
Buy Now, Pay
Later (BNPL) for Businesses in Malaysia
Buy Now, Pay
Later (BNPL) for Businesses in Malaysia
Buy Now, Pay
Later (BNPL) for Businesses in Malaysia
Learn how to boost sales and improve cash flow for your business with BNPL in Malaysia.
Learn how to boost sales and improve cash flow for your business with BNPL in Malaysia.
Learn how to boost sales and improve cash flow for your business with BNPL in Malaysia.



Reach more customers
Attract a growing consumer base of over 2.9 million active BNPL users in Malaysia.
Reach more customers
Attract a growing consumer base of over 2.9 million active BNPL users in Malaysia.
Reach more customers
Attract a growing consumer base of over 2.9 million active BNPL users in Malaysia.
Increase sales
Shoppers are more likely to spend when they can pay less upfront. Reduce cart abandonment and increase sales by offering flexible BNPL options.
Increase sales
Shoppers are more likely to spend when they can pay less upfront. Reduce cart abandonment and increase sales by offering flexible BNPL options.
Increase sales
Shoppers are more likely to spend when they can pay less upfront. Reduce cart abandonment and increase sales by offering flexible BNPL options.
Enhanced buyer experience
Provide a seamless, hassle-free checkout process. With BNPL, your business gets paid upfront while your customers pay in instalments.
Enhanced buyer experience
Provide a seamless, hassle-free checkout process. With BNPL, your business gets paid upfront while your customers pay in instalments.
Enhanced buyer experience
Provide a seamless, hassle-free checkout process. With BNPL, your business gets paid upfront while your customers pay in instalments.




What is BNPL?
Buy Now, Pay Later (BNPL) is a payment method that allows customers to purchase products or services upfront while spreading payments over time—usually in interest-free instalments.This makes it easier for consumers to afford big-ticket items and manage their purchases effectively.
There is no risk for merchants, as the full transaction amount is released immediately to merchants after the order is completed.
With 2.9million BNPL users in Malaysia and merchants reporting up to 30% sales growth, offering BNPL is a powerful way to drive business growth and attract more customers.
What is BNPL?
Buy Now, Pay Later (BNPL) is a payment method that allows customers to purchase products or services upfront while spreading payments over time—usually in interest-free instalments.This makes it easier for consumers to afford big-ticket items and manage their purchases effectively.
There is no risk for merchants, as the full transaction amount is released immediately to merchants after the order is completed.
With 2.9million BNPL users in Malaysia and merchants reporting up to 30% sales growth, offering BNPL is a powerful way to drive business growth and attract more customers.
What is BNPL?
Buy Now, Pay Later (BNPL) is a payment method that allows customers to purchase products or services upfront while spreading payments over time—usually in interest-free instalments.This makes it easier for consumers to afford big-ticket items and manage their purchases effectively.
There is no risk for merchants, as the full transaction amount is released immediately to merchants after the order is completed.
With 2.9million BNPL users in Malaysia and merchants reporting up to 30% sales growth, offering BNPL is a powerful way to drive business growth and attract more customers.
2.9M
Active BNPL users
in Malaysia
30%
Growth in sales reported by BNPL merchants
1M+
2.9M
2.9M
Active users globally
Active BNPL users
in Malaysia
Active BNPL users
in Malaysia
30%
30%
Growth in sales reported by BNPL merchants
Growth in sales reported by BNPL merchants
Popular BNPL in Malaysia – SPayLater, and PayLater by Grab
Popular BNPL in Malaysia – SPayLater, and PayLater by Grab
Popular BNPL in Malaysia – SPayLater, and PayLater by Grab
HitPay makes it easy for businesses to offer the top 2 BNPL in Malaysia:
HitPay makes it easy for businesses to offer the top 2 BNPL in Malaysia:
HitPay makes it easy for businesses to offer the top 2 BNPL in Malaysia:

PayLater by Grab
An extremely popular convenient BNPL option within the Grab app.

PayLater by Grab
An extremely popular convenient BNPL option within the Grab app.

PayLater by Grab
An extremely popular convenient BNPL option within the Grab app.

SPayLater
A trusted BNPL payment method integrated into Shopee, one of Malaysia’s largest e-commerce platforms.

SPayLater
A trusted BNPL payment method integrated into Shopee, one of Malaysia’s largest e-commerce platforms.

SPayLater
A trusted BNPL payment method integrated into Shopee, one of Malaysia’s largest e-commerce platforms.

How does BNPL work?
Here’s how Buy Now Pay Later in Malaysia works for merchants and customers:
01.
Customer selects BNPL at checkout
At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.
Your business receives full payment upfront
Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.
Customer pays in instalments
Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

01.
Customer selects BNPL at checkout
At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.
Your business receives full payment upfront
Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.
Customer pays in instalments
Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.


How does BNPL work?
Here’s how Buy Now Pay Later in Malaysia works for merchants and customers:
01.
Customer selects BNPL at checkout
At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.
Your business receives full payment upfront
Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.
Customer pays in instalments
Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

01.
Customer selects BNPL at checkout
At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.
Your business receives full payment upfront
Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.
Customer pays in instalments
Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.


How does BNPL work?
Here’s how Buy Now Pay Later in Malaysia works for merchants and customers:
01.
Customer selects BNPL at checkout
At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.
Your business receives full payment upfront
Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.
Customer pays in instalments
Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

01.
Customer selects BNPL at checkout
At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab.

02.
Your business receives full payment upfront
Your business receives the full purchase amount upfront, paid out according to HitPay's settlement schedule.

03.
Customer pays in instalments
Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest.

Get started with
BNPL on HitPay
Get started with BNPL on HitPay
Get started with
BNPL on HitPay
HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why HitPay is Malaysia’s preferred BNPL payment gateway:
HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why HitPay is Malaysia’s preferred BNPL payment gateway:
HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why HitPay is Malaysia’s preferred BNPL payment gateway:
Trusted and secure
HitPay is regulated by Bank Negara Malaysia, and trusted by over 15,000 businesses across the Asia-Pacific region.
Trusted and secure
HitPay is regulated by Bank Negara Malaysia, and trusted by over 15,000 businesses across the Asia-Pacific region.
Trusted and secure
HitPay is regulated by Bank Negara Malaysia, and trusted by over 15,000 businesses across the Asia-Pacific region.
Transparent pricing
Only pay a processing fee for each BNPL transaction. HitPay has no setup, subscription, account maintenance, or hidden fees.
Transparent pricing
Only pay a processing fee for each BNPL transaction. HitPay has no setup, subscription, account maintenance, or hidden fees.
Transparent pricing
Only pay a processing fee for each BNPL transaction. HitPay has no setup, subscription, account maintenance, or hidden fees.
Omni-channel integration
Buy Now Pay Later is supported on HitPay’s payment tools, including POS readers, e-commerce plugins for Shopify, WooCommerce, and more. No coding required.
Omni-channel integration
Buy Now Pay Later is supported on HitPay’s payment tools, including POS readers, e-commerce plugins for Shopify, WooCommerce, and more. No coding required.
Omni-channel integration
Buy Now Pay Later is supported on HitPay’s payment tools, including POS readers, e-commerce plugins for Shopify, WooCommerce, and more. No coding required.
Frequently Asked Questions
How do I set up BNPL for my business?
Integrating BNPL in Malaysia is simple with HitPay:
Sign up: Create your free HitPay account.
Connect your bank account: Link your business bank account to enable seamless payouts.
Enable BNPL payment methods: Activate SPayLater or PayLater by Grab from the HitPay dashboard — no technical setup or coding required. BNPL can be activated for both in-store and e-commerce payments.
Besides BNPL, HitPay also supports popular Malaysian payment methods like DuitNow, FPX, Touch n’ Go, Alipay, Shopback, and more.
How do I set up BNPL for my business?
Integrating BNPL in Malaysia is simple with HitPay:
Sign up: Create your free HitPay account.
Connect your bank account: Link your business bank account to enable seamless payouts.
Enable BNPL payment methods: Activate SPayLater or PayLater by Grab from the HitPay dashboard — no technical setup or coding required. BNPL can be activated for both in-store and e-commerce payments.
Besides BNPL, HitPay also supports popular Malaysian payment methods like DuitNow, FPX, Touch n’ Go, Alipay, Shopback, and more.
How do I set up BNPL for my business?
Integrating BNPL in Malaysia is simple with HitPay:
Sign up: Create your free HitPay account.
Connect your bank account: Link your business bank account to enable seamless payouts.
Enable BNPL payment methods: Activate SPayLater or PayLater by Grab from the HitPay dashboard — no technical setup or coding required. BNPL can be activated for both in-store and e-commerce payments.
Besides BNPL, HitPay also supports popular Malaysian payment methods like DuitNow, FPX, Touch n’ Go, Alipay, Shopback, and more.
What is Buy Now Pay Later and how does it work for businesses?
What is Buy Now Pay Later and how does it work for businesses?
What is Buy Now Pay Later and how does it work for businesses?
Are there any fees for merchants when accepting BNPL payments?
Are there any fees for merchants when accepting BNPL payments?
Are there any fees for merchants when accepting BNPL payments?
How do I receive funds collected via BNPL payments?
How do I receive funds collected via BNPL payments?
How do I receive funds collected via BNPL payments?

Have questions?
Frequently Asked Questions
How do I set up BNPL for my business?
Integrating BNPL in Malaysia is simple with HitPay:
Sign up: Create your free HitPay account.
Connect your bank account: Link your business bank account to enable seamless payouts.
Enable BNPL payment methods: Activate SPayLater or PayLater by Grab from the HitPay dashboard — no technical setup or coding required. BNPL can be activated for both in-store and e-commerce payments.
Besides BNPL, HitPay also supports popular Malaysian payment methods like DuitNow, FPX, Touch n’ Go, Alipay, Shopback, and more.
What is Buy Now Pay Later and how does it work for businesses?
Are there any fees for merchants when accepting BNPL payments?
How do I receive funds collected via BNPL payments?

Have questions?
Frequently Asked Questions
How do I set up BNPL for my business?
Integrating BNPL in Malaysia is simple with HitPay:
Sign up: Create your free HitPay account.
Connect your bank account: Link your business bank account to enable seamless payouts.
Enable BNPL payment methods: Activate SPayLater or PayLater by Grab from the HitPay dashboard — no technical setup or coding required. BNPL can be activated for both in-store and e-commerce payments.
Besides BNPL, HitPay also supports popular Malaysian payment methods like DuitNow, FPX, Touch n’ Go, Alipay, Shopback, and more.
What is Buy Now Pay Later and how does it work for businesses?
Are there any fees for merchants when accepting BNPL payments?
How do I receive funds collected via BNPL payments?

Have questions?

Let's get you set up
Create an account instantly or contact us to create a custom package for your business.

Singapore
Philippines
Malaysia
Indonesia
Thailand
Australia & New Zealand
All other countries
HitPay Payment Solutions Pte Ltd ("HitPay") is licensed as a Major Payment Institution (PS20200643) under Singapore's Payment Services Act for the provision of Domestic Money Transfer Services, Cross-Border Money Transfer Services and Merchant Acquisition Services. This can be confirmed on the MAS Financial Institutions Directory here. HitPay may also provide these services in conjunction with other MAS licensed or exempt partners.
HitPay Payment Solutions Pte Ltd
1 Keong Saik Road, Singapore 089109

Let's get you set up
Create an account instantly to get started or contact us
to design a custom package for your business.

Singapore
Philippines
Malaysia
Indonesia
Thailand
Australia & New Zealand
All other countries
HitPay Payment Solutions Pte Ltd ("HitPay") is licensed as a Major Payment Institution (PS20200643) under Singapore's Payment Services Act for the provision of Domestic Money Transfer Services, Cross-Border Money Transfer Services and Merchant Acquisition Services. This can be confirmed on the MAS Financial Institutions Directory here. HitPay may also provide these services in conjunction with other MAS licensed or exempt partners.
HitPay Payment Solutions Pte Ltd
1 Keong Saik Road, Singapore 089109

Let's get you set up
Create an account instantly or contact us to create a custom package for your business.

Singapore
Philippines
Malaysia
Indonesia
Thailand
Australia & New Zealand
All other countries
HitPay Payment Solutions Pte Ltd ("HitPay") is licensed as a Major Payment Institution (PS20200643) under Singapore's Payment Services Act for the provision of Domestic Money Transfer Services, Cross-Border Money Transfer Services and Merchant Acquisition Services. This can be confirmed on the MAS Financial Institutions Directory here. HitPay may also provide these services in conjunction with other MAS licensed or exempt partners.
HitPay Payment Solutions Pte Ltd
1 Keong Saik Road, Singapore 089109

Let's get you set up
Create an account instantly to get started or contact us to design
a custom package for your business.

Singapore
Philippines
Malaysia
Indonesia
Thailand
Australia & New Zealand
All other countries
HitPay Payment Solutions Pte Ltd ("HitPay") is licensed as a Major Payment Institution (PS20200643) under Singapore's Payment Services Act for the provision of Domestic Money Transfer Services, Cross-Border Money Transfer Services and Merchant Acquisition Services. This can be confirmed on the MAS Financial Institutions Directory here. HitPay may also provide these services in conjunction with other MAS licensed or exempt partners.
HitPay Payment Solutions Pte Ltd
1 Keong Saik Road, Singapore 089109

Let's get you set up
Create an account instantly to get started or contact us to design a custom package
for your business.

business software
Singapore
Philippines
Malaysia
Indonesia
Thailand
Australia & New Zealand
All other countries
HitPay Payment Solutions Pte Ltd ("HitPay") is licensed as a Major Payment Institution (PS20200643) under Singapore's Payment Services Act for the provision of Domestic Money Transfer Services, Cross-Border Money Transfer Services and Merchant Acquisition Services. This can be confirmed on the MAS Financial Institutions Directory here. HitPay may also provide these services in conjunction with other MAS licensed or exempt partners.
HitPay Payment Solutions Pte Ltd
1 Keong Saik Road, Singapore 089109