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ShopBack Pay

Singapore

ShopBack Pay, now at your Singapore store counter

ShopBack Pay, now at your Singapore store counter

ShopBack Pay, now at your Singapore store counter

Let customers scan a QR code with the ShopBack app to pay later in-store - the same BNPL experience they already use online, now at your counter with zero new hardware.

Let customers scan a QR code with the ShopBack app to pay later in-store - the same BNPL experience they already use online, now at your counter with zero new hardware.

Let customers scan a QR code with the ShopBack app to pay later in-store - the same BNPL experience they already use online, now at your counter with zero new hardware.

Free to sign up · No monthly subscription · Pay per transaction

TRUSTED BY 20,000+ BUSINESSES ACROSS SINGAPORE

GrabPay

Built for the way Singapore merchants actually sell

Built for the way Singapore merchants actually sell

Built for the way Singapore merchants actually sell

HitPay is a Singapore payment platform that lets retail, F&B, and wellness merchants accept ShopBack Pay in-store — alongside 50+ other payment methods — with no monthly fees, no new hardware, and real-time confirmation across both physical counters and webstore in one dashboard. Businesses can get approved in 1–3 business days by submitting their ACRA documents.

HitPay is a Singapore payment platform that lets retail, F&B, and wellness merchants accept ShopBack Pay in-store — alongside 50+ other payment methods — with no monthly fees, no new hardware, and real-time confirmation across both physical counters and webstore in one dashboard. Businesses can get approved in 1–3 business days by submitting their ACRA documents.

HitPay is a Singapore payment platform that lets retail, F&B, and wellness merchants accept ShopBack Pay in-store — alongside 50+ other payment methods — with no monthly fees, no new hardware, and real-time confirmation across both physical counters and webstore in one dashboard. Businesses can get approved in 1–3 business days by submitting their ACRA documents.

ZERO HARDWARE COST

Accept ShopBack Pay in-store with no new hardware

Accept ShopBack Pay in-store with no new hardware

Accept ShopBack Pay in-store with no new hardware

HitPay solves the in-store BNPL gap for Singapore merchants by letting businesses activate ShopBack Pay directly from their existing HitPay POS dashboard — no new hardware, no terminals to lease, and no added monthly fees. Customers simply open the ShopBack app, scan the QR code on the existing POS screen, and confirm in seconds.

HitPay solves the in-store BNPL gap for Singapore merchants by letting businesses activate ShopBack Pay directly from their existing HitPay POS dashboard — no new hardware, no terminals to lease, and no added monthly fees. Customers simply open the ShopBack app, scan the QR code on the existing POS screen, and confirm in seconds.

HitPay solves the in-store BNPL gap for Singapore merchants by letting businesses activate ShopBack Pay directly from their existing HitPay POS dashboard — no new hardware, no terminals to lease, and no added monthly fees. Customers simply open the ShopBack app, scan the QR code on the existing POS screen, and confirm in seconds.

Works with your existing HitPay POS terminal - no replacement needed

Works with your existing HitPay POS terminal - no replacement needed

Works with your existing HitPay POS terminal - no replacement needed

Activate ShopBack Pay in-store from the HitPay dashboard in minutes

Activate ShopBack Pay in-store from the HitPay dashboard in minutes

Activate ShopBack Pay in-store from the HitPay dashboard in minutes

SGD 0 setup fee and SGD 0 monthly subscription - pay only per transaction

SGD 0 setup fee and SGD 0 monthly subscription - pay only per transaction

SGD 0 setup fee and SGD 0 monthly subscription - pay only per transaction

Merchant-Presented QR - no customer app setup or pre-registration required

Merchant-Presented QR - no customer app setup or pre-registration required

Merchant-Presented QR - no customer app setup or pre-registration required

ZERO HARDWARE COST

Accept ShopBack Pay in-store with no new hardware

HitPay solves the in-store BNPL gap for Singapore merchants by letting businesses activate ShopBack Pay directly from their existing HitPay POS dashboard — no new hardware, no terminals to lease, and no added monthly fees. Customers simply open the ShopBack app, scan the QR code on the existing POS screen, and confirm in seconds.

Works with your existing HitPay POS terminal - no replacement needed

Activate ShopBack Pay in-store from the HitPay dashboard in minutes

SGD 0 setup fee and SGD 0 monthly subscription - pay only per transaction

Merchant-Presented QR - no customer app setup or pre-registration required

REAL-TIME CONFIRMATION

Get instant payment confirmation and one unified view of every transaction

Get instant payment confirmation and one unified view of every transaction

Get instant payment confirmation and one unified view of every transaction

HitPay confirms ShopBack Pay in-store payments within seconds via real-time polling, so counter staff at busy Singapore retail stores and cafés never hold up a queue waiting for confirmation. Every transaction — online and in-store — appears instantly in one HitPay dashboard, eliminating the need for a separate ShopBack merchant portal or end-of-day reconciliation across systems.

HitPay confirms ShopBack Pay in-store payments within seconds via real-time polling, so counter staff at busy Singapore retail stores and cafés never hold up a queue waiting for confirmation. Every transaction — online and in-store — appears instantly in one HitPay dashboard, eliminating the need for a separate ShopBack merchant portal or end-of-day reconciliation across systems.

HitPay confirms ShopBack Pay in-store payments within seconds via real-time polling, so counter staff at busy Singapore retail stores and cafés never hold up a queue waiting for confirmation. Every transaction — online and in-store — appears instantly in one HitPay dashboard, eliminating the need for a separate ShopBack merchant portal or end-of-day reconciliation across systems.

POS polls for payment status in real time - confirmation in seconds

POS polls for payment status in real time - confirmation in seconds

POS polls for payment status in real time - confirmation in seconds

Online and in-store ShopBack Pay transactions in one HitPay account

Online and in-store ShopBack Pay transactions in one HitPay account

Online and in-store ShopBack Pay transactions in one HitPay account

Full and partial refunds processed synchronously from the dashboard

Full and partial refunds processed synchronously from the dashboard

Full and partial refunds processed synchronously from the dashboard

Abandoned payments auto-expire - no manual cancellation required

Abandoned payments auto-expire - no manual cancellation required

Abandoned payments auto-expire - no manual cancellation required

REAL-TIME CONFIRMATION

Get instant payment confirmation and one unified view of every transaction

HitPay confirms ShopBack Pay in-store payments within seconds via real-time polling, so counter staff at busy Singapore retail stores and cafés never hold up a queue waiting for confirmation. Every transaction — online and in-store — appears instantly in one HitPay dashboard, eliminating the need for a separate ShopBack merchant portal or end-of-day reconciliation across systems.

POS polls for payment status in real time - confirmation in seconds

Online and in-store ShopBack Pay transactions in one HitPay account

Full and partial refunds processed synchronously from the dashboard

Abandoned payments auto-expire - no manual cancellation required

BNPL REVENUE LIFT

Give Singapore shoppers the buy-now-pay-later option that drives larger purchases

Give Singapore shoppers the buy-now-pay-later option that drives larger purchases

Give Singapore shoppers the buy-now-pay-later option that drives larger purchases

ShopBack's 35 million users across Southeast Asia — heavily concentrated among Singapore's millennial and Gen Z shoppers — already expect BNPL at checkout, and merchants accepting it in-store typically see 20–40% higher average order values than card-only counters. HitPay's ShopBack Pay integration lets customers split payments or apply ShopBack coins at the counter, with the full transaction value settling under the merchant's existing HitPay terms.

ShopBack's 35 million users across Southeast Asia — heavily concentrated among Singapore's millennial and Gen Z shoppers — already expect BNPL at checkout, and merchants accepting it in-store typically see 20–40% higher average order values than card-only counters. HitPay's ShopBack Pay integration lets customers split payments or apply ShopBack coins at the counter, with the full transaction value settling under the merchant's existing HitPay terms.

ShopBack's 35 million users across Southeast Asia — heavily concentrated among Singapore's millennial and Gen Z shoppers — already expect BNPL at checkout, and merchants accepting it in-store typically see 20–40% higher average order values than card-only counters. HitPay's ShopBack Pay integration lets customers split payments or apply ShopBack coins at the counter, with the full transaction value settling under the merchant's existing HitPay terms.

Typical BNPL adoption drives 20–40% higher average order values

Typical BNPL adoption drives 20–40% higher average order values

Typical BNPL adoption drives 20–40% higher average order values

Customers can split payments or redeem ShopBack coins at the counter

Customers can split payments or redeem ShopBack coins at the counter

Customers can split payments or redeem ShopBack coins at the counter

Transaction range: SGD 2.00 minimum to SGD 1,500.00 maximum

Transaction range: SGD 2.00 minimum to SGD 1,500.00 maximum

Transaction range: SGD 2.00 minimum to SGD 1,500.00 maximum

Familiar checkout experience - 35 million+ ShopBack users already know how to pay

Familiar checkout experience - 35 million+ ShopBack users already know how to pay

Familiar checkout experience - 35 million+ ShopBack users already know how to pay

BNPL REVENUE LIFT

Give Singapore shoppers the buy-now-pay-later option that drives larger purchases

ShopBack's 35 million users across Southeast Asia — heavily concentrated among Singapore's millennial and Gen Z shoppers — already expect BNPL at checkout, and merchants accepting it in-store typically see 20–40% higher average order values than card-only counters. HitPay's ShopBack Pay integration lets customers split payments or apply ShopBack coins at the counter, with the full transaction value settling under the merchant's existing HitPay terms.

Typical BNPL adoption drives 20–40% higher average order values

Customers can split payments or redeem ShopBack coins at the counter

Transaction range: SGD 2.00 minimum to SGD 1,500.00 maximum

Familiar checkout experience - 35 million+ ShopBack users already know how to pay

OMNICHANNEL PAYMENTS

Manage every ShopBack Pay transaction - online and in-store - from one account

Manage every ShopBack Pay transaction - online and in-store - from one account

Manage every ShopBack Pay transaction - online and in-store - from one account

HitPay merchants who already accept ShopBack Pay online gain automatic in-store coverage with no separate system — both channels flow into the same account, giving retailers at ION Orchard, Bugis Street, and Holland Village a single transaction history, unified refund interface, and one settlement report. Finance teams eliminate end-of-day matching entirely, and owners see total ShopBack Pay revenue across all channels in real time.

HitPay merchants who already accept ShopBack Pay online gain automatic in-store coverage with no separate system — both channels flow into the same account, giving retailers at ION Orchard, Bugis Street, and Holland Village a single transaction history, unified refund interface, and one settlement report. Finance teams eliminate end-of-day matching entirely, and owners see total ShopBack Pay revenue across all channels in real time.

HitPay merchants who already accept ShopBack Pay online gain automatic in-store coverage with no separate system — both channels flow into the same account, giving retailers at ION Orchard, Bugis Street, and Holland Village a single transaction history, unified refund interface, and one settlement report. Finance teams eliminate end-of-day matching entirely, and owners see total ShopBack Pay revenue across all channels in real time.

Single dashboard for all ShopBack Pay activity across channels

Single dashboard for all ShopBack Pay activity across channels

Single dashboard for all ShopBack Pay activity across channels

No separate ShopBack merchant portal - all managed in HitPay

No separate ShopBack merchant portal - all managed in HitPay

No separate ShopBack merchant portal - all managed in HitPay

Filter, export, and report on in-store vs. online ShopBack Pay revenue

Filter, export, and report on in-store vs. online ShopBack Pay revenue

Filter, export, and report on in-store vs. online ShopBack Pay revenue

Settlement tracking aligned to existing HitPay payout schedule

Settlement tracking aligned to existing HitPay payout schedule

Settlement tracking aligned to existing HitPay payout schedule

OMNICHANNEL PAYMENTS

Manage every ShopBack Pay transaction - online and in-store - from one account

HitPay merchants who already accept ShopBack Pay online gain automatic in-store coverage with no separate system — both channels flow into the same account, giving retailers at ION Orchard, Bugis Street, and Holland Village a single transaction history, unified refund interface, and one settlement report. Finance teams eliminate end-of-day matching entirely, and owners see total ShopBack Pay revenue across all channels in real time.

Single dashboard for all ShopBack Pay activity across channels

No separate ShopBack merchant portal - all managed in HitPay

Filter, export, and report on in-store vs. online ShopBack Pay revenue

Settlement tracking aligned to existing HitPay payout schedule

SGD 0

SGD 0

Monthly fees in Singapore

Monthly fees in Singapore

50+

50+

Payment methods supported

Payment methods supported

Next business day

Next business day

Payout speed in SG

Payout speed in SG

1–3 days

1–3 days

Account approval time

Account approval time

Diners at Lau Pa Sat hawker centre in Singapore with food stalls under its ironwork roof

"Singapore retail merchants using HitPay ShopBack Pay in-store report a single, unified view of all BNPL transactions - eliminating end-of-day reconciliation across systems - with BNPL availability at the counter supporting 20–40% higher average order values across F&B, fashion, and wellness verticals."

"Singapore retail merchants using HitPay ShopBack Pay in-store report a single, unified view of all BNPL transactions - eliminating end-of-day reconciliation across systems - with BNPL availability at the counter supporting 20–40% higher average order values across F&B, fashion, and wellness verticals."

HitPay Merchant Data

HitPay Merchant Data

Performance summary - Singapore in-store BNPL

Everything else your Singapore business needs at the counter

Everything else your Singapore business needs at the counter

Everything else your Singapore business needs at the counter

HitPay brings together every payment method, reporting tool, and operational feature in one platform - so merchants spend less time managing payments.

HitPay brings together every payment method, reporting tool, and operational feature in one platform - so merchants spend less time managing payments.

HitPay brings together every payment method, reporting tool, and operational feature in one platform - so merchants spend less time managing payments.

PCI DSS Level 1 security

PCI DSS Level 1 security

HitPay holds PCI DSS Level 1 certification - the highest tier of payment data security. Every in-store ShopBack Pay transaction is processed on fully compliant infrastructure, protecting merchant and customer data.

Full and partial refunds

Full and partial refunds

Merchants process ShopBack Pay in-store refunds - full or partial - directly from the HitPay dashboard. Refunds complete synchronously, with status updating immediately. No separate ShopBack refund workflow is required.

Unified sales reporting

Unified sales reporting

Merchants filter and export ShopBack Pay transactions by channel - online or in-store. One HitPay account covers all activity. Finance teams export settlement reports in CSV format for accounting software without manual data entry.

No monthly subscription fee

No monthly subscription fee

HitPay charges SGD 0 per month. Singapore merchants pay only per transaction - ShopBack Pay in-store is 5% per transaction with no setup cost. See full rates at hitpayapp.com/pricing.

Live chat and email support

Live chat and email support

Singapore merchants access live chat and email support from the HitPay dashboard. A self-service help centre provides step-by-step guides for POS activation, ShopBack Pay setup, and refund management - available at any time.

Fast account approval

Fast account approval

Singapore merchants sign up for free and receive account approval within 1–3 business days after submitting ACRA registration documents or NRIC for sole proprietors. No setup fees. ShopBack Pay in-store activates immediately after approval.

Explore more HitPay solutions for Singapore merchants

Explore more HitPay solutions for Singapore merchants

Explore more HitPay solutions for Singapore merchants

PayNow, GrabPay, ShopeePay and ShopBack payment method logos

HitPay Point-of-Sale for Singapore retailers

Accept PayNow, GrabPay, ShopeePay, and ShopBack Pay at your counter - no new hardware required for existing HitPay POS users.

ShopBack logo connecting online and in-store payment icons

HitPay payment gateway for Singapore e-commerce

Accept ShopBack Pay, PayNow, GrabPay, and cards on your website or online store - with the same account as your in-store POS.

HitPay POS payment confirmation for SGD 300 with receipt options by email, print, text, WhatsApp or QR code

HitPay payment links for Singapore businesses

Send a payment link via WhatsApp, email, or SMS - customers pay with ShopBack Pay, PayNow, or cards in one tap. No website needed.

Frequently Asked Questions

Frequently Asked Questions

What is HitPay and how does it work for Singapore retail and F&B businesses accepting ShopBack Pay in-store?

HitPay is a payment platform that lets Singapore retail, F&B, and wellness businesses accept ShopBack Pay at their physical store counters - with zero monthly fees and real-time payment confirmation. Merchants use their existing HitPay POS terminal to display a QR code. Customers scan with the ShopBack app and confirm payment instantly. No new hardware is required. Account approval takes 1–3 business days.

How does ShopBack Pay in-store work at the point of sale with HitPay?

ShopBack Pay in-store uses a Merchant-Presented QR flow. The merchant taps ShopBack Pay on the HitPay POS, a QR code appears on screen, and the customer opens the ShopBack app to scan and confirm. The POS receives real-time confirmation - typically within a few seconds. The minimum transaction is SGD 2.00 and the maximum is SGD 1,500.00.

Do Singapore merchants need new hardware to accept ShopBack Pay in-store through HitPay?

No new hardware is required. Singapore merchants already on HitPay POS can enable ShopBack Pay in-store directly from their HitPay dashboard. The QR code is displayed on the existing POS screen. There is no additional terminal, device, or peripheral needed to start accepting ShopBack Pay at the counter.

How much does HitPay charge Singapore businesses for ShopBack Pay in-store transactions?

HitPay charges a 5% transaction rate for ShopBack Pay in-store payments. There is no setup fee and no monthly subscription fee. Merchants pay only per transaction. For full pricing details across all payment methods, visit hitpayapp.com/pricing.

How long does it take to set up ShopBack Pay in-store on HitPay for a Singapore business?

Singapore businesses sign up for HitPay for free in minutes. Account approval takes 1–3 business days after submitting ACRA registration documents or NRIC for sole proprietors. Once approved, ShopBack Pay in-store can be activated from the HitPay dashboard with no additional integration work required for existing HitPay POS users.

What support does HitPay provide to Singapore merchants using ShopBack Pay in-store?

HitPay provides live chat support, email support, and a self-service help centre for Singapore merchants. Merchants manage transactions, refunds, and ShopBack Pay configuration from the HitPay dashboard. The help centre includes step-by-step guides for POS setup and payment method activation. Contact the team at [email protected] for direct assistance.

Can Singapore merchants refund ShopBack Pay in-store transactions through HitPay?

Yes. Singapore merchants process full and partial refunds for ShopBack Pay in-store transactions directly from the HitPay dashboard. Refunds are processed synchronously - the status updates immediately after submission. Merchants do not need to contact ShopBack separately. Both online and in-store ShopBack Pay refunds are managed from the same HitPay account.

How do Singapore café and restaurant owners benefit from accepting ShopBack Pay in-store?

Singapore café and F&B merchants accepting ShopBack Pay in-store give customers a familiar BNPL checkout experience at the counter. BNPL acceptance typically drives 20–40% higher average order values. HitPay consolidates all ShopBack Pay transactions - online and offline - in one dashboard, removing the need for separate reconciliation and giving owners a real-time view of F&B revenue.

What happens if a customer scans the ShopBack Pay QR code but does not confirm payment at a Singapore store?

If a customer scans but does not confirm, the merchant can cancel the transaction from the HitPay POS. If not manually cancelled, the pending payment expires automatically and is marked as abandoned. No charge is applied to the customer and no funds are deducted from the merchant account. The POS returns to the payment method selection screen.

Are ShopBack Pay in-store and online transactions visible in the same HitPay dashboard for Singapore merchants?

Yes. ShopBack Pay transactions from both online and in-store channels appear in the same HitPay account. Merchants view, filter, and export all ShopBack Pay activity from one unified dashboard. This eliminates reconciliation across separate systems and gives a single view of revenue - whether customers shop online or visit in-store in Singapore.

What are the transaction limits for ShopBack Pay in-store payments through HitPay in Singapore?

ShopBack Pay in-store transactions through HitPay have a minimum of SGD 2.00 and a maximum of SGD 1,500.00 per transaction. These limits apply at launch for Singapore merchants. For the latest thresholds or any limit changes, merchants should check the HitPay help centre or contact support.

What documents do Singapore businesses need to sign up for HitPay and enable ShopBack Pay in-store?

Singapore businesses submit their ACRA business registration certificate. Sole proprietors can use their NRIC. Sign-up is free with no setup fees. Approval takes 1–3 business days. Once the HitPay account is active, ShopBack Pay in-store is enabled directly from the dashboard - no separate application to ShopBack is required.

How does HitPay's ShopBack Pay in-store compare to accepting ShopBack Pay online only for Singapore merchants?

Merchants who accept ShopBack Pay online through HitPay can extend the same payment method to physical store counters - using the same account, same dashboard, and same settlement terms. In-store requires no new hardware. This unified approach means merchants offer ShopBack Pay consistently - whether Singapore customers shop online or visit in person.

Let your Singapore customers pay later - at your counter

Join 20,000+ businesses across Singapore using HitPay. Enable ShopBack Pay in-store today - no hardware upgrades, no setup fees, and approval in as little as 1 business day.

Still have questions?

Contact our team.

Ready to start accepting ShopBack Pay in-store?

Start for free No setup fees · Approval in 1–3 days

Ready to start accepting ShopBack Pay in-store?

Start for free No setup fees · Approval in 1–3 days

Ready to start accepting ShopBack Pay in-store?

Start for free No setup fees · Approval in 1–3 days

Ready to start accepting ShopBack Pay in-store?

Start for free No setup fees · Approval in 1–3 days