Online
Cross - Border
See Their Success Stories
Discover how businesses are growing with HitPay, through real stories, results, and experiences from our merchants.
See How Merchants Use HitPay
Developer Resources
Explore our comprehensive developer resources designed to enhance your experience. From detailed API documentation to interactive tutorials.
Razorpay Curlec review (2026): fees, plans and who it suits
Author:
The HitPay Team
Last Updated:
Razorpay Curlec has low FPX (1.50%, min RM1) and e-wallet rates. HitPay adds DuitNow QR at 1.2%, in-store and Tap to Pay, and T+1 card payouts.
Razorpay Curlec (formerly Curlec, now part of the Razorpay group) is a Malaysian payment gateway with Basic and Premium plans. Basic has low FPX (1.50%, min RM1) and e-wallet (1.50%) rates, but cards are 2.40% and its pricing page doesn't list in-store payments or a settlement schedule. HitPay charges DuitNow QR at 1.2% and domestic cards at 1.2% + RM1 online and in store, pays cards and FPX in T+1 business days, and adds Tap to Pay with no setup or monthly fee.
Curlec rates from curlec.com/pricing, as of 23 Oct 2026. HitPay rates from HitPay Malaysia pricing.
Curlec at a glance
Plans: Basic (RM99 one-time setup, per Curlec's FAQ), Premium (RM999 one-time setup) and Enterprise (for RM1M+/month volume), all with "No annual fee".
Products on the pricing page: Payment Gateway, Subscriptions, Payouts.
Curlec fees in 2026
Curlec as of 23 Oct 2026, curlec.com/pricing; HitPay /my/pricing.
Fee | Curlec Basic | Curlec Premium | HitPay |
|---|---|---|---|
One-time setup | RM99 (per Curlec's FAQ) | RM999 | None |
Annual / monthly fee | None | None | None |
Credit and debit cards | 2.40% | 2.00% | 1.2% + RM1 |
Foreign cards | 3.30% | 3.10% | 3% + RM1 (+2% if card currency ≠ charge currency) |
FPX | 1.50% (or RM1, whichever is greater) | 1.00% (or RM1, whichever is greater) | 1.8% + RM0.40 |
DuitNow | DuitNow Pay 1.20% (or RM0.30) | DuitNow Pay 1.00% (or RM0.30) | DuitNow QR 1.2% |
E-wallets | 1.50% | 1.30% | TnG 1.9%, GrabPay 2%, ShopeePay 2.2% (online) |
Alipay+ | 2.70% | 2.50% | See /my/pricing cross-border table |
In store / Tap to Pay | Not published | Not published | Terminals from MYR 310; Tap to Pay on iPhone |
Payouts | Not published | Not published | Cards and FPX T+1 business day; others T+2 |
Curlec's "DuitNow Pay" is an online bank-account payment, which is not the same as scanning a DuitNow QR.
Basic vs Premium: when RM999 pays back
Premium cuts cards from 2.40% to 2.00% and FPX from 1.50% to 1.00%. On cards alone, the RM999 setup fee pays back after about RM250,000 of card sales.
Curlec pros and cons
Pros: low FPX and e-wallet rates; no annual fee; Payouts and Subscriptions products on the same account.
Cons: cards 2.40% on Basic; the page shows "18% GST applicable"; no in-store or settlement schedule on the pricing page.
Who Curlec suits
Online businesses that mostly take FPX and want subscription billing.
Curlec alternative: HitPay
DuitNow QR 1.2%, cards 1.2% + RM1 online and in store, FPX and card payouts T+1 business day (other methods T+2), Tap to Pay on iPhone, terminals bought once from MYR 310, one dashboard and one payout. Honest note: Curlec is cheaper on FPX.
Compare the two on our Curlec alternative page, or see HitPay Malaysia pricing, DuitNow QR for business, recurring billing Malaysia, our card terminal Malaysia range and Tap to Pay on iPhone.
Related: Fiuu review and Billplz vs Curlec vs Fiuu.
Frequently Asked Questions
How much does Curlec charge in Malaysia?
On its Basic plan (as of 23 Oct 2026), Razorpay Curlec lists credit and debit cards at 2.40%, foreign cards at 3.30%, FPX at 1.50% (or RM1, whichever is greater), DuitNow Pay at 1.20% (min RM0.30) and e-wallets at 1.50%. Premium lowers these, for example cards to 2.00% and FPX to 1.00% (min RM1).
Does Curlec have a setup fee?
Yes. Curlec Basic has a one-time setup fee of RM99 (per Curlec's FAQ) and Premium has a RM999 one-time setup fee. There is no annual fee.
Is Curlec cheaper than HitPay?
On FPX, yes: Curlec Basic lists 1.50% (min RM1) and HitPay 1.8% + RM0.40. On domestic cards, HitPay's 1.2% + RM1 is cheaper than Curlec Basic's 2.40% on orders above about RM84, and cheaper than Curlec Premium's 2.00% above RM125.
Can I use Curlec in store?
Curlec's pricing page doesn't list in-store terminals or Tap to Pay. HitPay takes cards at 1.2% + RM1 and DuitNow QR at 1.2% in store, on a terminal bought once from MYR 310 or with Tap to Pay on iPhone.
How fast does HitPay pay out compared with Curlec?
HitPay pays FPX and cards in T+1 business days and other methods in T+2 business days. Curlec doesn't publish a settlement schedule on its pricing page, so ask Curlec directly.
Razorpay Curlec review (2026): fees, plans and who it suits
Author:
The HitPay Team
Last Updated:
Razorpay Curlec has low FPX (1.50%, min RM1) and e-wallet rates. HitPay adds DuitNow QR at 1.2%, in-store and Tap to Pay, and T+1 card payouts.
Razorpay Curlec (formerly Curlec, now part of the Razorpay group) is a Malaysian payment gateway with Basic and Premium plans. Basic has low FPX (1.50%, min RM1) and e-wallet (1.50%) rates, but cards are 2.40% and its pricing page doesn't list in-store payments or a settlement schedule. HitPay charges DuitNow QR at 1.2% and domestic cards at 1.2% + RM1 online and in store, pays cards and FPX in T+1 business days, and adds Tap to Pay with no setup or monthly fee.
Curlec rates from curlec.com/pricing, as of 23 Oct 2026. HitPay rates from HitPay Malaysia pricing.
Curlec at a glance
Plans: Basic (RM99 one-time setup, per Curlec's FAQ), Premium (RM999 one-time setup) and Enterprise (for RM1M+/month volume), all with "No annual fee".
Products on the pricing page: Payment Gateway, Subscriptions, Payouts.
Curlec fees in 2026
Curlec as of 23 Oct 2026, curlec.com/pricing; HitPay /my/pricing.
Fee | Curlec Basic | Curlec Premium | HitPay |
|---|---|---|---|
One-time setup | RM99 (per Curlec's FAQ) | RM999 | None |
Annual / monthly fee | None | None | None |
Credit and debit cards | 2.40% | 2.00% | 1.2% + RM1 |
Foreign cards | 3.30% | 3.10% | 3% + RM1 (+2% if card currency ≠ charge currency) |
FPX | 1.50% (or RM1, whichever is greater) | 1.00% (or RM1, whichever is greater) | 1.8% + RM0.40 |
DuitNow | DuitNow Pay 1.20% (or RM0.30) | DuitNow Pay 1.00% (or RM0.30) | DuitNow QR 1.2% |
E-wallets | 1.50% | 1.30% | TnG 1.9%, GrabPay 2%, ShopeePay 2.2% (online) |
Alipay+ | 2.70% | 2.50% | See /my/pricing cross-border table |
In store / Tap to Pay | Not published | Not published | Terminals from MYR 310; Tap to Pay on iPhone |
Payouts | Not published | Not published | Cards and FPX T+1 business day; others T+2 |
Curlec's "DuitNow Pay" is an online bank-account payment, which is not the same as scanning a DuitNow QR.
Basic vs Premium: when RM999 pays back
Premium cuts cards from 2.40% to 2.00% and FPX from 1.50% to 1.00%. On cards alone, the RM999 setup fee pays back after about RM250,000 of card sales.
Curlec pros and cons
Pros: low FPX and e-wallet rates; no annual fee; Payouts and Subscriptions products on the same account.
Cons: cards 2.40% on Basic; the page shows "18% GST applicable"; no in-store or settlement schedule on the pricing page.
Who Curlec suits
Online businesses that mostly take FPX and want subscription billing.
Curlec alternative: HitPay
DuitNow QR 1.2%, cards 1.2% + RM1 online and in store, FPX and card payouts T+1 business day (other methods T+2), Tap to Pay on iPhone, terminals bought once from MYR 310, one dashboard and one payout. Honest note: Curlec is cheaper on FPX.
Compare the two on our Curlec alternative page, or see HitPay Malaysia pricing, DuitNow QR for business, recurring billing Malaysia, our card terminal Malaysia range and Tap to Pay on iPhone.
Related: Fiuu review and Billplz vs Curlec vs Fiuu.
Frequently Asked Questions
How much does Curlec charge in Malaysia?
On its Basic plan (as of 23 Oct 2026), Razorpay Curlec lists credit and debit cards at 2.40%, foreign cards at 3.30%, FPX at 1.50% (or RM1, whichever is greater), DuitNow Pay at 1.20% (min RM0.30) and e-wallets at 1.50%. Premium lowers these, for example cards to 2.00% and FPX to 1.00% (min RM1).
Does Curlec have a setup fee?
Yes. Curlec Basic has a one-time setup fee of RM99 (per Curlec's FAQ) and Premium has a RM999 one-time setup fee. There is no annual fee.
Is Curlec cheaper than HitPay?
On FPX, yes: Curlec Basic lists 1.50% (min RM1) and HitPay 1.8% + RM0.40. On domestic cards, HitPay's 1.2% + RM1 is cheaper than Curlec Basic's 2.40% on orders above about RM84, and cheaper than Curlec Premium's 2.00% above RM125.
Can I use Curlec in store?
Curlec's pricing page doesn't list in-store terminals or Tap to Pay. HitPay takes cards at 1.2% + RM1 and DuitNow QR at 1.2% in store, on a terminal bought once from MYR 310 or with Tap to Pay on iPhone.
How fast does HitPay pay out compared with Curlec?
HitPay pays FPX and cards in T+1 business days and other methods in T+2 business days. Curlec doesn't publish a settlement schedule on its pricing page, so ask Curlec directly.
Razorpay Curlec review (2026): fees, plans and who it suits
Author:
The HitPay Team
Last Updated:
Razorpay Curlec has low FPX (1.50%, min RM1) and e-wallet rates. HitPay adds DuitNow QR at 1.2%, in-store and Tap to Pay, and T+1 card payouts.
Razorpay Curlec (formerly Curlec, now part of the Razorpay group) is a Malaysian payment gateway with Basic and Premium plans. Basic has low FPX (1.50%, min RM1) and e-wallet (1.50%) rates, but cards are 2.40% and its pricing page doesn't list in-store payments or a settlement schedule. HitPay charges DuitNow QR at 1.2% and domestic cards at 1.2% + RM1 online and in store, pays cards and FPX in T+1 business days, and adds Tap to Pay with no setup or monthly fee.
Curlec rates from curlec.com/pricing, as of 23 Oct 2026. HitPay rates from HitPay Malaysia pricing.
Curlec at a glance
Plans: Basic (RM99 one-time setup, per Curlec's FAQ), Premium (RM999 one-time setup) and Enterprise (for RM1M+/month volume), all with "No annual fee".
Products on the pricing page: Payment Gateway, Subscriptions, Payouts.
Curlec fees in 2026
Curlec as of 23 Oct 2026, curlec.com/pricing; HitPay /my/pricing.
Fee | Curlec Basic | Curlec Premium | HitPay |
|---|---|---|---|
One-time setup | RM99 (per Curlec's FAQ) | RM999 | None |
Annual / monthly fee | None | None | None |
Credit and debit cards | 2.40% | 2.00% | 1.2% + RM1 |
Foreign cards | 3.30% | 3.10% | 3% + RM1 (+2% if card currency ≠ charge currency) |
FPX | 1.50% (or RM1, whichever is greater) | 1.00% (or RM1, whichever is greater) | 1.8% + RM0.40 |
DuitNow | DuitNow Pay 1.20% (or RM0.30) | DuitNow Pay 1.00% (or RM0.30) | DuitNow QR 1.2% |
E-wallets | 1.50% | 1.30% | TnG 1.9%, GrabPay 2%, ShopeePay 2.2% (online) |
Alipay+ | 2.70% | 2.50% | See /my/pricing cross-border table |
In store / Tap to Pay | Not published | Not published | Terminals from MYR 310; Tap to Pay on iPhone |
Payouts | Not published | Not published | Cards and FPX T+1 business day; others T+2 |
Curlec's "DuitNow Pay" is an online bank-account payment, which is not the same as scanning a DuitNow QR.
Basic vs Premium: when RM999 pays back
Premium cuts cards from 2.40% to 2.00% and FPX from 1.50% to 1.00%. On cards alone, the RM999 setup fee pays back after about RM250,000 of card sales.
Curlec pros and cons
Pros: low FPX and e-wallet rates; no annual fee; Payouts and Subscriptions products on the same account.
Cons: cards 2.40% on Basic; the page shows "18% GST applicable"; no in-store or settlement schedule on the pricing page.
Who Curlec suits
Online businesses that mostly take FPX and want subscription billing.
Curlec alternative: HitPay
DuitNow QR 1.2%, cards 1.2% + RM1 online and in store, FPX and card payouts T+1 business day (other methods T+2), Tap to Pay on iPhone, terminals bought once from MYR 310, one dashboard and one payout. Honest note: Curlec is cheaper on FPX.
Compare the two on our Curlec alternative page, or see HitPay Malaysia pricing, DuitNow QR for business, recurring billing Malaysia, our card terminal Malaysia range and Tap to Pay on iPhone.
Related: Fiuu review and Billplz vs Curlec vs Fiuu.
Frequently Asked Questions
How much does Curlec charge in Malaysia?
On its Basic plan (as of 23 Oct 2026), Razorpay Curlec lists credit and debit cards at 2.40%, foreign cards at 3.30%, FPX at 1.50% (or RM1, whichever is greater), DuitNow Pay at 1.20% (min RM0.30) and e-wallets at 1.50%. Premium lowers these, for example cards to 2.00% and FPX to 1.00% (min RM1).
Does Curlec have a setup fee?
Yes. Curlec Basic has a one-time setup fee of RM99 (per Curlec's FAQ) and Premium has a RM999 one-time setup fee. There is no annual fee.
Is Curlec cheaper than HitPay?
On FPX, yes: Curlec Basic lists 1.50% (min RM1) and HitPay 1.8% + RM0.40. On domestic cards, HitPay's 1.2% + RM1 is cheaper than Curlec Basic's 2.40% on orders above about RM84, and cheaper than Curlec Premium's 2.00% above RM125.
Can I use Curlec in store?
Curlec's pricing page doesn't list in-store terminals or Tap to Pay. HitPay takes cards at 1.2% + RM1 and DuitNow QR at 1.2% in store, on a terminal bought once from MYR 310 or with Tap to Pay on iPhone.
How fast does HitPay pay out compared with Curlec?
HitPay pays FPX and cards in T+1 business days and other methods in T+2 business days. Curlec doesn't publish a settlement schedule on its pricing page, so ask Curlec directly.
Ready to apply what you just read?
Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.
Ready to apply what you just read?
Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.
Ready to apply what you just read?
Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.
Ready to apply what you just read?
Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.
Ready to apply what you just read?
Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses.