What the customer experience looks like
Online checkout
The customer selects GrabPay at checkout, authenticates in the Grab app or Grab’s web payment page, confirms the payment, and returns to your order confirmation page. For a returning Grab user, the flow takes under 20 seconds.
In-person
Display a HitPay QR code at your counter. The customer opens Grab, taps Pay, and scans your QR. You receive a real-time notification in the HitPay dashboard or POS app—no card reader or separate GrabPay terminal needed.
Step-by-step: enabling GrabPay via HitPay
01 · Create your HitPay account
Register for free. No credit card, setup fee, or monthly commitment is required.
02 · Complete business verification
Submit your Singapore UEN, ACRA registration, and director or owner ID. Most businesses are verified within 24 hours.
03 · Enable GrabPay
Open Payment Methods in your dashboard and confirm GrabPay is active. It is included in HitPay’s standard account with no separate application.
04 · Go live
Use a Shopify, WooCommerce, or Wix plugin; display a HitPay QR code; process payments in the POS app; or share a payment link through WhatsApp or email.
You do not need to contact Grab or apply through Grab’s merchant portal. HitPay handles the integration and settlement on your behalf.
Transaction fee
No monthly fee, setup fee, or minimum volume. You only pay for successful transactions.
3%
Settlement timing
GrabPay payments settle in line with HitPay’s standard Singapore payout schedule. Funds appear in your HitPay account and can be transferred to your business bank account according to your settlement cadence.
Why businesses accept GrabPay
Consumer reach
Reach Grab’s large Singapore user base, including customers who prefer spending wallet balances from top-ups and rebates.
In-app convenience
A familiar Grab authentication flow feels frictionless and can reduce checkout abandonment for mobile-first businesses.
Wallet-based payments
Consumer-initiated wallet payments do not carry the same card chargeback exposure as Visa or Mastercard transactions, while standard refund policies still apply.
One integration, multiple methods
Accept GrabPay, PayNow, ShopeePay, WeChat Pay, Atome, and cards from one dashboard, with unified integration and settlement.
GrabPay via HitPay
Transaction fee
3%
Monthly fee
None
Setup fee
None
In-person acceptance
Yes, via QR code
Online acceptance
Checkout plugin or payment link
Separate Grab merchant account
Not required
HitPay is a licensed Major Payment Institution with the Monetary Authority of Singapore, trusted by over 20,000+ businesses across the Asia-Pacific region.
Only pay a processing fee for each PayLater by Grab transaction. HitPay has no setup, subscription, account maintenance, or hidden fees.
PayLater by Grab is supported on HitPay’s payment tools, including POS readers, e-commerce plugins for Shopify, WooCommerce, and more. No coding required.
What is PayLater by Grab?
PayLater by Grab is a Buy Now, Pay Later solution that allows customers to make purchases immediately and pay over time. Merchants face zero risk as Grab handles all customer payments and collections.
Are there any fees for merchants when accepting PayLater by Grab payments?
Merchants pay a processing fee for each PayLater by Grab transaction via HitPay. There are no additional setup, subscription, account maintenance, or hidden fees.
How can I activate PayLater by Grab payments?
To start accepting PayLater by Grab via HitPay:
Sign up: Create your free HitPay account.
Connect your bank account: Link your business bank account to enable seamless payouts.
Enable PayLater by Grab: Activate PayLater by Grab from the HitPay dashboard — no technical setup or coding required.
This straightforward process allows you to quickly integrate PayLater by Grab in-store or online.
How do I receive funds collected via PayLater by Grab?
PayLater by Grab funds are transferred directly to your linked bank account according to HitPay’s settlement schedule.
Still have questions?
Contact our team.
