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const form = new FormData();
form.append("beneficiary_id", "9ad4789a-c864-48a6-a657-7fdfc57ba1fc");
form.append(
"beneficiary",
'{\n "country": "
);
form.append("source_currency", "
form.append("source_amount", "123");
form.append("payment_amount", "123");
form.append("remark", "
form.append("attached_file", "
const options = {
method: "POST",
headers: {
"X-BUSINESS-API-KEY": "
"Content-Type": "multipart/form-data",
},
};
options.body = form;
fetch("https://api.sandbox.hit-pay.com/v1/transfers", options)
.then((response) => response.json())
.then((response) => console.log(response));
Domestic cards: 1.2% + RM1. DuitNow: 1.2%. FPX: 1.8% + RM 0.40. No monthly fee and no setup fee — you pay per transaction. The Shopify Payments App adds 0.5% and the WooCommerce plugin adds 0.2% on top of the method fee.
From 1.2%
FPX pays out T+1 business day, DuitNow and other non-card payments T+2 business days, and cards from T+1 business day, per the HitPay Malaysia pricing page.
Domestic cards
1.2% + RM1
DuitNow, online and in person
1.2%
FPX
1.8% + RM 0.40
Touch ‘n Go, online
1.9%
International cards
3% + RM1
Shopify Payments App
+0.5%
WooCommerce plugin
+0.2%
Monthly and setup fees
None
Mobiedge E-commerce Sdn Bhd is a registered merchant acquirer regulated by Bank Negara Malaysia. There is no published BNM licence number to quote.
HitPay Payment Solutions Sdn Bhd
SSM 202101017021
Mobiedge E-commerce Sdn Bhd
SSM 201501003595
Mobiedge status
Registered merchant acquirer, regulated by BNM
Registered in Malaysia under SSM. No monthly fee, domestic cards at 1.2% + RM1, DuitNow at 1.2% and FPX at 1.8% + RM 0.40, on one account.
Worth comparing if you already run Stripe. Read Stripe’s own Malaysia and FPX pages for its coverage and monthly fees.
Worth comparing if you need multi-market tools. Check Airwallex’s Malaysia model on Airwallex’s own site.
| HitPay | Billplz | Fiuu | Curlec | |
|---|---|---|---|---|
| FPX (B2C) | 1.8% + RM0.40 | RM1.25 (Basic) or RM0.75 (Standard) | 1.00%, min RM1.20, max RM2.00 | 1.50% or RM1, whichever is greater |
| DuitNow QR | 1.2% | 1.5% | 1.05% | 1.20% or RM0.30, whichever is greater |
| Plugins | Shopify +0.5%; WooCommerce, Wix +0.2% | Shopify +0.3% | Shopify +0.25% | Not on its pricing page |
| Payouts | FPX T+1, cards T+1, other non-card T+2 business days | FPX next business day, cards T+2 business days | Cards and DuitNow weekly (Thursday) | Not stated on its pricing page |
| Monthly or plan fee | None | Basic free; Standard MYR999/yr + SST | MYR999 signup (waived) + MYR99/yr from year 2 | See Curlec (its page is inconsistent) |
| Full comparison | — | HitPay vs Billplz | Fiuu alternative | Curlec alternative |
What is the best payment gateway in Malaysia for SMEs?
"Best" depends on fit. HitPay is a Malaysia payment gateway with no setup fee and no monthly fee: domestic cards 1.2% + RM1, DuitNow 1.2%, and FPX 1.8% + RM 0.40 per successful transaction, plus Shopify and WooCommerce plugins. If you already run a Stripe or Airwallex stack, compare their own Malaysia pages. Live rates are on the Malaysia pricing page.
Is HitPay licensed in Malaysia?
HitPay operates in Malaysia under HitPay Payment Solutions Sdn Bhd (SSM 202101017021) and Mobiedge E-commerce Sdn Bhd (SSM 201501003595). Mobiedge is a registered merchant acquirer regulated by Bank Negara Malaysia. HitPay Payment Solutions Pte Ltd is a Singapore MAS licensed. There is no published BNM licence number to quote.
Does HitPay charge a monthly fee?
No. HitPay has no monthly fee and no setup fee. Pricing is per transaction.
How much does a payment gateway cost in Malaysia on HitPay?
Pay per successful transaction only. Domestic cards are 1.2% + RM1, DuitNow 1.2%, and FPX 1.8% + RM 0.40. There is no setup fee and no monthly fee. The Shopify Payments App adds 0.5% and the WooCommerce plugin adds 0.2% on top of the method fee. FPX pays out T+1 business day, and DuitNow and other non-card payments in T+2 business days. Source: Malaysia pricing page.
Can I accept cards, FPX, and DuitNow on one payment gateway?
Yes, on one Malaysia HitPay account. For the DuitNow how-to see DuitNow QR payments, and for online banking see the FPX payment gateway page.
How does HitPay compare with Stripe for Malaysia SMEs?
Stripe is a global card platform many businesses already use. HitPay publishes Malaysia rates of 1.2% + RM1 for domestic cards, 1.2% for DuitNow and 1.8% + RM 0.40 for FPX, with no monthly fee. Compare Stripe's own Malaysia pages if you are already on Stripe; choose HitPay if you want local methods and cards with no monthly fee.
How does HitPay compare with Airwallex?
Airwallex appears in best payment gateway Malaysia results. HitPay is for Malaysia SMEs collecting cards and local methods with no monthly fee at the rates on this page. If you need Airwallex's multi-market tools, compare Airwallex on its own site.
How long do payouts take on HitPay Malaysia?
FPX pays out T+1 business day. DuitNow and other non-card payments pay out in T+2 business days. Card payments pay out from T+1 business day, with the final schedule set by Compliance case by case. Current schedule: Malaysia pricing page.
How do I go live this week?
Sign up at hitpayapp.com/my, complete Malaysia verification, enable cards, FPX, DuitNow and e-wallets, then connect Shopify, WooCommerce or a payment link. Run a test payment before you scale volume. Fees: Malaysia pricing page.
Is HitPay better than Billplz for a Malaysia SME payment gateway?
“Better” depends on fit. Billplz is strong when you mainly need Malaysia bill/payment-link style collection. HitPay is built as a Malaysia payment gateway for cards, FPX (1.8% + RM 0.40), and DuitNow (1.2%) with no monthly fee, plus Shopify and WooCommerce plugins. Compare Billplz on their site; confirm HitPay on /my/pricing. Start free at hitpayapp.com/my.
Where do I set up FPX or DuitNow in detail?
Hub stays here. FPX setup: /my/fpx-payment-gateway. DuitNow QR how-to: /my/duitnow (also /my/accept-duitnow-qr-payments).
What documents do I need to set up a payment gateway in Malaysia?
Typically your SSM business registration number, your MyKad or passport, and a Malaysian business bank account. Some businesses may be asked for more documents depending on business type.
Can I use one payment gateway for online and in-person payments?
Yes. HitPay gives you an online payment gateway and a POS system under one account, managed from one dashboard.
Does HitPay support FPX?
Yes, FPX is included with no extra plan required (1.8% + RM 0.40).
Which payment gateway works with Shopify in Malaysia?
HitPay's Shopify app adds FPX and DuitNow. See HitPay for Shopify in Malaysia.
Can I accept international payments in Malaysia?
Yes, international cards at 3% + RM1. Guide: international payment gateway Malaysia.
Still have questions?
Contact our team.
