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Buy Now, Pay

Later (BNPL) for Businesses in Malaysia

Buy Now, Pay

Later (BNPL) for Businesses in Malaysia

Buy Now, Pay

Later (BNPL) for Businesses in Malaysia

Learn how to boost sales and improve cash flow for your business with BNPL in Malaysia.

Learn how to boost sales and improve cash flow for your business with BNPL in Malaysia.

Learn how to boost sales and improve cash flow for your business with BNPL in Malaysia.

Learn more

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Contact Sales

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Learn more

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Reach more customers

Reach more customers

Attract a growing consumer base of over 2.9 million active BNPL users in Malaysia.

Attract a growing consumer base of over 2.9 million active BNPL users in Malaysia.

Attract a growing consumer base of over 2.9 million active BNPL users in Malaysia.

Increase sales

Increase sales

Shoppers are more likely to spend when they can pay less upfront. Reduce cart abandonment and increase sales by offering flexible BNPL options.

Shoppers are more likely to spend when they can pay less upfront. Reduce cart abandonment and increase sales by offering flexible BNPL options.

Shoppers are more likely to spend when they can pay less upfront. Reduce cart abandonment and increase sales by offering flexible BNPL options.

Enhanced buyer experience

Enhanced buyer experience

Provide a seamless, hassle-free checkout process. With BNPL, your business gets paid upfront while your customers pay in instalments.

Provide a seamless, hassle-free checkout process. With BNPL, your business gets paid upfront while your customers pay in instalments.

Provide a seamless, hassle-free checkout process. With BNPL, your business gets paid upfront while your customers pay in instalments.

What is BNPL?

What is BNPL?

What is BNPL?

Buy Now, Pay Later (BNPL) is a payment method that allows customers to purchase products or services upfront while spreading payments over time—usually in interest-free instalments.This makes it easier for consumers to afford big-ticket items and manage their purchases effectively.

Buy Now, Pay Later (BNPL) is a payment method that allows customers to purchase products or services upfront while spreading payments over time—usually in interest-free instalments.This makes it easier for consumers to afford big-ticket items and manage their purchases effectively.

Buy Now, Pay Later (BNPL) is a payment method that allows customers to purchase products or services upfront while spreading payments over time—usually in interest-free instalments.This makes it easier for consumers to afford big-ticket items and manage their purchases effectively.

There is no risk for merchants, as the full transaction amount is released immediately to merchants after the order is completed.

There is no risk for merchants, as the full transaction amount is released immediately to merchants after the order is completed.

There is no risk for merchants, as the full transaction amount is released immediately to merchants after the order is completed.

With 2.9million BNPL users in Malaysia and merchants reporting up to 30% sales growth, offering BNPL is a powerful way to drive business growth and attract more customers.

With 2.9million BNPL users in Malaysia and merchants reporting up to 30% sales growth, offering BNPL is a powerful way to drive business growth and attract more customers.

With 2.9million BNPL users in Malaysia and merchants reporting up to 30% sales growth, offering BNPL is a powerful way to drive business growth and attract more customers.

2.9M

Active BNPL users

in Malaysia

30%

Growth in sales reported by BNPL merchants

1M+

2.9M

2.9M

Active users globally

Active BNPL users

in Malaysia

Active BNPL users

in Malaysia

30%

30%

Growth in sales reported by BNPL merchants

Growth in sales reported by BNPL merchants

How does BNPL work?

Here’s how Buy Now Pay Later in Malaysia works for merchants and customers:

01.

Customer selects BNPL at checkout

At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.

Your business receives full payment upfront

Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.

Customer pays in instalments

Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

01.

Customer selects BNPL at checkout

At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.

Your business receives full payment upfront

Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.

Customer pays in instalments

Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

How does BNPL work?

Here’s how Buy Now Pay Later in Malaysia works for merchants and customers:

01.

Customer selects BNPL at checkout

At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.

Your business receives full payment upfront

Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.

Customer pays in instalments

Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

01.

Customer selects BNPL at checkout

At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.

Your business receives full payment upfront

Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.

Customer pays in instalments

Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

How does BNPL work?

Here’s how Buy Now Pay Later in Malaysia works for merchants and customers:

01.

Customer selects BNPL at checkout

At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.

Your business receives full payment upfront

Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.

Customer pays in instalments

Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

01.

Customer selects BNPL at checkout

At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.

Your business receives full payment upfront

Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.

Customer pays in instalments

Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

Get started with

BNPL on HitPay

Get started with BNPL on HitPay

Get started with

BNPL on HitPay

HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why HitPay is Malaysia’s preferred BNPL payment gateway:

HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why HitPay is Malaysia’s preferred BNPL payment gateway:

HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why HitPay is Malaysia’s preferred BNPL payment gateway:

Trusted and secure

Trusted and secure

HitPay is regulated by Bank Negara Malaysia, and trusted by over 15,000 businesses across the Asia-Pacific region.

See HitPay reviews ->

Transparent pricing

Transparent pricing

Only pay a processing fee for each BNPL transaction. HitPay has no setup, subscription, account maintenance, or hidden fees.

See BNPL pricing ->

Omni-channel integration

Omni-channel integration

Buy Now Pay Later is supported on HitPay’s payment tools, including POS readers, e-commerce plugins for Shopify, WooCommerce, and more. No coding required.

See payment integrations ->

Frequently Asked Questions

Frequently Asked Questions

How do I set up BNPL for my business?

Integrating BNPL in Malaysia is simple with HitPay:

  1. Sign up: Create your free HitPay account.

  2. Connect your bank account: Link your business bank account to enable seamless payouts.

  3. Enable BNPL payment methods: Activate SPayLater or PayLater by Grab from the HitPay dashboard — no technical setup or coding required. BNPL can be activated for both in-store and e-commerce payments. 


Besides BNPL, HitPay also supports popular Malaysian payment methods like DuitNow, FPX, Touch n’ Go, Alipay, Shopback, and more.

What is Buy Now Pay Later and how does it work for businesses?

Buy Now Pay Later (BNPL) is a popular payment method that lets customers make purchases immediately and pay over time. For businesses, integrating BNPL payments can enhance sales by offering flexible options to customers.

Are there any fees for merchants when accepting BNPL payments?

Merchants pay a processing fee for each BNPL transaction via HitPay. There are no additional setup, subscription, account maintenance, or hidden fees.

How do I receive funds collected via BNPL payments?

BNPL funds are transferred directly to your linked bank account according to HitPay’s settlement schedule.

Still have questions?

Contact our team.

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