Fiuu (formerly Razer Merchant Services) is a Malaysian payment gateway with a wide range of channels: FPX, DuitNow QR, e-wallets, cards, BNPL and 7-Eleven cash. Its published rates are low on FPX (1.00%, min RM1.20) and DuitNow QR (1.05% online), but card and DuitNow payments settle once a week, on Thursdays. If you want faster payouts, HitPay pays cards and FPX in T+1 business days, charges DuitNow QR at 1.2% and domestic cards at 1.2% + RM1 online and in store, and has no signup or yearly fee.

Fiuu rates are from Fiuu's merchant base-rate appendix, as of 23 Oct 2026. HitPay rates are from HitPay Malaysia pricing.

Fiuu at a glance

• What it is: a Malaysian payment gateway (formerly Razer Merchant Services) for online and offline retail.

• Fees: published in a downloadable rate appendix on booster.fiuu.com (its /pricing page returns "page not found" today).

• Fixed costs: RM999 one-time signup fee (waived), RM99 yearly maintenance (first year waived, RM99/year from year two).

• Settlement: weekly (Thursday) for cards, DuitNow and BNPL; T+2 for domestic e-wallets; minimum settlement RM100.

Fiuu fees in 2026

Fiuu figures as of 23 Oct 2026, from Fiuu's appendix; HitPay from /my/pricing.

Fiuu payout schedule

Weekly settlement means a card sale made on a Friday can wait up to about a week to reach your bank. HitPay pays card and FPX sales in T+1 business days.

Fiuu pros and cons

• Pros: low FPX (1.00%, min RM1.20, max RM2.00) and online DuitNow QR (1.05%) rates; wide channel list including 7-Eleven cash; signup fee currently waived.

• Cons: weekly settlement for cards and DuitNow; RM99/year from year two; +0.25% on all channels for Shopify merchants; terminal rental RM540/year plus RM200 installation.

Who Fiuu suits

FPX-heavy online stores with large baskets that don't mind weekly card settlement.

Fiuu alternative: HitPay

Best if you sell online and in store and want money faster: DuitNow QR 1.2%, domestic cards 1.2% + RM1, cards and FPX paid out T+1 business day, other methods T+2, Tap to Pay on iPhone, terminals bought once from MYR 310 with no rental, one dashboard and one payout. Honest note: Fiuu is cheaper than HitPay on FPX and online DuitNow QR.

Compare the two side by side on our Fiuu alternative page, or see HitPay Malaysia pricing, DuitNow QR for business, our card terminal Malaysia range and Tap to Pay on iPhone.

Related: Billplz vs Curlec vs Fiuu and Razorpay Curlec review.

Frequently Asked Questions

How much does Fiuu charge in Malaysia?

Fiuu's published base rates (as of 23 Oct 2026) are FPX B2C 1.00% (min RM1.20, max RM2.00), online DuitNow QR 1.05%, online domestic credit cards 2.00% + RM0.45 and debit cards 1.79% + RM0.45. The RM999 signup fee is waived, and a RM99 yearly maintenance fee applies from the second year.

How fast does Fiuu pay out?

Fiuu's appendix (as of 23 Oct 2026) says card, DuitNow QR, DuitNow Online Banking/Wallet and BNPL payments settle weekly, every Thursday, and domestic e-wallets settle T+2. Minimum settlement is RM100. HitPay pays FPX and cards in T+1 business days and other methods in T+2 business days.

Does Fiuu charge extra for Shopify?

Yes. Fiuu's appendix (as of 23 Oct 2026) adds +0.25% MDR on all channels for merchants on Shopify. HitPay's Shopify app adds 0.5% on top of the method rate.

Is Fiuu cheaper than HitPay?

On FPX and online DuitNow QR, yes: Fiuu lists FPX at 1.00% (min RM1.20) and DuitNow QR at 1.05%, versus HitPay's 1.8% + RM0.40 and 1.2%. On domestic credit cards HitPay (1.2% + RM1) is cheaper than Fiuu (2.00% + RM0.45) on orders above about RM69.

What is a good Fiuu alternative for in-store payments?

HitPay takes cards at 1.2% + RM1 and DuitNow QR at 1.2% in store, on a terminal you buy once from MYR 310 with no rental, or with Tap to Pay on iPhone. Fiuu lists a RM540 annual terminal rental and RM200 installation fee.