# HitPay

> HitPay is an all-in-one payment platform for small businesses and enterprises in Singapore, Malaysia and the Philippines. Accept cards, e-wallets, QR codes, buy-now-pay-later and bank transfers — online, in person and cross-border — through one account with zero monthly fees and next-business-day payouts. Founded in Singapore in 2016, licensed by the Monetary Authority of Singapore (MAS) and PCI DSS Level 1 certified.

HitPay unifies online checkout, point-of-sale and card terminals, payment links, invoicing, recurring billing and a developer API in a single dashboard. It onboards merchants in Singapore, Malaysia and the Philippines, and processes domestic cards in 46 countries (local entity required). Through Borderless QR and cross-border acceptance, merchants can take home-wallet QR payments from customers across Singapore (PayNow), Malaysia (DuitNow, Touch 'n Go), the Philippines (QR Ph, GCash), Thailand (PromptPay), Indonesia (QRIS), India (UPI), China (WeChat Pay), Vietnam (VietQR, ZaloPay) and South Korea. More than 20,000 businesses across e-commerce, retail, F&B, travel and services use HitPay, which has processed over US$1B at 99.99% uptime. Pricing is per-transaction with no setup, subscription or monthly fees, and HitPay is backed by investors including Tiger Global and Y Combinator.

## Core products

- [Payment gateway](https://hitpayapp.com/payment-gateway): International payment gateway and processor accepting cards, e-wallets, QR and bank transfers.
- [Online checkout & store](https://hitpayapp.com/online-store): No-code online store and hosted checkout that works on any device, no developer needed.
- [E-commerce website builder](https://hitpayapp.com/ecommerce-website-builder): Build a storefront with built-in payments and free website templates.
- [Point of sale (POS) software](https://hitpayapp.com/pos-software): Run a counter, stall, pop-up or market from a phone or tablet with no monthly rental.
- [Card terminals](https://hitpayapp.com/card-terminal): WiFi card readers for tap, chip and swipe from S$85, one-time, with no monthly fee.
- [Payment links](https://hitpayapp.com/payment-links): Share a link on WhatsApp or Instagram and get paid in seconds — no website required.
- [Invoicing](https://hitpayapp.com/invoicing): Send professional invoices that sync to Xero, QuickBooks, Zoho and NetSuite.
- [Recurring billing](https://hitpayapp.com/recurring-billing): Automate subscriptions, memberships and retainers with saved payment methods.
- [Cross-border payments](https://hitpayapp.com/cross-border-payments): Let customers pay in their local currency while you settle in yours, with no FX markup.
- [Borderless QR payments](https://hitpayapp.com/hitpay-borderless-qr-payments): Accept home-wallet QR payments from tourists across Asia at higher margins than cards.
- [Donation links](https://hitpayapp.com/donation-link): Collect one-time and recurring donations for nonprofits and fundraisers.
- [Payment APIs](https://hitpayapp.com/paymentapis): One REST API to accept every payment method across multiple countries.
- [All integrations](https://hitpayapp.com/integrations): Connect e-commerce platforms, accounting software and business tools.

## Payment methods

- [PayNow](https://hitpayapp.com/paynow): Instant Singapore bank transfer via static and dynamic QR.
- [GrabPay](https://hitpayapp.com/grabpay): Accept the GrabPay e-wallet across Southeast Asia.
- [PayLah](https://hitpayapp.com/paylah): Accept DBS PayLah! payments in Singapore.
- [WeChat Pay](https://hitpayapp.com/wechatpay): Accept WeChat Pay from Chinese customers and tourists.
- [ShopeePay](https://hitpayapp.com/shopeepay): Accept the ShopeePay e-wallet at checkout.
- [Alipay+](https://hitpayapp.com/alipay-plus): Accept Alipay+ and partner wallets from across Asia.
- [DuitNow QR](https://hitpayapp.com/duitnow): Accept Malaysia's national DuitNow QR standard.
- [Touch 'n Go](https://hitpayapp.com/touch-n-go): Accept the Touch 'n Go eWallet in Malaysia.
- [GIRO](https://hitpayapp.com/giro): Collect recurring payments via GIRO direct debit.
- [UPI](https://hitpayapp.com/upi): Accept India's UPI real-time payments.
- [QRIS](https://hitpayapp.com/qris): Accept Indonesia's national QRIS standard.
- [QR Ph](https://hitpayapp.com/qr-ph): Accept the Philippines' national QR Ph standard.
- [GCash](https://hitpayapp.com/gcash): Accept the GCash e-wallet in the Philippines.
- [Static QR](https://hitpayapp.com/static-qr): Display a reusable QR code to accept payments without hardware.
- [BNPL — Singapore](https://hitpayapp.com/bnpl-singapore): Offer buy-now-pay-later at checkout to lift basket size.
- [BNPL — Malaysia](https://hitpayapp.com/bnpl-malaysia): Buy-now-pay-later options for Malaysian shoppers.
- [BNPL — Philippines](https://hitpayapp.com/bnpl-philippines): Buy-now-pay-later options for Philippine shoppers.
- [Atome](https://hitpayapp.com/atome-sg): Accept Atome buy-now-pay-later installments.
- [SPayLater](https://hitpayapp.com/spaylater): Accept Shopee SPayLater installments.
- [BillEase](https://hitpayapp.com/billease): Accept BillEase installments in the Philippines.
- [ShopBack PayLater](https://hitpayapp.com/shopback): Accept ShopBack PayLater at checkout.

## Integrations

- [Shopify](https://hitpayapp.com/shopify): Add PayNow, GrabPay and local methods to a Shopify store in minutes.
- [WooCommerce](https://hitpayapp.com/woocommerce): Accept local and global payments on WooCommerce.
- [Wix](https://hitpayapp.com/wix): Connect HitPay as a payment provider on Wix.
- [Ecwid](https://hitpayapp.com/ecwid): Add HitPay payments to an Ecwid store.
- [Magento](https://hitpayapp.com/magento): Accept payments on Magento with HitPay.
- [OpenCart](https://hitpayapp.com/opencart): Add HitPay payments to an OpenCart store.
- [SiteGiant](https://hitpayapp.com/sitegiant): Connect HitPay payments to SiteGiant.
- [Shoplazza](https://hitpayapp.com/shoplazza): Accept payments on Shoplazza with HitPay.
- [Xero](https://hitpayapp.com/xero): Reconcile payments and invoices automatically in Xero.
- [Zapier](https://hitpayapp.com/zapier): Automate payment workflows across thousands of apps.
- [Google Forms](https://hitpayapp.com/google-forms-plugins): Collect payments through Google Forms.
- [Cal.com](https://hitpayapp.com/cal.com): Take payments for bookings made through Cal.com.

## Industry solutions

- [Retail](https://hitpayapp.com/solutions/retail): Unified in-store and online payments for retail businesses.
- [E-commerce](https://hitpayapp.com/solutions/ecommerce): Checkout, plugins and APIs for online sellers.
- [Nonprofits & donations](https://hitpayapp.com/solutions/nonprofit-donation-platform): Donation pages and kiosks for nonprofits and fundraisers.

## For developers

- [Developer documentation](https://docs.hitpayapp.com/): Full API reference, guides, SDKs and plugin documentation.
- [API overview](https://docs.hitpayapp.com/apis/overview): Payment intents, checkout, recurring billing, payouts and webhooks.
- [Payment APIs overview](https://hitpayapp.com/paymentapis): One REST API for cards, QR, e-wallets and cross-border, with a full sandbox.
- HitPay MCP server: AI-ready Model Context Protocol server to scaffold an integration with AI tools in under a day (see developer documentation).

## Company & trust

- [Pricing (Singapore)](https://hitpayapp.com/pricing): Singapore per-transaction rates for cards, PayNow, GrabPay and more — no monthly or setup fees.
- [Pricing (Malaysia)](https://hitpayapp.com/my/pricing): Malaysia per-transaction rates for cards, DuitNow, Touch 'n Go, FPX and more.
- [Pricing (Philippines)](https://hitpayapp.com/ph/pricing): Philippines per-transaction rates for cards, QR Ph, GCash, InstaPay and more.
- [Pricing (global)](https://hitpayapp.com/pricing/global): Cross-border and global transaction pricing by market and payment method.
- [Trust & compliance](https://hitpayapp.com/resources/trust-compliance): MAS license, PCI DSS Level 1, AES encryption and PDPA compliance.
- [Licenses & registrations](https://hitpayapp.com/license-registrations): Regulatory licenses and registrations by jurisdiction.
- [Customer reviews](https://hitpayapp.com/reviews): Verified reviews from HitPay merchants.
- [HitPay vs Stripe](https://hitpayapp.com/stripe-alternative): How HitPay compares as a Stripe alternative in Asia.
- [Support](https://hitpayapp.com/support): Help center and 7-day-a-week customer support.
- [Contact](https://hitpayapp.com/contact-us): Reach the sales and onboarding team.
- [Careers](https://hitpayapp.com/careers): Open roles at HitPay.
- [Reseller partner program](https://hitpayapp.com/reseller-partner-program): Become a HitPay reseller partner and earn recurring commissions for referring businesses.
- [Refer a merchant](https://hitpayapp.com/refer-a-merchant): Refer a merchant and earn 0.1% of their monthly transaction volume.
- [Brand assets](https://hitpayapp.com/brand): Logos and brand guidelines.
- [Blog](https://hitpayapp.com/blog): Guides on payments, POS, e-commerce and cross-border commerce.

## Key guides

- [What is HitPay?](https://hitpayapp.com/blog/what-is-hitpay): Overview of HitPay's products and who it serves.
- [HitPay rates & fees](https://hitpayapp.com/blog/hitpay-rates): Transaction fees by payment method and channel.
- [What is a payment gateway?](https://hitpayapp.com/blog/what-is-a-payment-gateway): How payment gateways work and why businesses need one.
- [How to accept payments online](https://hitpayapp.com/blog/how-to-accept-payments-online): Steps to start accepting online payments.
- [Payment gateway — Singapore](https://hitpayapp.com/blog/payment-gateway-singapore): Choosing a payment gateway in Singapore.
- [Payment gateway — Malaysia](https://hitpayapp.com/blog/payment-gateway-malaysia): Choosing a payment gateway in Malaysia.
- [Payment gateway — Philippines](https://hitpayapp.com/blog/payment-gateway-philippines): Choosing a payment gateway in the Philippines.
- [HitPay sandbox guide](https://hitpayapp.com/blog/hitpay-sandbox): Test integrations safely before going live.
- [HitPay payout guide](https://hitpayapp.com/blog/hitpay-payout-guide): How and when payouts are settled.
- [Tap to Pay on iPhone](https://hitpayapp.com/blog/hitpay-tap-to-pay-ios): Accept contactless card payments with just an iPhone.

## Optional

- [Terms of service](https://hitpayapp.com/terms-of-service): Platform terms of use.
- [Privacy policy](https://hitpayapp.com/privacy-policy): How HitPay handles personal data.
- [Acceptable use policy](https://hitpayapp.com/acceptable-use-policy): Prohibited and restricted business activities.
- [Merchant service agreement](https://hitpayapp.com/merchant-service-agreement): Merchant contractual terms.