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What is DuitNow?

DuitNow is Malaysia’s national real-time payment system that allows individuals and businesses to send and receive money instantly using bank transfers or QR code payments.

The system connects Malaysian banks through infrastructure operated by Payments Network Malaysia (PayNet) and is widely used across Malaysia for instant transfers and merchant payments.

DuitNow is Malaysia’s national real-time payment system that allows individuals and businesses to send and receive money instantly using bank transfers or QR code payments.

The system connects Malaysian banks through infrastructure operated by Payments Network Malaysia (PayNet) and is widely used across Malaysia for instant transfers and merchant payments.

DuitNow is Malaysia’s national real-time payment system that allows individuals and businesses to send and receive money instantly using bank transfers or QR code payments.

The system connects Malaysian banks through infrastructure operated by Payments Network Malaysia (PayNet) and is widely used across Malaysia for instant transfers and merchant payments.

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Contact Sales

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How DuitNow Payments Work

DuitNow enables real-time payments between individuals and businesses through Malaysian banking apps and QR code payments.

A typical DuitNow payment works as follows:

A customer scans a DuitNow QR code or selects a DuitNow transfer option in their banking app.
The payment is authorised through the customer’s bank.
The transaction is processed instantly through the DuitNow network.
The recipient receives confirmation immediately.

A typical DuitNow payment works as follows:

A customer scans a DuitNow QR code or selects a DuitNow transfer option in their banking app.
The payment is authorised through the customer’s bank.
The transaction is processed instantly through the DuitNow network.
The recipient receives confirmation immediately.

A typical DuitNow payment works as follows:

A customer scans a DuitNow QR code or selects a DuitNow transfer option in their banking app.
The payment is authorised through the customer’s bank.
The transaction is processed instantly through the DuitNow network.
The recipient receives confirmation immediately.

Learn how to enable DuitNow QR

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What is DuitNow QR?

DuitNow QR is Malaysia’s unified QR payment standard that allows customers to pay merchants using their mobile banking apps.

Instead of displaying separate QR codes for different banks, businesses can display a single DuitNow QR code that customers from participating Malaysian banks can scan to complete a payment.

DuitNow QR is widely used by retailers, restaurants, and service providers across Malaysia.

Access the Malaysian customer base

Reach Malaysian consumers who prefer to pay using local mobile banking apps and e-wallets like Maybank, Touch ‘n Go, GrabPay, and Boost.

No extra hardware needed

Accept DuitNow QR straight from the HitPay POS app or Online Checkout.

Cost-effective and efficient

DuitNow QR payments are fast, secure, and can lead to lower transaction costs compared to international card networks.

Part of a unified payment solution

HitPay lets you manage DuitNow QR alongside cards, wallets, bank transfers, and other local methods in a single platform.

DuitNow Cross-Border Payments

DuitNow also supports cross-border QR payments through interoperability with payment systems in neighbouring countries.

For example, Singapore’s PayNow network is interoperable with Malaysia’s DuitNow network, allowing users in both countries to make QR payments using their banking apps.

Accept DuitNow QR across all your sales channels

Retail / Point-of-Sale

Accept DuitNow QR in your brick-and-mortar store via the HitPay POS app

Online Checkout

Enable DuitNow QR at checkout on your e-commerce website

Payment Links & Invoices

Share payment links with embedded DuitNow QR support—perfect for social sales, remote billing, and custom orders

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Who can use DuitNow QR?

Right now, DuitNow QR is only available to Malaysian-based businesses. We’re actively working to bring this powerful payment method to global merchants through HitPay.

Want early access to DuitNow QR outside Malaysia?

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Who can use DuitNow QR?

Right now, DuitNow QR is only available to Malaysian-based businesses. We’re actively working to bring this powerful payment method to global merchants through HitPay.

Want early access to DuitNow QR outside Malaysia?

→

How Businesses Accept DuitNow Payments

Businesses can accept DuitNow payments through payment providers that support the DuitNow network.

Common ways businesses accept DuitNow payments include:

Displaying a DuitNow QR code at checkout

Accepting QR payments through POS systems

Integrating payment gateways that support DuitNow payments online

Sending payment links or invoices that customers can pay instantly

Frequently Asked Questions

What is DuitNow used for?

DuitNow is used in Malaysia for instant bank transfers and QR code payments between individuals and businesses.

Is DuitNow instant?

Yes. DuitNow payments are processed instantly through Malaysia’s real-time payment infrastructure.

Who operates DuitNow?

DuitNow is operated by Payments Network Malaysia (PayNet), the national payments network operator for Malaysia.

Is DuitNow QR only for Malaysian customers?

Yes—for now. DuitNow QR is a Malaysian payment method that works with local banking and e-wallet apps. It’s designed to make QR payments simple and universal across Malaysia.

Can I accept DuitNow QR if my business is outside Malaysia?

We’re launching cross-border capabilities so international merchants can accept DuitNow QR. Sign up here to be notified when it's ready.

How will payments be handled?

Your customer pays in MYR (Malaysian Ringgit), and the payment is settled to your HitPay account in your home currency.

Still have questions?

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