#iKNOW: My Rights, My Options, The Risks

The PYM Campaign is built around one simple idea: when you know better, you can protect yourself better.

Whether you're making digital payments in the Philippines, sending money via QR Ph, paying through GCash, or managing your savings, it pays to know:

• Your Rights as a financial consumer, you have the right to access assistance and fair treatment

• Your Options from deposits and investments to loans, insurance, and digital transactions

• The Risks including cyber crimes, fraud, and scams that target everyday Filipinos

Stay Smart, Stay Safe

Here are a few good habits to keep your money protected:

• Verify before you transact. Always double-check the identity of who you're sending money to.

• Never share your OTP or passwords, not even with people claiming to be from your bank or payment gateway.

• Use trusted, BSP-regulated payment gateways when shopping online or transferring funds.

• Report suspicious activity immediately to your payment provider or directly to BSP.

For SMEs and online businesses in the Philippines, using a reliable payment gateway isn't just about convenience. It's also about making sure your customers' transactions are safe and protected every step of the way.

Learn More

For more tips and resources on financial consumer protection in the Philippines, visit the BSP's official PYM page: bsp.gov.ph - Protect Your Money.

HitPay is a BSP-regulated payment gateway committed to safe and reliable online payments for SMEs and businesses in the Philippines. We're proud to support the Protect Your Money campaign and help spread financial awareness across the country.