Product

Pricing

Customers

Developers

Resources

Solutions

Contact Sales

Login

→

Menu

Get started

Menu

Get started

Light to dark blue smooth gradient transition.
A smooth blue gradient transitioning from light to darker shades, evoking a calm and serene atmosphere.

Accept SPayLater

in Singapore

Accept SPayLater

in Singapore

Accept SPayLater

in Singapore

Boost your sales with Shopee PayLater, known as SPayLater in Singapore. With SPayLater, your customers can split their payments into flexible installments, while you receive the full payment amount upfront. Set up SPayLater — now on HitPay.

Boost your sales with Shopee PayLater, known as SPayLater in Singapore. With SPayLater, your customers can split their payments into flexible installments, while you receive the full payment amount upfront. Set up SPayLater — now on HitPay.

Boost your sales with Shopee PayLater, known as SPayLater in Singapore. With SPayLater, your customers can split their payments into flexible installments, while you receive the full payment amount upfront. Set up SPayLater — now on HitPay.

Learn more

→

Contact Sales

→

Learn more

→

Contact Sales

→

Smartphone mockup with a blank screen, thin bezel, and no physical buttons.
A smartphone with a blank screen, viewed from the front, featuring a thin bezel and no visible buttons.
A smartphone with a blank screen, viewed from the front, featuring a thin bezel and no visible buttons.

Reach more customers

Reach more customers

Attract more buyers and reach a growing base of over 2 million SPayLater users.

Attract more buyers and reach a growing base of over 2 million SPayLater users.

Increase sales & conversions

Increase sales & conversions

Offering SPayLater can boost your average order value and conversions, as customers are more likely to complete purchases.

Offering SPayLater can boost your average order value and conversions, as customers are more likely to complete purchases.

Encourage return buyers

Encourage return buyers

SPayLater’s flexible payment plans reduces buyer hesitation and encourages repeat purchases from customers.

SPayLater’s flexible payment plans reduces buyer hesitation and encourages repeat purchases from customers.

What is SPayLater in Singapore?

What is SPayLater in Singapore?

What is SPayLater in Singapore?

SPayLater, also known as Shopee Pay Later, is a payment method provided by  Shopee, one of Malaysia’s most popular e-commerce platforms.

SPayLater, also known as Shopee Pay Later, is a payment method provided by  Shopee, one of Malaysia’s most popular e-commerce platforms.

SPayLater, also known as Shopee Pay Later, is a payment method provided by  Shopee, one of Malaysia’s most popular e-commerce platforms.

SPayLater provides buyers with a flexible, fuss-free Buy Now, Pay Later experience. Your customers can make immediate purchases and pay for them later over a period ranging from one to twelve months.

SPayLater provides buyers with a flexible, fuss-free Buy Now, Pay Later experience. Your customers can make immediate purchases and pay for them later over a period ranging from one to twelve months.

SPayLater provides buyers with a flexible, fuss-free Buy Now, Pay Later experience. Your customers can make immediate purchases and pay for them later over a period ranging from one to twelve months.

There is no risk for merchants, as the full instalment risk is borne by Shopee. The full transaction amount is released immediately to merchants after the order is completed.

There is no risk for merchants, as the full instalment risk is borne by Shopee. The full transaction amount is released immediately to merchants after the order is completed.

There is no risk for merchants, as the full instalment risk is borne by Shopee. The full transaction amount is released immediately to merchants after the order is completed.

About SPayLater ->

About SPayLater ->

About SPayLater ->

2M+

Shopee PayLater

users

Shopee PayLater users

30%

Growth in sales reported by BNPL merchants

Growth in sales reported

by BNPL merchants

1M+

2M+

2M+

Active users

Shopee PayLater

users

Shopee PayLater users

95%

30%

30%

Singapore households using GIRO

Growth in sales reported by BNPL merchants

Growth in sales

reported by BNPL

merchants

How SPayLater works

SPayLater makes BNPL payments simple. Here’s how paying with SPayLater works for merchants and customers:

01.

Customer selects Shopee Pay at checkout

Customers select Shopee Pay as their preferred payment method during checkout.

02.

Customer opens Shopee App and scans QR code

03.

Customer selects a plan

04.

Immediate payout to merchants

05.

Automated customer payments

01.

Customer selects SPayLater at checkout

Customers select SPayLater as their preferred payment method to make an immediate purchase with deferred payment.

02.

Customer opens Shopee App and scans QR code

Your customer scans the generated QR code using their Shopee App. They can then select the SPayLater payment method shown on the Shopee App.

03.

Customer selects a plan

Customers select a payment plan from 1 to 12 months. Shopee charges processing fees based on the chosen plan.

04.

Immediate payout to merchants

Merchants are not charged any processing fees. The full transaction amount is released to the merchant immediately after the order is completed, with the full instalment risk borne by Shopee.

05.

Automated customer payments

SPayLater automatically deducts payments from customers based on their chosen plans, ensuring timely and hassle-free transactions for both parties.

How SPayLater works

SPayLater makes BNPL payments simple. Here’s how paying with SPayLater works for merchants and customers:

01.

Customer selects Shopee Pay at checkout

Customers select Shopee Pay as their preferred payment method during checkout.

02.

Customer opens Shopee App and scans QR code

03.

Customer selects a plan

04.

Immediate payout to merchants

05.

Automated customer payments

01.

Customer selects SPayLater at checkout

Customers select SPayLater as their preferred payment method to make an immediate purchase with deferred payment.

02.

Customer opens Shopee App and scans QR code

Your customer scans the generated QR code using their Shopee App. They can then select the SPayLater payment method shown on the Shopee App.

03.

Customer selects a plan

Customers select a payment plan from 1 to 12 months. Shopee charges processing fees based on the chosen plan.

04.

Immediate payout to merchants

Merchants are not charged any processing fees. The full transaction amount is released to the merchant immediately after the order is completed, with the full instalment risk borne by Shopee.

05.

Automated customer payments

SPayLater automatically deducts payments from customers based on their chosen plans, ensuring timely and hassle-free transactions for both parties.

How SPayLater works

SPayLater makes BNPL payments simple. Here’s how paying with SPayLater works for merchants and customers:

01.

Customer selects Shopee Pay at checkout

Customers select Shopee Pay as their preferred payment method during checkout.

02.

Customer opens Shopee App and scans QR code

03.

Customer selects a plan

04.

Immediate payout to merchants

05.

Automated customer payments

01.

Customer selects SPayLater at checkout

Customers select SPayLater as their preferred payment method to make an immediate purchase with deferred payment.

02.

Customer opens Shopee App and scans QR code

Your customer scans the generated QR code using their Shopee App. They can then select the SPayLater payment method shown on the Shopee App.

03.

Customer selects a plan

Customers select a payment plan from 1 to 12 months. Shopee charges processing fees based on the chosen plan.

04.

Immediate payout to merchants

Merchants are not charged any processing fees. The full transaction amount is released to the merchant immediately after the order is completed, with the full instalment risk borne by Shopee.

05.

Automated customer payments

SPayLater automatically deducts payments from customers based on their chosen plans, ensuring timely and hassle-free transactions for both parties.

Why offer SPayLater in Singapore with HitPay?

Why offer SPayLater in Singapore with HitPay?

Why choose HitPay as your

SPayLater payment gateway?

HitPay is a full-stack payments platform designed for fast-growing businesses in APAC.


Founded in 2016, HitPay provides businesses with a secure payment gateway to accept SPayLater and other popular payment methods including PayNow, GrabPay, cards, and more.


Here’s why HitPay is Singapore’s preferred ShopeePay payment gateway:

HitPay is a full-stack payments platform designed for fast-growing businesses in APAC.


Founded in 2016, HitPay provides businesses with a secure payment gateway to accept SPayLater and other popular payment methods including PayNow, GrabPay, cards, and more.


Here’s why HitPay is Singapore’s preferred ShopeePay payment gateway:

HitPay is a full-stack payments platform designed for fast-growing businesses in APAC.


Founded in 2016, HitPay provides businesses with a secure payment gateway to accept SPayLater and other popular payment methods including PayNow, GrabPay, cards, and more.


Here’s why HitPay is Singapore’s preferred ShopeePay payment gateway:

Trusted and secure

Trusted and secure

Trusted and secure

HitPay is a licensed Major Payment Institution with the Monetary Authority of Singapore, trusted by over 15,000 businesses across the Asia-Pacific region.

See HitPay reviews ->

Transparent pricing

Transparent pricing

Transparent pricing

Only pay a processing fee for each SPayLater transaction. HitPay has no setup, subscription, account maintenance, or hidden fees.

See SPayLater pricing ->

Omni-channel integration

Omni-channel integration

Omni-channel integration

SPayLater is supported on HitPay’s payment tools, including POS readers, e-commerce plugins for Shopify, WooCommerce, and more. No coding required.

About e-commerce plugins ->

Frequently Asked Questions

Frequently Asked Questions

What is SPayLater and how does it work for businesses?

SPayLater is a Buy Now, Pay Later solution that allows customers to make purchases immediately and pay over time. For businesses, integrating SPayLater can enhance sales by offering flexible payment options to customers.

Are there any fees for merchants when accepting SPayLater payments?

Merchants pay a processing fee for each SPayLater transaction via HitPay. There are no additional setup, subscription, account maintenance, or hidden fees.

How can I activate SPayLater payments through HitPay?

To start accepting SPayLater payments via HitPay:

  1. Sign up: Create your free HitPay account.

  2. Connect your bank account: Link your business bank account to enable seamless payouts.

  3. Enable SPayLater: Activate SPayLater from the HitPay dashboard — no technical setup or coding required.

This straightforward process allows you to quickly integrate SPayLater in-store or online.

How do I receive funds collected via SPayLater?

SPayLater funds are transferred directly to your linked bank account according to HitPay’s settlement schedule.

Still have questions?

Contact our team.

Get in touch

Help center