay Philippines pricing, so you can offer them at checkout from one HitPay account. The in-person rate table does not list BNPL.

How much does BNPL cost on HitPay Philippines?

BillEase is 1.5% and SPayLater is 2.5% per successful transaction, as published on Philippines pricing. There is no setup fee and no monthly fee.

When do I get paid for BNPL orders?

HitPay pays you the full order amount while BillEase or SPayLater collects the repayments from your customer. Non-card payouts reach your HitPay Balance on T + 1 calendar day.

Is HitPay registered with the BSP?

Yes. HitPay Payment Solutions, Inc. is a Registered Operator of Payment Systems (OPSCOR-2023-0006) regulated by Bangko Sentral ng Pilipinas (BSP).

Still have questions?

Contact our team.

Start Accepting Buy Now Pay Later in the Philippines

Accept BillEase and SPayLater at checkout with no setup fee and no monthly fee. Works with Shopify, WooCommerce, and more through HitPay.

Start Accepting Buy Now Pay Later in the Philippines

Accept BillEase and SPayLater at checkout with no setup fee and no monthly fee. Works with Shopify, WooCommerce, and more through HitPay.

Start Accepting Buy Now Pay Later in the Philippines

Accept BillEase and SPayLater at checkout with no setup fee and no monthly fee. Works with Shopify, WooCommerce, and more through HitPay.

Start Accepting Buy Now Pay Later in the Philippines

Accept BillEase and SPayLater at checkout with no setup fee and no monthly fee. Works with Shopify, WooCommerce, and more through HitPay.

Start Accepting Buy Now Pay Later in the Philippines

Accept BillEase and SPayLater at checkout with no setup fee and no monthly fee. Works with Shopify, WooCommerce, and more through HitPay.