BNPL is highly popular in Singapore, with millions of users choosing flexible payments for everyday purchases.
Let customers buy more upfront by offering 0% installment plans — merchants see up to 30% increase in cart size.
Merchants receive the full amount upfront. The BNPL provider (Atome, ShopeePay or Grab) handles the rest.
Youʼre not responsible for chasing payments. Customers pay their BNPL provider over time.
Enable BNPL options like Atome, SPayLater, and Grab PayLater from your HitPay dashboard — no coding required
Atome
Split payments into 3 interest-free monthly installments. Used by millions across Southeast Asia.
SPayLater
Offer flexible monthly plans through Shopeeʼs trusted BNPL program
PayLater by Grab
Let customers pay next month or split into up to 12 monthly payments
HitPay is a MAS-recognised payment service provider, trusted by over 15,000 businesses across Singapore and Southeast Asia.
Only pay per successful transaction. No subscription fees or hidden charges.
Use BNPL with your online store, payment links, invoices, or developer APIs — all from a single dashboard
What is Buy Now Pay Later in Singapore?
BNPL is a payment method that allows customers to split their purchase into multiple installments. Itʼs interest-free and widely used in Singapore through platforms like Atome, Grab PayLater, and SPayLater.
How do I enable BNPL with HitPay?
Just sign up for a free HitPay account, go to your payment settings, and activate the BNPL providers youʼd like to offer — no coding required.
Is BNPL only for e-commerce?
Not at all. BNPL works great for service providers, freelancers, and even B2B businesses that want to offer customers flexible payment options without taking on credit risk
Do I need a separate agreement with Atome, Grab, or SPayLater?
You can integrate these BNPL payment methods via the HitPay dashboard — no separate registration needed. Just activate and start accepting BNPL payments.
Still have questions?
Contact our team.