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See Their Success Stories

Discover how businesses are growing with HitPay, through real stories, results, and experiences from our merchants.

Ecommerce

Food & Beverage

Retail

Fitness & Gym

Health, Beauty & Spa

Educational Services

Non-Profit & Donations

Travel & Tour Operators

See How Merchants Use HitPay

Hear from HitPay Merchant

Developer Resources

Explore our comprehensive developer resources designed to enhance your experience. From detailed API documentation to interactive tutorials.

Docs

HitPay Agents

API

HitPay Plugins

HitPay CLI

API Status

HitPay MCP

Sandbox signs you into a separate test environment

Read HitPay Docs

Create a Sandbox Account

Get started for free

Transparent pricing. No surprises

Only pay per transaction. No setup fees and monthly fees required.

QR Ph

Instant bank transfer

or ₱20

Instant settlement notification

Static & dynamic QR codes

Payouts from T+1

QR Ph

Instant bank transfer

or ₱20

Instant settlement notification

Static & dynamic QR codes

Payouts from T+1

Cards

Visa, Mastercard · Global

+ ₱15

Popular schemes like Visa/Master Card

3DS2 fraud protection

Cards

Visa, Mastercard · Global

+ ₱15

Popular schemes like Visa/Master Card

3DS2 fraud protection

Custom rates

Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs

Learn more →

How it works

How HitPay Pricing Works

HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments with no setup fees and no monthly subscription fees, and only pay when a payment is successfully processed.

Fees depend on the payment method used. For example, local card payments are 3% + ₱15 per transaction, while USD card payments are 3.4% + US$0.30. Wallet payments such as GCash are charged at 2.3% per transaction. Rates exclude VAT.

How it works

How HitPay Pricing Works

HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments with no setup fees and no monthly subscription fees, and only pay when a payment is successfully processed.

Philippines

Domestic

Online Payments

In-person Payments

Recurring Payments

Cross border

Online Payments

In-Person Payments

Recurring Payments

Finance

Virtual Account

ADD-ons

Softwares

Payment Links

Invoice

HitPay Online Store

Point of Sale

Recurring Billing

Plugin Integrations

Shopify

Woocommerce

Wix

Xero

Refunds

Chargebacks

Fraud Monitoring & Dispute Management

Custom pricing

Payout schedule

pricing calculator

Terminals

Online Payments

Accept payments on your website, app, or via payment links

Cards

3% + ₱15

International cards

4% + ₱15

GCash

2.3%

QR Ph

View list of participating sender banks here.

1% or ₱20

Whichever is higher

UnionBank Online Banking

1% or ₱20

Whichever is higher

InstaPay

Philippine banks including AllBank, AUB, Chinabank, RCBC, TayoCash, UnionBank, PNB and Metrobank

1.5% or ₱35

Whichever is higher

PESONet

UnionBank, AUB, BPI, RCBC, PSBank, Robinsons Bank and BDO

1.5% or ₱35

Whichever is higher

Over the counter payments

1.5% or ₱30

Whichever is higher

BillEase

1.5%

GrabPay

2.2%

ShopeePay

Online only. Not available in store.

2.5%

ShopeePay Later

2.5%

WechatPay

1.5%

In-person Payments

Includes HitPay card terminals

Order credit card terminal ->

Domestic cards

Visa, Mastercard, Apple Pay and Google Pay

International cards

QR Ph

1% or ₱20

Whichever is higher

GCash

WechatPay

1.5%

Recurring Payments

Set up subscriptions and automatic billing

ShopeePay

2.5%

Cross-Border Payments (Online)

Accept payments from international customers

Customers pay in their local familiar payment method
Lower fees compared to international cards. Reduce chargebacks and dispute risks
A 1% FX markup is applied at settlement when converting the payment back to PHP

Singapore

SGD

0.9%

(min fee S$0.20)

for transaction values below S$100

0.65% + S$0.30

for transaction values of S$100 and above

Singapore

SGD

Singapore

SGD

Malaysia

MYR

2.3%

Malaysia

MYR

1.9%

Thailand

THB

3.4%

Thailand

THB

2.5%

India

INR

Korea

KRW

3.5%

China

SGD

1.5%

Vietnam

VND

3.35%

Vietnam

VND

3.35%

Cross-Border Payments (In-Person)

Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS
Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers
Boost profit margins by 0.5%+ with fees lower than standard international card rates
A 1% FX markup is applied at settlement when converting the payment back to PHP

Singapore

SGD

1.5%

(min fee S$0.20)

Singapore

SGD

1.5%

Singapore

SGD

1.5%

Malaysia

MYR

1.5%

Thailand

THB

3.4%

Thailand

THB

1.5%

India

INR

1.5%

China

SGD

1.5%

Vietnam

VND

3.35%

Vietnam

VND

3.35%

Cross-Border Payments (Recurring Payments)

Accept subscription payments from international customers
Improve retention with higher success rates vs international cards
Reduce failed payments, chargebacks, and manual follow-ups
A 1% FX markup is applied at settlement when converting the payment back to PHP

Malaysia

MYR

1.9%

Thailand

THB

3.4%

Vietnam

VND

3.35%

Virtual Account

Collect in local currency through an account number in your business name.

PHP

₱15.00

per collection

Business Software

Additional fee on top of payment processing

Payment Links

0.2%

Invoicing

0.2%

Online Store

0.2%

Point of Sale

0.2%

Recurring Billing

0.2%

Plugin Integrations

Additional fee when using these platforms

Shopify Payments App

0.5%

Woocommerce Plugin

0.2%

Wix Payments App

0.2%

Magento

0.2%

Google Forms

0.2%

Prestashop

0.2%

Ecwid

0.2%

Opencart

0.2%

WHMCS

0.2%

Odoo

0.2%

Give WP

0.2%

Cal.com

0.2%

Bukku Accounting

0.2%

Example

Example Transaction Fees

Below are example fee calculations based on the standard pricing shown above.

Local Card Payment

Payment received

₱1,000

Processing fee

3% + ₱15

Total fee

₱45.00

Merchant receives

₱955.00

GCash Payment

Payment received

₱1,000

Processing fee

2.3%

Total fee

₱23.00

Merchant receives

₱977.00

USD Card Payment

Payment received

₱1,000

Processing fee

3.4% + $0.30

Total fee

$3.70

Merchant receives

$96.30

Get a Custom Fee Estimate

For a more precise breakdown of fees tailored to your business volume, please use the Pricing Calculator.

Pricing Calculator

Refunds

There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable.

No additional processing fees for refunds

View the full refunds guide →

Chargebacks

When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you.

Chargeback fee applies — see rates by market

View chargeback fees by market →

Fraud Monitoring & Dispute Management

We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution.

Fully covered at no extra cost

Scale Your Business with Custom Rates

We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch.

Request custom pricing

Singapore

Average monthly volume last 6 months

Greater than S$50k

Philippines

Average monthly volume last 6 months

Greater than 500k PHP

Malaysia

Average monthly volume last 6 months

Greater than 50k RM

All other countries

Average monthly volume last 6 months

Greater than 35k USD

Pay-Outs Schedule

Balance Type

Payout Frequency

Payout Processed By

HitPay Balance

(Non-cards)

T + 1 calendar day

HitPay

HitPay Balance

(Online cards)

T + 7 calendar days

HitPay

HitPay Balance

(In-person cards)

T + 2 calendar days

HitPay

Abstract gradient background transitions from deep blue to pale blue with rounded corners

Custom Pricing for Enterprise

We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business.

Contact Sales

Philippines

Online Payments

Accept payments on your website, app, or via payment links

Cards

3% + ₱15

International cards

4% + ₱15

GCash

2.3%

QR Ph

View list of participating sender banks here.

1% or ₱20

Whichever is higher

UnionBank Online Banking

1% or ₱20

Whichever is higher

InstaPay

1.5% or ₱35

Whichever is higher

PESONet

1.5% or ₱35

Whichever is higher

Over the counter payments

1.5% or ₱30

Whichever is higher

BillEase

1.5%

GrabPay

2.2%

ShopeePay

Online only. Not available in store.

2.5%

ShopeePay Later

2.5%

WechatPay

1.5%

In-Person Payments

Accept payments at your physical store with HitPay terminal

Order credit card terminal ->

Domestic cards

International cards

QR Ph

1% or ₱20

Whichever is higher

GCash

WechatPay

1.5%

Recurring Payments

Set up subscriptions and automatic billing

ShopeePay

2.5%

Cross-Border Payments (Online)

Accept payments from international customers

Customers pay in their local familiar payment method
Lower fees compared to international cards. Reduce chargebacks and dispute risks
A 1% FX markup is applied at settlement when converting the payment back to PHP

Singapore

SGD

0.9%

(min fee S$0.20)

for transaction values below S$100

0.65% + S$0.30

for transaction values of S$100 and above

Singapore

SGD

Singapore

SGD

Malaysia

MYR

2.3%

Malaysia

MYR

1.9%

Thailand

THB

3.4%

Thailand

THB

2.5%

India

INR

Korea

KRW

3.5%

China

SGD

1.5%

Vietnam

VND

3.35%

Vietnam

VND

3.35%

Cross-Border Payments (In-Person)

Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS
Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers
Boost profit margins by 0.5%+ with fees lower than standard international card rates
A 1% FX markup is applied at settlement when converting the payment back to PHP

Singapore

SGD

1.5%

(min fee S$0.20)

Singapore

SGD

1.5%

Singapore

SGD

1.5%

Malaysia

MYR

1.5%

Thailand

THB

3.4%

Thailand

THB

1.5%

India

INR

1.5%

China

SGD

1.5%

Vietnam

VND

3.35%

Vietnam

VND

3.35%

Cross-Border Payments (Recurring Payments)

Accept subscription payments from international customers
Improve retention with higher success rates vs international cards
Reduce failed payments, chargebacks, and manual follow-ups
A 1% FX markup is applied at settlement when converting the payment back to PHP

Malaysia

MYR

1.9%

Thailand

THB

3.4%

Vietnam

VND

3.35%

Virtual Account

Collect in local currency through an account number in your business name.

PHP

₱15.00

per collection

Business Software

Additional fee on top of payment processing

Payment Links

0.2%

Invoicing

0.2%

Online Store

0.2%

Point of Sale

0.2%

Recurring Billing

0.2%

Plugin Integrations

Additional fee when using these platforms

Shopify Payments App

0.5%

Woocommerce Plugin

0.2%

Wix Payments App

0.2%

Magento

0.2%

Google Forms

0.2%

Prestashop

0.2%

Ecwid

0.2%

Opencart

0.2%

WHMCS

0.2%

Odoo

0.2%

Give WP

0.2%

Cal.com

0.2%

Bukku Accounting

0.2%

Example

Example Transaction Fees

Below are example fee calculations based on the standard pricing shown above.

Local Card Payment

Payment received

₱1,000

Processing fee

3% + ₱15

Total fee

₱45.00

Merchant receives

₱955.00

GCash Payment

Payment received

₱1,000

Processing fee

2.3%

Total fee

₱23.00

Merchant receives

₱977.00

USD Card Payment

Payment received

₱1,000

Processing fee

3.4% + $0.30

Total fee

$3.70

Merchant receives

$96.30

Get a Custom Fee Estimate

For a more precise breakdown of fees tailored to your business volume, please use the Pricing Calculator.

Pricing Calculator

Refunds

There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable.

No additional processing fees for refunds

View the full refunds guide →

Chargebacks

Chargeback fee applies — see rates by market

View chargeback fees by market →

Fraud Monitoring & Dispute Management

We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution.

Fully covered at no extra cost

Scale Your Business with Custom Rates

We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch.

Request custom pricing

Singapore

Average monthly volume last 6 months

Greater than S$50k

Philippines

Average monthly volume last 6 months

Greater than 500k PHP

Malaysia

Average monthly volume last 6 months

Greater than 50k RM

All other countries

Average monthly volume last 6 months

Greater than 35k USD

Pay-Outs Schedule

HitPay Balance

(Non-cards)

Payout frequency

T + 1 calendar day

Payout Processed By

HitPay

HitPay Balance

(Online cards)

Payout frequency

T + 7 calendar days

Payout Processed By

HitPay

HitPay Balance

(In-person cards)

Payout frequency

T +2 calendar days

Payout Processed By

HitPay

Custom Pricing for Enterprise

We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business.

Contact Sales

Pricing Calculator

Loading pricing data…

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Change market ▾

Domestic

Online

In-person

Recurring

Cross-border

Online

In-person

Recurring

Finance

Virtual Account

Add-ons

Softwares

Plugins

HitPay Terminals

Set up a free HitPay account, order your terminal and start selling within the week.

Philippines

All-in-One

PHP 10,500

Wifi and mobile Hotspot

Tap/PayWave and Insert card

QR code

Price excludes VAT

Learn more

Order

HitPay SoundBox

PHP 2,500

Wifi and Cellular connection

Support Static QR

Price excludes VAT and shipping

Learn more

Order

Philippines

All-in-One

PHP 10,500

Wifi and mobile Hotspot

Tap/PayWave and Insert card

QR code

Price excludes VAT

Learn more

Order

HitPay SoundBox

PHP 2,500

Wifi and Cellular connection

Support Static QR

Price excludes VAT and shipping

Learn more

Order

REFER AND EARN

Know a business that should be on HitPay? Earn 0.1% of what they process.

Already on HitPay? Share your referral link from the Refer and Earn tab in your dashboard. When a business signs up with your link and starts taking payments, you earn 0.1% of their monthly volume on all payments (online, in-person and recurring), paid on the 1st of every month to your linked bank account. HitPay is BSP registered.

Find your link

Log in to your HitPay dashboard and click Refer and Earn in the left menu. Your unique referral link is there, ready to copy. No application required.

Share with anyone

Send it to a friend, supplier, fellow entrepreneur, or anyone you know who runs a business. They register using your link - that’s all it takes.

Earn every month

Once they go live, you earn 0.1% of their monthly volume on all payments, paid to your linked bank account on the 1st of every month.

Find my referral link

Join the partner programme

HitPay products

Explore payment methods & products

Online payment methods

GCash

The Philippines’ most used e-wallet

View more →

QR Ph

The national QR standard

View more →

GrabPay

Reach millions of Grab users

View more →

ShopeePay

Accept ShopeePay online

View more →

Buy Now Pay Later

BillEase and SPayLater

View more →

BillEase

Instalments for Filipino shoppers

View more →

SPayLater

Shopee’s buy now, pay later

View more →

WeChat Pay

Accept payments from Chinese tourists

View more →

Comparing providers? See HitPay vs PayMongo.

Products

HitPay Terminals

Compare card readers and POS hardware

View more →

Static QR

QR payments for physical businesses

View more →

Payment Links

Collect payment via any channel

View more →

Invoicing

Send invoices that get paid faster

View more →

Recurring Billing

Subscriptions and memberships

View more →

FREQUENTLY ASKED QUESTIONS

Everything businesses ask about our pricing

Does HitPay charge a monthly fee in the Philippines?

No. HitPay does not charge setup or subscription fees. Businesses only pay transaction fees when a payment is successfully processed.

How much does HitPay charge for card payments in the Philippines?

Local Visa and Mastercard payments are charged 3% + ₱15 per transaction, while USD card payments are charged 3.4% + US$0.30.

What payment methods can businesses accept with HitPay in the Philippines?

HitPay supports multiple payment methods including credit and debit cards, GCash, QRPH, and other supported digital payment options.

How are wallet payments such as GCash priced?

GCash payments are charged 2.3% per transaction, based on the standard pricing structure.

How much do I earn for referring a business?

0.1% of their monthly transaction volume, every month they keep processing on HitPay. Find your link on Refer and Earn.

Which payments count?

All of them: online, in-person (POS and terminal) and recurring payments.

When do I get paid?

On the 1st of each month, for the previous month's volume. Commission is paid to your linked bank account.

Who can refer?

Any active HitPay merchant in Singapore, Malaysia or the Philippines. Your referral link is already in your dashboard, under Refer and Earn. Agencies, developers and consultants can join the partner programme.

My referral signed up without my link. Can I still get credit?

No. The referral has to be made before the business signs up, using your referral link. It can't be added after signup.

Still have questions?

Get in touch

Get in touch with our sales team for more information.

Accept payments with pay-per-transaction pricing, no setup fees, no subscriptions, and no hidden charges.

Get started for free

Schedule a call