QUICK ANSWER
HitPay is a payment gateway in the Philippines with no monthly fee. Online GCash is 2.3%; QR Ph is 1% or ₱20, whichever is higher; local cards are 3% + ₱15. HitPay Payment Solutions Inc is a BSP-registered operator of a payment system, OPSCOR-2023-0006. More than 20,000 businesses use HitPay across Singapore, Malaysia and the Philippines.
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const form = new FormData();
form.append("beneficiary_id", "9ad4789a-c864-48a6-a657-7fdfc57ba1fc");
form.append(
"beneficiary",
'{\n "country": "
);
form.append("source_currency", "
form.append("source_amount", "123");
form.append("payment_amount", "123");
form.append("remark", "
form.append("attached_file", "
const options = {
method: "POST",
headers: {
"X-BUSINESS-API-KEY": "
"Content-Type": "multipart/form-data",
},
};
options.body = form;
fetch("https://api.sandbox.hit-pay.com/v1/transfers", options)
.then((response) => response.json())
.then((response) => console.log(response));
Payment gateway pricing: GCash, QR Ph and cards
No monthly fee and no setup fee. You pay per transaction, on one account that takes cards and local Philippine methods.
Transaction fees
Online GCash: 2.3%. QR Ph: 1% or ₱20, whichever is higher. Local cards: 3% + ₱15. No monthly fee and no setup fee — you pay per transaction.
From 1.2%
Processing and payout
Payout of non-card HitPay Balance is T+1 calendar day. Online cards are T+7 calendar days and in-person cards T+2 calendar days, on the HitPay Philippines pricing page.
HitPay in the Philippines
Domestic cards
2.3%
GCash, online
1.2%
QR Ph
1% or ₱20
Local cards, online
1.9%
International cards
3% + ₱15
Monthly and setup fees
None
How HitPay is registered in the Philippines
HitPay Payment Solutions Inc is registered with the Bangko Sentral ng Pilipinas. The full legal wording is on the licences and registrations page.
BSP-registered operator
HitPay Payment Solutions Inc is a registered operator of a payment system (OPS) under the Bangko Sentral ng Pilipinas, registration OPSCOR-2023-0006, and is registered with the AMLC (PBSP-20230220903000068-5).
HitPay in the Philippines
HitPay Payment Solutions Inc
BSP OPSCOR-2023-0006
AMLC registration
PBSP-20230220903000068-5
Regulator
Bangko Sentral ng Pilipinas (BSP)
Singapore entity
MAS-licensed MPI, PS20200643
HitPay, Stripe, or Airwallex — which fits
All three are payment gateways for Philippine businesses. Which one fits depends on how you already collect.
HitPay — you are here
A BSP-registered operator of a payment system, OPSCOR-2023-0006. No monthly fee, online GCash at 2.3%, QR Ph at 1% or ₱20 whichever is higher, and local cards at 3% + ₱15.
Stripe
Worth comparing if you already run Stripe. Read Stripe’s own Philippines and GCash pages for its coverage and fees.
Airwallex
Worth comparing if you need multi-market tools. Check Airwallex’s Philippines model on Airwallex’s own site.
What payment methods does HitPay support in the Philippines?
GCash, QR Ph, cards, GrabPay, ShopeePay, BillEase, WeChat Pay and other methods listed on the Philippines pricing page, which is always the source of truth.
How much is GCash on HitPay?
Online GCash is 2.3% and in-person GCash is 2% per successful transaction.
How much is QR Ph?
QR Ph is 1% or ₱20, whichever is higher.
How much are cards in the Philippines?
Local cards online are 3% + ₱15 and international cards online 4% + ₱15. USD card transactions are listed at 4.8%. In person, domestic cards are 3% and international 4%.
Is there a Maya fee on HitPay?
No separate Maya rate is published on the Philippines pricing page. Customers paying from Maya are covered through QR Ph and the enabled checkout paths — we do not quote a Maya rate that is not published.
Is HitPay BSP-registered?
Yes. HitPay Payment Solutions Inc is a registered operator of a payment system, OPSCOR-2023-0006, and is AMLC-registered (PBSP-20230220903000068-5). Details on the licence and registrations page.
What is the payout timing?
Non-card HitPay Balance is T+1 calendar day. Online cards are T+7 calendar days and in-person cards T+2 calendar days.
Can I use HitPay with Shopify or WooCommerce?
Yes. HitPay has plugins for both. The Shopify app adds 0.5% and the WooCommerce plugin 0.2% on top of method fees.
HitPay vs Stripe or Airwallex in the Philippines?
Choose HitPay when GCash and QR Ph conversion and published Philippine rates matter most. Choose Stripe if your stack is already Stripe-global, or Airwallex if multi-currency treasury is the priority — verify their Philippine method coverage and fees on their own sites.
Is HitPay the same as GCash for Business or Maya Business?
No. Those are the wallet providers’ own merchant portals. HitPay is a BSP-registered payment gateway you use to accept several methods, including GCash and QR Ph, on one account.
Still have questions?
Contact our team.
