Transparent pricing No surprises
Only pay per transaction. No setup fees and monthly fees required.
Transparent pricing No surprises
Only pay per transaction. No setup fees and monthly fees required.
Transparent pricing No surprises
Only pay per transaction. No setup fees and monthly fees required.
QRPh
1.0%
or ₱20
GCash
2.3%
Custom rates
Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs
Learn More ->
How HitPay Pricing Works
HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments with no setup fees and no monthly subscription fees, and only pay when a payment is successfully processed.
Fees depend on the payment method used. For example, local card payments are 3% + ₱15 per transaction, while USD card payments are 3.4% + US$0.30. Wallet payments such as GCash are charged at 2.3% per transaction.
Philippines
Domestic
Online Payments
In-person Payments
Cross border
Online Payments
In-Person Payments
ADD-ons
Softwares
Payment Links
Invoice
HitPay Online Store
Point of Sale
Recurring Billing
Plugin Integrations
Shopify
Woocommerce
Wix
Xero
See more..
Refunds
Chargebacks
Fraud Monitoring & Dispute Management
Custom pricing
Payout schedule
pricing calculator
Terminals
Online Payments
Accept payments on your website, app, or via payment links
Cards
3% + ₱15
USD card transactions: 4.8% (all cards)
International cards
4% + ₱15
USD card transactions: 4.8% (all cards)
GCash
2.3%
QRPh
View list of participating sender banks here.
1% or ₱20
Whichever is higher
FX rate of 1% applicable for converting PHP to SGD
UnionBank
1% or ₱20
Whichever is higher
InstaPay
1.5% or ₱35
Whichever is higher
PESONet
1.5% or ₱35
Whichever is higher
Over the counter payments
1.5% or ₱30
Whichever is higher
BillEase
1.5%
GrabPay
2.2%
ShopeePay
2.5%
ShopeePay Later
2.5%
In-person Payments
Includes HitPay card terminals and Tap to Pay
Domestic cards
3%
International cards
4%
QRPh
1% or ₱20
Whichever is higher
GCash
2%
Cross-Border Payments (Online)
Accept payments from international customers
Customers pay in their local familiar payment method
Lower fees compared to international cards. Reduce chargebacks and dispute risks
A 1% FX markup is applied at settlement when converting the payment back to PHP
Singapore
SGD
0.9%
(min fee S$0.20)
for transaction values below S$100
0.65% + S$0.30
for transaction values of S$100 and above
Singapore
SGD
3%
Singapore
SGD
5%
Malaysia
MYR
2.3%
Thailand
THB
2.5%
Indonesia
IDR
2%
India
SGD
2%
Korea
KRW
3.5%
Cross-Border Payments (In-Person)
Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS
Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers
Boost profit margins by 0.5%+ with fees lower than standard international card rates
A 1% FX markup is applied at settlement when converting the payment back to PHP
Singapore
SGD
Singapore
SGD
Singapore
SGD
Malaysia
MYR
Thailand
THB
Indonesia
IDR
India
SGD
1.5%
Start using HitPay’s Borderless QR on POS today and enjoy > 0.5% lower fees compared to cards!
Business Software
Additional fee on top of payment processing
Plugin Integrations
Additional fee when using these platforms
Shopify Payments App
0.5%
Woocommerce Plugin
0.2%
Wix Payments App
0.2%
Xero
0.2%
Magento
0.2%
Google Forms
0.2%
Prestashop
0.2%
Ecwid
0.2%
Opencart
0.2%
WHCMS
0.2%
Odoo
0.2%
Give WP
0.2%
Cal.com
0.2%
Example Transaction Fees
Below are example fee calculations based on the standard pricing shown above.
Local Card Payment
Payment received
₱1,000
Processing fee
3% + ₱15
Total fee
₱45.00
Merchant receives
₱955.00
GCash Payment
Payment received
₱1,000
Processing fee
2.3%
Total fee
₱23.00
Merchant receives
₱977.00
USD Card Payment
Payment received
₱1,000
Processing fee
3.4% + $0.30
Total fee
$3.70
Merchant receives
$96.30
For a more precise breakdown of fees tailored to your business volume, please use our
Pricing Calculator
Refunds
There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable.
No additional processing fees for refunds
Chargebacks
When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you.
Chargeback fee applies — see rates by market
Fraud Monitoring & Dispute Management
We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution.
Fully covered at no extra cost
Custom Pricing
We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch.
Request Custom Pricing
→
Singapore
Average monthly volume last 6 months
Greater than S$50k
Philippines
Average monthly volume last 6 months
Greater than 500k PHP
Malaysia
Average monthly volume last 6 months
Greater than 50k RM
All other countries
Average monthly volume last 6 months
Greater than 35k USD
Pay-Outs Schedule
Balance Type
Payout Frequency
Payout Processed By
HitPay Balance
(Non-cards)
T + 1 calendar day
HitPay
HitPay Balance
(Online cards)
T + 7 calendar days
HitPay
HitPay Balance
(In-person cards)
T + 2 calendary days
HitPay
We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business.
Philippines
QRPh
1.0%
or ₱20
GCash
2.3%
Custom rates
Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs
How HitPay Pricing Works
HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments with no setup fees and no monthly subscription fees, and only pay when a payment is successfully processed.
Fees depend on the payment method used. For example, local card payments are 3% + ₱15 per transaction, while USD card payments are 3.4% + US$0.30. Wallet payments such as GCash are charged at 2.3% per transaction.
Online Payments
Accept payments on your website, app, or via payment links
Cards
3% + ₱15
USD card transactions: 4.8% (all cards)
International cards
4% + ₱15
USD card transactions: 4.8% (all cards)
GCash
2.3%
QRPh
View list of participating sender banks here.
1% or ₱20
Whichever is higher
FX rate of 1% applicable for converting PHP to SGD
UnionBank
1% or ₱20
Whichever is higher
InstaPay
1.5% or ₱35
Whichever is higher
PESONet
1.5% or ₱35
Whichever is higher
Over the counter payments
1.5% or ₱30
Whichever is higher
BillEase
1.5%
GrabPay
2.2%
ShopeePay
2.5%
ShopeePay Later
2.5%
In-Person Payments
Accept payments at your physical store with HitPay terminal
Domestic cards
3%
International cards
4%
QRPh
1% or ₱20
Whichever is higher
GCash
2%
Cross-Border Payments (Online)
Accept payments from international customers
Customers pay in their local familiar payment method
Lower fees compared to international cards. Reduce chargebacks and dispute risks
Singapore
SGD
0.9%
(min fee S$0.20)
for transaction values below S$100
0.65% + S$0.30
for transaction values of S$100 and above
Singapore
SGD
3%
Singapore
SGD
5%
Malaysia
MYR
2.3%
Thailand
THB
2.5%
Indonesia
IDR
2%
India
SGD
2%
Korea
KRW
3.5%
Cross-Border Payments (In-Person)
Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS
Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers
Boost profit margins by 0.5%+ with fees lower than standard international card rates
Singapore
SGD
Singapore
SGD
Singapore
SGD
Malaysia
MYR
Thailand
THB
Indonesia
IDR
India
SGD
Business Software
Additional fee on top of payment processing
Payment Links
0.2%
Invoicing
0.2%
Online Store
0.2%
Point of Sale
0.2%
Recurring Billing
0.2%
Plugin Integrations
Additional fee when using these platforms
Shopify Payments App
0.5%
Woocommerce Plugin
0.2%
Wix Payments App
0.2%
Xero
0.2%
Magento
0.2%
Google Forms
0.2%
Prestashop
0.2%
Ecwid
0.2%
Opencart
0.2%
WHCMS
0.2%
Odoo
0.2%
Give WP
0.2%
Cal.com
0.2%
Example Transaction Fees
Below are example fee calculations based on the standard pricing shown above.
Local Card Payment
Payment received
₱1,000
Processing fee
3% + ₱15
Total fee
₱45.00
Merchant receives
₱955.00
GCash Payment
Payment received
₱1,000
Processing fee
2.3%
Total fee
₱23.00
Merchant receives
₱977.00
USD Card Payment
Payment received
₱1,000
Processing fee
3.4% + $0.30
Total fee
$3.70
Merchant receives
$96.30
For a more precise breakdown of fees tailored to your business volume, please use our
Pricing Calculator
Refunds
No additional processing fees for refunds
There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable.
Chargebacks
Chargeback fee applies — see rates by market
When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you.
Fraud Monitoring & Dispute Management
Fully covered at no extra cost
We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution.
Custom Pricing
We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch.
Singapore
Average monthly volume last 6 months
Greater than S$50k
Philippines
Average monthly volume last 6 months
Greater than 500k PHP
Malaysia
Average monthly volume last 6 months
Greater than 50k RM
All other countries
Average monthly volume last 6 months
Greater than 35k USD
Pay-Outs Schedule
HitPay Balance
(Non-cards)
Payout frequency
T + 1 calendar day
Payout Processed By
HitPay
HitPay Balance
(Online cards)
Payout frequency
T + 7 calendar days
Payout Processed By
HitPay
HitPay Balance
(In-person cards)
Payout frequency
T +2 calendary days
Payout Processed By
HitPay
We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business.
Pricing Calculator
Domestic
Online Payments
In-person Payments
Cross border
Online Payments
In-person Payments
ADD-ons
Softwares
Plugin Integrations
Refunds
Chargebacks
Fraud Monitoring & Dispute Management
Custom pricing
Payout schedule
Pricing Calculator
Terminals
Choose country
Singapore
Malaysia
Philippines
Global
Navigate to
Current:
Online Payments
HitPay Terminals
HitPay Terminals
HitPay Terminals
Set up a free HitPay account, order your terminal and start selling within the week.
Set up a free HitPay account,
order your terminal and start selling within the week.
Set up a free HitPay account, order your terminal and start selling within the week.
Frequently Asked Questions
Frequently Asked Questions
Does HitPay charge a monthly fee in the Philippines?
No. HitPay does not charge setup or subscription fees. Businesses only pay transaction fees when a payment is successfully processed.
How much does HitPay charge for card payments in the Philippines?
Local Visa and Mastercard payments are charged 3% + ₱15 per transaction, while USD card payments are charged 3.4% + US$0.30.
What payment methods can businesses accept with HitPay in the Philippines?
HitPay supports multiple payment methods including credit and debit cards, GCash, QRPH, and other supported digital payment options.
How are wallet payments such as GCash priced?
GCash payments are charged 2.3% per transaction, based on the standard pricing structure.
Still have questions?
Contact our team.