# HitPay > HitPay is an all-in-one payment platform for small businesses and enterprises in Singapore, Malaysia and the Philippines. Accept cards, e-wallets, QR codes, buy-now-pay-later and bank transfers — online, in person and cross-border — through one account with zero monthly fees and next-business-day payouts. Founded in Singapore in 2016, licensed by the Monetary Authority of Singapore (MAS) and PCI DSS Level 1 certified. HitPay unifies online checkout, point-of-sale and card terminals, payment links, invoicing, recurring billing and a developer API in a single dashboard. It onboards merchants in Singapore, Malaysia and the Philippines, and processes domestic cards in 46 countries (local entity required). Through Borderless QR and cross-border acceptance, merchants can take home-wallet QR payments from customers across Singapore (PayNow), Malaysia (DuitNow, Touch 'n Go), the Philippines (QR Ph, GCash), Thailand (PromptPay), Indonesia (QRIS), India (UPI), China (WeChat Pay), Vietnam (VietQR, ZaloPay) and South Korea. More than 20,000 businesses across e-commerce, retail, F&B, travel and services use HitPay, which has processed over US$1B at 99.99% uptime. Pricing is per-transaction with no setup, subscription or monthly fees, and HitPay is backed by investors including Tiger Global and Y Combinator. > This file (llms-full.txt) contains the full text content of HitPay's key pages, inlined for LLMs. For the link index, see https://hitpayapp.com/llms.txt # Core products --- ## Payment gateway Source: https://hitpayapp.com/payment-gateway > International payment gateway and processor accepting cards, e-wallets, QR and bank transfers. ### Seamless payments, every time Tap into HitPay’s extensive local and global payment coverage. Accept payments through over 50 payment methods and more than 150 currencies - all in one platform. Get started for free Contact Sales You are paying USD 200.00 Sparkling Diamond Ring Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Scan this QR code to complete payment Powered by HitPay You are paying USD 200.00 Sparkling Diamond Ring Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Scan this QR code to complete payment Powered by HitPay #### Accept payments the way your customers prefer From cards and e-wallets to mobile wallets, BNPL, and QR codes, our payment gateway lets you offer the payment methods your customers trust. All with one connection. Accept credit cards, local e-wallets, bank transfers, online payments, and over-the-counter payments with a simple API integration. See full list of payment methods #### Expand to new markets easily Sell cross-border effortlessly with low transaction fees and competitive exchange rates. Enhance your global reach by offering your customers' preferred payment methods to boost conversions internationally. Expand to new markets easily Singapore Indonesia Malaysia Vietnam Philipines Thailand India China Australia Rest of the world You are paying $S 120.50 Anita Lin Tiong Bahru, SG Scan this QR code to complete payment Singapore Indonesia Malaysia Vietnam Philipines Thailand India China Australia Rest of the world You are paying $S 120.50 Anita Lin Tiong Bahru, SG Scan this QR code to complete payment Take payments your way Access a wide range of popular payment methods with no coding required. Accept payments online, in-person or on the go. Personalized checkout Make HitPay’s checkout truly yours. Customize payment methods, checkout rules, and design elements effortlessly to match your brand. Mobile-first experience Don’t let mobile slow you down. HitPay’s optimized checkout ensures a seamless experience on any device, driving higher conversion rates for your business. Secure and compliant Leave the security to us. With PCI DSS compliance and advanced encryption, your customers' data is protected, so you can focus on growing your business. Insights on demand Get the data you need without the complexity. Our all-in-one platform provides real-time reporting and analytics, giving you real-time insights into your transactions. #### Take payments your way Personalized checkout Mobile-first experience Secure and compliant Insights on demand You are paying USD 200.00 Sparkling Diamond Ring Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Scan this QR code to complete payment Powered by HitPay Aqua Night Sunrise Personalized checkout Mobile-first experience Secure and compliant Insights on demand You are paying USD 200.00 Sparkling Diamond Ring Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Scan this QR code to complete payment Powered by HitPay Aqua Night Sunrise Personalized checkout Mobile-first experience Secure and compliant Insights on demand You are paying USD 200.00 Sparkling Diamond Ring Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Scan this QR code to complete payment Powered by HitPay Aqua Night Sunrise Personalized checkout Mobile-first experience Secure and compliant Insights on demand You are paying USD 200.00 Sparkling Diamond Ring Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Scan this QR code to complete payment Powered by HitPay Aqua Night Sunrise #### HitPay's suite of no-code products gives you the flexibility to accept payments the way you prefer. Collect payments in-person, integrate HitPay with your existing store, or use or suite of tools that allow you to collect payments the way that works best for you and your customers. Plugins for your eCommerce store Compatible with popular platforms like Shopify, WooCommerce, and more Seamless checkout experience with customizable UI Quick and hassle-free setup process Share payment links Easy sharing: Send payment links via email, SMS, or social media Convenient QR codes: Convert links into QR codes for quick payments Set up recurring billing Flexible billing: Set up one-time or recurring payments with ease Subscription management: Automatically handle renewals and reduce customer churn Send invoices Automated reminders: Set up automated payment reminders to ensure timely payments Track payments: Easily monitor invoice statuses and payment history Plugins for your eCommerce store Compatible with popular platforms like Shopify, WooCommerce, and more Seamless checkout experience with customizable UI Quick and hassle-free setup process Share payment links Easy sharing: Send payment links via email, SMS, or social media Convenient QR codes: Convert links into QR codes for quick payments Setup recurring billings Flexible billing: Set up one-time or recurring payments with ease Subscription management: Automatically handle renewals and reduce customer churn Send invoices Track payments: Easily monitor invoice statuses and payment history #### Easily integrate with our payments and payouts APIs Access APIs that seamlessly integrate across platforms, enabling seamless payouts across a wide range of markets with just one easy integration. Read the docs Node.js Ruby Python Go PHP Java .NET 10 11 12 13 14 15 16 const form = new FormData(); form.append("beneficiary\_id", "9ad4789a-c864-48a6-a657-7fdfc57ba1fc"); form.append( "beneficiary", '{\\n "country": "",\\n "currency": "sgd",\\n "transfer\_method": "",\\n "holder\_name": "",\\n "holder\_type": "",\\n "bank\_swift\_code": "DBSSSGSG",\\n "account\_number": "0123456789"\\n}' ); form.append("source\_currency", ""); form.append("source\_amount", "123"); form.append("payment\_amount", "123"); form.append("remark", ""); form.append("attached\_file", ""); const options = { method: "POST", headers: { "X-BUSINESS-API-KEY": "", "Content-Type": "multipart/form-data", }, }; options.body = form; fetch("https://api.sandbox.hit-pay.com/v1/transfers", options) .then((response) => response.json()) .then((response) => console.log(response)); #### Boost sales with global and local payment options Expand your reach and increase conversions. Offer customers their preferred payment methods, from international standards to local favorites. Singapore Malaysia Philippines Global Visa Mastercard American Express UnionPay Apple Pay Google Pay PayNow GrabPay PayLater by Grab ShopeePay SPayLater ShopBack Atome WeChat Pay Singapore Malaysia Philippines Global Visa Mastercard American Express UnionPay Apple Pay Google Pay PayNow GrabPay PayLater by Grab ShopeePay SPayLater ShopBack Atome WeChat Pay Singapore Malaysia Philippines Global Airwallex Atome PayNow GrabPay Alipay QRPH Shopback ShopeePay Visa Mastercard American Express Maestro JCB Union Pay Apple Pay Google Pay WeChat Pay #### We offer competitive pricing in the market No rental, subscription, or hidden fees. HitPay charges only when you make a sale. No recurring, subscription, or hidden fees. Setting up a HitPay account is free, with competitive pay-per-transaction fees. Singapore Domestic Cards 2.8% + $0.50 [See full pricing ->](https://hitpayapp.com/pricing) Custom pricing Built for businesses with large payments volume or unique payment use cases Contact sales #### Frequently Asked Questions Can I use HitPay for international transactions? Absolutely! HitPay supports international transactions, making it easy to accept payments from customers worldwide. With support for over 100 currencies, you can seamlessly manage payments across borders with ease. Can I initiate refunds using the HitPay platform? Yes, you can easily process refunds directly through the HitPay dashboard. Our platform makes managing refunds simple and convenient for all your transactions. See our [guide to refunding transactions](https://docs.hitpayapp.com/payments/refund) here. Are there any setup fees or subscription charges to use HitPay? It’s free to start accepting payments on HitPay, with no setup or subscription fees, only pay per transaction. See our [payment gateway fees](https://hitpayapp.com/pricing) here. Can I customize my payment interface to match my brand's identity? Definitely! HitPay lets you fully customize the payment interface, including your brand's logo, colors, and design elements, to create a memorable brand experience. You can also tailor payment methods and checkout rules to suit your business needs. Is HitPay suitable for businesses of all sizes? Yes, HitPay is ideal for businesses of all sizes, from entrepreneurs and startups to large enterprises. Our scalable solutions adapt to your needs, supporting your growth at every stage. What if I have more questions that aren't covered here? If you have more questions about our all-in-one payment gateway, please [contact our team](https://hitpayapp.com/contact-us). Still have questions? Contact our team. Get in touch Help center #### Ready for a payment gateway that scales? Accept local and global payment methods online with secure processing built for growing businesses. Get started with HitPay Schedule a call --- ## Online checkout & store Source: https://hitpayapp.com/online-store > No-code online store and hosted checkout that works on any device, no developer needed. ### Build your free online store in minutes Bring your big idea to life with HitPay's free online store builder. Everything you need to start selling and scale your online presence. Create Your Store Contact Sales Basic Tee USD 21.00 Add to cart Order confirmation Send to Laura Chen 1 Raffles Boulevard, Singapore Delivery options Standard shipping SGD 15 Self pickup Free Payment options PayNow GrabPay ShopeePay Cards QRIS QRPH Scan this QR code to complete payment I’ve completed the payment Order confirmed. You're all set! Sit back, relax, and get ready for your awesome stuff to arrive. Thanks for shopping with us. Back to home Basic Tee USD 21.00 Quantity Products \-> Online Store Create Your Store Contact Sales Basic Tee USD 21.00 Quantity Add to cart Buy it now You might also like Bucket hat SGD 18.99 Basic hoodie SGD 24.99 Crewneck SGD 22.50 Baseball cap SGD 18.99 Order confirmation Send to Laura Chen 1 Raffles Boulevard, Singapore Delivery options Standard shipping SGD 15 Self pickup Free Payment options PayNow GrabPay ShopeePay Cards QRIS QRPH Scan this QR code to complete payment I’ve completed the payment Order confirmed. You're all set! Back to home Basic Tee USD 21.00 Quantity Products \-> Online Store Create Your Store Contact Sales Basic Tee USD 21.00 Add to cart Order confirmation Send to Laura Chen 1 Raffles Boulevard, Singapore Delivery options Standard shipping SGD 15 Self pickup Free Payment options PayNow GrabPay ShopeePay Cards QRIS QRPH Scan this QR code to complete payment I’ve completed the payment Order confirmed. You're all set! Back to home Basic Tee USD 21.00 Quantity Products \-> Online Store Create Your Store Contact Sales Basic Tee USD 21.00 Add to cart Order confirmation Send to Laura Chen 1 Raffles Boulevard, Singapore Delivery options Standard shipping SGD 15 Self pickup Free Payment options PayNow GrabPay ShopeePay Cards QRIS QRPH Scan this QR code to complete payment I’ve completed the payment Order confirmed. You're all set! Back to home Basic Tee USD 21.00 Quantity #### Create beautiful storefronts with customisable themes Effortlessly design a unique and professional storefront that reflects your brand's personality. #### High conversion #### storefront with multiple #### payment options High conversion storefront with multiple payment options Boost your sales by offering your customers all the major credit and debit cards, e-wallets, bank transfers, and more. Select payment method Visa Mastercard PayNow QRIS ShopeePay Atome GrabPay FPX QR Ph Same day local delivery — 25% off for selected items Home Products About us Contact us Bucket Hat Yellow @ SGD 10.00 SGD 20.00 \-SGD 5.00 Basic tee Large / Peach @ SGD 10.00 SGD 20.00 \-SGD 5.00 Cart SGD 30.00 Tax (10%) SGD 3.00 Shipping SGD 10.00 Total SGD 43.00 Pay SGD 43.00 Powered by Select payment method Visa Mastercard PayNow QRIS ShopeePay Atome GrabPay FPX QR Ph Same day local delivery — 25% off for selected items Home Products About us Contact us Bucket Hat Yellow @ SGD 10.00 SGD 20.00 \-SGD 5.00 Basic tee Large / Peach @ SGD 10.00 SGD 20.00 \-SGD 5.00 Cart SGD 30.00 Tax (10%) SGD 3.00 Shipping SGD 10.00 Total SGD 43.00 Pay SGD 43.00 Powered by Select payment method Visa Mastercard PayNow QRIS ShopeePay Atome GrabPay FPX QR Ph Shunfu Mart 320 Shunfu Rd, Singapore 570320 Singapore $5.00 per Kg International $45.00 #### Simplified shipping and pickup Reach more customers with flexible shipping and multiple pickup options. From local to international shipping and pickup, we've got you covered. #### Power up your online store Supercharge your sales with pro-level tools. From coupons to inventory management, your HitPay store comes with everything you need for e-commerce success. 25% Off Apply NEWYEAR10 Coupons & discounts Boost sales and reward your customers with promos and deals. Orders 218,719 18% Completed 178,762 Pending 39,957 Website analytics Dive into data-driven insights. Track performance, understand customers, and make smarter decisions. Orders 218,719 18% Completed 178,762 Pending 39,957 Website analytics JS PDF JPG MP3 PHP Sell digital products Expand your product offering with digital goods. Sell ebooks, software, and more — and protect your digital products with our inbuilt security features. Monthly $678,09 12% Yearly $12,790,276 28% Limitless growth With unlimited products, you can sell as much as you want without constraints on your business growth. 72 East Coast Park 21 Esplanade Vivo city Marina square Inventory & order management Keep things on track effortlessly. Stay in control of your inventory and orders with our intuitive management tools. Discover the newest fashions and stand out from the crowd new collections Mobile optimized Link-In-Bio Showcase all your essential links with a mobile-optimized link-in-bio. Drives traffic and boosts conversions. Auto sync with [HitPay POS](https://hitpayapp.com/pos-software) Bridge the gap between online and in-person sales. Keep your products and inventory levels synchronized between your online shop and POS for a unified sales experience. Easy setup #### Set up your online store in minutes with HitPay’s user-friendly interface. 01 Start with a pre-built template Get started fast with professionally designed templates that make your store look great instantly—no design skills required. [Explore templates ->](https://dashboard.hit-pay.com/register) 02 Customize your store Easily adjust colors, fonts, and layout to match your brand. Create a unique store that truly reflects your style. 03 Launch and start selling! Grow your business with a fully customized store, offering a seamless and memorable shopping experience. Build your online store for free Create your store Build Your Online Store For Free! Build Your Online Store For Free! #### The fastest growing businesses use HitPay The fastest growing businesses use HitPay Join over 20,000+ brands and merchants using HitPay to reach their business goals. “Support is great, quick and helpful. HitPay has been a reliable payment service provider and offers better perks than other more established players in the market. There are continuous improvements in the platform which I'm impressed” [Read full review →](https://www.trustpilot.com/reviews/6534fd250b378326e305eb1e) The Senses Therapy Singapore We have been using HitPay as the payment processor for our website, and we've been thoroughly impressed with their... [Read full review →](https://www.trustpilot.com/reviews/670f2167630da366a7135479) Saint àvia Malaysia HitPay has redefined my online payment experience with its seamless and user-friendly platform. The quick and hassle-free registration process, coupled with robust security features ... [Read full review →](https://www.trustpilot.com/reviews/6555e5f0e0e62be9d346b732) Livette D Singapore “HitPay is my top choice for payments. It's simple, secure, and adaptable. Setting up an account was a breeze, and I appreciate its support for a variety of payment methods. Transactions are super fast... [Read full review →](https://www.trustpilot.com/reviews/65333e990ed0af6b4630b075) Olive Ankara - HitPay has redefined my online payment experience with its seamless and user-friendly platform. The quick and hassle-free registration process, coupled with robust security features ... [Read full review →](https://www.trustpilot.com/reviews/6534fd250b378326e305eb1e) The Senses Therapy Singapore See Review - We have been using HitPay as the payment processor for our website, and we've been thoroughly impressed with their service. Not only is the platform reliable, but their customer ... [Read full review →](https://www.trustpilot.com/reviews/6534fd250b378326e305eb1e) Saint àvia Malaysia See Review - HitPay has redefined my online payment experience with its seamless and user-friendly platform. The quick and hassle-free registration process, coupled with robust security features ... [Read full review →](https://www.trustpilot.com/reviews/6555e5f0e0e62be9d346b732) Livette D Singapore See Review - HitPay is my top choice for payments. It's simple, secure, and adaptable. Setting up an account was a breeze, and I appreciate its support for a variety of payment methods. Transactions are supe... [Read full review →](https://www.trustpilot.com/reviews/65333e990ed0af6b4630b075) Olive Ankara Singapore See Review #### Frequently Asked Questions Do I need technical expertise to use HitPay Online Store Builder? No, you don’t need any technical skills. The HitPay platform is completely no-code, intuitive, and user-friendly, making it accessible for everyone, regardless of technical background. Can I customize the design of my online store with HitPay Online Store Builder? Yes, you can fully customize your store’s design. Our free online store builder offers a wide range of templates, colors, fonts, and layout options, allowing you to create a unique, branded storefront that delights customers. Is HitPay Online Store Builder mobile-responsive? Yes, all online stores built with HitPay are mobile-responsive, and can be adapted to different screen sizes and devices to ensure a great shopping experience for mobile users. How do I accept payments on my online store? HitPay online stores come with built-in local and international payment options. You can easily accept credit cards, debit cards, and mobile wallets, and customize your preferred payment methods directly from the HitPay dashboard. Does the HitPay Online Store builder include inventory management? Yes, HitPay includes built-in inventory management tools. You can track stock levels and receive low-stock alerts, helping you keep your products organized and available. Can I track the performance of my online store? Absolutely! HitPay provides in-built sales reporting on the dashboard. Our online store builder also integrates with Google Analytics and the Meta Pixel, allowing you to track customer behaviour and make informed decisions for your business. Can I integrate my online store with other business tools and software? Yes, HitPay integrates with popular business tools like accounting software and email marketing platforms, creating a seamless workflow that helps you run your online business more efficiently. See our full list of integrations [here](https://orchid-side-736883.framer.app/integrations). Still have questions? Contact our team. Get in touch Help center #### Ready to launch your online store? Create a no-code storefront, manage inventory, and accept popular payment methods with HitPay’s ecommerce tools. Create your store Schedule a call --- ## E-commerce website builder Source: https://hitpayapp.com/ecommerce-website-builder > Build a storefront with built-in payments and free website templates. ### Sell online with HitPay’s Ecommerce Website Builder Build a high-converting store with HitPay’s free Ecommerce website builder. Sell unlimited products, accept payments, and grow with powerful Ecommerce software. Create your website Contact Sales Jumper dress - dark brown SGD 120.00 2 PACK - Foulard SKIRT - A-line skirt - fungi KNOTTLOVE 3 PACK - Earrings Jumper - ivoire SGD 120.00 Jumper dress - dark brown Our selection Our best-selling product crafted for ultimate comfort and lasting style. Jacket Light jacket SGD 250.00 Color Size Small Medium Large Quantity Stay stylish and comfortable with our Light Jacket—the perfect layer for transitional weather. Made from lightweight, breathable fabric, it offers just the right amount of warmth without the bulk. Its sleek design and versatile fit make it easy to pair with any outfit, whether you're heading out for a casual day or layering up for an evening look. Buy Now Sale Section Premium fabrics, exceptional feel We believe that fabric is the foundation of great style. Explore Mode & Co.’s showroom Explore our carefully curated collections. Sale Section New Product Pure cotton tee Experience unmatched comfort with our Pure Cotton Tee—crafted from soft, breathable cotton for an effortless wear. Shop Now Sale Section Shop by category Browse curated collections and find your next favorite piece. Dresses 10 products Tops Bottoms Accessories Knitwear 10 products Categories Section Search Home Clothing New arrivals Sale About us Contact us Effortless style, timeless appeal Discover a curated collection of fashion that blends modern trends with timeless elegance. From everyday essentials to statement pieces, find your perfect look for every occasion. Shop Now Hero Section Free shipping on all orders over $100 Promotional Banner Sale Section Our selection Our best-selling product crafted for ultimate comfort and lasting style. Jacket Light jacket SGD 250.00 Color Size Small Medium Large Quantity Buy Now Sale Section Premium fabrics, exceptional feel We believe that fabric is the foundation of great style. Explore Mode & Co.’s showroom Explore our carefully curated collections. Sale Section New Product Pure cotton tee Shop Now Shop by category Browse curated collections and find your next favorite piece. Dresses 10 products Tops Bottoms Accessories Knitwear 10 products Categories Section Search Home Clothing New arrivals Sale About us Contact us Effortless style, timeless appeal Shop Now Hero Section Free shipping on all orders over $100 Promotional Banner Jumper dress - dark brown SGD 120.00 2 PACK - Foulard SKIRT - A-line skirt - fungi KNOTTLOVE 3 PACK - Earrings Jumper - ivoire SGD 120.00 Jumper dress - dark brown Sale Section Our selection Our best-selling product crafted for ultimate comfort and lasting style. Jacket Light jacket SGD 250.00 Color Size Small Medium Large Quantity Buy Now Sale Section Premium fabrics, exceptional feel We believe that fabric is the foundation of great style. Explore Mode & Co.’s showroom Explore our carefully curated collections. Sale Section New Product Pure cotton tee Shop Now Shop by category Browse curated collections and find your next favorite piece. Dresses 10 products Tops Bottoms Accessories Knitwear 10 products Categories Section Search Home Clothing New arrivals Sale About us Contact us Effortless style, timeless appeal Shop Now Hero Section Free shipping on all orders over $100 Promotional Banner Jumper dress - dark brown SGD 120.00 2 PACK - Foulard SKIRT - A-line skirt - fungi KNOTTLOVE 3 PACK - Earrings Jumper - ivoire SGD 120.00 Jumper dress - dark brown Sale Section Our selection Our best-selling product crafted for ultimate comfort and lasting style. Jacket Light jacket SGD 250.00 Color Size Small Medium Large Quantity Buy Now Sale Section Premium fabrics, exceptional feel We believe that fabric is the foundation of great style. Explore Mode & Co.’s showroom Explore our carefully curated collections. Sale Section New Product Pure cotton tee Shop Now Shop by category Browse curated collections and find your next favorite piece. Dresses 10 products Tops Bottoms Accessories Knitwear 10 products Categories Section Search Home Clothing New arrivals Sale About us Contact us Effortless style, timeless appeal Shop Now Hero Section Free shipping on all orders over $100 Promotional Banner Jumper dress - dark brown SGD 120.00 2 PACK - Foulard SKIRT - A-line skirt - fungi KNOTTLOVE 3 PACK - Earrings Jumper - ivoire SGD 120.00 Jumper dress - dark brown #### Create a stunning storefront with customisable designs Make your Ecommerce website uniquely yours with full design flexibility. Customize templates, colors, layouts, fonts, and sections to match your brand’s style. Product Category Same day local delivery — 25% off for selected items Ju zzY Home Products About us Contact us Daily doze of freshness #ffffff Customize Fonts Aa Layout Type Media Only Media & Text Product Category Same day local delivery — 25% off for selected items Ju zzY Home Products About us Contact us Daily doze freshness Customize Fonts Aa Layout Type Media Only Media & Text #ffffff Hits of the week Step into the trend spotlight with this week's top picks Jumper dress - dark brown SGD 120.00 Handbag - cognac Jumper - black KNOTTLOVE 3 PACK - Earrings Jumper - mid grey melange SGD 120.00 2 PACK - Foulard SKIRT - A-line skirt - fungi Jumper - ivoire Product Listing Our Values Sustainability as standard We are focused as a company on the idea of more eco and less ego. The brands we feature have all paved the way for sustainability in swimwear, with their collections featuring a variety of textiles including recycled, organic, and plant-based fabrics. Image Text Effortless style, timeless appeal Shop Now Banner Product Listing Image Text Our Values Sustainability as standard Hits of the week Step into the trend spotlight with this week's top picks Jumper dress - dark brown SGD 120.00 Handbag - cognac Jumper - black KNOTTLOVE 3 PACK - Earrings Jumper - mid grey melange SGD 120.00 2 PACK - Foulard SKIRT - A-line skirt - fungi Jumper - ivoire Product Listing Effortless style, timeless appeal Shop Now Banner Image Text Our Values Sustainability as standard Hits of the week Step into the trend spotlight with this week's top picks Jumper dress - dark brown SGD 120.00 Handbag - cognac Jumper - black KNOTTLOVE 3 PACK - Earrings Jumper - mid grey melange SGD 120.00 2 PACK - Foulard SKIRT - A-line skirt - fungi Jumper - ivoire Product Listing Effortless style, timeless appeal Shop Now Banner Image Text #### Design pages & categories that fit your business Control how your products and pages are displayed by customising category layouts, organising featured collections, and adding sections across your store pages. #### Offer customisable products & add-on options Let customers personalize their purchases with additional choices. Whether it’s adding extra toppings, selecting upgrades, or providing special instructions, make it easy for shoppers to get exactly what they want. Topping Glaze +SGD 0,2 Strawberry Glaze Playful Sprinkles +SGD 0,3 Topping Glaze +SGD 0,2 Strawberry Glaze Playful Sprinkles +SGD 0,3 #### The only Ecommerce website builder you need HitPay’s Ecommerce website builder gives you all the tools you need to sell online effortlessly. From payments to shipping and SEO, manage everything in one place. Shipping & Pickup Offer flexible shipping and local pickup options to sell worldwide. Set flat-rate, weight-based, or location-based shipping for multiple countries and specific regions, giving customers the best delivery choices. Multiple Payment Options Increase conversions by accepting credit/debit cards, digital wallets, bank transfers, and BNPL (Buy Now, Pay Later) payment methods in your country. Coupons & Discounts Run flash sales, sitewide discounts, and personalised coupon codes to boost customer retention and repeat purchases. Set automatic discounts to drive sales effortlessly. SEO-Optimized for Higher Rankings Whether it’s product pages or your storefront, HitPay’s built-in SEO tools help improve visibility on major search engines. Easily manage meta titles, descriptions, and URLs while gaining valuable insights through traffic analysis and search performance tracking. Sell Digital Products Expand your store by selling e-books, courses, software, and more directly from your Ecommerce website. Offer instant file delivery and secure access, ensuring a smooth digital selling experience for your customers. Inventory & Order Management Track stock levels, automate order fulfilment, and manage suppliers with an intuitive inventory dashboard. Get low-stock alerts and prevent overselling with real-time updates. #### Get started with HitPay’s Ecommerce Website Builder Launch your Ecommerce website in just a few clicks: Get started Customize Your Design Add Products & Categories Add Payment Methods, Shipping & Pickup Start Selling in Minutes #### Frequently Asked Questions What is HitPay’s Ecommerce website builder? HitPay’s Ecommerce website builder is a free, easy-to-use website builder that lets you create an online store, with no coding required. It includes built-in payment processing, shipping options, and SEO tools to help you grow your business. Is HitPay’s Ecommerce software really free? Yes! HitPay provides free Ecommerce software with no monthly fees. You only pay a transaction fee when you make a sale. Can I customize my Ecommerce website? Absolutely. With HitPay, you can personalize your store by choosing pre-built templates, customizing colors, fonts, layouts, and adding product categories and sections that match your brand’s identity. What payment methods can I accept with HitPay’s Ecommerce website builder? You can accept a variety of payment options, including real-time QR code payments, debit and credit cards, digital wallets, bank transfers, and BNPL (Buy Now, Pay Later) services. [Click here](https://hitpayapp.com/pricing) to see payment methods available in your country. Does HitPay’s Ecommerce software support digital products? Yes! You can sell digital products like e-books, courses, software, and more. HitPay provides instant file delivery and secure access for customers. How does shipping and order fulfillment work? HitPay allows you to offer flexible shipping options, including flat-rate, weight-based, and location-based shipping. You can also set up local pickup for customers. Can I run discounts and promotions on my store? Yes! You can create sitewide discounts, flash sales, and personalized coupon codes to boost customer engagement and increase sales. Will my store be SEO-optimized? Definitely. HitPay’s Ecommerce website builder comes with built-in SEO tools, allowing you to optimize product pages, manage meta titles and descriptions, and improve your store’s visibility on search engines. How do I track inventory and manage orders? HitPay’s intuitive inventory dashboard helps you monitor stock levels, automate order fulfillment, and receive low-stock alerts to prevent overselling. How do I get started with HitPay’s Ecommerce website builder? You can launch your online store in just a few steps: 1. Customize your store’s design 2. Add products and categories 3. Set up payment methods, shipping, and pickup options 4. Start selling! Click here to [create your store](https://dashboard.hit-pay.com/register) or [contact sales](https://hitpayapp.com/contact-us) for a free demo. Still have questions? Contact our team. Get in touch Help center --- ## Point of sale (POS) software Source: https://hitpayapp.com/pos-software > Run a counter, stall, pop-up or market from a phone or tablet with no monthly rental. ### Point of Sale Point of Sale Products \-> [](https://play.google.com/store/apps/details?id=com.hit_pay.hitpay&pcampaignid=web_share) #### One POS for all the payment features you need HitPay POS has everything you need to run your business efficiently. Sync products across online and offline sales channels, manage unlimited locations, automate your operations, and more. Start now for free. Get started Contact Sales #### Software so simple, you're just minutes away from selling Effortlessly manage sales, inventory, and customer relationships with POS software that's built to grow with your business. Enhanced checkout Delight customers with a seamless and secure payment process to enhance their checkout experience. Smooth payments Accept frictionless payments every time, whether you're selling in-store or on-the-go. Streamline operations Save time with automatic inventory sync and transaction processing. Streamline operations, reduce manual data entry, and free up time to focus on growing your business. 🥝 Sweet Kiwi SGD 20.00 🍊 Mandarin Orange SGD 12.00 🍓 Strawberry Total SGD 44.00 Checkout Processing Thank you! Choose payment method Scan to Pay Accept installment and e-wallet payments Tap to Pay Accept contactless payment Cards Accept cards payment 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 🥝 Sweet Kiwi SGD 20.00 🍊 Mandarin Orange SGD 12.00 🍓 Strawberry Total SGD 44.00 Checkout Processing Thank you! Choose payment method Scan to Pay Accept installment and e-wallet payments Tap to Pay Accept contactless payment Cards Accept cards payment 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 Seamless checkout Quick, easy, and secure payment process. Streamlined for customer convenience and higher conversion rates. 🥝 Sweet Kiwi SGD 20.00 🍊 Mandarin Orange SGD 12.00 🍓 Strawberry Total SGD 44.00 Checkout Processing Thank you! Charge SGD 44.00 Choose payment method Scan to Pay Accept installment and e-wallet payments Tap to Pay Accept contactless payment Cards Accept cards payment 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 Smooth payments Accept payments instantly at your POS. Quick transactions, happy customers, faster business. Reduce workload Automatic inventory sync and transaction processing save time. Streamline operations, minimize manual data entry, and focus on growing your business. 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 #### HitPay POS connects across all your sales channels Accept multiple payment methods and sell easy with smooth transactions in-store, online, and on-the-go. Card Payments Secure card payments, every time. Accept all major credit and debit cards, contactless payments, and digital wallets, and let customers pay the way they prefer. QR payments Fast, contactless payments via smartphone. Customers can scan QR codes for instant transactions, improving convenience and speeding up checkout. Payment links & invoices With just a few clicks, generate and share payment links and invoices with customers online. PAY SGD 300.00 Sell offline In-person transactions made easy. Process sales and manage inventory at one or more physical locations. Sell online Create your e-commerce site with HitPay. Easily manage products, process orders, and automatically sync inventory across all sales channels. Basic Tee East Coast Park 10 Vivo City 23 Basic Tee East Coast Park 10 Vivo City 23 Basic Tee USD 21.00 Add to cart Bucket Hat On the go Take flexible payments with our mobile POS. Accept payments and manage sales anywhere using smartphones, tablets, or laptops. Shunfu Mart 320 Shunfu Rd, Singapore 570320 Multi-location management With HitPay POS’ free multi-location management features, you can easily sell across different stores and track payments from various locations. Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Just paid Bucket Hat Yellow $15.50 🎉 Customer management Leverage customer data and purchase history to improve retention and increase customer satisfaction. Peach Shoes 9 variants 29 available Variable Active Manage Inventory East Coast Park Vivo City Esplanade 11 Clarke Quay Product & inventory management Manage your products, variants, and prices. Set inventory levels and group them into categories for easy organisation. #### All the features you need, in one power-packed POS Boost efficiency and revenue with powerful tools. Manage inventory, track sales, analyze data, and enhance customer relationships seamlessly. Net collected June 2024 $25.9M 6.4% Sales by Payment methods $2.43M Transaction history & reporting Search, filter, and view past transactions. Easily view today’s sales history and make data-driven decisions. 🥝 Sweet Kiwi 5% discount SGD 20.00 SGD 15.00 🍓 Strawberry 10% discount SGD 13.50 Total SGD 28.50 Checkout Discount management Create and control promotions easily. Set up various discount types, schedule offers, and track their performance to boost sales strategically. Shunfu Mart 320 Shunfu Rd, Singapore 570320 Multi-location management Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Just paid Bucket Hat Yellow $15.50 🎉 Customer management Peach Shoes 9 variants 29 available Variable Active Manage Inventory East Coast Park Vivo City Esplanade 11 Clarke Quay Product & inventory management Net collected June 2024 $25.9M 6.4% Sales by Payment methods $2.43M Transaction history & reporting 🥝 Sweet Kiwi 5% discount SGD 20.00 SGD 15.00 🍓 Strawberry 10% discount SGD 13.50 Total SGD 28.50 Checkout Discount management More features for greater efficiencies All the features you need, in one power-packed POS #### Integrated hardware tailored #### to your business needs From barcode scanners to receipt printers, our versatile POS hardware solutions help you streamline business operations and sell better. Availability of features varies by market. [Contact us to learn more](https://hitpayapp.com/contact-us) Swift and secure transactions Enjoy secure, error-free payments with our sleek and secure payment terminals. Efficient order fulfillment Streamline order processing with integrated printers for quick, accurate fulfillment and delivery. Streamlined checkout experience Speed up checkout with barcode scanners for swift, accurate product identification. Transparent real-time purchase information Transparent transactions with customer-facing screens showing real-time purchase details. #### Frequently Asked Questions What businesses can use HitPay POS Software? Our POS Software is adaptable and suitable for various industries, including retail, hospitality, food service, healthcare, online ordering, and more. Can I use my existing hardware with HitPay POS Software? Yes, HitPay POS Software is compatible with a variety of POS hardware devices, including a receipt printer and tablets. It is designed to work seamlessly with most POS systems and POS hardware. How secure is my data with HitPay POS Software? HitPay takes data security seriously. Our software uses encryption and adheres to industry-standard security protocols to protect your data and process transactions securely. Regular security updates and compliance with payment industry standards ensure your data's safety. Can I track inventory with HitPay POS Software? Yes, HitPay POS Software offers inventory tracking. You can monitor stock levels and receive alerts for low inventory. This feature helps reduce stockouts and overstocking. Does HitPay Point of Sale System Software support multiple payment methods? Yes, HitPay POS Software supports a full range of payment methods, including credit cards, debit cards, mobile wallets, and contactless payments. This flexibility caters to a wide range of customer preferences. Is there a customer support team available for assistance? Absolutely! HitPay offers customer support to address any questions or issues you may have. Our dedicated [support team](https://orchid-side-736883.framer.app/contact-us) is ready to assist you with any software-related concerns. Still have questions? Contact our team. Get in touch Help center #### Ready to run sales from one POS? Set up HitPay POS to manage orders, inventory, and in-store payments without subscription fees or complicated setup. Start using POS Schedule a call Products \-> Point of Sale One POS for all the payment features you need Get started Contact Sales Enhanced checkout Smooth payments Streamline operations 🥝 Sweet Kiwi SGD 20.00 🍊 Mandarin Orange SGD 12.00 🍓 Strawberry Total SGD 44.00 Checkout Processing Thank you! Choose payment method Scan to Pay Accept installment and e-wallet payments Tap to Pay Accept contactless payment Cards Accept cards payment 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 🥝 Sweet Kiwi SGD 20.00 🍊 Mandarin Orange SGD 12.00 🍓 Strawberry Total SGD 44.00 Checkout Processing Thank you! Choose payment method Scan to Pay Accept installment and e-wallet payments Tap to Pay Accept contactless payment Cards Accept cards payment 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 Seamless checkout 🥝 Sweet Kiwi SGD 20.00 🍊 Mandarin Orange SGD 12.00 🍓 Strawberry Total SGD 44.00 Checkout Processing Thank you! Charge SGD 44.00 Choose payment method Scan to Pay Accept installment and e-wallet payments Tap to Pay Accept contactless payment Cards Accept cards payment 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 Smooth payments Reduce workload 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 Card Payments QR payments Payment links & invoices PAY SGD 300.00 Sell offline Sell online Basic Tee East Coast Park 10 Vivo City 23 Basic Tee East Coast Park 10 Vivo City 23 Basic Tee USD 21.00 Add to cart Bucket Hat On the go Shunfu Mart 320 Shunfu Rd, Singapore 570320 Multi-location management Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Just paid Bucket Hat Yellow $15.50 🎉 Customer management Peach Shoes 9 variants 29 available Variable Active Manage Inventory East Coast Park Vivo City Esplanade 11 Clarke Quay Product & inventory management Net collected June 2024 $25.9M 6.4% Sales by Payment methods $2.43M Transaction history & reporting 🥝 Sweet Kiwi 5% discount SGD 20.00 SGD 15.00 🍓 Strawberry 10% discount SGD 13.50 Total SGD 28.50 Checkout Discount management More features for greater efficiencies Integrated hardware tailored to your business needs Connect diverse devices for smooth operations. From barcode scanners to receipt printers, our customizable hardware solutions adapt to your unique business requirements. Availability of features varies by market. [Contact us to learn more](https://hitpayapp.com/contact-us) Swift and secure transactions Enjoy secure, error-free payments with our sleek and secure payment terminals. Efficient order fulfillment Streamlined checkout experience Transparent real-time purchase information What businesses can use HitPay POS Software? Can I use my existing hardware with HitPay POS Software? How secure is my data with HitPay POS Software? Can I track inventory with HitPay POS Software? Does HitPay Point of Sale System Software support multiple payment methods? Is there a customer support team available for assistance? Still have questions? Contact our team. Get in touch Help center Start using POS Schedule a call Products \-> Point of Sale Get started Contact Sales Enhanced checkout Smooth payments Streamline operations 🥝 Sweet Kiwi SGD 20.00 🍊 Mandarin Orange SGD 12.00 🍓 Strawberry Total SGD 44.00 Checkout Processing Thank you! Choose payment method Scan to Pay Accept installment and e-wallet payments Tap to Pay Accept contactless payment Cards Accept cards payment 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 🥝 Sweet Kiwi SGD 20.00 🍊 Mandarin Orange SGD 12.00 🍓 Strawberry Total SGD 44.00 Checkout Processing Thank you! Choose payment method Scan to Pay Accept installment and e-wallet payments Tap to Pay Accept contactless payment Cards Accept cards payment 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 Seamless checkout 🥝 Sweet Kiwi SGD 20.00 🍊 Mandarin Orange SGD 12.00 🍓 Strawberry Total SGD 44.00 Checkout Processing Thank you! Charge SGD 44.00 Choose payment method Scan to Pay Accept installment and e-wallet payments Tap to Pay Accept contactless payment Cards Accept cards payment 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 Smooth payments Reduce workload 🥝 Sweet Kiwi East Coast Park 10 Vivo City 23 Today’s order 1.7K SGD 206 Card Payments QR payments Payment links & invoices PAY SGD 300.00 Sell offline Sell online Basic Tee East Coast Park 10 Vivo City 23 Basic Tee East Coast Park 10 Vivo City 23 Basic Tee USD 21.00 Add to cart Bucket Hat On the go Shunfu Mart 320 Shunfu Rd, Singapore 570320 Multi-location management Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Just paid Bucket Hat Yellow $15.50 🎉 Customer management Peach Shoes 9 variants 29 available Variable Active Manage Inventory East Coast Park Vivo City Esplanade 11 Clarke Quay Product & inventory management Net collected June 2024 $25.9M 6.4% Sales by Payment methods $2.43M Transaction history & reporting 🥝 Sweet Kiwi 5% discount SGD 20.00 SGD 15.00 🍓 Strawberry 10% discount SGD 13.50 Total SGD 28.50 Checkout Discount management All the features you need, in one power-packed POS Integrated hardware tailored to your business needs Availability of features varies by market. [Contact us to learn more](https://hitpayapp.com/contact-us) Swift and secure transactions Enjoy secure, error-free payments with our sleek and secure payment terminals. Efficient order fulfillment Streamlined checkout experience Transparent real-time purchase information What businesses can use HitPay POS Software? Can I use my existing hardware with HitPay POS Software? How secure is my data with HitPay POS Software? Can I track inventory with HitPay POS Software? Does HitPay Point of Sale System Software support multiple payment methods? Is there a customer support team available for assistance? Still have questions? Contact our team. Get in touch Help center Start using POS Schedule a call --- ## Card terminals Source: https://hitpayapp.com/card-terminal > WiFi card readers for tap, chip and swipe from S$85, one-time, with no monthly fee. ### Take payments the way you want to Accept all types of in-store payments with straightforward pricing. No set-up fees, only pay per transaction Get started for free Contact Sales Fast setup Start selling within the week. Signing up is free and can be done in minutes. Start selling within the week. Register your interest with HitPay and get your free account set up with ease. Transparent pricing No hidden fees -- ever. Purchase the terminal once, then only per transaction. No hidden fees, Purchase the terminal once, then only per transaction. Cross-channel syncing Sync with other HitPay tools to streamline your business operations Sync with other HitPay tools to streamline your business operations. #### In-store payments designed to fit your needs Quick and secure payments, all on one HitPay device. Availability of features varies by market. [Contact us to learn more](https://hitpayapp.com/contact-us) Card terminals Collect payments on-the-go or in-store with card terminals built to match your business needs. [Compare card terminals ↓](https://hitpayapp.com/card-terminal#hitpay-terminals) Countertop payments Tap to pay All-in-one POS solution Card terminals [Compare card terminals ↓](https://hitpayapp.com/card-terminal#hitpay-terminals) Countertop payments Tap to pay All-in-one POS solution In-store payments designed Quick and secure payments, all on one HitPay device. Availability of features varies by market. [Contact us to learn more](https://hitpayapp.com/contact-us) Card terminals [Compare card terminals ↓](https://hitpayapp.com/card-terminal#hitpay-terminals) Countertop payments Optimize your in-store check-out experience with the HItPay App’s Customer Display mode Tap to Pay Use the HItPay app to collect payments directly from your Android device. All-in-one POS solution The [**HitPay POS Max**](https://hitpay.shop/hitpayterminal/product/hitpay-pos-max) is the ultimate solution for your retail store, restaurant, or service business. Accept card and QR payments with an in-built r**eceipt printer and barcode reader**. Comes with comprehensive POS software capabilities including product, CRM, and location management. #### HitPay Terminals Singapore Not sure which device fits your business the best? Take the quiz below to get a recommendation. [Take the quiz ->](https://8cp4l876rpc.typeform.com/to/PMkHhVn9) TAP TO PAY (IOS, ANDROID) Download on [iOS](https://apps.apple.com/sg/app/hitpay/id1153486894) or [Android](https://play.google.com/store/apps/details?id=com.hit_pay.hitpay) -> Price No additional hardware needed Connection Built in NFC Card usage options Tap and Pay & Paywave QR code payments Yes, on device Supported modes Stand alone: Use without pairing with another device. In-Built Receipt Printer? \- In Built Barcode Reader? HitPay Soundbox [Order ->](https://hitpay.shop/hitpayterminal/product/hitpay-soundbox) Wisepad 3 [Order ->](https://hitpay.shop/hitpayterminal/product/hitpay-bluetooth-terminal-bbpos-wisepad-3-01H5MV4P6ED4JE2380EERW0PW0) Price SGD 30 SGD 85 Connection Wifi and Cellular (SIM card needs to be purchased separately) Bluetooth, pairs with mobile device for internet access Card usage options \- - Tap and Pay & PayWave - Insert card QR code payments Supports [Static QR](https://docs.hitpayapp.com/static-qrs/static-qr) Supported when paired with mobile app Supported modes Stand alone: Use without pairing with another device. Requires connection with HitPay mobile app In-Built Receipt Printer? No. Does not support receipt printing. No. Can be paired externally with HitPay Bluetooth Printers. In Built Barcode Reader? No. FlexiPOS [Order ->](https://hitpay.shop/hitpayterminal/product/hitpay-flexipos) hitpay all-in-one (Global) [Order ->](https://hitpay.shop/90554637-d949-48ad-9190-39cc3600b1a3/product/hitpay-all-in-one-supports-cellular-and-wifi) Hitpay pos max [Order ->](https://hitpay.shop/hitpayterminal/product/hitpay-pos-max) Price SGD 500 SGD 680 SGD 700 Connection Wifi Wifi and Cellular (comes with eSIM) Wifi and Cellular (SIM card needs to be purchased separately) Card usage options - Tap and Pay & PayWave - Insert card - Swipe card Tap and Pay, PayWave, Insert Card Tap and Pay & PayWave QR code payments Yes, on device (Unless triggered via [In-Person Payments APIs](https://docs.hitpayapp.com/apis/guide/in-person-payments)) Yes, on device Supported modes - Stand alone: Use without pairing with another device. - Customer Display: Pair the terminal with another device for customer-facing use. - Desktop: Pair with computer on a web browser Stand alone: Use without pairing with another device Stand alone: Use without pairing with another device. In-Built Receipt Printer? No. Can be paired with the HitPay WiFi Printer. Yes. Can also be paired with the HitPay WiFi Printer. Yes. In Built Barcode Reader? Yes via built-in camera, but not ideal for high-volume retail checkouts. Yes via Camera Yes with Infrared Barcode Scanning. Have questions? [](https://hitpayapp.com/contact-us)[Contact us.](https://hitpayapp.com/contact-us) Singapore [Take the quiz ->](https://8cp4l876rpc.typeform.com/to/PMkHhVn9) TAP TO PAY (IOS, ANDROID) Price No additional hardware needed Connection Built in NFC Card usage options Tap and Pay & Paywave QR code payments Yes, on device Supported modes Stand alone: Use without pairing with another device. In-Built Receipt Printer? \- In Built Barcode Reader? HitPay Soundbox [Order ->](https://hitpay.shop/hitpayterminal/product/hitpay-soundbox) Wisepad 3 Price SGD 30 SGD 85 Connection Wifi and Cellular (SIM card needs to be purchased separately) Bluetooth, pairs with mobile device for internet access Card usage options \- - Tap and Pay & PayWave - Insert card QR code payments Supports [Static QR](https://docs.hitpayapp.com/static-qrs/static-qr) Supported when paired with mobile app Supported modes Stand alone: Use without pairing with another device. Requires connection with HitPay mobile app In-Built Receipt Printer? No. Does not support receipt printing. No. Can be paired externally with HitPay Bluetooth Printers. In Built Barcode Reader? No. FlexiPOS [Order ->](https://hitpay.shop/hitpayterminal/product/hitpay-flexipos) hitpay all-in-one (Global) Hitpay pos max [Order ->](https://hitpay.shop/hitpayterminal/product/hitpay-pos-max) Price SGD 500 SGD 680 SGD 700 Connection Wifi Wifi and Cellular (comes with eSIM) Wifi and Cellular (SIM card needs to be purchased separately) Card usage options - Tap and Pay & PayWave - Insert card - Swipe card Tap and Pay, PayWave, Insert Card Tap and Pay & PayWave QR code payments Yes, on device Supported modes Stand alone: Use without pairing with another device Stand alone: Use without pairing with another device. In-Built Receipt Printer? No. Can be paired with the HitPay WiFi Printer. Yes. Can also be paired with the HitPay WiFi Printer. Yes. In Built Barcode Reader? Yes via built-in camera, but not ideal for high-volume retail checkouts. Yes via Camera Yes with Infrared Barcode Scanning. Have questions? [](https://hitpayapp.com/contact-us)[Contact us.](https://hitpayapp.com/contact-us) HitPay Terminals [Take a quiz ->](https://8cp4l876rpc.typeform.com/to/PMkHhVn9) Singapore Tap to Pay Free Built-in NFC Tap to Pay / PayWave QR code Supported on iOS and Android Learn more Google Play App Store HitPay SoundBox SGD 30 Wifi and Cellular connection Support Static QR Learn more Order WisePad 3 SGD 85 Bluetooth connection Insert card QR code Learn more Order FlexiPOS SGD 500 Wifi connection Insert and swipe card QR code Supports Customer Display Learn more Order HitPay All-in-One (Global) SGD 680 Wifi and Cellular connection (comes with global eSIM) Tap and Pay, PayWave, Insert card QR code In-Built Receipt Printer Learn more Order HitPay POS MAX SGD 700 Wifi and Cellular connection Tap and Pay, PayWave QR code In-built receipt printer, customer display Learn more Order #### Transparent, upfront pricing with no surprises No hidden fees here. Skip any rental and subscription fees -- only pay when you make a sale. No hidden fees here. HitPay card terminals have no rental and no subscription fees — only pay when you make a sale. Singapore Domestic cards 2.3% (min fee S$0.20) F&B merchants 2.5% Other industries International cards 3.2% (min fee S$0.20) [See full pricing ->](https://hitpayapp.com/pricing) Singapore Domestic cards 2.3% (min fee S$0.20) F&B merchants 2.5% Other industries International cards 3.2% (min fee S$0.20) [See full pricing ->](https://hitpayapp.com/pricing) Transparent, upfront pricing with no surprises Singapore Domestic cards 2.3% (min fee S$0.20) F&B merchants 2.5% Other industries International cards 3.2% (min fee S$0.20) [See full pricing ->](https://hitpayapp.com/pricing) #### Integrated hardware tailored #### to your business needs Integrated hardware tailored to your business needs From barcode scanners to receipt printers, our versatile hardware solutions help you streamline business operations and optimize your in-store checkout experience. Boost efficiency and revenue with powerful tools. Manage inventory, track sales, analyze data, and enhance customer relationships seamlessly. Availability of features varies by market. [Contact us to learn more](https://hitpayapp.com/contact-us) Swift and secure transactions Enjoy secure, error-free payments with our sleek and secure payment terminals. Efficient order fulfillment Streamline order processing with integrated printers for quick, accurate fulfillment and delivery. Streamlined checkout experience Speed up checkout with barcode scanners for swift, accurate product identification. Transparent real-time purchase information Transparent transactions with customer-facing screens showing real-time purchase details. #### Frequently Asked Questions How can I order a HitPay terminal from the dashboard? You can Order a HitPay terminal from the dashboard by navigating to **Point of Sale > Terminals.** What are the payment methods supported by HitPay Terminal? HitPay’s credit card terminals support Visa, Mastercard, and American Express cards. In addition, mobile wallets such as Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay are also supported on HitPay Terminal. HitPay’s WisePOS E terminal can also generate PayNow QR codes in Singapore, as well as Scan-to-Pay QR codes — which customers can scan using their mobile device to be redirected to a checkout page, where they can access all other payment methods available on your HitPay account. What currencies can I charge in using HitPay Terminal? The terminal is only able to accept payments in your default home currency. This means that if for example, you are a Singapore-registered merchant, the terminal will only work in SGD. Likewise, MYR will work for Malaysia-registered merchants. If you wish to charge in foreign currencies, you can log in to the HitPay app and use the manual Key in Card details from the payment options to accept in-person payments in over 30 global currencies Is there a warranty for Card Readers? HitPay offers a one-year warranty on our credit card terminals from the purchase date. If it's faulty and you return it as directed within a year, we may fix, replace, or refund you. This warranty only covers proper use and undamaged items and is non-transferable. For warranty issues, contact us with the device's serial number and problem description at [\[email protected\].](https://hitpayapp.com/cdn-cgi/l/email-protection#95e6e0e5e5fae7e1d5fdfce1b8e5f4ecbbf6faf8bb) Which countries are HitPay terminals available? HitPay terminals are currently available in Australia, Hong Kong, Malaysia, New Zealand, Philippines, and Singapore. Still have questions? Contact our team. Get in touch Help center #### Ready to accept card payments in person? Use HitPay Terminal to accept Visa, Mastercard, and more with no rental fees or account maintenance fees. Get HitPay Terminal Schedule a call --- ## Payment links Source: https://hitpayapp.com/payment-links > Share a link on WhatsApp or Instagram and get paid in seconds — no website required. ### Create Payment Links to sell anywhere, anytime Create and share payment links in just a few clicks, accepting all major payment methods—no website required. Get started for free Contact Sales iMessage 9:41 12 Alex Crystal Wash Thank you! Will pay it in no time. Premium Car Wash | Crystal Carwash securecheckout.hit-pay.com Sure! Wait a minute... Today 08:12AM Hi Alex, can you send me the payment for Premium Car Wash? Premium Car Wash | Crystal Carwash securecheckout.hit-pay.com Thank you! Will pay it in no time. iMessage 9:41 12 Alex Crystal Wash Today 08:12AM Hi Alex, can you send me the payment for Premium Car Wash? Sure! Wait a minute... Premium Car Wash | Crystal Carwash securecheckout.hit-pay.com Thank you! iMessage 9:41 12 Alex Crystal Wash Thank you! Will pay it in no time. Premium Car Wash | Crystal Carwash securecheckout.hit-pay.com Sure! Wait a minute... Today 08:12AM Hi Alex, can you send me the payment for Premium Car Wash? Premium Car Wash | Crystal Carwash securecheckout.hit-pay.com Thank you! Will pay it in no time. iMessage 9:41 12 Alex Crystal Wash Today 08:12AM Hi Alex, can you send me the payment for Premium Car Wash? Sure! Wait a minute... Premium Car Wash | Crystal Carwash securecheckout.hit-pay.com Thank you! #### Request for payments anywhere online Request for payments anywhere online Create a payment link in minutes and share easily on any online platform. Create a payment link in minutes and share easily on any online platform. Email New message From Unicraft To Dania Chen Jack Burner Dear Dania, Thank you for your custom order of handcrafted wooden coasters. Your set is ready for payment and shipping. To complete your purchase, please use the secure payment link below: https://securepayment.hit-pay.com/unicraft/bfg2671JJ/ Once the payment is processed, we'll ship your order within 2 business days. If you have any questions, feel free to reply to this email. Best regards, Sarah Unicarft 8oz Coffee @8ozcoffee.au Would you send me a payment link for this morning coffee? 15/11/24, 07:29AM 8oz https://securecheckout.hit-pay.com/8ozcoffee/6Huri8 15/11/24, 07:31AM Yea, sure! Thanks! 15/11/24, 07:32AM Share payment link 8oz Coffee @8ozcoffee.au Would you send me a payment link for this morning coffee? 15/11/24, 07:29AM 8oz https://securecheckout.hit-pay.com/8ozcoffee/6Huri8 15/11/24, 07:31AM Yea, sure! Thanks! 15/11/24, 07:32AM Social media Messaging apps Sure, I’ll finish it asap. 07:18 Pay with HitPay Follow this link to complete the payment hitpayapp.com https://securepayment.hit-pay.com/kelly/n466Fh 07:18 You can pay for my branding services through the link below Messaging apps Sure, I’ll finish it asap. 07:18 Pay with HitPay Follow this link to complete the payment hitpayapp.com https://securepayment.hit-pay.com/kelly/n466Fh 07:18 You can pay for my branding services through the link below #### Seamless payments in three easy steps Seamless payments in three easy steps Our payment process is designed for simplicity and efficiency. Create your payment link, share it with your customer, and receive your payment securely. 01. Create a link Generate a secure link or QR code. HitPay Payment Links can be customised based on your preferred payment rules. Supports over 100 currencies Choose which payment methods to display, and reorder methods based on order amount and currency [See supported payment methods ->](https://docs.hitpayapp.com/payments/payments#supported-payment-methods) 02. Share the link 03. Accept payment SGD 0.00 15.00 01. Create a link Supports over 100 currencies See supported payment methods -> 02. Share the link Copy-and-paste or embed the link anywhere online. Create a unique link or use the same link for unlimited customers 03. Accept payment Receive instant notifications when payments are made. Manage all transactions directly from your HitPay dashboard #### Versatile features for payments anywhere, anytime In just a few clicks, customize your payment links to suit your business needs — all without a line of code. In just a few clicks, customize your payment links to suit your business needs — all without a line of code. SGD 9.32 0.00 9.55 Create a link Flexible payment amounts Choose to set fixed payment amounts or let customers decide the amount and currency they wish to pay. SGD 9.32 0.00 9.55 Create a link Flexible payment amounts Repeated payment Single & recurring payments Easily create payment links for one-time or recurring payments, and let multiple customers pay through the same link. Personalised checkout Design your payment link checkout page with your brand's colors, logo and business name to highlight your unique identity. RM Rp Accept major payment methods & multi-currency support Allow customers to pay using all major credit and debit cards, e-wallets, bank transfers, and more with the ability to accept payments in over 100 different currencies. This month 19,378 20,164 Completed 1044 106 Advanced analytics Access real-time data and detailed reports. Use this data to make informed, strategic decisions that drive your business forward. Multi-channel sharing Share payment links through email, social media, and messaging apps, or generate QR codes for easy, contactless payments at physical locations. Build without barriers #### Explore our no-code solutions Expand your business effortlessly with our user-friendly payments tools. No coding required. Invoices Create professional invoices in seconds. No fees, no learning curve. Just simple, powerful billing to keep your business moving forward. Learn more INV-0128HYY invoice Paid SGD 300.00 Invoice date Nov, 23 2024 Due date Nov, 27 2024 Bill to Maria Chen Products PRICE DiSCOUNT TOtal Premium house cleaning USD 250 0% USD 150 Kitchen light clean USD 50 Subtotal USD 300 Discount USD 0 Summer discount (10%) \-USD 30 Tax Service tax (10%) USD 30 Total USD 300 Invoices Learn more INV-0128HYY invoice Paid SGD 300.00 Invoice date Nov, 23 2024 Due date Nov, 27 2024 Bill to Maria Chen Products PRICE DiSCOUNT TOtal Premium house cleaning USD 250 0% USD 150 Kitchen light clean USD 50 Subtotal USD 300 Discount USD 0 Summer discount (10%) \-USD 30 Tax Service tax (10%) USD 30 Total USD 300 Online Store Your free online store solution. Our eCommerce builder comes with everything you need to start selling and growing your online presence. Learn more Basic Tee USD 21.00 Quantity Add to cart Buy it now You might also like Bucket hat SGD 18.99 Basic hoodie SGD 24.99 Crewneck SGD 22.50 Baseball cap SGD 18.99 Online Store Learn more Basic Tee USD 21.00 Quantity Add to cart Buy it now You might also like Bucket hat SGD 18.99 Basic hoodie SGD 24.99 Crewneck SGD 22.50 Baseball cap SGD 18.99 Recurring Billing Streamline your subscriptions and memberships effortlessly. Automate billing cycles with HitPay and watch your revenue flow in. Learn more Locally Gold Plan Suitable for age 30 - 56 29.99 SGD Per month Silver Plan Suitable for age 20 - 29 9.99 SGD Per week Bronze Plan Suitable for age 7- 19 23.99 SGD 2 weeks at 14 Recurring Billing Learn more Locally Gold Plan Suitable for age 30 - 56 29.99 SGD Per month Silver Plan Suitable for age 20 - 29 9.99 SGD Per week Bronze Plan Suitable for age 7- 19 23.99 SGD 2 weeks at 14 Recurring Billing Learn more Locally Gold Plan Suitable for age 30 - 56 29.99 SGD Per month Silver Plan Suitable for age 20 - 29 9.99 SGD Per week Bronze Plan Suitable for age 7- 19 23.99 SGD 2 weeks at 14 #### Frequently Asked Questions How do payment links work? Payment links provide an easy way to accept payments across various sales channels. You can generate and share payment links with customers, allowing them to complete transactions using multiple payment methods, including credit cards, e-wallets, and more—all from your HitPay dashboard. What types of businesses can use payment links? HitPays' payment links are designed for any business that needs a quick and effective way to collect payments. From freelancers and small businesses to larger enterprises, payment links make accepting payments easy and hassle-free. Are HitPay's payment links secure? Yes, security is our top priority. Our payment links are **PCI DSS compliant** and adhere to **strict security standards**, ensuring the safety of your data and customer transactions. Can I customize payment links for my customers? Absolutely. You can customize payment links to reflect your brand, including adding your business logo, colors, and payment preferences. This ensures a seamless and branded experience for your customers. What payment methods can I use with payment links? Payment links created with HitPay can accept payments through a variety of options, including credit cards, debit cards, digital wallets (like Apple Pay and Google Pay), as well as regional payment methods in your market. Can I set up partial payments or recurring payments through invoices? Yes, our invoicing software allows you to set up partial payments, which is ideal for services delivered over time. Additionally, you can set up recurring invoices to automate repeated billing for ongoing services. Are there any fees associated with using HitPay's payment links? Yes, pay-per-transaction fees apply. You can visit our [pricing page](https://orchid-side-736883.framer.app/pricing) or [contact our sales team](https://orchid-side-736883.framer.app/contact-us) for more details. How do I get started with HitPay's payment links? Getting started is simple—just [sign up](https://dashboard.hit-pay.com/register) for a free HitPay account, and start generating payment links right away. For more assistance or information, feel free to [contact our team](https://orchid-side-736883.framer.app/contact-us). Still have questions? Contact our team. Get in touch Help center #### Ready to get paid with a link? Create payment links for WhatsApp, email, social media, and marketplaces—no website or checkout build required. Create a payment link Schedule a call --- ## Invoicing Source: https://hitpayapp.com/invoicing > Send professional invoices that sync to Xero, QuickBooks, Zoho and NetSuite. ### Effortless billing, instantly Effortless billing, instantly Create professional invoices in just minutes, without additional fees or complicated setup. Our simple but powerful invoicing software helps you get paid faster, every time. Start invoicing for free Contact Sales INV-0128HYY Balance due SGD 300.00 Pay SGD 300.00 Invoice date Nov, 23 2024 Due date Nov, 27 2024 Bill to Maria Chen Products PRICE DiSCOUNT TOtal Premium house cleaning USD 250 0% USD 150 Kitchen light clean USD 50 Subtotal USD 300 Discount USD 0 Summer discount (10%) \-USD 30 Tax Service tax (10%) USD 30 Total USD 300 Description Enter description here.... INV-0128HYY Balance due SGD 300.00 Pay SGD 300.00 Invoice date Nov, 23 2024 Due date Nov, 27 2024 Bill to Maria Chen Products PRICE DiSCOUNT TOtal Premium house cleaning USD 250 0% USD 150 Kitchen light clean USD 50 Subtotal USD 300 Discount USD 0 Summer discount (10%) \-USD 30 Tax Service tax (10%) USD 30 Total USD 300 Description Enter description here.... #### Powerful invoicing made simple Boost your sales by offering your customers all the major credit and debit cards, e-wallets, bank transfers, and more. Free and easy to use Customise and send professional invoices in just a few clicks. No coding required. Get paid faster Offer your customers their preferred payment options and get your invoices paid quicker. Automate your workflow Save time with automated invoices and reminders. #### Flexible payment options for faster payments Provide ultimate flexibility by allowing your customers to pay using all major credit and debit cards, e-wallets, bank transfers, and more. [See full list payment methods ->](https://docs.hitpayapp.com/payments/payments#supported-payment-methods) INV-0128HYY Balance due SGD 300.00 Choose payment methods #### Automate invoices and payment reminders Say goodbye to the stress of creating multiple invoices and manual payment reminders. Stay on top of your cash flow with repeating invoices and automated reminders for upcoming or overdue payments. 🟠 Reminder: INV-0128HYY from Tsuki Hi Maria, Your invoice is due in 3 days. Check link below to see the details. Invoice reminder Days before due date Repeating invoice 🟠 Reminder: INV-0128HYY from Tsuki Hi Maria, Your invoice is due in 3 days. Check link below to see the details. Invoice reminder Days before due date Repeating invoice #### Create invoices instantly from your mobile With HitPay's mobile app, you can create and send invoices instantly from your phone or tablet. Whether you're in the office, at a client meeting, or on the move, managing your invoicing is just a few taps away. Balance due SGD 1,250.00 Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Items 1 month gym membership November - December 2024 SGD 550.00 1 month personal trainer SGD 700.00 Tax GST (9%) SGD 112.50 Discount No tax for today \-SGD 112.50 Total SGD 1,250.00 9:41 Balance due Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Items 1 month gym membership November - December 2024 SGD 550.00 1 month personal trainer SGD 700.00 Tax GST (9%) SGD 112.50 Discount No tax for today \-SGD 112.50 Total SGD 1,250.00 9:41 Balance due Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Items 1 month gym membership November - December 2024 SGD 550.00 1 month personal trainer SGD 700.00 Tax GST (9%) SGD 112.50 Discount No tax for today \-SGD 112.50 Total SGD 1,250.00 9:41 #### Invoicing tools made to fit all your needs Unlock a suite of powerful features to streamline your billing process ###### Easily offer discounts Encourage prompt payments by applying discounts directly to invoices. ###### Offer tax Simplify tax management by including taxes in your invoices. Paid $28,109 Pending $1,269 ###### Access sales reports Keep track of your financial health with detailed sales reports. Paid $28,109 Pending $1,269 Keep track of your financial health with detailed sales reports. Paid $28,109 Pending $1,269 Keep track of your financial health with detailed sales reports. $550 ₱30,970.50 $S718,37 ###### Multi-currency payments Accept payments in multiple currencies, making international transactions a breeze. $550 ₱30,970.50 $S718,37 Mark as paid ###### Mark invoices as paid by cash Easily keep your records up-to-date by marking invoices as paid through cash, making it simpler to track all your offline payments. ###### Easily sync with you accounting system Seamlessly integrate with your accounting software to keep your finances in sync and up-to-date. Add Payment 12/2024 Payment 01/2025 Payment ###### Allow customers to partially pay invoices Offer flexibility with partial payments. Perfect for deposits, making it easier for your customers to commit. Add Payment 12/2024 Payment 01/2025 Payment Frequently Asked Questions How does HitPay's invoicing work? Our invoicing software helps you manage cash flow and get paid faster by creating and sending professional invoices directly to your customers. HitPay invoicing platform supports multiple payment methods, including credit cards, e-wallets, and more. You can easily generate invoices, track payments, and even set up payment reminders, all from your HitPay dashboard. What types of businesses can use invoicing? Our invoicing software is designed for a wide range of businesses, from freelancers and small businesses to larger companies that need a simple, effective way to manage payments and keep track of outstanding invoices. Is HitPay's invoicing secure? Yes, security is a core priority at HitPay. Our invoicing system is **PCI DSS compliant** and **follows industry security protocols**, ensuring your data and transactions are safe. Can I customize invoices for my customers? Yes, you can customize your invoices with your business logo, preferred colors, and personalized payment terms, making it easy to maintain brand consistency and meet your customers' preferences. What payment methods can I use with invoicing? Invoices created with HitPay can accept payments through various options, including credit cards, debit cards, mobile wallets (like Apple Pay and Google Pay), and local payment options like PayNow in Singapore. Can I set up partial payments or recurring payments through invoices? Yes, our invoicing software allows you to set up partial payments, which is ideal for services delivered over time. Additionally, you can set up recurring invoices to automate repeated billing for ongoing services. Are there any fees associated with using HitPay's invoicing? Yes, pay-per-transaction fees apply. You can visit our [pricing page](https://orchid-side-736883.framer.app/pricing) or [contact our sales team](https://orchid-side-736883.framer.app/contact-us) for more details. How do I get started with HitPay's invoicing? Getting started is simple—just [sign up](https://dashboard.hit-pay.com/register) for a free HitPay account, and you'll have access to our invoicing tools. If you need more information, feel free to [contact our team](https://orchid-side-736883.framer.app/contact-us). Still have questions? Contact our team. Get in touch Help center #### Ready to get invoices paid faster? Create professional invoices, send reminders, and accept payments in multiple currencies with HitPay invoicing. Start invoicing Schedule a call --- ## Recurring billing Source: https://hitpayapp.com/recurring-billing > Automate subscriptions, memberships and retainers with saved payment methods. ### Never miss a payment with Recurring Billing Manage subscription plans and memberships effortlessly. Automate billing cycles with HitPay and watch your revenue flow in. It’s automatic billing made simple. Get started for free Contact Sales Today 08:12AM Hi Alex, can you send me the payment for Premium Car Wash? BUNDLE Bundling strength, flexibility, and confidence Trial Fitness Pass One-day class access 9.99 SGD Per day One-month Fitness Pass Unlimited classes for one month 59.99 SGD Per month Annual Fitness Pass Unlimited classes for a year 399.99 SGD Per year 9:41 One-month Fitness Pass Unlimited classes for one month 59.99 SGD Per month Card detail 4444 1298 4098 7900 EXP 12/27 CVC \*\*\* Pay Today 08:12AM Hi Alex, can you send me the payment for Premium Car Wash? BUNDLE Bundling strength, flexibility, and confidence Trial Fitness Pass One-day class access 9.99 SGD Per day One-month Fitness Pass Unlimited classes for one month 59.99 SGD Per month Annual Fitness Pass Unlimited classes for a year 399.99 SGD Per year 9:41 One-month Fitness Pass Unlimited classes for one month 59.99 SGD Per month Card detail 4444 1298 4098 7900 EXP 12/27 CVC \*\*\* Pay #### Streamline your revenue with key billing features Explore features that simplify payments, boost predictability, and retain customers. Our tools streamline your revenue process for sustainable business growth. Automate recurring payments Easily set up and automate recurring payments on flexible schedules — daily, weekly, monthly, or annually. Say goodbye to manual invoicing and make it easier for customers to pay. Plan name \* One-month Fitness Pass Amount SGD 59.99 Cycle \* Monthly Description Unlimited classes for one month Plan status Public Start date Sign-up date Create Plan Plan name \* One-month Fitness Pass Amount SGD 59.99 Cycle \* Monthly Description Unlimited classes for one month Plan status Public Start date Sign-up date Create Plan Full-feature subscription management Track subscription details and renewal statuses, and set up plan options for customers. Everything you need to manage subscriptions effortlessly. Sprint Paused Ready to challenge themself $59.99 Per month Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Sprint Paused Ready to challenge themself $59.99 Per month Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Period Oct 12 - Nov 11 2024 Failed Sep 12 - Oct 11 2024 Success Period Aug 12 - Sep 11 2024 Let customers manage subscriptions their way Subscription management doesn't have to be a headache. With HitPay, your customers can access their subscription details, track charges, and update payment information anytime. Charged time 3/10 Due date Nov 11, 2024 Name Danish Benn 4444 1298 4098 7900 EXP 12/27 CVC \*\*\* Update Card Sprint Active Ready to challenge themself $59.99 Per month Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Sprint Active Ready to challenge themself $59.99 Per month Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Sprint Active Ready to challenge themself $59.99 Per month Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Shareable recurring payment links Share your recurring payment plans with customers, allowing them to subscribe with just a few clicks. Scaling your subscription business has never been so easy. Trial Fitness Pass One-day class access 9.99 SGD Per day One-month Fitness Pass Ready to challenge themself 59.99 SGD Per month Annual Fitness Pass Unlimited classes for a year 399.99 SGD Per year Trial Fitness Pass One-day class access 9.99 SGD Per day One-month Fitness Pass Ready to challenge themself 59.99 SGD Per month Annual Fitness Pass Unlimited classes for a year 399.99 SGD Per year Stride (Daily) Perfect for beginners 9.99 SGD Per day Sprint (Monthly) Ready to challenge themself 59.99 SGD Per month Soar (Yearly) Advance trainer techniques 399.99 SGD Per year Customisable email notifications & checkout Let your brand shine across all customer touchpoints. Our customisable templates let you bring out your branding in your email notifications and checkout pages. Subject: Recurring Payment Invoice from Locally Test Email Hello there, Here is new recurring payment invoice from Locally Plan Gold Plan Recurring plan 67hsa982-nsakjk8912-kkda92100 Start date Dec 1, 2023 Description Gold Plan for science book Customer name Thaisa Customer email [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Billing cycle Weekly Amount due SGD 10.00 View invoice Subject: Recurring Payment Invoice from Locally Test Email Hello there, Here is new recurring payment invoice from Locally Plan Gold Plan Recurring plan 67hsa982-nsakjk8912-kkda92100 Start date Dec 1, 2023 Description Gold Plan for science book Customer name Thaisa Customer email [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Billing cycle Weekly Amount due SGD 10.00 View invoice Company logo The optimal product image size is at least 800x800 px. PNG and JPG format is supported. Email subject Recurring Payment Invoice from {{business\_name}} Title Content Hello there, Here is new recurring payment invoice from {{business\_name}} Footer If you have any questions about this receipt, please contact [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) and we will be happy to help. Button text View invoice Button color #002771 Reset to Default Save Subject: Recurring Payment Invoice from Locally Test Email Hello there, Here is new recurring payment invoice from Locally Plan Gold Plan Recurring plan 67hsa982-nsakjk8912-kkda92100 Start date Dec 1, 2023 Description Gold Plan for science book Customer name Thaisa Customer email [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Billing cycle Weekly Amount due SGD 10.00 View invoice #### Power-packed billing, made simple Our billing tools combine simplicity with advanced features, providing a powerful solution for modern businesses. Managing subscriptions and recurring payments doesn't get easier than this. Daily Weekly Monthly Custom Flexible billing cycles Choose daily, weekly, monthly, or custom billing cycles tailored to your business needs. Daily Weekly Monthly Custom Flexible billing cycles This month $19,378 Completed 104 Comprehensive analytics Gain valuable insights with detailed dashboards that help track performance and growth. This month $19,378 Completed 104 Comprehensive analytics Time to pay Automated renewal reminders Send automatic reminders to customers before their subscriptions are set to renew, reducing missed payments. Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Sprint $59.99 Pending Success Real-time payment tracking Monitor payment statuses in real time with an intuitive, easy-to-use dashboard. Danish Benn [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Sprint $59.99 Pending Success Real-time payment tracking Monitor payment statuses in real time with an intuitive, easy-to-use dashboard. Alissa Chen [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Stride $9.99 Failed Retrying Automatic failed payment retries Automatically retry failed card payments, helping to reduce missed payments and disruptions to subscriptions. Alissa Chen [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Stride $9.99 Failed Retrying Automatic failed payment retries RM Rp Global payment support Accept both local and international credit card payments, offering flexibility to your customers. Build without barriers #### Explore our no-code solutions Expand your business effortlessly with our user-friendly payments tools. No coding required. Invoices Create professional invoices in seconds. No fees, no learning curve. Just simple, powerful billing to keep your business moving forward. Learn more INV-0128HYY invoice Paid SGD 300.00 Invoice date Nov, 23 2024 Due date Nov, 27 2024 Bill to Maria Chen Products PRICE DiSCOUNT TOtal Premium house cleaning USD 250 0% USD 150 Kitchen light clean USD 50 Subtotal USD 300 Discount USD 0 Summer discount (10%) \-USD 30 Tax Service tax (10%) USD 30 Total USD 300 Invoices Learn more INV-0128HYY invoice Paid SGD 300.00 Invoice date Nov, 23 2024 Due date Nov, 27 2024 Bill to Maria Chen Products PRICE DiSCOUNT TOtal Premium house cleaning USD 250 0% USD 150 Kitchen light clean USD 50 Subtotal USD 300 Discount USD 0 Summer discount (10%) \-USD 30 Tax Service tax (10%) USD 30 Total USD 300 Online Store Your free online store solution. Our eCommerce builder comes with everything you need to start selling and growing your online presence. Learn more Basic Tee USD 21.00 Quantity Add to cart Buy it now You might also like Bucket hat SGD 18.99 Basic hoodie SGD 24.99 Crewneck SGD 22.50 Baseball cap SGD 18.99 Online Store Learn more Basic Tee USD 21.00 Quantity Add to cart Buy it now You might also like Bucket hat SGD 18.99 Basic hoodie SGD 24.99 Crewneck SGD 22.50 Baseball cap SGD 18.99 Payment links Empower your business with HitPay's no-code payment links. Customise and share your payment link with customers anywhere online. Learn more Today 08:12AM Hi Alex, can you send me the payment for Premium Car Wash? Sure! Wait a minute... Premium Car Wash | Crystal Carwash securecheckout.hit-pay.com Thank you! Will pay it in no time. Payment links Learn more Today 08:12AM Hi Alex, can you send me the payment for Premium Car Wash? Sure! Wait a minute... Premium Car Wash | Crystal Carwash securecheckout.hit-pay.com Thank you! Will pay it in no time. #### Frequently Asked Questions How does HitPay Recurring Billing work? HitPay's recurring billing lets you set up automated recurring payment schedules for your customers. Payments are processed automatically on the dates you choose, reducing manual work and ensuring timely payments. What types of businesses can use recurring billing? Recurring billing is ideal for subscription businesses, membership payment models, SaaS companies, utility providers, and any business needing to collect recurring payments from customers. Is HitPay's recurring billing secure? Yes, security is a top priority for HitPay. Our recurring billing solution is **PCI DSS compliant** and **follows strict security standards** to ensure the safety of all transactions. Can I customize the billing frequency and amount for each customer? Yes, our recurring billing software allows you to customize billing schedules and amounts for each customer, giving you the flexibility to adapt to your customers' needs. What payment methods can I use with HitPay's recurring billing? Our recurring billing supports automatic payments using credit cards and digital wallets like Apple Pay and Google Pay. In Singapore, we also support recurring payments by GIRO. Can I pause or cancel recurring payments for a customer with HitPay Recurring Billing? Yes, you have full control over recurring payments. You can pause, cancel, or modify payment schedules for individual customers whenever needed. Are there any transaction fees associated with HitPay Recurring Billing? Yes, pay-per-transaction fees apply. Please visit our [pricing page](https://orchid-side-736883.framer.app/pricing) or [contact our sales team](https://orchid-side-736883.framer.app/contact-us) for detailed information. How do I get started with HitPay Recurring Billing? Getting started is easy — just [sign up](https://dashboard.hit-pay.com/register) for a free HitPay account. If you'd like to learn more first, [get in touch](https://orchid-side-736883.framer.app/contact-us) with our team. Still have questions? Contact our team. Get in touch Help center #### Ready to automate recurring payments? Manage subscriptions, send payment reminders, and collect recurring revenue with HitPay’s billing tools. Start recurring billing Schedule a call --- ## Cross-border payments Source: https://hitpayapp.com/cross-border-payments > Let customers pay in their local currency while you settle in yours, with no FX markup. ### Expand to the fastest-growing markets in APAC Accept cross-border payments with eWallet and real-time QR acceptance across 12 fast-growing markets: Australia, China, Hong Kong, Indonesia, India, Japan, Korea, Malaysia, Singapore, Thailand, the Philippines, and Vietnam. Cross-border Payment Docs Contact Sales #### One integration. #### 700+ local payment options Unlock APAC’s top alternative payment methods, including ShopeePay, GrabPay, GCash, TnG, WeChat Pay, BillEase, Atome and more. Singapore Philippines Thailand Vietnam Australia Malaysia China indonesia india HONG KONG SOUTH KOREA JAPAN Singapore About PayNow Philippines Thailand Vietnam Australia Malaysia China indonesia india HONG KONG SOUTH KOREA JAPAN Singapore About PayNow #### Accept cross-border payments online One-click install webstore builder plugins Compatible with popular platforms like Shopify, WooCommerce, and more Seamless checkout experience with customizable UI Quick and hassle-free setup process [See eCommerce Integrations ->](https://hitpayapp.com/integrations) Share payment links Easy sharing: Send payment links via email, SMS, or social media Convenient QR codes: Convert links into QR codes for quick payments [See Payment Links ->](https://hitpayapp.com/payment-links) Build custom experiences Integrate our payment API once to build experiences across global markets Create a custom checkout experience, process payments, and receive real-time payment status updates [See APIs ->](https://hitpayapp.com/paymentapis) Send invoices Automated reminders: Set up automated payment reminders to ensure timely payments Track payments: Easily monitor invoice statuses and payment history [See Invoicing ->](https://hitpayapp.com/invoicing) You are paying THB 11,627.67 MYR 1500.00 THB 1 = MYR 0.13 Please put it into gift wrap Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) THB SGD PHP VND MYR IDR INR HKD CNY KRW JPY Scan this QR code to complete payment Powered by HitPay You are paying THB 11,627.67 MYR 1500.00 THB 1 = MYR 0.13 Please put it into gift wrap Anita Lin [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) THB SGD PHP VND MYR IDR INR HKD CNY KRW JPY Scan this QR code to complete payment Powered by HitPay #### Accept in-store or at overseas events Whether you’re serving tourists or selling at overseas events, HitPay helps you accept cross-border payments in person effortlessly — with flexible options built for your checkout. HitPay Borderless QR Learn more Charge in your home currency. Let customers pay in theirs. Accept local payment methods from international customers in your physical store Get paid in your home currency, with automatic FX conversion handled by HitPay Why choose card terminals Lower fees vs international cards One QR for local + international customers Faster settlement (T+1) No additional hardware needed HitPay Card Terminals See terminals in your country Accept international card payments in-store Familiar tap, insert, or swipe experience All-in-one terminal for local and overseas cards Why choose card terminals Ideal for card-first checkout flows Familiar experience for card-preferring customers Simple setup for traditional in-store payments #### Join thousands of merchants using HitPay One API to access 700+ APAC-native payment apps Next-day payouts using local settlement rails Supports B2C & B2B use cases Up to 50% savings compared to international card fees Regulated in 6 jurisdictions

across Asia-Pacific #### Ready to accept payments across borders? Reach more customers with multi-currency payments, local payment methods, and cross-border collection tools from HitPay. Start cross-border payments Schedule a call --- ## Borderless QR payments Source: https://hitpayapp.com/hitpay-borderless-qr-payments > Accept home-wallet QR payments from tourists across Asia at higher margins than cards. ### Charge in your home currency. Let customers pay in theirs. HitPay Borderless QR lets you accept local payment methods from international customers in your physical store. You’ll always get paid in your home currency, with automatic currency conversion. [Get Borderless QR →](https://dashboard.hit-pay.com/register) #### Is your payment system turning customers away? International customers expect to pay with the local wallets and apps they already use and trust. But most payment systems only support local payments — or rely on expensive international credit cards. What that means for your business: You’re forced to reject certain payments from customers Checkout takes longer because staff calculates exchange rates on the spot Customers see unexpected fees and abandon the purchase You pay steep processing fees on international cards Meet HitPay Borderless QR HitPay Borderless QR makes it easy for your store to accept international payments — without changing how you do business. You charge in your home currency. Your customers pay using the local methods they trust. HitPay handles the currency conversion instantly, in the background. HitPay Borderless QR for retail, F&B, and service businesses that regularly serve tourists and cross-border shoppers. One QR code One simple checkout flow No more rejected payments Meet HitPay Borderless QR #### How it works 01 Merchant enters the price in their home currency 02 Merchant selects the customer’s country and preferred payment method 03 HitPay automatically converts the amount using real-time exchange rates 04 Customer pays in their local currency Merchant receives payout in their home currency Watch Demo Setup Guide 01 Merchant enters the price in their home currency 02 Merchant selects the customer’s country and preferred payment method 03 HitPay automatically converts the amount using real-time exchange rates 04 Watch Demo Setup Guide 01 Merchant enters the price in their home currency 02 Merchant selects the customer’s country and preferred payment method 03 HitPay automatically converts the amount using real-time exchange rates 04 Watch Demo Setup Guide 01 Merchant enters the price in their home currency 02 Merchant selects the customer’s country and preferred payment method 03 HitPay automatically converts the amount using real-time exchange rates 04 Watch Demo Setup Guide 01 Merchant enters the price in their home currency 02 Merchant selects the customer’s country and preferred payment method 03 HitPay automatically converts the amount using real-time exchange rates 04 Watch Demo Setup Guide #### Why use HitPay Borderless QR instead of a card terminal? Better for businesses Lower transaction costs. Save 0.5%+ per transaction compared to international card payments. One simple checkout flow A single, unified QR — no switching terminals, no extra steps for staff. Faster access to your money T+1 to T+3 settlement, compared to typically slower card payouts. Instant activation Enable once and start accepting multiple international wallets immediately. No hardware changes needed. Better for customers Lower FX costs Pay at mid-market exchange rates, avoiding card conversion and overseas fees. Familiar way to pay Customers pay using the wallets they already trust, just by scanning a QR. #### Hear it from The Paper Bunny HitPay Borderless QR enables us to offer a wide range of local and international payment methods, ensuring a smooth checkout experience for our customers. Tourists who shop with us in-store now have the flexibility to use their home-country e-wallets with real-time currency conversion to make payment with their home currency. Afifah The Paper Bunny Try HitPay Borderless QR #### Why Merchants Choose Borderless QR Never reject a payment Accept customers from different countries without turning them away. Always charge in your home currency No need to manage multiple currencies or pricing tables. Automatic currency conversion Real-time exchange rates handled by HitPay. Lower fees for everyone Customers avoid credit card forex fees. Merchants save on international card processing costs. One unified QR One setup for both local and cross-border payments. --- ## Donation links Source: https://hitpayapp.com/donation-link > Collect one-time and recurring donations for nonprofits and fundraisers. ### Collect online donations Raise funds for your charity, cause, or business with easy-to-use donation payment links. Sign up for free Payment link created https://securepayment.hit-pay Copy Food Donation Drive USD 10.00 Email [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Donate Powered by Payment link created https://securepayment.hit-pay Copy Food Donation Drive USD 10.00 Email [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) Donate Powered by All-in-one donations platform HitPay will host your donation link and process funds through our secure payment gateway — no website needed Collect your first donations in minutes Create and share links without a line of code Start now for free With no setup or subscription fees, you only pay a small fee per transaction [Start now ->](https://dashboard.hit-pay.com/register) #### Accept donations from all payment methods Accept donations from all payment methods With support for popular payment methods and 100+ currencies, HitPay makes it easy for people to donate to your cause. See full list of payment methods Frequently Asked Questions Who can use donation payment links? Anyone with a HitPay account can set up a donation payment link. It's a quick, simple, and secure solution for fundraisers, charities, and non-profit organisations. What payment methods can I use with HitPay's donation payment links? Donation payment links support credit cards, debit cards, digital wallets (like Apple Pay and Google Pay), as well as regional payment methods in your market. How long does it take to set up? After creating a HitPay account, setting up a donation payment link typically takes 5–10 minutes. No coding required! Are HitPay's donation payment links free? Yes, our donation payment links are free to set up, with no subscription fees. You only pay per transaction for completed donations. [Click here](https://hitpayapp.com/pricing) to see pricing in your market. Still have questions? Contact our team. Get in touch Help center --- ## Payment APIs Source: https://hitpayapp.com/paymentapis > One REST API to accept every payment method across multiple countries. ### Explore our online payment APIs Tap into HitPay’s extensive local and global payment coverage. Accept payments through over 50 payment methods and more than 150 currencies - all in one platform. See API Docs Contact Sales Node.js Ruby Python Go PHP Java .NET 10 11 12 13 14 15 16 17 const hitpay = require("hitpay")("hp\_test\_BQokikJOvBiI2HlWgH4olfQ2"); // Create a payment intent to start a purchase flow let paymentIntent = await hitpay.paymentIntents.create({ amount: 2000, currency: "usd", description: "My first payment", }); // Complete the payment using a test card. await hitpay.paymentIntents.confirm(paymentIntent.id, { payment\_method: "pm\_card\_mastercard", Node.js Ruby Python Go PHP Java .NET 10 11 12 13 14 15 16 17 const hitpay = require("hitpay")("hp\_test\_BQokikJOvBiI2HlWgH4olfQ2"); // Create a payment intent to start a purchase flow let paymentIntent = await hitpay.paymentIntents.create({ amount: 2000, currency: "usd", description: "My first payment", }); // Complete the payment using a test card. await hitpay.paymentIntents.confirm(paymentIntent.id, { payment\_method: "pm\_card\_mastercard", Node.js Ruby Python Go PHP Java .NET 10 11 12 13 14 15 16 17 const hitpay = require("hitpay")("hp\_test\_BQokikJOvBiI2HlWgH4olfQ2"); // Create a payment intent to start a purchase flow let paymentIntent = await hitpay.paymentIntents.create({ amount: 2000, currency: "usd", description: "My first payment", }); // Complete the payment using a test card. await hitpay.paymentIntents.confirm(paymentIntent.id, { payment\_method: "pm\_card\_mastercard", #### All payment methods. #### Just one API. Accept credit cards, local e-wallets, bank transfers, online payments, and over-the-counter payments with a simple API integration. See full list of payment methods #### Launch fast in every market You only need to integrate our payment API once to build experiences across global markets. HitPay APIs make it easy to scale fast in multiple markets at the same time. HitPay supports these countries: Australia Austria Belgium Canada Czech Republic Denmark Finland France Germany Hong Kong Indonesia Ireland Italy Luxembourg Malaysia Netherlands Nether-lands New Zealand Norway Philippines Philip-pines Portugal Singapore Singa-pore Spain Sweden Switzerland Switz-erland Thailand United Kingdom United States Show all ↓ Australia Austria Belgium Canada Czech Republic Denmark Finland France Germany Hong Kong Indonesia Ireland Italy Luxembourg Malaysia Netherlands New Zealand Norway Philippines Portugal Singapore Spain Sweden Switzerland Thailand United Kingdom United States Launch fast in every market HitPay supports these countries: Australia Austria Belgium Canada Czech Republic Denmark Finland France Germany Hong Kong Indonesia Ireland Italy Luxembourg Malaysia Netherlands New Zealand Norway Philippines Portugal Singapore Spain Sweden Switzerland Thailand United Kingdom United States Show all ↓ Australia Austria Belgium Canada Czech Republic Denmark Finland France Germany Hong Kong Indonesia Ireland Italy Luxembourg Malaysia Netherlands New Zealand Norway Philippines Portugal Singapore Spain Sweden Switzerland Thailand United Kingdom United States #### Power your growth #### with HitPay APIs Secure and compliant Trust is paramount in payment processing. HitPay Payment APIs are designed with security in mind. We adhere to industry-leading security standards and maintain PCI DSS compliance, ensuring that your customers' payment data remains safe. Customizable checkout experience Tailor the payment experience to match your brand and customer preferences. With HitPay Payment APIs, you can create a checkout and payment process that aligns with your website or app's design, enhancing your customer experience. Multiple payment methods Accept payments from a wide range of sources, including credit cards, digital wallets like Apple Pay and Google Pay, and other online payment methods. Provide flexibility to your customers and increase conversion rates. Recurring payments and subscriptions Manage subscriptions and repeated payments with ease. Our APIs give you the power to automate payments collection so you can focus on driving your business’ growth. Robust reporting and analytics Gain insights into your payment transactions with robust reporting and analytics tools. Track sales, monitor transaction statuses, see payment processing functionality and make data-driven decisions to optimize your payment processes. Global reach Whether you offer subscription-based services or need to bill customers on a regular basis, HitPay Payment APIs can do it all. Manage subscriptions and automate your billing process with our powerful payment capabilities. Developer-friendly Our RESTful APIs are developer-friendly, making integration straightforward for experienced developers. Our comprehensive documentation, sample code, and developer support ensure a smooth integration process. #### Frequently Asked Questions How do HitPay Payment APIs work? HitPay API payment services allow you to programmatically initiate and manage payment transactions and create an application programming interface. You can use these APIs to create a customized checkout experience, process payments, and receive real-time payment status updates. What types of payments can I process with HitPay Payment APIs? With HitPay Payment APIs, you can process a full range of online payments, including credit card payments, bank payments, digital wallet payments (e.g. Apple Pay, Google Pay), and other online payment methods, depending on your integration and business location. Are HitPay Payment APIs secure? Yes, security is a top priority for HitPay. Our Payment APIs adhere to strict security standards and use encryption to protect sensitive payment data. We also maintain compliance with industry regulations, such as PCI DSS. Do I need coding knowledge to use HitPay Payment APIs? Yes, to integrate HitPay payment gateway APIs into your website or application, you will typically need coding knowledge or the assistance of a developer. Our [API documentation](https://docs.hitpayapp.com/apis) and [support resources](https://docs.hitpayapp.com/introduction) are available to help you through the process. Are there any transaction fees associated with using HitPay Payment APIs? HitPay Payment APIs are RESTful APIs, making them compatible with a wide range of programming languages. You can integrate payment processing infrastructure into your project using languages like Python, Java, PHP, JavaScript, and more. Can I use HitPay Payment APIs for mobile app development? Yes, you can integrate our payment gateway API into both web and mobile applications to get online payments. Our payment processor API allows you to provide a seamless payment experience to your users across various mobile apps and platforms. Still have questions? Contact our team. Get in touch Help center #### Ready to build with HitPay APIs? Use one integration to accept local and global payment methods across platforms, currencies, and checkout flows. Start building Schedule a call --- ## All integrations Source: https://hitpayapp.com/integrations > Connect e-commerce platforms, accounting software and business tools. ### Seamless Integration with your favourite apps HitPay supports more apps and software than any other platform, so you can connect the tools you use today without any hassle. Get started for free Contact Sales Home Products About us Contact us Order confirmation Payment method Cards QR codes and e-wallets Shipping address Same as shipping address Use a different billing address Delivery method Shipping Pick up Shipping method Standard Estimated arrive in 7 days SGD 10.00 Fast Delivery Estimated arrive in 3 days SGD 20.00 Leather bag Medium @ SGD 120.00 SGD 120.00 \-SGD 12.00 Black boots US 9 @ SGD 150.00 SGD 150.00 \-SGD 15.00 Cart SGD 243.00 Tax (10%) SGD 24.30 Shipping SGD 10.00 Total SGD 277.30 Pay SGD 277.30 Payment method Cards QR codes and e-wallets Home Products About us Contact us Order confirmation Payment method Cards QR codes and e-wallets Shipping address Same as shipping address Use a different billing address Delivery method Shipping Pick up Shipping method Standard Estimated arrive in 7 days SGD 10.00 Fast Delivery Estimated arrive in 3 days SGD 20.00 Leather bag Medium @ SGD 120.00 SGD 120.00 \-SGD 12.00 Black boots US 9 @ SGD 150.00 SGD 150.00 \-SGD 15.00 Cart SGD 243.00 Tax (10%) SGD 24.30 Shipping SGD 10.00 Total SGD 277.30 Pay SGD 277.30 Payment method Cards QR codes and e-wallets Ecommerce plugins Workflow automations Shopify WooCommerce Wix Xero WordPress PrestaShop Mangento Magento OpenCart Ecwid Google Forms WHMCS Odoo EasyStore Shopcada GiveWP SiteGiant Cal.com TakeApp SimplyBook.me Shoplazza Eber Streamline Your Accounting with Xero & QuickBooks Say goodbye to manual data entry! With HitPay’s integration with Xero and QuickBooks, all your transactions are automatically synced, making your accounting process smooth and effortless. It’s like having a smart assistant handling your books, so you can focus on growing your business. Automate Your Workflow with Zapier Take your productivity to the next level by connecting HitPay to Zapier. With this integration, you can automate repetitive tasks and connect to thousands of apps. Whether it’s sending notifications, updating your CRM, or managing your inventory, Zapier makes it easy to keep everything running smoothly without lifting a finger. Shopify WooCommerce Wix Xero PrestaShop Magento OpenCart Ecwid Google Forms WHMCS Odoo EasyStore Shopcada Cal.com SiteGiant GiveWP TakeApp Eber Shoplazza SimplyBook.me WordPress #### Effortless connection with tools that work for your business RM Rp Expansive payments support HitPay supports the most popular payment methods in your market, ensuring that your customers have the flexibility to choose how they pay [See full list of payment methods ->](https://docs.hitpayapp.com/payments/payments#supported-payment-methods) Customized checkout Adjust your checkout screen to fit your business needs. Select payment methods, set unique check-out rules, match your brand colors and more, with zero coding required. [See documentation ->](https://docs.hitpayapp.com/payments/checkout-customisation) Streamlined operations Automate tasks, minimize manual data entry, and manage all sales channels effortlessly — freeing up time to focus on your business. Paid $28,109 Pending $1,269 ###### Realtime reporting View sales data and insights in real-time. With HitPay, your payment records and customer data are always accurate and accessible. Expansive payments support Customized checkout See documentation -> Streamlined operations Paid $28,109 Pending $1,269 Realtime Reporting #### Frequently Asked Questions How do I integrate HitPay with other applications? Integrating HitPay is easy. We provide [step-by-step guides](https://docs.hitpayapp.com/introduction) to help you with the integration. Are HitPay's integrations secure? Yes, security is a top priority for us. We ensure that our integrations comply with security standards and protocols to protect your data and transactions. Can I use HitPay integrations for any type of business? Yes, HitPay integrations are versatile and work well for many business types—whether you’re running an e-commerce store, a brick-and-mortar shop, a service-based business, or a non-profit. We offer solutions to fit various payment processing needs. Do I need coding knowledge to set up integrations with HitPay? No coding knowledge is needed for most of our integrations. For advanced setups like using our payment APIs, coding skills may be required. My preferred e-commerce platform is not listed. Can I still integrate HitPay? If your preferred e-commerce platform is not listed among our supported payment plugins, please [send us an integration request](https://hitpay.canny.io/). We’re continuously working to expand our compatibility to better serve your needs Do you offer API documentation for direct integration? Yes, we provide comprehensive [API documentation](https://docs.hitpayapp.com/apis) for those seeking direct API integration. This guide will assist you in seamlessly integrating HitPay’s features into your application Still have questions? Contact our team. Get in touch Help center #### Ready to connect payments to your stack? Integrate HitPay with Shopify, WooCommerce, Wix, Xero, and more so your payment flow works where your business already runs. Explore integrations Schedule a call # Payment methods --- ## PayNow Source: https://hitpayapp.com/paynow > Instant Singapore bank transfer via static and dynamic QR. ### Accept PayNow from customers in Singapore Expand your global business with PayNow, the preferred payment method for customers in Singapore. Learn about the business benefits of accepting PayNow and how to register for PayNow with HitPay. Expand your global business with PayNow, the preferred payment method for customers in Singapore. Learn about the business benefits of accepting PayNow and how to register for PayNow with HitPay. Learn more Contact Sales #### What is PayNow in Singapore PayNow is a real-time fund transfer service that allows users in Singapore to make instant payments. By linking bank accounts to a mobile number or UEN (Unique Entity Number), PayNow eliminates the need for cash or manual transfers, making it a trusted and convenient payment method. For global businesses, accepting PayNow payments through HitPay means offering a seamless and familiar checkout experience to Singapore customers. With transactions in SGD and automatic settlement to your bank account, HitPay bridges the gap between your business and Singapore’s thriving cashless base. [About PayNow ->](https://abs.org.sg/consumer-banking/pay-now) 5M Customers in Singapore Customers in Singapore 7.6B Monthly PayNow transactions 6M #### Why register PayNow 

for your business? Why register PayNow for your business? Adding PayNow as a payment option offers numerous benefits for businesses in Singapore: Reach millions of Singapore consumers With more than 5 million registered users, PayNow gives your business access to a rapidly growing consumer base in Singapore. Build trust with preferred way to pay PayNow is a widely trusted payment method in Singapore, offering a real-time, cashless payment experience that boosts customer satisfaction and streamlines the checkout process. Enjoy seamless, real-time transactions Enjoy real-time payments and next-day settlements to improve cash flow and simplify your cross-border operations. #### Why choose HitPay for PayNow payments? HitPay is a full-stack payments infrastructure platform based in Singapore and designed for growing businesses. HitPay is a full-stack payments infrastructure platform based in Singapore and designed for growing businesses. Here’s why HitPay is the ideal partner for integrating PayNow with your global business: Here’s why HitPay is the ideal partner for integrating PayNow with your global business: Trusted and Secure HitPay is regulated in six jurisdictions, and has a Major Payment Institution license with the [Monetary Authority of Singapore](https://eservices.mas.gov.sg/fid/). [See HitPay’s license and registrations ->](https://hitpayapp.com/license-registrations) Transparent Pricing PayNow transactions help you save on payment processing costs compared to traditional international card schemes. HitPay charges no setup or subscription fees — only pay per transaction. [See PayNow pricing ->](https://hitpayapp.com/pricing) Cross-Border Pay-ins Receive and hold PayNow payments in SGD on the HitPay platform. #### How to register PayNow for your business Register PayNow for your global business in three easy steps: 01 Sign up for a HitPay Contact our sales team to create your free account with HitPay’s secure global payment gateway. [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Connect your bank account with HitPay. 03 Integrate PayNow Activate PayNow on your HitPay dashboard to start accepting payments. Share your [PayNow QR code](https://hitpayapp.com/payment-links) with Singapore customers or integrate it into your HitPay’s Pay Now integration. [Explore integrations ->](https://hitpayapp.com/payment-links) 01 Sign up for a HitPay [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Connect your bank account with HitPay. 03 Integrate PayNow Activate PayNow on your HitPay dashboard to start accepting payments. Share your [PayNow QR code](https://hitpayapp.com/payment-links) with Singapore customers or integrate it into your HitPay’s Pay Now integration. [Explore integrations ->](https://hitpayapp.com/payment-links) #### Frequently Asked Questions What is PayNow, and how does it work for businesses? PayNow is a fund transfer service that allows instant payments using QR codes or by linking a mobile number/UEN to a bank account. Businesses can use it to receive payments quickly and securely in SGD. How do I register PayNow for my business with HitPay? Simply sign up for HitPay, link your bank account, and enable PayNow on your dashboard. With HitPay, you can also generate PayNow QR codes for easy payment processing. Can global businesses accept payments via PayNow? Yes! With HitPay, global businesses can accept PayNow payments from Singapore customers. Payments are processed in SGD and settled into your linked bank account. What’s the difference between PayLah! and PayNow? PayNow supports DBS PayLah! transactions. If your customer has a DBS PayLah! account, they can scan your PayNow QR code and make payment using their DBS PayLah! app. PayNow supports the following banking apps: \- Bank of China \- Citibank \- DBS/POSB (includes PayLah!) \- HSBC \- ICBC \- Maybank \- OCBC \- Standard Chartered \- UOB Is PayNow secure for global businesses? Absolutely. PayNow transactions are protected by advanced encryption and bank-level security protocols, ensuring safe payments for businesses and customers alike. How much are PayNow transaction fees on HitPay? [Click here](https://hitpayapp.com/pricing) to see PayNow transaction fees on HitPay. How do I receive funds collected via PayNow? PayNow funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay). Still have questions? Contact our team. Get in touch Help center --- ## GrabPay Source: https://hitpayapp.com/grabpay > Accept the GrabPay e-wallet across Southeast Asia. ### Accept GrabPay ### in Southeast Asia Accept GrabPay in Southeast Asia Unlock new opportunities for your business by accepting GrabPay, the leading digital wallet used by millions of consumers across Southeast Asia. Learn more Contact Sales Access millions of consumers GrabPay is a leading digital wallet in Southeast Asia, popular in Singapore, Malaysia, the Philippines, Thailand, and Vietnam. Accepting GrabPay helps your business attract local and tourist customers. Seamless, cashless payments Eliminate the hassle of handling cash and reduce payment errors. GrabPay ensures fast, secure transactions for both your business and your customers. Enhance customer loyalty GrabPay users earn GrabRewards points with every purchase, helping your business attract loyal customers and boost sales. #### What is GrabPay? [GrabPay](https://www.grab.com/sg/consumer/finance/pay/) is a secure and convenient digital wallet powered by Grab, Southeast Asia’s leading super app. Used for ride-hailing, food delivery, shopping, and in-store purchases, GrabPay has become an essential payment app for millions of consumers. For businesses, accepting GrabPay means tapping into a large and engaged customer base across Southeast Asia. Whether you’re a retail store, restaurant, or online business, GrabPay helps you offer a fast and seamless payment experience to your customers. #### How does GrabPay work? GrabPay offers a simple and efficient way for businesses to accept cashless payments. By offering GrabPay, you provide customers with a secure and convenient payment method they already know and trust. Customers top up their GrabPay wallet Users add funds to their GrabPay wallet via credit cards, debit cards, or online banking. Pay with GrabPay Customers can scan your GrabPay QR code, click a payment link, or pay through integrated online checkouts. Payment is simple, made directly through the GrabPay app. Earn GrabRewards Every transaction earns customers GrabRewards points, encouraging repeat purchases and engagement. #### How to register GrabPay #### for your business Getting started with GrabPay is quick and easy: 01 Sign up for HitPay Contact our team to get started with your free HitPay account. [Contact Sales ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Connect your business bank account to enable quick and secure payouts. 03 Activate GrabPay as a payment method Enable GrabPay as a payment method through the HitPay dashboard — no coding required. Once set up, you can start accepting GrabPay payments both in-store and online, giving your business a competitive edge in Southeast Asia. #### Why accept GrabPay payments with HitPay? Why accept GrabPay payments with HitPay? HitPay provides businesses worldwide with a simple, secure, and powerful payment gateway to start accepting GrabPay and other popular payment methods: HitPay provides businesses worldwide with a simple, secure, and powerful payment gateway to start accepting GrabPay and other popular payment methods: Fast and easy setup Enable GrabPay in minutes through the HitPay dashboard. No technical expertise or coding is required. Secure transactions Founded in 2016 in Singapore, HitPay is regulated in 6 APAC regions and backed by top investors like Tiger Global and Y Combinator. [See Trustpilot reviews ->](https://www.trustpilot.com/review/www.hitpayapp.com) Flat Shoes Today at 9AM Secure Transactions HitPay ensures all payments are encrypted and secure, giving you and your customers peace of mind. Total $25.9M Business Insights Get detailed analytics on your PayLah! transactions to understand customer behavior and grow your business. Multiple payment options Accept GrabPay alongside other global and regional methods like cards, online banking, and digital wallets. Transparent pricing Pay-as-you-go pricing with no hidden fees—pay only per transaction. [See GrabPay pricing ->](https://hitpayapp.com/pricing) #### Frequently Asked Questions What is GrabPay and how does it work for businesses? GrabPay is a digital wallet developed by Grab, Southeast Asia’s leading super app. It allows users to make cashless payments, transfer funds, and earn GrabRewards points. How does GrabPay help my business reach customers in Southeast Asia? GrabPay is widely used in Southeast Asia, making it an ideal payment solution to attract customers in countries like Singapore, Malaysia, the Philippines, Thailand, and Vietnam. How do customers use GrabPay to pay? Customers top up their GrabPay wallet and can make payments by scanning QR codes, using payment links, or completing online checkouts. How do I register GrabPay for my business? To set up GrabPay for your business, [contact the HitPay team](https://hitpayapp.com/contact-us) to create your free HitPay account. Learn more about the [HitPay payment gateway here](https://hitpayapp.com/payment-gateway). Still have questions? Contact our team. Get in touch Help center --- ## PayLah Source: https://hitpayapp.com/paylah > Accept DBS PayLah! payments in Singapore. ### DBS PayLah! Find out what is PayLah! and how it differs from PayNow, why it's a must-have payment method for businesses in Singapore, and the simple steps to set it up for your business. Learn more Contact Sales Expand your global customer base With over 1 million active users in Singapore, accepting PayLah! allows international businesses to tap into the thriving market of Singaporean customers. Offer seamless payment experiences PayLah! ensures fast, secure, and cashless transactions, providing a reliable payment method that enhances customer satisfaction and encourages loyalty. Drive conversions and sales growth As a trusted payment solution in Singapore, offering PayLah! increases the likelihood of customers completing their purchases, helping businesses boost conversions and grow revenue. #### What is PayLah! PayLah! is a mobile payment solution developed by DBS Bank, one of Asia’s leading financial institutions. Designed for simplicity and convenience, PayLah! allows users to make payments, transfer money, and shop online using just their mobile device. PayLah! is immensely popular in Singapore, where it has become a go-to option for both personal and business transactions. With over a million active users, it’s a trusted digital wallet for seamless and secure payments. Whether you run a local shop or a global e-commerce business, enabling DBS PayLah! payments with HitPay can help you reach its rapidly expanding user base in Singapore. 1M+ Active users 25M+ PayLah! logins per month 50% Singaporean adults onboard #### How does DBS PayLah! work for businesses? DBS PayLah! operates as a mobile wallet that allows users to store funds, make purchases, or transfer money with just a few taps. Here’s how to use DBS PayLah! for your business: Integration with HitPay HitPay simplifies the process of accepting DBS PayLah! by integrating it into your existing payment ecosystem. Whether in-store or online, your customers can pay quickly and securely. Easy Customer Payments Customers scan a QR code or select PayLah! at checkout, enabling real-time payments. Global Reach While PayLah! is most popular in Singapore, its adoption is expanding. Businesses worldwide can attract and serve Singaporean customers by accepting PayLah! payments with HitPay. #### How can my business accept PayLah! customer payments? With HitPay, you can accept DBS PayLah! by enabling PayNow. PayNow is a widely used payment method in Singapore supported by the following banking apps: Bank of China Citibank DBS/POSB includes PayLah! HSBC ICBC Maybank OCBC Standard Chartered UOB Bank of China Citibank DBS/POSB HSBC ICBC Maybank OCBC Standard Chartered UOB This integration allows your business to offer seamless payment options for Singaporean customers, catering to users of both PayLah! and the major banking apps supported by PayNow. With HitPay, you can accept DBS PayLah! by enabling PayNow. Bank of China Citibank DBS/POSB includes PayLah! HSBC ICBC Maybank OCBC Standard Chartered UOB Bank of China Citibank DBS/POSB HSBC ICBC Maybank OCBC Standard Chartered UOB #### HitPay makes accepting DBS PayLah! easy HitPay is a Singapore-based payment gateway that simplifies the process of accepting DBS PayLah! payments for businesses worldwide. Multi-currency support Accept payments from customers in Singapore while receiving payouts in your preferred currency, reducing the hassle of currency conversions. Seamless Integration Whether you’re running an e-commerce store or a physical business, HitPay integrates easily with your existing setup, enabling PayLah! payments alongside other methods like credit cards, and e-wallets. Flat Shoes Today at 9AM Secure Transactions HitPay ensures all payments are encrypted and secure, giving you and your customers peace of mind. Total $25.9M Business Insights Get detailed analytics on your PayLah! transactions to understand customer behavior and grow your business. QR code payments Generate and display PayNow QR codes for in-store or online payments, which supports payments by DBS PayLah!. Advanced reporting tools Track all transactions in real time, with detailed insights into your payment data to help manage your business effectively. #### Frequently Asked Questions Can my business accept PayLah! without a DBS account? Yes. One common misconception is that PayLah! is only for DBS account holders. HitPay simplifies the process by allowing businesses to accept PayLah! payments without requiring a DBS account. Here's how: 1. Register your business with HitPay and activate PayNow as a payment method. 2. Connect your preferred bank account to receive funds seamlessly. 3. Start accepting PayLah! payments by allowing customers to scan and pay through your PayNow QR code generated on HitPay. Can I accept PayLah! with PayNow? PayLah! supports PayNow. If your customer has a PayLah! account, they can scan your PayNow QR code using their DBS PayLah! app. How much are PayLah! transaction fees on HitPay? [Click here](https://hitpayapp.com/pricing) to see PayLah! transaction fees on HitPay. How do I receive the funds collected? The following applies to businesses who are registered outside of Singapore, accepting PayLah! from customers in Singapore. If you are a business registered in Singapore, please see this page instead. When accepting PayLah!, the amount received in SGD is directly credited to your HitPay wallet in the same currency. If your business does not have an existing wallet balance in SGD, it will be automatically created upon the first incoming payment. You can opt to keep the collected amount in the wallet and use it to send payments in SGD, or you can convert it to your main wallet (in your local currency). See more information on HitPay’s cross-border payments here. The converted amount will be included in your daily payouts. Funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay). Still have questions? Contact our team. Get in touch Help center --- ## WeChat Pay Source: https://hitpayapp.com/wechatpay > Accept WeChat Pay from Chinese customers and tourists. ### Unlock global payments with WeChat Pay Tap into a growing network of over 800 million WeChat Pay users. Learn how to set up WeChat Pay and accept seamless payments from customers in China and worldwide. Available now for HitPay users in Singapore. Learn more Contact Sales Reach WeChat Pay users Connect with millions of WeChat Pay users and expand your customer base locally and globally. Accept WeChat Pay anywhere Integrate WeChat Pay into your online store, POS system, or other sales channels with HitPay’s simple tools. Transparent pricing Enjoy per-transaction pricing with no hidden fees or lock-in contracts. #### What is WeChat Pay? WeChat Pay is a digital wallet integrated into the WeChat app, used for secure and convenient payments worldwide. With its user-friendly design, customers can pay for goods, transfer money, and make payments in stores, online, and in-app. 800M+ Active users globally 1M+ 50% Singaporean adults onboard #### How to use WeChat Pay for your business Businesses can use WeChat Pay to accept payments both online and offline. Here's how it works: Customers use their WeChat app to scan a QR code or make payments directly within your e-commerce platform. Funds are securely transferred to your account in real time. With HitPay, you can hold payments in CNY or convert them into your preferred currency. #### How to set up WeChat Pay for your business With HitPay, setting up WeChat Pay is quick, easy, and scalable for businesses of all sizes. Follow these simple steps to integrate WeChat Pay with your business: 01 Sign up with HitPay Register for a free account with HitPay to access the WeChat Pay Malaysia payment method. [Contact Sales ->](https://hitpayapp.com/contact-us) 02 Activate WeChat Pay Navigate to the payment methods section and enable WeChat Pay. 03 Integrate with your sales channels Use HitPay’s integration options to link WeChat Pay to your e-commerce store, POS system, or other payment platforms. Receive and hold WeChat Pay payments in SGD on the HitPay platform. #### Why accept WeChat Pay with HitPay? HitPay is a full-stack payments platform designed for growing businesses in APAC and beyond. Founded in 2016 and headquartered in Singapore, HitPay unifies e-commerce, point-of-sale, and B2B payments into one seamless platform. Here’s why HitPay’s WeChat Pay payment gateway is the preferred choice for businesses worldwide: Trusted and secure HitPay is regulated in 6 APAC jurisdictions and backed by leading global investors, including Tiger Global, Y Combinator, Global Founders Capital, and HOF Capital. [See HitPay reviews ->](https://hitpayapp.com/reviews) Transparent pricing WeChat Pay transaction fees through HitPay are competitive and transparent. HitPay has no setup, subscription, or hidden fees — only pay per transaction. [See WeChat pricing ->](https://hitpayapp.com/pricing) Omni-channel integration WeChat Pay is supported throughout HitPay’s payment tools, including POS readers, [e-commerce plugins](https://hitpayapp.com/integrations) for Shopify, WooCommerce, and more, as well as developer APIs. “Within 10 minutes, we were up-and running and enjoying much lower fees compared to other payment providers. HitPay provides fast, personable, and efficient service. Highly recommended.” Ice Cream Products Read more -> Within 10 minutes, we were up-and running and enjoying much lower fees compared to other payment providers. HitPay provides fast, personable, and efficient service. Highly recommended. #### Frequently Asked Questions What is WeChat Pay? WeChat Pay is a digital wallet within the WeChat app, enabling users to make secure payments for goods, services, and more worldwide. How do I set up WeChat Pay? Sign up for a free HitPay account, activate WeChat Pay in your dashboard, and integrate it with your payment channels. Can foreigners use WeChat Pay? Yes, foreigners can use WeChat Pay through the HitPay payment gateway. This allows international users to link their bank accounts and make payments within the WeChat ecosystem, both online and in-store. How do I receive funds collected via WeChat Pay? WeChat Pay funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay). Still have questions? Contact our team. Get in touch Help center --- ## ShopeePay Source: https://hitpayapp.com/shopeepay > Accept the ShopeePay e-wallet at checkout. ### Accept ### ShopeePay and expand globally Accept ShopeePay and expand globally Expand your business reach by accepting ShopeePay, a trusted digital wallet used by millions across Southeast Asia and beyond. Learn more Contact Sales Attract more customers ShopeePay is a trusted payment method in Southeast Asia, connecting you with tech-savvy consumers who prefer fast, secure digital transactions. Build customer loyalty ShopeePay users enjoy exclusive rewards on the Shopee platform, fostering repeat purchases and customer loyalty. Accepting ShopeePay lets your business benefit from this built-in rewards program. Transparent pricing Whether online or in-store, offering ShopeePay reduces reliance on cash handling, streamlines operations, and enhances the payment experience for your customers. #### What is ShopeePay? ShopeePay is a digital wallet developed by Shopee, a leading e-commerce platform in Southeast Asia. ShopeePay allows users to store funds, make cashless payments, and pay for online and offline purchases. For businesses, ShopeePay is a reliable and secure payment solution that gives your business access to over 30 million consumers across Southeast Asia. [About ShopeePay ->](https://shopeepay.com/) 30M+ ShopeePay users 1M+ Active users globally 50% Singaporean adults onboard #### How to use ShopeePay #### for your business ShopeePay is a highly versatile payment method that suits businesses 

of all sizes and types, from physical stores to global e-commerce platforms: In-store transactions Generate a ShopeePay QR code using the HitPay mobile app. Customers can scan the code with their Shopee app to complete payment. E-commerce payments Integrate ShopeePay into your e-commerce store with HitPay’s payment gateway, providing customers with a seamless checkout experience. Online payments Share ShopeePay payment links via email or messaging apps, enabling customers to pay anywhere, on the go. #### Why choose HitPay for ShopeePay? HitPay provides a secure and efficient way for businesses to accept ShopeePay and more. Here’s why it’s the preferred ShopeePay payment gateway worldwide: Trusted and secure HitPay is regulated in six jurisdictions, and is trusted by over 20,000+ fast-growing businesses worldwide. [See HitPay reviews ->](https://hitpayapp.com/reviews) Transparent pricing Only pay a processing fee for each ShopeePay transaction. HitPay has no setup, subscription, account maintenance, or hidden fees. [See ShopeePay pricing ->](https://hitpayapp.com/pricing) Omni-channel integration ShopeePay is supported on HitPay’s POS, Shopify, WooCommerce plugins, and more—no coding needed. #### How to set up ShopeePay Getting started as a ShopeePay merchant is easy with HitPay: 01 Sign up for a HitPay account Create a free account on HitPay, or contact our sales team to learn more. [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Connect your business bank account for quick and secure payouts. 03 Activate ShopeePay as a payment method Enable ShopeePay in your HitPay dashboard and start accepting payments immediately. #### Frequently Asked Questions What is ShopeePay, and how does it work for businesses? ShopeePay is a digital wallet that allows businesses to accept cashless payments directly from customers via the Shopee app. Customers can pay by scanning a QR code or making online transactions. Is ShopeePay safe? Yes, ShopeePay is a secure payment method. All transactions are encrypted and meet global e-payment regulations to protect both customers and businesses. How to activate ShopeePay for my business? To activate ShopeePay, sign up for a free HitPay account, link your business bank account, and enable ShopeePay through the HitPay dashboard. No coding is needed. What is a ShopeePay merchant? A ShopeePay merchant is a business or seller that accepts ShopeePay as a payment method. With HitPay, becoming a ShopeePay merchant is easy and provides access to millions of active ShopeePay users in Southeast Asia and worldwide. How do I receive funds collected via ShopeePay? ShopeePay funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay). Still have questions? Contact our team. Get in touch Help center --- ## Alipay+ Source: https://hitpayapp.com/alipay-plus > Accept Alipay+ and partner wallets from across Asia. ### Accept Alipay+ Online Payments in Malaysia Accept 10+ popular international e-wallets — Alipay, GCash, Dana, and more — with one Alipay+ Online integration. Expand your cross-border business today with HitPay. Sign Up Contact Sales #### One Alipay+ Integration, Global Reach Accept payments from over 10 international wallets, including Alipay, GCash, Dana, and more Reduce cart abandonment with familiar payment methods for regional buyers Increase cross-border conversions and sales instantly Reliable settlement in MYR within the week #### Accept 10+ Leading E-Wallets Across Asia Let your customers pay with the wallets they already use and love. Alipay+ connects you to over a billion e-wallet users across Asia with one easy integration. [Learn more about Alipay+ ->](https://www.alipayplus.com/) #### How it works 01 Register or log in to your [HitPay Dashboard](https://docs.hitpayapp.com/payments/payments#activate-payment-methods) 02 Go to Payment Methods 03 Enable and submit interest for Alipay+ 04 Once approved, start accepting global wallets instantly 05 Using plugins? Just activate Alipay+ in your integrations 01 02 Go to Payment Methods 03 Enable and submit interest for Alipay+ 04 Once approved, start accepting global wallets instantly 05 Using plugins? Just activate Alipay+ in your integrations 01 02 Go to Payment Methods 03 Enable and submit interest for Alipay+ 04 Once approved, start accepting global wallets instantly 05 Using plugins? Just activate Alipay+ in your integrations 01 02 Go to Payment Methods 03 Enable and submit interest for Alipay+ 04 Once approved, start accepting global wallets instantly 05 Using plugins? Just activate Alipay+ in your integrations #### Why Choose HitPay to Accept Alipay+? Secure and Compliant HitPay is PCI-DSS certified and trusted by businesses across Southeast Asia Transparent Pricing Just one flat fee per transaction — no hidden charges [View Alipay+ pricing ->](https://hitpayapp.com/pricing) Sell Anywhere Whether you sell via website, social media, or messaging apps, Alipay+ on HitPay fits seamlessly into your sales process. [See all integrations ->](https://hitpayapp.com/integrations) #### Frequently Asked Questions Which wallets can I accept with Alipay+? Alipay CN, Alipay HK, GCash, Dana, Rabbit Line Pay, BPI, Billease, HiPay, Kredivo, Tinaba, and more. How are payments settled? All Alipay+ transactions are settled in Malaysian Ringgit (MYR). Typical settlement time is T+2. Are refunds supported? Yes, both full and partial refunds are supported through your HitPay dashboard. Do I need coding experience to enable Alipay+? No. Merchants can enable Alipay+ with just a few clicks inside their HitPay portal or through plugins. What are the transaction fees? Alipay+ payments have simple, transparent pricing.  See Alipay+ pricing here. Still have questions? Contact our team. Get in touch Help center --- ## DuitNow QR Source: https://hitpayapp.com/duitnow > Accept Malaysia's national DuitNow QR standard. ### What is DuitNow? DuitNow is Malaysia’s national real-time payment system that allows individuals and businesses to send and receive money instantly using bank transfers or QR code payments. The system connects Malaysian banks through infrastructure operated by Payments Network Malaysia (PayNet) and is widely used across Malaysia for instant transfers and merchant payments. Sign Up Contact Sales #### How DuitNow Payments Work DuitNow enables real-time payments between individuals and businesses through Malaysian banking apps and QR code payments. A typical DuitNow payment works as follows: 1. A customer scans a DuitNow QR code or selects a DuitNow transfer option in their banking app. 2. The payment is authorised through the customer’s bank. 3. The transaction is processed instantly through the DuitNow network. 4. The recipient receives confirmation immediately. Learn how to enable DuitNow QR #### What is DuitNow QR? DuitNow QR is Malaysia’s unified QR payment standard that allows customers to pay merchants using their mobile banking apps. Instead of displaying separate QR codes for different banks, businesses can display a single DuitNow QR code that customers from participating Malaysian banks can scan to complete a payment. DuitNow QR is widely used by retailers, restaurants, and service providers across Malaysia. Access the Malaysian customer base Reach Malaysian consumers who prefer to pay using local mobile banking apps and e-wallets like Maybank, Touch ‘n Go, GrabPay, and Boost. No extra hardware needed Accept DuitNow QR straight from the HitPay POS app or Online Checkout. Cost-effective and efficient DuitNow QR payments are fast, secure, and can lead to lower transaction costs compared to international card networks. Part of a unified payment solution HitPay lets you manage DuitNow QR alongside cards, wallets, bank transfers, and other local methods in a single platform. DuitNow Cross-Border Payments DuitNow also supports cross-border QR payments through interoperability with payment systems in neighbouring countries. For example, Singapore’s PayNow network is interoperable with Malaysia’s DuitNow network, allowing users in both countries to make QR payments using their banking apps. #### Accept DuitNow QR across all your sales channels Retail / Point-of-Sale Accept DuitNow QR in your brick-and-mortar store via the HitPay POS app Online Checkout Enable DuitNow QR at checkout on your e-commerce website Payment Links & Invoices Share payment links with embedded DuitNow QR support—perfect for social sales, remote billing, and custom orders #### Who can use DuitNow QR? Right now, DuitNow QR is only available to Malaysian-based businesses. We’re actively working to bring this powerful payment method to global merchants through HitPay. Want early access to DuitNow QR outside Malaysia? Register your interest How Businesses Accept DuitNow Payments Businesses can accept DuitNow payments through payment providers that support the DuitNow network. Common ways businesses accept DuitNow payments include: Displaying a DuitNow QR code at checkout Accepting QR payments through POS systems Integrating payment gateways that support DuitNow payments online Sending payment links or invoices that customers can pay instantly #### Frequently Asked Questions What is DuitNow used for? DuitNow is used in Malaysia for instant bank transfers and QR code payments between individuals and businesses. Is DuitNow instant? Yes. DuitNow payments are processed instantly through Malaysia’s real-time payment infrastructure. Who operates DuitNow? DuitNow is operated by Payments Network Malaysia (PayNet), the national payments network operator for Malaysia. Is DuitNow QR only for Malaysian customers? Yes—for now. DuitNow QR is a Malaysian payment method that works with local banking and e-wallet apps. It’s designed to make QR payments simple and universal across Malaysia. Can I accept DuitNow QR if my business is outside Malaysia? We’re launching cross-border capabilities so international merchants can accept DuitNow QR. [Sign up here](https://hitpayapp.com/contact-us) to be notified when it's ready. How will payments be handled? Your customer pays in MYR (Malaysian Ringgit), and the payment is settled to your HitPay account in your home currency. Still have questions? Contact our team. Get in touch Help center --- ## Touch 'n Go Source: https://hitpayapp.com/touch-n-go > Accept the Touch 'n Go eWallet in Malaysia. ### Accept Touch ’n ### Go eWallet as a Global Merchant Touch ’n Go eWallet is available to global merchants through HitPay. Accept one of Malaysia’s most popular digital payment methods — without needing to set up a local business. Sign Up Contact Sales #### Why offer Touch ’n Go? 21M+ active users Touch ‘n Go is one of Malaysia’s most widely used digital wallets. Trusted, fast, mobile-first payments A preferred option for online shopping, travel, food delivery, and more. Increase conversions at checkout Offer familiar local payment methods to Malaysian customers — even from abroad. #### Touch ‘n Go is ideal for: E-commerce brands targeting Malaysian shoppers Travel, tours, events, and booking platforms SaaS or subscription-based services expanding into SEA Marketplaces or global retailers with Malaysian users #### How Touch ‘n Go works on HitPay With Touch ‘n Go on HitPay, global merchants will be able to: Accept Touch ’n Go for online and in-person payments Offer localized checkout without needing a Malaysian business entity Receive settlements via HitPay with transparent, pay-per-transaction pricing Access other Southeast Asian wallets like GrabPay, Alipay+, ShopeePay, and more With Touch ‘n Go on HitPay, global merchants will be able to: Accept Touch ’n Go for online and in-person payments Offer localized checkout without needing a Malaysian business entity Receive settlements via HitPay with transparent, pay-per-transaction pricing Access other Southeast Asian wallets like GrabPay, Alipay+, ShopeePay, and more #### Why choose HitPay? Secure & trusted PCI-DSS compliant and regulated in key Southeast Asian markets Fast, developer-friendly integrations Works with hosted platforms and API-driven custom checkouts Built for cross-border selling Designed for international businesses entering Southeast Asia #### Accept Touch ‘n Go today Touch ’n Go eWallet support for global merchants is now available with HitPay. Sign Up Contact Sales #### Frequently Asked Questions Can I accept Touch ’n Go eWallet now as a global business? Not yet. Global support for Touch ‘n Go is coming soon on HitPay. [Register here](https://hitpayapp.com/contact-us) to stay informed. I’m a Malaysian business. Can I use Touch ’n Go now? Yes! [Click here to get started →](https://hitpayapp.com/my/touch-n-go) Will I need a local entity in Malaysia? No. HitPay will enable global acceptance without requiring local company registration. What platforms will be supported? Shopify, WooCommerce, Wix, custom integrations, and mobile apps. Still have questions? Contact our team. Get in touch Help center --- ## GIRO Source: https://hitpayapp.com/giro > Collect recurring payments via GIRO direct debit. ### Accept GIRO ### for your business ### in Singapore Simplify how your business handles recurring payments with GIRO — one of Singapore’s most trusted automated payment methods. HitPay makes it easy to set up GIRO payments, allowing your customers to pay directly from their bank accounts. Learn more Contact Sales Trusted by consumers As of 2023, more than 95% of Singapore households use GIRO for at least one recurring payment. Secure transactions GIRO provides bank-level security for every payment, ensuring that your transactions and customer data are fully protected. Never miss a payment GIRO automates direct debits from customer bank accounts, so you don’t need to send reminders to customers. #### What is GIRO? General Interbank Recurring Order, or GIRO, is an automated payment method widely used in Singapore. GIRO allows individuals and businesses to make direct payments from their bank accounts, streamlining recurring transactions like subscriptions, bills, or regular invoicing. For businesses, accepting payments by GIRO means offering customers a hassle-free way to settle payments, improving cash flow and ensuring on-time collections. 95% Singapore households using GIRO 1M+ Active users #### Why accept customer payments by GIRO Adopting GIRO for your business comes with numerous benefits: Convenience Widely used and trusted by customers in Singapore for recurring payments. Reliability Payments are automated, reducing missed or delayed transactions. Improved cash flow Ensure timely payments with pre-authorized transfers. #### How to set up GIRO #### for your business Setting up GIRO for your business is simple: 01. Sign up for HitPay Contact our team to get started with your free HitPay account. [Contact sales team ->](https://hitpayapp.com/contact-us) 02. Link your business bank account 03. Set up a recurring payment 01. Sign up for HitPay Contact our team to get started with your free HitPay account. [Contact sales team ->](https://hitpayapp.com/contact-us) 02. Link your business bank account 03. Set up a recurring payment 01. Sign up for HitPay Contact our team to get started with your free HitPay account. [Contact sales team ->](https://hitpayapp.com/contact-us) 02. Link your business bank account 03. Set up a recurring payment 01. Sign up for HitPay Contact our team to get started with your free HitPay account. [Contact sales team ->](https://hitpayapp.com/contact-us) 02. Link your business bank account 03. Set up a recurring payment 01 Sign up for a HitPay Contact our team to get started with your free HitPay account. [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Enable seamless payouts with your HitPay account. 03 Set up a recurring payment Create a recurring payment using HitPay’s free Recurring Billing feature. Your customer can select GIRO as their payment method. [Learn about Recurring Billing ->](https://hitpayapp.com/recurring-billing) Setting up GIRO for your business is simple: 01. Sign up for HitPay Contact our team to get started with your free HitPay account. [Contact sales team ->](https://hitpayapp.com/contact-us) 02. Link your business bank account 03. Set up a recurring payment 01 Sign up for a HitPay Contact our team to get started with your free HitPay account. [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Enable seamless payouts with your HitPay account. 03 Set up a recurring payment [Learn about Recurring Billing ->](https://hitpayapp.com/recurring-billing) #### Why choose HitPay as your #### GIRO payment gateway Why choose HitPay as your GIRO payment gateway HitPay’s all-in-one payment gateway is designed to help you grow your business with ease. Trusted and secure HitPay is licensed as a Major Payment Institution with the MAS, and is trusted by over 20,000+ businesses across APAC. [See HitPay reviews ->](https://hitpayapp.com/reviews) Simple integration Easily add GIRO to your payment options without needing a line of code. Transparent pricing No setup or subscription fees, no hidden fees or surprises. Only pay per transaction. [See GIRO pricing ->](https://hitpayapp.com/pricing) #### Frequently Asked Questions What is GIRO and how does it work for businesses? GIRO is a recurring payment system in Singapore that allows businesses to collect payments directly from customers’ bank accounts. It’s ideal for automating regular invoices, subscriptions, or fees. Why should I accept customer payments by GIRO? GIRO is a reliable, cost-effective way to automate payments, reducing the need to send manual reminders, and improving your business cash flow. It’s a trusted payment method widely used by customers in Singapore. How do I set up GIRO for my business with HitPay? Create a free account with HitPay, link your business bank account, and activate the GIRO payment option in your settings. Our platform makes it quick and easy to start accepting GIRO payments in Singapore. Is GIRO secure for customer payments? Yes, GIRO is highly secure. HitPay’s platform uses bank-level security to ensure your transactions are protected. Still have questions? Contact our team. Get in touch Help center --- ## UPI Source: https://hitpayapp.com/upi > Accept India's UPI real-time payments. ### UPI Payment Gateway for merchants With HitPay’s UPI payment gateway, your business can accept seamless, cross-border payments from millions of Indian consumers and expand your global reach effortlessly. Learn more Contact Sales #### What is UPI? [UPI (Unified Payments Interface)](https://www.npci.org.in/what-we-do/upi/product-overview) is India’s leading real-time payment network, with over 350 million Indian consumers and 10 billion monthly transactions. UPI powers payments through a single platform that supports over 50 UPI-enabled apps, including Google Pay, PhonePe, and Paytm. [About UPI ->](https://www.npci.org.in/what-we-do/upi/product-overview) #### Benefits of the #### UPI Payment Method Whether you're a global e-commerce store, SaaS platform, or service provider, HitPay’s UPI solution makes it easy to tap into the fast-growing Indian market. With a UPI API integration, your business gains access to: 350M+ digital consumers UPI connects you to one of the world’s largest digital payment ecosystems, with over 350 million consumers as of 2024. A seamless, preferred payment experience UPI is the preferred digital payment method in India, connected with trusted, familiar apps that local consumers use daily. Save on UPI processing fees With HitPay’s UPI integration, merchants save up to 50% on payment processing fees compared to traditional card schemes. #### Your one-stop UPI Payment Gateway Your one-stop UPI Payment Gateway Here’s why HitPay is the ideal partner for integrating UPI with your global business: Trusted and Secure HitPay is regulated in six jurisdictions, and is trusted by 20,000+ merchants across the region. [See HitPay reviews ->](https://hitpayapp.com/reviews) Transparent Pricing HitPay charges no setup or subscription fees — only pay per transaction. [See UPI pricing ->](https://hitpayapp.com/pricing) Unified QR Payments on one Platform Unlock seamless cross-border QR payments in 10+ fast-growing markets with just one HitPay account. Hassle-free Our UPI payment gateway works seamlessly for global businesses, saving you from the hassle of registering a business in India. [See HitPay’s license and registrations ->](https://hitpayapp.com/license-registrations) Seamless integration HitPay’s UPI API allows for streamlined integration into your website, e-commerce platform, or POS system. [Explore integrations ->](https://hitpayapp.com/integrations) #### How to set up your #### UPI Payment Gateway Set up UPI payments in three simple steps: 01 Sign up for a HitPay account Contact our sales team to create your free account with HitPay’s secure global payment gateway. [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Connect your bank account with HitPay. 03 Integrate UPI Activate UPI on your HitPay dashboard to start accepting payments. Once approved, UPI will be activated for both in-person and online payments. [Explore integrations ->](https://hitpayapp.com/integrations) #### Frequently Asked Questions What is a UPI payment gateway? A UPI payment gateway allows businesses to accept payments via India’s Unified Payments Interface (UPI). It enables real-time, secure, and low-cost digital transactions through popular apps like Google Pay, PhonePe, and Paytm. Do I need to set up a business entity in India to use UPI? No. With HitPay, you can access UPI payments without needing to establish a local entity in India. How does HitPay’s UPI integration work? HitPay’s UPI API provides a streamlined integration process, enabling global merchants to accept UPI payments for in-person and online payment acceptance. What other real-time cross-border payments does HitPay support? HitPay also supports PayNow (Singapore), PromptPay (Thailand), QR Ph (Philippines), VietQR (Vietnam), and WeChat Pay (China), with DuitNow (Malaysia), and Pix (Brazil) launching soon. What are the benefits of UPI for global merchants? UPI allows global merchants to access India’s massive consumer base, reduce transaction fees by up to 50%, and offer customers a seamless, trusted payment option. How much are UPI transaction fees on HitPay? [Click here](https://hitpayapp.com/pricing) to see UPI transaction fees on HitPay. How do I receive funds collected via UPI? UPI funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay). Still have questions? Contact our team. Get in touch Help center --- ## QRIS Source: https://hitpayapp.com/qris > Accept Indonesia's national QRIS standard. ### Accept QRIS payments from Indonesia Expand your global business with QRIS, the preferred payment method for customers in Indonesia. Learn about the benefits of accepting QRIS and how to set up HitPay’s free QRIS integration. Learn more Contact Sales #### What is QRIS? Developed by Bank Indonesia, QRIS (Quick Response Code Indonesian Standard) helps businesses accept payments from local e-wallets and banks with a single QR code. QRIS is supported by e-wallets including GoPay, OVO, DANA, ShopeePay, and LinkAja. QRIS also integrates with major banks, including BCA, Mandiri, BNI, BRI, CIMB Niaga, and all banks connected to Bank Indonesia’s payment system network. With transactions in IDR and automatic settlement to your bank account, HitPay’s QRIS integration connects your business with over 190 million consumers in Indonesia. #### Benefits of QRIS Integration Integrating QRIS brings unique advantages for global businesses: Connect with Southeast Asia’s largest market Reach over 190 million Indonesian consumers who use leading e-wallets and bank payment methods. Build trust with the preferred way to pay QRIS is a widely trusted payment method in Indonesia, offering a real-time, cashless payment experience that streamlines the checkout process. Save on payment processing fees With HitPay’s QRIS integration, merchants save up to 50% on payment processing fees compared to traditional card schemes. #### Why choose HitPay? HitPay is a full-stack payments infrastructure platform designed for growing businesses across Southeast Asia. Here’s why HitPay is the ideal partner for integrating QRIS with your global business: Trusted and Secure HitPay is regulated in six jurisdictions, and is trusted by 20,000+ merchants across the region. [See HitPay reviews ->](https://hitpayapp.com/reviews) Transparent Pricing HitPay charges no setup or subscription fees — only pay per transaction. [See QRIS pricing ->](https://hitpayapp.com/pricing) Unified QR Payments on one Platform Unlock seamless cross-border QR payments in 10+ fast-growing markets with just one HitPay account. #### How to register QRIS #### for your business Register QRIS for your global business in three easy steps: 01 Sign up for a HitPay account Contact our sales team to create your free account with HitPay’s secure global payment gateway. [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Connect your bank account with HitPay. 03 Integrate QRIS Activate QRIS on your HitPay dashboard to start accepting payments. Once approved, QRIS will be activated for both in-person and online payments. Register QRIS for your global business in three easy steps: 01 Sign up for a HitPay account [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Connect your bank account with HitPay. 03 Integrate QRIS Register QRIS for your global business in three easy steps: 01 Sign up for a HitPay account [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Link your business bank account Connect your bank account with HitPay. 03 Integrate QRIS #### Frequently Asked Questions What is QRIS, and how does it work? QRIS (Quick Response Code Indonesian Standard) is a payment system that enables businesses to accept payments from Indonesia’s leading e-wallets and banks through a single QR code. Do I need to set up a business entity in Indonesia to use QRIS? No. With HitPay, you can access QRIS payments without needing to establish a local entity in Indonesia. What payment methods does QRIS support? QRIS supports all major e-wallets, including GoPay, OVO, DANA, ShopeePay, and LinkAja, as well as banks like BCA, Mandiri, BNI, and BRI. What other cross-border QR payments does HitPay support? HitPay also supports PayNow (Singapore), PromptPay (Thailand), QR Ph (Philippines), VietQR (Vietnam), and WeChat Pay (China), with DuitNow (Malaysia), Pix (Brazil), and UPI (India) launching soon. How much can I save with QRIS compared to card payments? Merchants using QRIS through HitPay can save up to 50% in payment processing fees compared to traditional card schemes. How much are QRIS transaction fees on HitPay? [Click here](https://hitpayapp.com/pricing) to see QRIS transaction fees on HitPay. How do I receive funds collected via QRIS? QRIS funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay). Still have questions? Contact our team. Get in touch Help center --- ## QR Ph Source: https://hitpayapp.com/qr-ph > Accept the Philippines' national QR Ph standard. ### Accept QR Ph Payments in the Philippines with HitPay Enable QR Ph for online and in-person payments with HitPay – trusted by thousands of businesses across the Philippines. Learn more Contact Sales #### What is QR Ph? QR Ph is the national QR code standard developed by the [Bangko Sentral ng Pilipinas BSP](https://www.bsp.gov.ph/SitePages/MediaAndResearch/Multimedia_QRPh.aspx) to make digital payments easier and more secure. It allows customers to pay using any participating bank or e-wallet app by scanning a single interoperable QR code. QRPh is: Standardized across major banks and wallets Easy for both customers and merchants to use Backed by BSP and supported nationwide #### QR Ph is a must-have for businesses in the Philippines Preferred by customers Customers love to pay with QR Ph as itʼs fast, secure, and integrates with all their favorite e-wallets and apps like GCash, Maya, and UnionBank. Lower transaction costs Avoid costly card network fees and receive payments directly into your bank account. One QR code for all customers No more managing multiple QR codes from different providers — with QR Ph, you only need one QR code. #### How to get QR Ph Getting started with QR Ph is fast and free: Create a HitPay Account. Sign up here and complete your business verification in minutes. Enable QR Ph. From your dashboard, go to Payment Methods and activate QR Ph. Start Accepting Payments - Online Payments Use QR Ph on your website via Integrations with: Shopify WooCommerce Magento Wix Custom websites via API and more [Integrations ->](https://hitpayapp.com/integrations) No website? No problem. Accept QR Ph with a secure payment link. [Payment link ->](https://hitpayapp.com/payment-links) - In-Person Accept payments in-store by: Letting customers scan your QR using the HitPay mobile app Displaying a printed static QR Ph code [Static QR ->](https://hitpayapp.com/ph/static-qr) Getting started with QR Ph is fast and free: Enable QR Ph. From your dashboard, go to Payment Methods and activate QR Ph. Start Accepting Payments - Online Payments Use QR Ph on your website via Integrations with: Shopify WooCommerce Magento Wix Custom websites via API and more [Integrations ->](https://hitpayapp.com/integrations) No website? No problem. Accept QR Ph with a secure payment link. [Payment link ->](https://hitpayapp.com/payment-links) - In-Person Accept payments in-store by: Letting customers scan your QR using the HitPay mobile app Displaying a printed static QR Ph code [Static QR ->](https://hitpayapp.com/ph/static-qr) Getting started with QR Ph is fast and free: Enable QR Ph. From your dashboard, go to Payment Methods and activate QR Ph. Start Accepting Payments - Online Payments Use QR Ph on your website via Integrations with: Shopify WooCommerce Magento Wix Custom websites via API and more [Integrations ->](https://hitpayapp.com/integrations) No website? No problem. Accept QR Ph with a secure payment link. [Payment link ->](https://hitpayapp.com/payment-links) - In-Person Accept payments in-store by: Letting customers scan your QR using the HitPay mobile app Displaying a printed static QR Ph code [Static QR ->](https://hitpayapp.com/ph/static-qr) Getting started with QR Ph is fast and free: Enable QR Ph. From your dashboard, go to Payment Methods and activate QR Ph. Start Accepting Payments - Online Payments Use QR Ph on your website via Integrations with: Shopify WooCommerce Magento Wix Custom websites via API and more [Integrations ->](https://hitpayapp.com/integrations) No website? No problem. Accept QR Ph with a secure payment link. [Payment link ->](https://hitpayapp.com/payment-links) - In-Person Accept payments in-store by: Letting customers scan your QR using the HitPay mobile app Displaying a printed static QR Ph code [Static QR ->](https://hitpayapp.com/ph/static-qr) #### Use QR Ph with HitPay on Any Channel E-Commerce Platforms WooCommerce, Shopify, Wix, Magento, and more Payment Links Integrate QR Ph into your custom-built site or app Payment APIs Integrate QR Ph payments directly into your website, app, or system with HitPay’s API. You get full control over the payment experience—ideal for custom checkouts or platforms. Point of Sale (POS) Accept QR Ph in-store via mobile or printed QR codes Let customers scan and pay with HitPay Static QR Generate and display a QR Ph code at your shop, restaurant, or booth Learn more #### Why Choose HitPay for QR Ph? Trusted and secure HitPay is regulated by the BSP and endorsed by the DTI, and is trusted by over 20,000+ businesses across Asia. [See HitPay reviews ->](https://hitpayapp.com/reviews) Transparent pricing Enjoy clear, pay-per-transaction pricing. No setup fees, no subscription fees, and no hidden charges. [See pricing ->](https://hitpayapp.com/pricing) Omni-channel integration Accept QR Ph anywhere – online or offline –and track all payments in one place on the HitPay dashboard. [See payment integrations ->](https://hitpayapp.com/integrations) #### Frequently Asked Questions What is QR Ph? QR Ph is the Philippine national QR code standard, developed by BSP, that lets consumers pay merchants using any supported mobile banking or wallet app with a single QR code. How to get QR Ph for my business? You can get QR Ph with HitPay by signing up for a free account, enabling QR Ph in your dashboard, and displaying a QR Ph code online or at your store. How to generate a QR Ph code? Once you activate QR Ph with HitPay, youʼll be able to: - Automatically generate QR Ph for online checkouts - Print a static QR Ph code for your physical store - Let customers scan your HitPay POS app QR code What payment apps work with QR Ph? Your customers can pay using: - GCash - Maya - UnionBank - BPI - RCBC - Metrobank - and all other QR Ph-enabled banking apps Still have questions? Contact our team. Get in touch Help center --- ## GCash Source: https://hitpayapp.com/gcash > Accept the GCash e-wallet in the Philippines. ### Accept GCash Online and In-Store Accept GCash Online and In-Store Reach millions of digital-first shoppers with GCash, one of the Philippines' top e-wallets. Accept GCash in-store or online with HitPay — no extra hardware needed. Sign Up Contact Sales #### Go local with GCash for Business Accept GCash, the Philippines' Leading E-Wallet Let customers pay with a method they already use — GCash has over 80 million users and is one of Asia’s most widely adopted e-wallets. [Learn more about GCash ->](https://gcash.com/) Boost Conversions and Customer Trust Filipino shoppers are more likely to complete purchases when they see GCash at checkout. Activate Instantly Enable GCash in just a few clicks from your HitPay Dashboard — no additional setup or hardware required. #### How it works Log in to your [HitPay Dashboard](https://docs.hitpayapp.com/payments/payments#activate-payment-methods) Go to Payment Methods Turn on GCash Start accepting payments from GCash users across Asia See Full Setup Guide #### Why choose HitPay Secure and Compliant HitPay is PCI-DSS certified and trusted by businesses across Southeast Asia Transparent Pricing Just one flat fee per transaction — no hidden charges [See full GCash pricing ->](https://hitpayapp.com/pricing) Sell Anywhere Whether you're on Shopify, WooCommerce, or a custom site, HitPay supports full GCash integration [Explore all integrations ->](https://hitpayapp.com/integrations) #### Frequently Asked Questions What is GCash and why should I accept it? [GCash](https://gcash.com/) is the leading e-wallet in the Philippines. Accepting GCash helps you reach millions of shoppers who prefer mobile payments over cash or cards. Can I accept GCash in-store and online? Yes. HitPay supports both POS and e-commerce channels for GCash. How do I activate GCash on HitPay? Simply log in and toggle it on via your [Payment Methods](https://docs.hitpayapp.com/payments/payments#activate-payment-methods) settings. What platforms support GCash with HitPay? GCash works on [Shopify, WooCommerce, and more](https://hitpayapp.com/integrations) via HitPay’s payment gateway. What are the transaction fees? GCash payments have simple, transparent pricing. [See full GCash pricing ->](https://hitpayapp.com/pricing) Still have questions? Contact our team. Get in touch Help center --- ## Static QR Source: https://hitpayapp.com/static-qr > Display a reusable QR code to accept payments without hardware. ### Accept QR Code Payments in Singapore with HitPay Static QR Accept PayNow QR code payments without needing a POS system or additional hardware. Whether you're a business owner, hawker, or freelancer, Static QR makes transactions simple and affordable. Sign up now Contact Sales #### Save on QR code payments with Static QR No Extra Hardware Needed Just print and display your PayNow QR code. No POS system required! Lower Fees A cost-effective alternative to card payments with competitive transaction rates. Real-Time Payment Notifications Get instant alerts for every successful QR code payment. #### How do HitPay QR Code Payments work? Create your unique PayNow QR code using HitPay. Display the QR code at your shop, restaurant, or booth. Scan & Pay. Customers scan the QR code payment using their banking app and manually enter the amount Receive Instant Notifications. Get real-time updates for each transaction. Enjoy Low Transaction Fees. A cheaper alternative to traditional card payments. Create your unique PayNow QR code using HitPay. Display the QR code at your shop, restaurant, or booth. #### HitPay Static QR is suitable for: Retail & Multi-Location Stores Businesses can track sales by location with multiple QR code payment setups. Small & Micro Businesses Perfect for hawkers, food stalls, and freelancers who want a cashless payment solution without a POS. Donation Drives & Non-Profits Accept PayNow QR donations with a simple, shareable QR code. #### Why choose HitPay for PayNow QR code payments? Singapore-Ready Payment System Designed for local businesses to accept PayNow QR seamlessly. Secure & Reliable Trusted by thousands of businesses across Singapore. Flexible Setup Generate multiple QR codes for different store locations or purposes. Affordable Pricing Enjoy lower fees compared to credit card transactions. #### How is HitPay Static QR different from SGQR? HitPay Static QR offers a flat 0.4% transaction fee — lower than SGQR via NETS. SGQR via banks will apply a 0.5% fee from 31 December 2025. HitPay Static QR also comes with free features not offered by SGQR: HitPay Static QR SGQR via Nets SGQR via Banks Personal PayNow Account Transaction Fees 0,4% 0,5% - 0,8% Free is waived Free until 31 Dec 2025. Subsequently 0,5% Free Settlement Period Next Day Instant Settle to Corporate Bank account Monthly Subscription fee Free Generate Multiple Static QRs Manage multiple Outlets Receive transactions notification HitPay Static QR Transaction Fees 0,4% Settlement Period Next Day Settle to Corporate Bank account Monthly subscription fees Free Generate Multiple Static QRs Manage multiple Outlets Receive transactions notification SGQR via Nets Transaction Fees 0,5% - 0,8% Settlement Period Next Day Settle to Corporate Bank account Monthly subscription fees Free Generate Multiple Static QRs Manage multiple Outlets Receive transactions notification SGQR via Banks Transaction Fees - Free is waived - Free until 31 Dec 2025. Subsequently 0,5% Settlement Period Next Day Settle to Corporate Bank account Monthly subscription fees Free Generate Multiple Static QRs Manage multiple Outlets Receive transactions notification Personal PayNow Account Transaction Fees Free Settlement Period Instant Settle to Corporate Bank account Monthly subscription fees Free Generate Multiple Static QRs Manage multiple Outlets Receive transactions notification #### Get Sound Alerts for Static QR Payments Complete your checkout experience with the HitPay Soundbox — a smart payment soundbox that announces successful QR payments in real time. Instant payment confirmation Prevent fraud from payment screenshots One-time purchase at S$30 Learn more #### Frequently Asked Questions What is a Static QR Code payment, and how does it work? A Static QR code payment allows customers to scan a QR code, manually enter the payment amount, and complete the transaction using their banking app. With HitPay Static QR, businesses can accept PayNow QR payments easily, without needing a POS system or extra hardware. Why should I use HitPay instead of a personal PayNow QR? A personal PayNow QR is meant for individual transactions, whereas HitPay Static QR is designed for businesses. With HitPay, you can: - Accept payments into a corporate bank account - Generate multiple QR codes for different business locations - Receive real-time payment notifications for tracking transactions What are the fees for using HitPay Static QR? HitPay charges a flat 0.4% transaction fee, which is lower than SGQR. There are no subscription fees. How fast will I receive my payments? Payments made through HitPay Static QR are settled the next business day into your corporate bank account, unlike a personal PayNow QR, which settles instantly but does not support business transactions. Can I use HitPay Static QR for multiple outlets? Yes! Unlike SGQR via Banks or NETS, HitPay allows businesses to manage multiple outlets and generate separate QR codes for different locations or product categories. How do I set up a HitPay Static QR Code for my business? Setting up a HitPay Static QR is easy: - [Sign up](https://dashboard.hit-pay.com/register) for a free HitPay account - Generate your unique QR code from the HitPay dashboard - Print and display the QR code at your store, stall, or online - Start accepting PayNow QR instantly Is HitPay Static QR secure? Yes! HitPay is a secure, MAS-licensed payment provider in Singapore. All transactions are encrypted, ensuring safe and reliable cashless payments for your business. Still have questions? Contact our team. Get in touch Help center --- ## BNPL — Singapore Source: https://hitpayapp.com/bnpl-singapore > Offer buy-now-pay-later at checkout to lift basket size. ### Buy Now Pay Later for Businesses in Singapore Offer flexible, interest-free payment options to customers with Buy Now Pay Later in Singapore. Accept Atome, Grab PayLater, and SPayLater and get paid upfront while your customers pay over time. Learn more Contact Sales #### Why businesses in Singapore use BNPL Reach More Shoppers BNPL is highly popular in Singapore, with millions of users choosing flexible payments for everyday purchases. Increase Sales and Order Value Let customers buy more upfront by offering 0% installment plans — merchants see up to 30% increase in cart size. You Get Paid Instantly Merchants receive the full amount upfront. The BNPL provider (Atome, ShopeePay or Grab) handles the rest. No Risk to Merchants Youʼre not responsible for chasing payments. Customers pay their BNPL provider over time. Multi-Channel Ready Enable BNPL options like Atome, SPayLater, and Grab PayLater from your HitPay dashboard — no coding required #### What is BNPL? Buy Now Pay Later (BNPL) lets customers split their purchase into smaller, interest-free installments — while you get paid in full upfront BNPL is popular among younger, mobile-savvy shoppers in Singapore who prefer flexibility at checkout. It also benefits service-based businesses, freelancers, and B2B sellers looking to offer extended payment terms without added complexity. With HitPayʼs BNPL integration, you can accept payments through trusted providers in Singapore, reduce cart abandonment, and build customer loyalty. #### Offer the Top BNPL methods in Singapore HitPay supports seamless integration with Singaporeʼs most popular Buy Now Pay Later platforms Atome Split payments into 3 interest-free monthly installments. Used by millions across Southeast Asia. [About Atome SG ->](https://hitpayapp.com/atome-sg) SPayLater Offer flexible monthly plans through Shopeeʼs trusted BNPL program [About SPayLater ->](https://hitpayapp.com/spaylater) PayLater by Grab Let customers pay next month or split into up to 12 monthly payments [About PayLater by Grab ->](https://hitpayapp.com/paylater-grab) #### How BNPL works with HitPay Here’s how Buy Now Pay Later in Singapore works for merchants and customers: 01. Enable BNPL in your HitPay dashboard Choose which BNPL payment methods (Atome, Grab PayLater, SPayLater) you want to offer. 02. Integrate with your sales channel BNPL works with Shopify, WooCommerce, Wix, and more — no developer needed. 03. Customer selects a BNPL method at checkout They pay in installments, either monthly or deferred. 04. You receive full payment instantly No waiting, extra admin, or risk 01. Enable BNPL in your HitPay dashboard Choose which providers (Atome, Grab PayLater, SPayLater) you want to offer. 02. Integrate with your sales channel BNPL works with Shopify, WooCommerce, Wix, and more — no developer needed. 03. Customer selects a BNPL method at checkout They pay in installments, either monthly or deferred. 04. You receive full payment instantly No waiting, extra admin, or risk Here’s how Buy Now Pay Later in Singapore works for merchants and customers: 01. Enable BNPL in your HitPay dashboard 02. Integrate with your sales channel BNPL works with Shopify, WooCommerce, Wix, and more — no developer needed. 03. Customer selects a BNPL method at checkout They pay in installments, either monthly or deferred. 04. You receive full payment instantly No waiting, extra admin, or risk 01. Enable BNPL in your HitPay dashboard Choose which providers (Atome, Grab PayLater, SPayLater) you want to offer. 02. Integrate with your sales channel BNPL works with Shopify, WooCommerce, Wix, and more — no developer needed. 03. Customer selects a BNPL method at checkout They pay in installments, either monthly or deferred. 04. You receive full payment instantly No waiting, extra admin, or risk Here’s how Buy Now Pay Later in Singapore works for merchants and customers: 01. Enable BNPL in your HitPay dashboard 02. Integrate with your sales channel BNPL works with Shopify, WooCommerce, Wix, and more — no developer needed. 03. Customer selects a BNPL method at checkout They pay in installments, either monthly or deferred. 04. You receive full payment instantly No waiting, extra admin, or risk 01. Enable BNPL in your HitPay dashboard Choose which providers (Atome, Grab PayLater, SPayLater) you want to offer. 02. Integrate with your sales channel BNPL works with Shopify, WooCommerce, Wix, and more — no developer needed. 03. Customer selects a BNPL method at checkout They pay in installments, either monthly or deferred. 04. You receive full payment instantly No waiting, extra admin, or risk #### Why choose HitPay for BNPL in Singapore Trusted and secure HitPay is a MAS-recognised payment service provider, trusted by over 20,000+ businesses across Singapore and Southeast Asia. Transparent pricing Only pay per successful transaction. No subscription fees or hidden charges. [See BNPL pricing ->](https://hitpayapp.com/pricing) Built for Multi-Channel Commerce Use BNPL with your [online store](https://hitpayapp.com/online-store), [payment links](https://hitpayapp.com/payment-links), [invoices](https://hitpayapp.com/invoicing), or [developer APIs](https://hitpayapp.com/paymentapis) — all from a single dashboard #### Frequently Asked Questions What is Buy Now Pay Later in Singapore? BNPL is a payment method that allows customers to split their purchase into multiple installments. Itʼs interest-free and widely used in Singapore through platforms like [Atome](https://hitpayapp.com/atome-sg), [Grab PayLater](https://hitpayapp.com/sg/paylater-grab), and [SPayLater](https://hitpayapp.com/sg/spaylater). How do I enable BNPL with HitPay? Just [sign up](https://dashboard.hit-pay.com/register) for a free HitPay account, go to your payment settings, and activate the BNPL providers youʼd like to offer — no coding required. Is BNPL only for e-commerce? Not at all. BNPL works great for service providers, freelancers, and even B2B businesses that want to offer customers flexible payment options without taking on credit risk Do I need a separate agreement with Atome, Grab, or SPayLater? You can integrate these BNPL payment methods via the HitPay dashboard — no 
separate registration needed. Just activate and start accepting BNPL payments. Still have questions? Contact our team. Get in touch Help center --- ## BNPL — Malaysia Source: https://hitpayapp.com/bnpl-malaysia > Buy-now-pay-later options for Malaysian shoppers. ### Buy Now, Pay ### Later (BNPL) for Businesses in Malaysia Learn how to boost sales and improve cash flow for your business with BNPL in Malaysia. Learn more Contact Sales Reach more customers Attract a growing consumer base of over 2.9 million active BNPL users in Malaysia. Increase sales Shoppers are more likely to spend when they can pay less upfront. Reduce cart abandonment and increase sales by offering flexible BNPL options. Enhanced buyer experience Provide a seamless, hassle-free checkout process. With BNPL, your business gets paid upfront while your customers pay in instalments. #### What is BNPL? Buy Now, Pay Later (BNPL) is a payment method that allows customers to purchase products or services upfront while spreading payments over time—usually in interest-free instalments.This makes it easier for consumers to afford big-ticket items and manage their purchases effectively. There is no risk for merchants, as the full transaction amount is released immediately to merchants after the order is completed. With 2.9million BNPL users in Malaysia and merchants reporting up to 30% sales growth, offering BNPL is a powerful way to drive business growth and attract more customers. 2.9M Active BNPL users in Malaysia 30% Growth in sales reported by BNPL merchants 1M+ 2.9M Active users globally Active BNPL users in Malaysia 30% Growth in sales reported by BNPL merchants #### Popular BNPL in Malaysia – SPayLater, and PayLater by Grab HitPay makes it easy for businesses to offer the top 2 BNPL in Malaysia: PayLater by Grab An extremely popular convenient BNPL option within the Grab app. [About PayLater by Grab ->](https://hitpayapp.com/paylater-grab) SPayLater A trusted BNPL payment method integrated into Shopee, one of Malaysia’s largest e-commerce platforms. [About SPayLater ->](https://hitpayapp.com/spaylater) #### How does BNPL work? Here’s how Buy Now Pay Later in Malaysia works for merchants and customers: 01. Customer selects BNPL at checkout At checkout, your customer chooses a BNPL payment option like SPayLater or PayLater by Grab. 02. Your business receives full payment upfront Your business receives the full purchase amount upfront, paid out according to [HitPay's settlement schedule.](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay) 03. Customer pays in instalments Based on the plan selected, the customer pays the BNPL provider in instalments, typically with zero interest. 01. Customer selects BNPL at checkout 02. Your business receives full payment upfront 03. Customer pays in instalments Here’s how Buy Now Pay Later in Malaysia works for merchants and customers: 01. Customer selects BNPL at checkout 02. Your business receives full payment upfront 03. Customer pays in instalments 01. Customer selects BNPL at checkout 02. Your business receives full payment upfront 03. Customer pays in instalments Here’s how Buy Now Pay Later in Malaysia works for merchants and customers: 01. Customer selects BNPL at checkout 02. Your business receives full payment upfront 03. Customer pays in instalments 01. Customer selects BNPL at checkout 02. Your business receives full payment upfront 03. Customer pays in instalments #### Get started with #### BNPL on HitPay Get started with BNPL on HitPay HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why HitPay is Malaysia’s preferred BNPL payment gateway: Trusted and secure HitPay is regulated by Bank Negara Malaysia, and trusted by over 20,000+ businesses across the Asia-Pacific region. [See HitPay reviews ->](https://hitpayapp.com/reviews) Transparent pricing Only pay a processing fee for each BNPL transaction. HitPay has no setup, subscription, account maintenance, or hidden fees. [See BNPL pricing ->](https://hitpayapp.com/pricing) Omni-channel integration Buy Now Pay Later is supported on HitPay’s payment tools, including POS readers, e-commerce plugins for Shopify, WooCommerce, and more. No coding required. [See payment integrations ->](https://hitpayapp.com/integrations) #### Frequently Asked Questions How do I set up BNPL for my business? Integrating BNPL in Malaysia is simple with HitPay: 1. **Sign up:** Create your free HitPay account. 2. **Connect your bank account:** Link your business bank account to enable seamless payouts. 3. **Enable BNPL payment methods:** Activate SPayLater or PayLater by Grab from the HitPay dashboard — no technical setup or coding required. BNPL can be activated for both in-store and e-commerce payments. Besides BNPL, HitPay also supports popular Malaysian payment methods like DuitNow, FPX, Touch n’ Go, Alipay, Shopback, and more. What is Buy Now Pay Later and how does it work for businesses? Buy Now Pay Later (BNPL) is a popular payment method that lets customers make purchases immediately and pay over time. For businesses, integrating BNPL payments can enhance sales by offering flexible options to customers. Are there any fees for merchants when accepting BNPL payments? Merchants pay a [processing fee](https://hitpayapp.com/pricing) for each BNPL transaction via HitPay. There are no additional setup, subscription, account maintenance, or hidden fees. How do I receive funds collected via BNPL payments? BNPL funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule.](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay) Still have questions? Contact our team. Get in touch Help center --- ## BNPL — Philippines Source: https://hitpayapp.com/bnpl-philippines > Buy-now-pay-later options for Philippine shoppers. ### Accept Buy Now Pay Later in the Philippines Give your customers a flexible way to pay — while you get paid upfront. Set up Buy Now Pay Later for your business in the Philippines, and grow your sales with no added risk. Get Started Free Contact Sales #### Why offer Buy Now Pay Later in the Philippines? Increase Conversions and Cart Size Let customers buy what they want now and pay over time — boosting sales with less hesitation. Get Paid Upfront With HitPay, you receive the full payment right away. BillEase handles customer repayments. Meet Local Expectations BillEase is one of the Philippinesʼ most trusted BNPL platforms — widely used across online stores and marketplaces. Risk-free for Merchants No need to manage collections or credit. You get paid immediately Quick, No-Code Setup Activate BillEase in minutes via HitPayʼs dashboard — works with Shopify, WooCommerce, and more. #### What is BNPL? Buy Now Pay Later (BNPL) is a payment method that allows customers to split their purchase into smaller, manageable payments — often interest-free. In the Philippines, itʼs growing fast among Gen Z and millennial online shoppers. As a merchant, BNPL allows you to increase customer loyalty, reduce checkout abandonment, and boost average order value without taking on any payment risk. With HitPay + BillEase, you can easily tap into this growing demand for BNPL in the Philippines. #### Offer BNPL in the Philippines with BillEase BillEase is one of the most trusted BNPL platforms in the Philippines, offering flexible payment plans for Filipino shoppers. Flexible Installment Terms Customers can pay in 3, 6, 9, or 12 monthly installments — interest-free for select merchants. Real-Time Credit Decision BillEase provides on-the-spot approval so customers can complete checkout without delays. Merchant Payout You receive the full order value immediately. Supported Platforms Works on Shopify, WooCommerce, Wix, and via API or payment links #### How to apply for BillEase BNPL Create your free [HitPay account](https://dashboard.hit-pay.com/register) Activate BillEase as a payment method from your dashboard Connect your store or platform - Shopify, WooCommerce, or APIs Customer selects BillEase at checkout and applies for payment terms You get paid in full immediately — no follow-up needed Create your free [HitPay account](https://dashboard.hit-pay.com/register) Activate BillEase as a payment method from your dashboard Connect your store or platform - Shopify, WooCommerce, or APIs Customer selects BillEase at checkout and applies for payment terms You get paid in full immediately — no follow-up needed Create your free [HitPay account](https://dashboard.hit-pay.com/register) Activate BillEase as a payment method from your dashboard Connect your store or platform - Shopify, WooCommerce, or APIs Customer selects BillEase at checkout and applies for payment terms You get paid in full immediately — no follow-up needed Create your free [HitPay account](https://dashboard.hit-pay.com/register) Activate BillEase as a payment method from your dashboard Connect your store or platform - Shopify, WooCommerce, or APIs Customer selects BillEase at checkout and applies for payment terms You get paid in full immediately — no follow-up needed #### Why use HitPay for BNPL in the Philippines? Get started with BNPL on HitPay Trusted & Compliant HitPay is BSP-registered and trusted by thousands of businesses in the Philippines and across APAC Transparent pricing Only pay per successful transaction. No monthly fees [See Billease pricing ->](https://hitpayapp.com/ph/pricing) Works Across Channels Accept BNPL via online checkout, [invoices](https://hitpayapp.com/invoicing), [payment links](https://hitpayapp.com/payment-links), or [APIs](https://hitpayapp.com/paymentapis) — all from a single dashboard #### Frequently Asked Questions What is Buy Now Pay Later in the Philippines? BNPL is a payment method that lets customers buy now and pay later through fixed monthly installments. In the Philippines, BillEase is a popular and trusted option. How do I accept BillEase through HitPay? Just [sign up](https://dashboard.hit-pay.com/register) for HitPay, activate BillEase from your dashboard, and choose your preferred online payment setup (e.g. e-commerce stores like Shopify, payment links, and more). Is BillEase only for e-commerce stores? No. You can also use BillEase for [invoicing](https://hitpayapp.com/invoicing), [payment links](https://hitpayapp.com/payment-links), and [custom API setups](https://hitpayapp.com/paymentapis) — ideal for service businesses and freelancers Do I need a separate BillEase account? No. HitPay manages the BNPL onboarding and integration for you. Activate BillEase from within your HitPay account. Still have questions? Contact our team. Get in touch Help center --- ## Atome Source: https://hitpayapp.com/atome-sg > Accept Atome buy-now-pay-later installments. ### Offer Flexible Payments with Atome SG Grow your sales with HitPay’s Atome integration in Singapore, and offer flexible deferred payments while you get paid upfront. Seamlessly accept Atome on Shopify, WooCommerce, and more. Sign Up Contact Sales #### Why merchants in Singapore choose HitPay’s Atome integration Get Paid Upfront Customers pay in 3 instalments, but you receive the full amount instantly. Increase Basket Size Customers are more likely to spend more when they can pay less upfront. Boost Conversions Reduce hesitation at checkout with popular, flexible payment options. Reach Gen Z & Millennials 70% of Atome users are mobile-first, digital natives. Quick Setup Activate Atome on HitPay in just minutes. #### Integrate Atome SG wherever you sell online Integrate Atome wherever you sell with HitPay online. Integrate Atome wherever you sell with HitPay online. Atome is not currently supported for in-store POS or recurring billing. Atome is not currently supported for in-store POS or recurring billing. E-Commerce Platforms Easily [integrate](https://hitpayapp.com/integrations) Atome with [Shopify](https://hitpayapp.com/sg/shopify), [WooCommerce](https://hitpayapp.com/sg/woocommerce), and [Wix](https://hitpayapp.com/sg/wix) Payment Links Send a link and get paid Atome is supported on HitPay [Payment Links](https://hitpayapp.com/payment-links) Payment APIs Developers can enable Atome using our robust [Payment APIs.](https://hitpayapp.com/paymentapis) Invoicing Send online invoices with Atome as a payment option. #### How Atome SG works Activate Atome via your HitPay dashboard – [guide here](https://docs.hitpayapp.com/payments/payments#activate-payment-methods). Add it to your checkout flow on Shopify, WooCommerce, or your custom store. Customer selects Atome and pays 1/3 upfront, the rest over 60 days. You receive full payment immediately. Manage all payments in one place via HitPay. #### Why choose HitPay Trusted and secure Built for Singapore businesses, HitPay is compliant, secure, and trusted by thousands of merchants. HitPay is licensed as a Major Payment Institution by the MAS in Singapore. Transparent Pricing No hidden fees. View our Atome merchant fees and choose what works for your business. Omni-channel Integration From [e-commerce plugins](https://hitpayapp.com/integrations) to [payment links](https://hitpayapp.com/payment-links), and [invoicing](https://hitpayapp.com/invoicing)— HitPay makes Atome work wherever your customers shop. HitPay is super convenient and fuss free to use. They also have one of the lowest transaction fees in the market so it’s a win for merchants! Swimwear Brand Read more -> #### Frequently Asked Questions What is Atome SG? Atome is a Buy Now, Pay Later is a BNPL payment solution that lets customers split their bill into three payments over time — with no fees. Whatʼs the Atome merchant fee in Singapore? You can find detailed pricing [here](https://hitpayapp.com/pricing). Is Atome SG available for my Shopify store? Yes! HitPay supports Atome on [Shopify](https://hitpayapp.com/sg/shopify), [WooCommerce](https://hitpayapp.com/sg/woocommerce), [Wix](https://hitpayapp.com/sg/wix-ecommerce-integration-singapore), and more. Can I use Atome for in-store payments or subscriptions? Currently, Atome is not available for POS or recurring billing. HitPayʼs Atome integration is available for online checkout, APIs, e-commerce integrations, invoicing, and payment links. Still have questions? Contact our team. Get in touch Help center --- ## SPayLater Source: https://hitpayapp.com/spaylater > Accept Shopee SPayLater installments. ### Accept SPayLater ### in Singapore Boost your sales with Shopee PayLater, known as SPayLater in Singapore. With SPayLater, your customers can split their payments into flexible installments, while you receive the full payment amount upfront. Set up SPayLater — now on HitPay. Learn more Contact Sales Reach more customers Attract more buyers and reach a growing base of over 2 million SPayLater users. Increase sales & conversions Offering SPayLater can boost your average order value and conversions, as customers are more likely to complete purchases. Encourage return buyers SPayLater’s flexible payment plans reduces buyer hesitation and encourages repeat purchases from customers. #### What is SPayLater in Singapore? [SPayLater](https://help.shopee.sg/portal/4/article/76463-[SPayLater]-What-is-SPayLater), also known as Shopee Pay Later, is a payment method provided by  Shopee, one of Malaysia’s most popular e-commerce platforms. SPayLater provides buyers with a flexible, fuss-free Buy Now, Pay Later experience. Your customers can make immediate purchases and pay for them later over a period ranging from one to twelve months. There is no risk for merchants, as the full instalment risk is borne by Shopee. The full transaction amount is released immediately to merchants after the order is completed. [About SPayLater ->](https://help.shopee.sg/portal/4/article/76463-[SPayLater]-What-is-SPayLater) 2M+ Shopee PayLater users Shopee PayLater users 30% Growth in sales reported by BNPL merchants Growth in sales reported by BNPL merchants 1M+ 2M+ Active users Shopee PayLater users Shopee PayLater users 95% 30% Singapore households using GIRO Growth in sales reported by BNPL merchants Growth in sales reported by BNPL merchants #### How SPayLater works SPayLater makes BNPL payments simple. Here’s how paying with SPayLater works for merchants and customers: 01. Customer selects Shopee Pay at checkout Customers select Shopee Pay as their preferred payment method during checkout. 02. Customer opens Shopee App and scans QR code 03. Customer selects a plan 04. Immediate payout to merchants 05. Automated customer payments 01. Customer selects SPayLater at checkout Customers select SPayLater as their preferred payment method to make an immediate purchase with deferred payment. 02. Customer opens Shopee App and scans QR code Your customer scans the generated QR code using their Shopee App. They can then select the SPayLater payment method shown on the Shopee App. 03. Customer selects a plan Customers select a payment plan from 1 to 12 months. Shopee charges processing fees based on the chosen plan. 04. Immediate payout to merchants Merchants are not charged any processing fees. The full transaction amount is released to the merchant immediately after the order is completed, with the full instalment risk borne by Shopee. 05. Automated customer payments SPayLater automatically deducts payments from customers based on their chosen plans, ensuring timely and hassle-free transactions for both parties. 01. Customer selects Shopee Pay at checkout Customers select Shopee Pay as their preferred payment method during checkout. 02. Customer opens Shopee App and scans QR code 03. Customer selects a plan 04. Immediate payout to merchants 05. Automated customer payments 01. Customer selects SPayLater at checkout 02. Customer opens Shopee App and scans QR code 03. Customer selects a plan 04. Immediate payout to merchants 05. Automated customer payments 01. Customer selects Shopee Pay at checkout Customers select Shopee Pay as their preferred payment method during checkout. 02. Customer opens Shopee App and scans QR code 03. Customer selects a plan 04. Immediate payout to merchants 05. Automated customer payments 01. Customer selects SPayLater at checkout 02. Customer opens Shopee App and scans QR code 03. Customer selects a plan 04. Immediate payout to merchants 05. Automated customer payments #### Why offer SPayLater in Singapore with HitPay? Why choose HitPay as your SPayLater payment gateway? HitPay is a full-stack payments platform designed for fast-growing businesses in APAC. Founded in 2016, HitPay provides businesses with a secure payment gateway to accept SPayLater and other popular payment methods including PayNow, GrabPay, cards, and more. Here’s why HitPay is Singapore’s preferred ShopeePay payment gateway: Trusted and secure HitPay is a licensed Major Payment Institution with the Monetary Authority of Singapore, trusted by over 20,000+ businesses across the Asia-Pacific region. [See HitPay reviews ->](https://hitpayapp.com/reviews) Transparent pricing Only pay a processing fee for each SPayLater transaction. HitPay has no setup, subscription, account maintenance, or hidden fees. [See SPayLater pricing ->](https://hitpayapp.com/pricing) Omni-channel integration SPayLater is supported on HitPay’s payment tools, including POS readers, e-commerce plugins for Shopify, WooCommerce, and more. No coding required. [About e-commerce plugins ->](https://hitpayapp.com/integrations) #### Frequently Asked Questions What is SPayLater and how does it work for businesses? SPayLater is a Buy Now, Pay Later solution that allows customers to make purchases immediately and pay over time. For businesses, integrating SPayLater can enhance sales by offering flexible payment options to customers. Are there any fees for merchants when accepting SPayLater payments? Merchants pay a [processing fee](https://hitpayapp.com/sg/pricing) for each SPayLater transaction via HitPay. There are no additional setup, subscription, account maintenance, or hidden fees. How can I activate SPayLater payments through HitPay? To start accepting SPayLater payments via HitPay: 1. **Sign up:** Create your free HitPay account. 2. **Connect your bank account:** Link your business bank account to enable seamless payouts. 3. **Enable SPayLater:** Activate SPayLater from the HitPay dashboard — no technical setup or coding required. This straightforward process allows you to quickly integrate SPayLater in-store or online. How do I receive funds collected via SPayLater? SPayLater funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay). Still have questions? Contact our team. Get in touch Help center --- ## BillEase Source: https://hitpayapp.com/billease > Accept BillEase installments in the Philippines. ### Accept BillEase BNPL Payments in the Philippines Offer flexible installment payments at checkout with BillEase, a leading Buy Now, Pay Later option in the Philippines. Now available via HitPay. Sign Up Contact Sales #### Go local with BillEase for business Tap Into the BNPL Boom in the Philippines BillEase is one of the fastest-growing BNPL solutions trusted by Filipino shoppers, ideal for merchants looking to boost conversions and cart sizes. Drive More Sales with Installments Buyers are more likely to purchase — and spend more — when they can split payments over time. Instant Activation via HitPay No extra integration needed. Just enable BillEase directly from your HitPay Dashboard and start offering BNPL at checkout. #### How it works Log in to your [HitPay Dashboard](https://docs.hitpayapp.com/payments/payments#activate-payment-methods) Navigate to Payment Methods Toggle BillEase ON Start offering flexible installment plans via BillEase at checkout See Full Setup Guide #### Why Accept BillEase Through HitPay? Secure & Compliant HitPay is PCI-DSS certified and trusted by thousands of merchants across Southeast Asia Frictionless Setup No coding, no complex onboarding — activate BillEase with a few clicks Fully Integrated Checkout Use BillEase with Shopify, WooCommerce, and more through HitPay’s payment gateway #### Frequently Asked Questions What is BillEase? BillEase is a BNPL service in the Philippines that lets customers pay in flexible monthly installments — with no credit card required. Who can accept BillEase? Merchants and businesses using HitPay in the Philippines can enable BillEase as a payment method. How do I activate BillEase in HitPay? Go to your [Payment Methods settings](https://docs.hitpayapp.com/payments/payments#activate-payment-methods) and toggle BillEase ON — it’s that simple. Can I use BillEase with my online store? Yes. HitPay supports BillEase on [Shopify, WooCommerce, and more](https://hitpayapp.com/integrations). What are the transaction fees and settlement times? Please refer to our [pricing](https://hitpayapp.com/pricing) page for the latest fees and payout schedule for BillEase transactions. Still have questions? Contact our team. Get in touch Help center --- ## ShopBack PayLater Source: https://hitpayapp.com/shopback > Accept ShopBack PayLater at checkout. ### Accept ShopBack Payments with HitPay Give customers the flexibility of deferred payments and cashback rewards with ShopBack. You always get paid upfront — with zero risk to your business. Sign Up Contact Sales #### Why global businesses choose ShopBack Increase sales with flexible payment options. Customers pay less by using cashback in their ShopBack wallet. Merchants always receive full payment upfront. Reach 38 million ShopBack users across APAC. Setup is fast and simple — no coding required. #### Accept ShopBack with HitPay anywhere online E-Commerce Platforms Accept ShopBack on [Shopify](https://hitpayapp.com/shopify), [WooCommerce](https://hitpayapp.com/woocommerce), OpenCart, [Wix](https://hitpayapp.com/wix), and more [See Full List ->](https://hitpayapp.com/integrations) Payment Links Send instant checkout requests with [Payment Links](https://hitpayapp.com/payment-links). Payment APIs Use [Payment APIs](https://hitpayapp.com/paymentapis) to add ShopBack to your custom checkout flow. #### How to accept ShopBack payments Customer selects ShopBack at checkout. They choose to pay later or apply cashback to lower their total. You receive the full payment instantly via HitPay. ShopBack handles the customer’s repayments. #### Why choose HitPay Trusted and secure Built for SMBs across Southeast Asia with bank-grade security. Transparent Pricing No hidden fees [View Pricing ->](https://hitpayapp.com/pricing) Omni-channel Integration Accept payments online, in-store, and across platforms — all in one dashboard. #### Frequently Asked Questions How do I activate ShopBack on HitPay? Log in to your HitPay dashboard, go to settings, and enable ShopBack. Setup takes minutes. Do I still get paid upfront? Yes, you always receive full payment instantly. ShopBack manages the customer’s deferred installments. Can I use ShopBack with Shopify and WooCommerce? Absolutely. See [full integration list](https://hitpayapp.com/integrations). Where can I learn more about ShopBack for my market? Visit [ShopBack Business Singapore](https://business.shopback.com/sg) or [ShopBack Business Malaysia](https://business.shopback.com/my). Still have questions? Contact our team. Get in touch Help center # Integrations --- ## Shopify Source: https://hitpayapp.com/shopify > Add PayNow, GrabPay and local methods to a Shopify store in minutes. ### Shopify Payment Gateway Integration Easily integrate HitPay’s Shopify payment gateway and accept local and international payments effortlessly on your store — without needing a line of code. Learn more Contact Sales #### Accept more payment #### methods on Shopify HitPay supports local and international payment methods, popular e-wallets, and 100+ currencies — all on one Shopify payment gateway integration. See full list of payment methods #### The best Shopify payment gateway HitPay is a full-stack payments platform designed for growing businesses in APAC and beyond. Here’s why HitPay’s Shopify payment gateway integration is the preferred choice for businesses worldwide: Trusted and secure HitPay is regulated in 6 APAC jurisdictions and backed by leading global investors, including Tiger Global, Y Combinator, Global Founders Capital, and HOF Capital. [See HitPay reviews ->](https://hitpayapp.com/reviews) No monthly fees, no hidden costs Pay only for successful transactions — no subscription fees or surprise charges. [See HitPay pricing ->](https://hitpayapp.com/pricing) Accept global and local payments From Visa, Mastercard, and AMEX to Apple Pay, Google Pay, and BNPL options, HitPay supports a full range of payment methods. Quick & easy integration Connect HitPay to Shopify in just a few clicks, without the need for coding or technical setup. PCI-DSS compliant All transactions are encrypted and protected by industry-leading fraud prevention measures. Optimized for businesses of all sizes Whether you're a startup or an enterprise, HitPay scales with your Shopify store’s growth. “Within 10 minutes, we were up-and running and enjoying much lower fees compared to other payment providers. HitPay provides fast, personable, and efficient service. Highly recommended.” Ice Cream Products Read more -> Within 10 minutes, we were up-and running and enjoying much lower fees compared to other payment providers. HitPay provides fast, personable, and efficient service. Highly recommended. #### No-code Shopify payment gateway integration setup Integrating HitPay’s Shopify payment gateway is quick and hassle-free. No complicated configurations or technical expertise required. 01 Sign up with HitPay Sign up for a free HitPay account — no setup fees or monthly charges. [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Install HitPay’s Shopify plugin Connect HitPay to Shopify via the Shopify admin panel. 03 Enable payment methods Choose from credit cards, digital wallets, bank transfers, and BNPL options. 04 Start accepting payments on Shopify Enjoy seamless transactions with real-time tracking and analytics. #### Frequently Asked Questions What payment methods does HitPay support for Shopify? HitPay allows Shopify merchants to accept credit cards, debit cards, Apple Pay, Google Pay, PayNow, FPX, GrabPay, Atome, and more, depending on your region. Is HitPay’s Shopify payment gateway available globally? Yes! HitPay supports businesses worldwide, allowing you to accept payments from customers across different countries. Are there any setup or monthly fees? No! HitPay charges zero setup fees and no monthly costs. You only pay a small transaction fee for successful payments. How long does it take to integrate HitPay with Shopify? You can integrate HitPay with your Shopify store in just a few minutes—no coding required. Is HitPay secure? Yes. HitPay is PCI-DSS compliant and uses advanced fraud detection to protect your business. Still have questions? Contact our team. Get in touch Help center --- ## WooCommerce Source: https://hitpayapp.com/woocommerce > Accept local and global payments on WooCommerce. ### WooCommerce Payment Gateway Integration Accept payments easily with HitPay’s WooCommerce payments plugin. Get started in minutes with no setup or subscription fees. Learn more Contact Sales #### Accept more WooCommerce payment methods HitPay supports local and international payment methods, popular e-wallets, and 100+ currencies — all on one WooCommerce payment gateway integration. See full list of payment methods #### The best WooCommerce payment gateway HitPay is a full-stack payments platform designed for growing businesses in APAC and beyond. Here’s why HitPay’s WooCommerce payment gateway integration is the preferred choice for businesses worldwide: Trusted and secure HitPay is regulated in 6 APAC jurisdictions and backed by leading global investors, including Tiger Global, Y Combinator, Global Founders Capital, and HOF Capital. [See HitPay reviews ->](https://hitpayapp.com/reviews) No monthly fees, no hidden costs Unlike other WooCommerce payment providers, HitPay has no monthly fees or hidden charges. Only pay per transaction. [See HitPay pricing ->](https://hitpayapp.com/pricing) Accept global and local payments From Visa, and Mastercard to local e-wallets and BNPL options, HitPay helps you expand your business with localised WooCommerce payments for different regions. Quick & easy integration Install the HitPay WooCommerce plugin directly from WordPress and set up payments in minutes—no coding required. PCI-DSS compliant All transactions are protected by advanced fraud detection and encryption, ensuring safe and reliable WooCommerce payments. Optimized for businesses of all sizes Whether you're a startup or an enterprise, HitPay scales with your WooCommerce store’s growth. “Within 10 minutes, we were up-and running and enjoying much lower fees compared to other payment providers. HitPay provides fast, personable, and efficient service. Highly recommended.” Ice Cream Products Read more -> Within 10 minutes, we were up-and running and enjoying much lower fees compared to other payment providers. HitPay provides fast, personable, and efficient service. Highly recommended. #### No-code WooCommerce payment gateway integration Follow these simple steps to integrate HitPay’s WooCommerce payment gateway with your store: 01 Sign up with HitPay Sign up for a free HitPay account — no setup fees or monthly charges. [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Install the plugin on WooCommerce On your WordPress dashboard, install the ‘HitPay WooCommerce Payment Gateway’ plugin. 03 Enable payment methods Choose from credit cards, digital wallets, bank transfers, and BNPL options. 04 Start accepting WooCommerce payments Begin processing payments with real-time tracking and automated reporting. #### Frequently Asked Questions What WooCommerce payments does HitPay support? HitPay allows WooCommerce store owners to accept credit cards, Apple Pay, Google Pay, PayNow, FPX, GrabPay, Atome, and more, depending on your region. Is HitPay’s WooCommerce payment gateway available globally? Yes! HitPay supports businesses worldwide, allowing you to accept payments from customers across different countries. Are there any setup or monthly fees? No! HitPay charges zero setup fees and no monthly costs. You only pay a small transaction fee for successful payments. How long does it take to integrate HitPay with WooCommerce? You can integrate HitPay with your WooCommerce store in just a few minutes—no coding required. Is HitPay secure? Yes. HitPay is PCI-DSS compliant and uses advanced fraud detection to protect your business. Still have questions? Contact our team. Get in touch Help center --- ## Wix Source: https://hitpayapp.com/wix > Connect HitPay as a payment provider on Wix. ### Wix Payment Gateway Integration Wix Payment Gateway Integration Accept payments on your store with HitPay’s secure and seamless Wix payment gateway integration. Set up now for free. Learn more Contact Sales #### Accept more payment #### methods on Wix With one Wix payment gateway integration, you can accept credit cards, digital wallets, bank transfers, BNPL payments, and 100+ currencies. See full list of payment methods #### Why Choose HitPay’s Wix Payment Gateway? HitPay is a full-stack payments platform designed for growing businesses in APAC and beyond. Here’s why HitPay’s Wix payment gateway integration is the preferred choice for businesses worldwide: Trusted and secure HitPay is regulated in 6 APAC jurisdictions and backed by leading global investors, including Tiger Global, Y Combinator, Global Founders Capital, and HOF Capital. [See HitPay reviews ->](https://hitpayapp.com/reviews) No monthly fees, no hidden costs Unlike other Wix payment providers, HitPay has no monthly fees or hidden charges. Only pay per transaction. [See HitPay pricing ->](https://hitpayapp.com/pricing) Accept global and local payments From Visa, and Mastercard to local e-wallets and BNPL options, HitPay helps you expand your business with localised Wix payments for different regions. Quick & easy integration Install the HitPay Wix plugin directly from your Wix dashboard and set up payments in minutes — no coding required. PCI-DSS compliant All transactions are protected by advanced fraud detection and encryption, ensuring safe and reliable Wix payments. Optimized for businesses of all sizes Whether you're a startup or an enterprise, HitPay scales with your Wix store’s growth. “Within 10 minutes, we were up-and running and enjoying much lower fees compared to other payment providers. HitPay provides fast, personable, and efficient service. Highly recommended.” Ice Cream Products Read more -> Within 10 minutes, we were up-and running and enjoying much lower fees compared to other payment providers. HitPay provides fast, personable, and efficient service. Highly recommended. #### How HitPay’s Wix payment gateway works How HitPay’s Wix payment gateway works Simple integration with no signup fees and no coding required. 01 Sign up with HitPay Sign up for a free HitPay account — no setup fees or monthly charges. [Contact sales team ->](https://hitpayapp.com/contact-us) 02 Integrate HitPay on Wix Log in to your Wix account, and go to ‘Accept Payments’ on your dashboard. Click ‘See More Payment Options’ and click ‘Connect’ next to HitPay. 03 Enable payment methods On your HitPay dashboard, choose from credit cards, digital wallets, bank transfers, and BNPL options. 04 Start accepting payments on Wix Begin processing payments with real-time tracking and automated reporting. #### Frequently Asked Questions What Wix payments does HitPay support? HitPay allows Wix store owners to accept credit cards, Apple Pay, Google Pay, PayNow, FPX, GrabPay, Atome, and more, depending on your region. Is HitPay’s Wix payment gateway available globally? Yes! HitPay supports businesses worldwide, allowing you to accept payments from customers across different countries. Are there any setup or monthly fees? No! HitPay charges zero setup fees and no monthly costs. You only pay a small transaction fee for successful payments. How long does it take to integrate HitPay with Wix? You can integrate HitPay with your Wix store in just a few minutes—no coding required. Is HitPay secure? Yes. HitPay is PCI-DSS compliant and uses advanced fraud detection to protect your business. Still have questions? Contact our team. Get in touch Help center --- ## Ecwid Source: https://hitpayapp.com/ecwid > Add HitPay payments to an Ecwid store. ### Ecwid Payment Gateway for Businesses in Asia Looking for a seamless Ecwid payment gateway? Integrate HitPay with your Ecwid store to access local and international payment methods, fast setup, and transparent, transaction-based pricing. Sign Up Contact Sales #### Why Ecwid merchants prefer HitPay Accept top regional payment methods like PayNow, FPX, GCash, GrabPay, Visa, Mastercard, and more Easy-to-use Ecwid plugin with fast setup No monthly fees or hidden charges — pay only per transaction #### How it works Create your free HitPay account Install and configure HitPay on your Ecwid store Enable your preferred local and international payment methods Start accepting payments instantly Track transactions from a central dashboard See Full Setup Guide Create your free HitPay account Install and configure HitPay on your Ecwid store Enable your preferred local and international payment methods Start accepting payments instantly Track transactions from a central dashboard See Full Setup Guide Create your free HitPay account Install and configure HitPay on your Ecwid store Enable your preferred local and international payment methods Start accepting payments instantly Track transactions from a central dashboard See Full Setup Guide Create your free HitPay account Install and configure HitPay on your Ecwid store Enable your preferred local and international payment methods Start accepting payments instantly Track transactions from a central dashboard See Full Setup Guide #### Join thousands of businesses using HitPay Trusted and secure HitPay has been granted [regulations and licenses](https://hitpayapp.com/license-registrations) across Asia. Our platform complies with PCI-DSS standards for secure transactions. Transparent Pricing No subscriptions. No hidden fees. Only pay when a transaction is made. [View Pricing ->](https://hitpayapp.com/pricing) Omni-channel Integration Expand your payment capabilities beyond Ecwid with HitPay’s POS, APIs, and payment links. [Explore all integrations ->](https://hitpayapp.com/integrations) #### Frequently Asked Questions How do I set up HitPay on Ecwid? Sign up for a HitPay account and follow the plugin integration instructions (coming soon) to link it to your Ecwid store. What payment methods can I accept? HitPay supports popular local and regional payment methods — including PayNow, FPX, GCash, GrabPay, Visa, Mastercard, UnionPay, and more. [See all supported methods ->](https://hitpayapp.com/pricing) Is there a setup or monthly fee? No — HitPay is completely free to set up, with no monthly or hidden fees. Can I use HitPay offline too? Yes — HitPay provides both online payments and POS solutions, perfect for merchants who sell across channels. Still have questions? Contact our team. Get in touch Help center --- ## Magento Source: https://hitpayapp.com/magento > Accept payments on Magento with HitPay. ### Magento Payment Gateway for Businesses HitPay integrates seamlessly with Magento (Adobe Commerce) to enable local and international payment methods, fast setup, and transparent pricing. Sign Up Contact Sales #### Why Magento merchants prefer HitPay Accept payment methods like PayNow, FPX, GCash, GrabPay, Visa, Mastercard, American Express, and more Quick Magento plugin installation with full documentation No setup or monthly fees — only pay per transaction #### How it works Sign up for a free HitPay account Install the HitPay Magento plugin Configure your preferred payment methods Start accepting payments via your Magento store Track and manage payments from one central dashboard See Full Setup Guide Sign up for a free HitPay account Install the HitPay Magento plugin Configure your preferred payment methods Start accepting payments via your Magento store Track and manage payments from one central dashboard See Full Setup Guide Sign up for a free HitPay account Install the HitPay Magento plugin Configure your preferred payment methods Start accepting payments via your Magento store Track and manage payments from one central dashboard See Full Setup Guide Sign up for a free HitPay account Install the HitPay Magento plugin Configure your preferred payment methods Start accepting payments via your Magento store Track and manage payments from one central dashboard See Full Setup Guide #### Seamless payments on Magento Trusted and secure HitPay has been granted regulations and licenses across Asia. Our platform is PCI-DSS compliant, ensuring safe transactions across all channels. Transparent Pricing No subscription or hidden costs — just simple pay-per-transaction pricing. [View Pricing ->](https://hitpayapp.com/pricing) Omni-channel Integration Grow your business without limitations. Unify your Magento sales with HitPay’s POS system, APIs, payment links, and more — all in one platform. [Explore all integrations ->](https://hitpayapp.com/integrations) #### Frequently Asked Questions How do I set up HitPay on Magento? Just sign up for a HitPay account and follow this [step-by-step guide](https://docs.hitpayapp.com/plugins/magento) to install the Magento plugin and configure payment settings. Which payment methods are supported? HitPay supports PayNow, FPX, GCash, GrabPay, credit/debit cards, UnionPay, and more. [See all supported methods ->](https://hitpayapp.com/pricing) Is there a monthly or setup fee? No — HitPay is free to set up, and you only pay per successful transaction. Can I use HitPay for both Magento and POS sales? Yes, HitPay offers seamless omni-channel payments for both online and in-store sales. Still have questions? Contact our team. Get in touch Help center --- ## OpenCart Source: https://hitpayapp.com/opencart > Add HitPay payments to an OpenCart store. ### OpenCart Payment Gateway for Businesses With HitPay, OpenCart merchants can accept local and international payment methods with secure, fast integration and zero setup fees. Sign Up Contact Sales #### Why OpenCart merchants prefer HitPay Accept popular payment methods in the region like PayNow, FPX, GCash, GrabPay, Visa, Mastercard, and more No monthly fees or hidden charges — pay only per transaction Quick and simple OpenCart plugin installation #### How it works Create your free HitPay account Install the HitPay OpenCart plugin via your admin dashboard Configure your preferred payment methods Start accepting payments from customers on your OpenCart store Track all transactions in real-time from your HitPay dashboard See Full Setup Guide Create your free HitPay account Install the HitPay OpenCart plugin via your admin dashboard Configure your preferred payment methods Start accepting payments from customers on your OpenCart store Track all transactions in real-time from your HitPay dashboard See Full Setup Guide Create your free HitPay account Install the HitPay OpenCart plugin via your admin dashboard Configure your preferred payment methods Start accepting payments from customers on your OpenCart store Track all transactions in real-time from your HitPay dashboard See Full Setup Guide Create your free HitPay account Install the HitPay OpenCart plugin via your admin dashboard Configure your preferred payment methods Start accepting payments from customers on your OpenCart store Track all transactions in real-time from your HitPay dashboard See Full Setup Guide #### Join thousands of businesses using HitPay Trusted and secure Licensed by Monetary Authority of Singapore (MAS) and PCI-DSS compliant, HitPay ensures top-tier payment security. Transparent Pricing No upfront or recurring fees. Just simple, pay-per-transaction pricing. [View Pricing ->](https://hitpayapp.com/pricing) Omni-channel Integration Unify your OpenCart sales with HitPay’s suite of solutions: POS, payment links, and more — all on one platform. #### Frequently Asked Questions How do I set up HitPay on OpenCart? Start by creating a HitPay account, then follow this step-by-step installation guide to integrate the plugin with your OpenCart store. Which payment methods are supported? HitPay supports popular local and international payment methods on OpenCart, including PayNow, FPX, GCash, GrabPay, credit/debit cards, and more. [Full list here ->](https://hitpayapp.com/pricing) Is HitPay’s OpenCart payment gateway free to use? Yes! There are no setup or monthly fees. You only pay when you successfully receive a payment. Can I use HitPay for in-store payments too? Absolutely — HitPay supports POS and QR-based payments, perfect for businesses selling both online and offline. Still have questions? Contact our team. Get in touch Help center --- ## SiteGiant Source: https://hitpayapp.com/sitegiant > Connect HitPay payments to SiteGiant. ### SiteGiant Payment Gateway for Businesses Accept payments on your SiteGiant store with HitPay, and enjoy fast setup, competitive transaction rates, and popular payment methods across Asia. Sign Up Contact Sales #### Why SiteGiant merchants prefer HitPay Accept popular payment methods like GrabPay, Visa, Mastercard, and more No setup fees, no hidden charges — pay only per transaction Easy and quick SiteGiant plugin integration #### How it works Sign up for a free HitPay account Install the HitPay plugin on your SiteGiant store Select your preferred payment methods Start accepting payments on SiteGiant Monitor and manage all transactions in one place See Full Setup Guide Sign up for a free HitPay account Install the HitPay plugin on your SiteGiant store Select your preferred payment methods Start accepting payments on SiteGiant Monitor and manage all transactions in one place See Full Setup Guide Sign up for a free HitPay account Install the HitPay plugin on your SiteGiant store Select your preferred payment methods Start accepting payments on SiteGiant Monitor and manage all transactions in one place See Full Setup Guide Sign up for a free HitPay account Install the HitPay plugin on your SiteGiant store Select your preferred payment methods Start accepting payments on SiteGiant Monitor and manage all transactions in one place See Full Setup Guide #### Join thousands of businesses using HitPay Trusted and secure HitPay has been granted [regulations and licenses](https://hitpayapp.com/license-registrations) across Asia. Our platform is PCI-DSS compliant, ensuring every transaction is protected. Transparent Pricing Only pay per transaction. No subscriptions or hidden fees. [View Pricing ->](https://hitpayapp.com/pricing) Omni-channel Integration Connect your SiteGiant store with HitPay’s POS, payment links, and more for a complete payment ecosystem. #### Frequently Asked Questions How do I set up HitPay on SiteGiant? Sign up for a HitPay account and follow this [step-by-step guide](https://support.sitegiant.com/knowledge-base/how-to-set-up-hitpay-payment-gateway/) to integrate HitPay with your SiteGiant store. What payment methods are supported? HitPay supports local and international options, including FPX, PayNow, GCash, GrabPay, Visa, Mastercard, American Express, and more. [See all supported methods ->](https://hitpayapp.com/pricing) Is there a monthly fee? No. HitPay only charges per successful transaction. No setup or monthly subscription required. Can I use HitPay for both online and physical payments? Yes — HitPay works with your SiteGiant online store and your POS system, offering seamless omni-channel payments. Still have questions? Contact our team. Get in touch Help center --- ## Shoplazza Source: https://hitpayapp.com/shoplazza > Accept payments on Shoplazza with HitPay. ### Power up your Shoplazza store with HitPay payments! Bring fast, secure and affordable payments to your Shoplazza checkout. You get instant setup, multicurrency support and a smoother experience for every shopper. Get 20 percent off Shoplazza #### Meet Shoplazza Shoplazza is an award winning ecommerce platform trusted by 650,000 merchants around the world. It is built for performance, simplicity and growth, making it easy for anyone to launch a beautiful online store. Why merchants choose Shoplazza Why Shoplazza merchants love HitPay Beautiful, customizable themes Create a store that feels premium without touching code. Fast site performance Lightning quick storefronts that boost conversions and SEO ranking. Built in marketing tools Email, SEO tools, remarketing and analytics all in one place. Cross border friendly Shoplazza makes it simple to reach international shoppers with localized storefronts and seamless expansion features. Perfect for brands of any size From new shops to high volume businesses, Shoplazza gives you the power to scale confidently. Easy migration from other platforms Shoplazza provides smooth migration tools that let you import your products, customers, and order history in minutes. Why merchants choose Shoplazza Why Shoplazza merchants love HitPay Beautiful, customizable themes Create a store that feels premium without touching code. Fast site performance Lightning quick storefronts that boost conversions and SEO ranking. Built in marketing tools Email, SEO tools, remarketing and analytics all in one place. Cross border friendly Perfect for brands of any size Easy migration from other platforms Why merchants choose Shoplazza Why Shoplazza merchants love HitPay Beautiful, customizable themes Create a store that feels premium without touching code. Fast site performance Lightning quick storefronts that boost conversions and SEO ranking. Built in marketing tools Email, SEO tools, remarketing and analytics all in one place. Cross border friendly Perfect for brands of any size Easy migration from other platforms Claim 20% off Shoplazza #### Key features that boost your Shoplazza business Sell globally with ease Support international shoppers with multicurrency card processing plus regional payment rails. Instant PayNow acceptance Faster payments for Singapore shoppers with low fees. Full card coverage Visa, Mastercard and American Express with secure tokenization. Modern wallets Apple Pay, Google Pay and GrabPay to reach mobile shoppers. Secure by design Top tier encryption and fraud monitoring built in. Built for scale Whether you are new or growing fast, HitPay keeps payments smooth. #### How to connect HitPay to Shoplazza 01 Log in to your HitPay dashboard 02 Activate your preferred payment methods 03 Open Shoplazza Admin and go to Settings→Payment 04 Click Add Payment Provider 05 In the search bar, search “Hitpay” 06 Select Hitpay and click Activate 07 Follow the prompt to install the HitPay app 08 Paste your Hitpay API keys to complete the setup 09 Save and you are live! Claim 20% off Shoplazza 01 Log in to your HitPay dashboard 02 Activate your preferred payment methods 03 Open Shoplazza Admin and go to Settings→Payment 04 Click Add Payment Provider 05 In the search bar, search “Hitpay” 06 Select Hitpay and click Activate 07 Follow the prompt to install the HitPay app 08 Paste your Hitpay API keys to complete the setup 09 Save and you are live! Claim 20% off Shoplazza 01 Log in to your HitPay dashboard 02 Activate your preferred payment methods 03 Open Shoplazza Admin and go to Settings→Payment 04 Click Add Payment Provider 05 In the search bar, search “Hitpay” 06 Select Hitpay and click Activate 07 Follow the prompt to install the HitPay app 08 Paste your Hitpay API keys to complete the setup 09 Save and you are live! Claim 20% off Shoplazza 01 Log in to your HitPay dashboard 02 Activate your preferred payment methods 03 Open Shoplazza Admin and go to Settings→Payment 04 Click Add Payment Provider 05 In the search bar, search “Hitpay” 06 Select Hitpay and click Activate 07 Follow the prompt to install the HitPay app 08 Paste your Hitpay API keys to complete the setup 09 Save and you are live! Claim 20% off Shoplazza #### Perfect for every kind of Shoplazza merchant Whatever you sell, HitPay gives you flexible payments that help your Shoplazza store convert more customers. --- ## Xero Source: https://hitpayapp.com/xero > Reconcile payments and invoices automatically in Xero. ### Simplify Accounting with Xero Integration via HitPay Streamline your payments and invoicing with HitPay’s Xero integration in Singapore. Accept PayNow QR, cards, and more—automatically synced to your Xero account. Sign Up Contact Sales #### Why businesses in Singapore choose #### HitPay + Xero Why businesses in Singapore choose HitPay + Xero Accept multiple payment methods on HitPay including PayNow, Visa, and Apple Pay Automatically sync payments with your Xero invoices Reduce time spent on manual reconciliation Easily track transactions from a single dashboard #### Easily connect HitPay with Xero Getting started is quick and hassle-free. Simply connect your Xero account to HitPay in just a few clicks—no technical setup required. Whether you're collecting payments in-store, online, or via invoice, all transactions are synced to Xero in real time—making reconciliation fast and effortless. [Follow our setup guide →](https://docs.hitpayapp.com/connections/xero#xero-sync) #### Why choose HitPay Trusted and secure We are a MAS-registered payment provider, ensuring high security and compliance for your business. Transparent Pricing No setup fees, no hidden charges. Know exactly what you’re paying for. Omni-channel Integration Whether you sell in-store, online, or both—HitPay ties it all together with Xero. Trusted and secure Transparent Pricing No setup fees, no hidden charges. Know exactly what you’re paying for. Omni-channel Integration #### Frequently Asked Questions Is the HitPay Xero integration free? Yes, there are no additional fees to connect your HitPay and Xero accounts. Can I still use HitPay in-store if I use Xero online invoicing? Absolutely. All HitPay transactions—including POS—can be synced to Xero. What payment methods are supported? PayNow QR, Visa, Mastercard, AMEX, Apple Pay, Google Pay, AliPay, and WeChatPay. Where can I get help setting up the integration? Visit our [step-by-step setup guide](https://docs.hitpayapp.com/connections/xero#xero-sync). Still have questions? Contact our team. Get in touch Help center --- ## Zapier Source: https://hitpayapp.com/zapier > Automate payment workflows across thousands of apps. ### Automate Payments and Alerts with the HitPay Zapier Integration Looking to simplify your payment operations and reduce manual tasks? With the HitPay Zapier integration, connect your HitPay account to over 6,000 apps — no coding required. Sign Up Contact Sales #### What is the Zapier payment integration? [Zapier is a no-code automation platform](https://zapier.com/) that lets you connect your favorite tools so they work seamlessly together. With the HitPay Zapier integration, you can build Zaps — automated workflows triggered by events, like receiving a payment. This helps you eliminate repetitive tasks and automate processes like order fulfillment, customer communication, and finance tracking. #### How to use the HitPay Zapier payment integration Automate Payment Workflows Connect HitPay to tools like WhatsApp, Google Sheets, Slack, Twilio, and HubSpot Send Instant Notifications Email or message customers and team members automatically Update Systems in Real-Time Sync payment and customer data with CRMs, inventory platforms, and accounting tools No Coding Needed Set up and launch workflows in minutes with an easy-to-use, code-free interface #### Popular Use Cases for HitPay + Zapier Send WhatsApp Payment Confirmations Instantly When a payment is completed via HitPay, automatically send a confirmation via WhatsApp (using Twilio or WATI) or email. Keep customers updated without manual effort. Log Payments in Google Sheets Every new payment from HitPay can be logged in a spreadsheet or database, helping you track orders and streamline reporting. Add Customers to Your CRM or Email List Automatically add new paying customers to your CRM or email platform for follow- up campaigns or onboarding. Trigger Internal Notifications for New Payments Keep your sales or finance teams in the loop by sending real-time alerts in Slack or Microsoft Teams. #### How to Set Up the HitPay Zapier Integration View the full setup guide - Log in to your Zapier account - Connect your HitPay account using your API key - Choose a trigger (e.g. "New Payment Received") - Choose an action app (e.g. Gmail, Google Sheets) - Set up the workflow, test it, and go live! Log in to your Zapier account Connect your HitPay account using your API key Choose a trigger (e.g. "New Payment Received") Choose an action app (e.g. Gmail, Google Sheets) Set up the workflow, test it, and go live! #### HitPay + Zapier is ideal for: Ecommerce sellers Ecommerce sellers automating order processing Retailers and restaurants Retailers and restaurants sending digital receipts or updates Service providers Service providers booking appointments after payment Get Started with the HitPay Zapier Integration Ready to streamline your payment operations and eliminate repetitive tasks? Try the HitPay Zapier integration today and build powerful, no-code workflows that scale with your business. Connect HitPay to Zapier #### Frequently Asked Questions Is the HitPay Zapier integration free to use? You can use Zapierʼs free plan for basic automations. Some advanced features may require a paid Zapier account. Can I send WhatsApp messages when a payment is made? Yes. By using Zapier with services like Twilio or WATI, you can send WhatsApp messages after HitPay payments. What types of apps can I connect with HitPay? Over 6,000 apps are supported, including Gmail, Google Sheets, Slack, Mailchimp, HubSpot, and more. Do I need coding knowledge to use this integration? No. Zapier is a no-code platform, and setting up workflows is simple and intuitive. Still have questions? Contact our team. Get in touch Help center --- ## Google Forms Source: https://hitpayapp.com/google-forms-plugins > Collect payments through Google Forms. ### Google Forms Payment Plugin Transform online forms into a powerful payment tool with the Google Forms Payment Plugin. Set up in minutes with customizable options and automated payment collection. Google Forms Payment Plugin Install now Inbuilt payment methods Accept popular payment options with one simple Google Forms payment integration No coding required Just install the HitPay plugin and start collecting Google Forms responses Customisable payments Set fixed or dynamic charges, calculated from your customer’s Google Form answers #### How the Google Forms Payment Plugin works 01 Create your HitPay account Set up your free account on HitPay and activate your preferred local and international payment methods from the dashboard. Contact our Sales team to get started with your HitPay account. Contact Sales 02 Install the HitPay Google Forms Payment Plugin Install the HitPay Google Forms Payment Plugin Create your Google Form, install the HitPay plugin, and customise your payment options. Setup is simple with no coding required, and takes only a few minutes. Install plugin 03 Automate payment collection After your customers fill in the form, you don’t have to do a thing. HitPay sends a secure payment link to their email, letting your customers pay with their preferred credit card, banking app, or digital wallet. 04 Track payments with ease HitPay automatically updates the status of each form submission once payment is made — just refer to the linked Google Sheet. #### Frequently Asked Questions What is the HitPay Google Forms Payment Plugin? The HitPay Google Forms Payment Plugin allows you to collect payments directly from Google Forms submissions. It integrates payment options into your form, enabling your customers to pay via credit cards, debit cards, bank transfers, and digital wallets. Who can use the Google Forms Payment Plugin? Anyone with a Google account and a HitPay account can use the plugin. It's ideal for businesses that want to simplify payment collection. What payment methods are supported by the Google Forms Payment Plugin? The plugin supports multiple payment methods, including credit cards, debit cards, bank transfers, and digital wallets like Google Pay, Apple Pay, and local payment methods. Do I need coding skills to set up the HitPay Google Forms Payment Plugin? No, the plugin requires no coding knowledge. It’s a simple, plug-and-play solution that takes only a few minutes to set up. Can I customize payment fields in my form? Yes, you can customize payment amounts, descriptions, and required fields directly within your Google Form using the plugin settings. How long does it take to set up? Setting up the plugin typically takes 5–10 minutes, depending on your form’s complexity. Is the HitPay Google Forms Payment Plugin free? The plugin is free to install and use. You only pay HitPay’s transaction fees for completed payments. [Click here](https://hitpayapp.com/pricing) to see pricing in your market. How do I receive the funds collected? Funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule.](https://hitpayapp.com/contact-us) Still have questions? Contact our team. Get in touch Help center --- ## Cal.com Source: https://hitpayapp.com/cal.com > Take payments for bookings made through Cal.com. ### Free Online Scheduling Software with ### Local Payments Free Online Scheduling Software with Local Payments HitPay’s Cal.com payment integration offers seamless payments for classes, appointments, and bookings — with APAC payment methods like GrabPay, ShopeePay, PayNow and more. Contact Sales Accept local & global payments seamlessly Our online scheduling software integration is built for customers in APAC, supporting their favorite e-wallets and banking apps. Add bookings seamlessly Easily add your booking page to your site or online store, without needing a line of code. Syncs seamlessly with Google Calendar or your preferred calendar app. Free online appointment scheduling Create a free account on HitPay and Cal.com, with no subscription fees. #### The best scheduling software #### for local businesses The best scheduling software for local businesses Most online scheduling software doesn’t fully support local payment methods like PayNow, GrabPay, and ShopeePay. That’s why we built the HitPay + Cal.com integration— a powerful way to accept seamless payments for bookings across Asia. See full list of payment methods #### Online scheduling #### built for your business Perfect for service-based businesses, with support for both in-person and virtual appointments. Fitness Studios Accept payments for personal training or group classes. Consultants & Coaches Charge for one-on-one coaching sessions. Educators & Trainers Manage workshops, tutoring, or multi-session courses. Therapists & Health Professionals Securely accept payments for online or in-person sessions. #### How the HitPay Cal.com Payment Integration works 01 Create your Cal.com account Sign up for your free online scheduling software on Cal.com. Create Cal.com account 02 Integrate HitPay on Cal.com Install the HitPay Google Forms Payment Plugin Install the HitPay app from the Cal.com App Store and link your account. 03 Embed & Share Add your booking page to your website or share the link with customers. 04 Accept Payments For Bookings Payments are processed securely through the HitPay Cal.com payment integration. #### Accept local payments #### in your country Why accept GrabPay payments with HitPay? Many booking platforms don’t support local payment methods — but with HitPay, you can accept region-specific payments effortlessly. HitPay provides businesses worldwide with a simple, secure, and powerful payment gateway to start accepting GrabPay and other popular payment methods: Many booking platforms don’t support local payment methods — but with HitPay, you can accept region-specific payments effortlessly. Singapore Online scheduling software with PayNow, credit cards, GrabPay, ShopeePay, WeChat Pay, and more. [See Singapore payment methods ->](https://hitpayapp.com/) Malaysia Online scheduling software with DuitNow, cards, FPX, GrabPay, ShopeePay, Touch ‘n Go, WeChat Pay, and more. [See Malaysia payment methods ->](https://hitpayapp.com/) Indonesia Accept booking payments with QRIS, ShopeePay, Dana, OVO, LinkAja, cards, bank transfers, and more. [See Indonesia payment methods ->](https://hitpayapp.com/) Philippines Accept booking payments with GCash, QR Ph, UnionBank, InstaPay, PESONet and more. [See Philippines payment methods ->](https://hitpayapp.com/) Thailand Online scheduling software with PromptPay, cards, and more. [See Thailand payment methods ->](https://hitpayapp.com/) #### Frequently Asked Questions What is Cal.com, and how does it work with HitPay? Cal.com is a free online appointment scheduling software that integrates with HitPay to accept payments seamlessly. You can embed your booking page on your website and sync it with Google Calendar. Is this a free alternative to Mindbody? Yes! Unlike Mindbody, Cal.com + HitPay is completely free to set up — no monthly fees or subscriptions. You only pay a small fee per transaction. [Click here](https://hitpayapp.com/pricing) to see pricing in your market. What payment methods are supported by our free online scheduling software? HitPay supports PayNow, ShopeePay, GCash, GrabPay, QRIS, and more for local bookings in Singapore, Malaysia, Indonesia, the Philippines, and Thailand. See our [full list of payment methods here](https://docs.hitpayapp.com/payments/payments#supported-payment-methods). Can I customize my booking page? Yes! You can customize your Cal.com booking page with branding options, custom fields, and additional settings to match your business needs. Can I sync my booking calendar with external calendar apps? Yes, you can integrate Cal.com with external calendars like Google Calendar. How do customers access my booking page? You can share your booking page link, embed it in your online shop, or add it as a dedicated section on your website. How do I accept PayNow for my bookings? HitPay allows you to accept PayNow, credit/debit cards, bank transfers, and other local payment methods for bookings. When customers schedule an appointment, they can select PayNow at checkout and complete the payment instantly. Can I offer free or paid bookings with HitPay? Yes! With HitPay and Cal.com, you can offer both free and paid bookings. When setting up your event, you can set the price to $0 for free bookings or charge a fixed amount, which will be processed via HitPay. How do I receive the funds collected? Funds are transferred directly to your linked bank account according to HitPay’s [settlement schedule](https://hitpay.zendesk.com/hc/en-us/articles/360016339812-When-do-I-get-paid-by-HitPay). Still have questions? Contact our team. Get in touch Help center # Industry solutions --- ## Retail Source: https://hitpayapp.com/solutions/retail > Unified in-store and online payments for retail businesses. ### One platform for in-store and online retail Unified POS, Tap to Pay, card terminals and online payments — all synced in one dashboard. No monthly subscription fees. Start for free Request a demo Free to sign up · No monthly subscription · Pay per transaction WORKS SEAMLESSLY WITH ALL MAJOR E-COMMERCE PLATFORMS Fashion Boutiques Home & Living Beauty & Wellness Electronics Bookshops Gift Stores Fashion Boutiques Home & Living Beauty & Wellness Electronics Bookshops Gift Stores #### One platform. Every sales channel. Whether a customer walks into your store, finds you on Instagram, or buys from your website — HitPay handles every payment from a single dashboard. POINT OF SALE A POS system your staff will actually love using Simple enough to train new hires in minutes. Powerful enough to manage multi-location retail. Inventory, sales, and staff — all in one system. Inventory tracking with low-stock alerts Multiple staff logins with role-based permissions End-of-day cash reconciliation reports Works on iPad, Android tablet, or PC Learn more POINT OF SALE A POS system your staff will actually love using Inventory tracking with low-stock alerts Multiple staff logins with role-based permissions End-of-day cash reconciliation reports Works on iPad, Android tablet, or PC Learn more TAP TO PAY Turn your phone into a card terminal — no hardware required Accept contactless card payments directly on your iPhone or Android. Perfect for pop-ups, markets, deliveries, and mobile sales teams. Works on iPhone and Android devices Accepts Visa, Mastercard, Apple Pay, Google Pay No hardware cost — use any smartphone you already own Transactions sync instantly to your main dashboard Learn more TAP TO PAY Turn your phone into a card terminal — no hardware required Works on iPhone and Android devices Accepts Visa, Mastercard, Apple Pay, Google Pay No hardware cost — use any smartphone you already own Transactions sync instantly to your main dashboard Learn more HARDWARE Reliable hardware for high-volume retail Deploy card terminals and Payment Soundbox across your stores. Get instant audio and visual confirmation for every successful payment. Accept cards, QR codes, and NFC wallets Audio + visual payment confirmation with Soundbox Manages multiple locations from one account Learn more HARDWARE Reliable hardware for high-volume retail Accept cards, QR codes, and NFC wallets Audio + visual payment confirmation with Soundbox Manages multiple locations from one account Learn more OMNICHANNEL One dashboard for every channel Stop reconciling across multiple systems. HitPay unifies in-store, online, and payment link sales into one dashboard — with synced inventory and real-time reporting. Unified inventory synced across in-store and online Real-time consolidated sales reports Multi-location management from one account Learn more OMNICHANNEL One dashboard for every channel Unified inventory synced across in-store and online Real-time consolidated sales reports Multi-location management from one account Learn more Setup time <5 min Monthly subscription fees $0 "We used to run separate systems for our Orchard Road store and our online shop. HitPay gave us one dashboard for everything. Our inventory is always accurate and I spend half the time I used to on end-of-day reconciliation." Janelle Wong Owner, The Linen Collective — Multi-location retail, Singapore #### Everything else you need From opening to close, HitPay handles every part of your payment operations. Inventory management Track stock levels, get low-stock alerts, and sync inventory between your store and website automatically. Fast payouts Receive your sales proceeds the next business day. No waiting. Cash flow when you need it. Staff management Create staff accounts with custom permissions. Track performance by staff member, shift, or location. Sales reporting Daily, weekly, and monthly reports broken down by product, channel, and location. Export to CSV or your accounting tool. Secure transactions Every in-store and online payment is protected by HitPay's security infrastructure. PCI DSS compliant. All payment methods Real-time bank transfers, QR payments, e-wallets and all major cards — accept everything your customers carry. #### Explore more solutions E-commerce Sell online with a powerful checkout that converts. [Learn more →](https://hitpayapp.com/ecommerce) Nonprofits Simple, affordable donation collection for charities. [Learn more →](https://hitpayapp.com/nonprofit-donation-platform) #### Frequently Asked Questions What is a retail POS system? A retail POS (point-of-sale) system helps businesses accept payments and manage in-store sales. With HitPay, retailers can process payments, track transactions, and manage sales from one platform. Can HitPay be used for both in-store and online payments? Yes. HitPay supports both in-store and online payments, allowing retailers to manage multiple sales channels from one platform. Can I accept card payments without a physical card terminal? Yes. HitPay enables businesses to turn their phone into a card terminal, so they can accept card payments without additional hardware. Does HitPay provide POS hardware? Yes. HitPay offers hardware designed for retail businesses, including terminals suitable for high-volume retail environments. Can I manage all sales from one dashboard? Yes. HitPay provides a single dashboard where businesses can view and manage transactions across their sales channels. How long does it take to get started? Businesses can get started quickly. The platform is designed to allow merchants to begin accepting payments in just a few minutes. Still have questions? Contact our team. Get in touch Help center #### Ready to modernise your retail payments? Join thousands of e-commerce businesses already growing with HitPay. Free to start — no credit card needed. Start for free Request a demo --- ## E-commerce Source: https://hitpayapp.com/solutions/ecommerce > Checkout, plugins and APIs for online sellers. ### Increase checkout conversions with local payment methods Accept real-time bank transfers, e-wallets, cards, and BNPL across Southeast Asia. Integrate with Shopify, WooCommerce and more — no monthly fees. Start for free Contact Sales Free to sign up · No setup fees · Pay per transaction WORKS SEAMLESSLY WITH ALL MAJOR E-COMMERCE PLATFORMS #### Everything you need to sell online #### One platform. Every sales channel. From checkout to subscriptions and payouts, HitPay handles your entire payment stack — so you can focus on growth, not integrations. CHECKOUT Accept the payment methods your customers actually use Reduce cart abandonment by offering the payment methods your customers trust. Real-time bank transfers (PayNow, DuitNow, etc.) E-wallets (GrabPay, GCash, ShopeePay and more) Cards (Visa, Mastercard, Amex, Apple Pay, Google Pay) Buy Now Pay Later (Atome and more) Learn more CHECKOUT Accept the payment methods your customers actually use Reduce cart abandonment by offering the payment methods your customers trust. Real-time bank transfers (PayNow, DuitNow, etc.) E-wallets (GrabPay, GCash, ShopeePay and more) Cards (Visa, Mastercard, Amex, Apple Pay, Google Pay) Buy Now Pay Later (Atome and more) Learn more INTEGRATIONS Works with the tools you already use Install our one-click plugins for Shopify, WooCommerce, Wix, and Magento — no developer required. Or use our REST APIs and webhooks to build a fully custom checkout. One-click plugin installation for all major platforms RESTful API and webhooks for custom storefronts No coding required for platform plugins Learn more INTEGRATIONS Works with the tools you already use One-click plugin installation for all major platforms RESTful API and webhooks for custom storefronts No coding required for platform plugins Learn more PAYMENT LINKS Sell on Instagram, WhatsApp, or anywhere No website? No problem. Create a payment link in seconds and share it anywhere — Instagram DMs, WhatsApp, email, or your link-in-bio. Perfect for social commerce and drop-shipping. Create a link in under 60 seconds Shareable QR codes for offline-to-online selling All major payment methods supported on every link Learn more PAYMENT LINKS Sell on Instagram, WhatsApp, or anywhere Create a link in under 60 seconds Shareable QR codes for offline-to-online selling All major payment methods supported on every link Learn more SUBSCRIPTIONS Turn one-time buyers into loyal subscribers Launch subscription billing for boxes, memberships, meal kits, and digital products. Automated billing, smart retries, and self-service plan management included. Weekly, monthly, and annual billing cycles Automated invoices and payment receipts Smart retries for failed payments to reduce churn Self-service portal for customers to manage plans Learn more SUBSCRIPTIONS Turn one-time buyers into loyal subscribers Weekly, monthly, and annual billing cycles Automated invoices and payment receipts Smart retries for failed payments to reduce churn Self-service portal for customers to manage plans Learn more Markets served 11 Payment methods 700+ Global currencies 100+ Business day payouts 100% “As a small business, providing a seamless experience for our customers is a top priority. After considering various payment solutions, we decided to adopt HitPay for our business, and it has been a game-changer. The payouts are always done on time and it has been a pleasure adopting HitPay on our webstore!” Bread & Butter By XY #### Everything else you need HitPay comes with a full suite of tools to run your e-commerce business end to end. Fraud protection Built-in risk scoring on every transaction. Reduce chargebacks without blocking legitimate customers. Fast payouts Get your money paid out within the week. No holding periods, no surprise delays. Analytics dashboard Real-time sales reports, revenue trends, and customer insights — all in one place. Tax invoicing Auto-generate GST-compliant invoices and send them to customers automatically after purchase. Multi-currency Sell to customers across 100+ countries. Accept international payments with transparent conversion rates. Developer APIs Comprehensive REST API, webhooks, and SDKs. Build a fully custom checkout experience end to end. #### Explore more use cases Retail Unified POS and online payments for physical retail stores. Learn more → Nonprofits Accept donations, manage recurring giving, and grow your mission. #### Frequently Asked Questions Can I use HitPay for e-commerce? HitPay provides an e-commerce payment platform that helps businesses accept payments online and manage checkout, subscriptions, and payouts from one system. HitPay integrates with major e-commerce platforms and supports a wide range of payment methods used across Southeast Asia. What payment methods can I accept with HitPay? HitPay supports local and cross-border payment methods including: - Real-time bank transfers such as PayNow and DuitNow - E-wallets including GrabPay, GCash, and ShopeePay - Cards such as Visa, Mastercard, and American Express - Apple Pay and Google Pay - Buy Now Pay Later options such as Atome These options allow businesses to offer the payment methods their customers prefer at checkout. Which e-commerce platforms does HitPay integrate with? HitPay offers plugins and integrations for major e-commerce platforms including Shopify, WooCommerce, Wix, and Magento. Businesses can install these plugins quickly without requiring coding. Can I integrate HitPay with a custom website? Yes. HitPay provides REST APIs and webhooks that allow developers to build custom checkout experiences and integrate payments into their own storefronts. Can I sell without a website? Yes. HitPay allows businesses to create payment links that can be shared through channels such as Instagram, WhatsApp, email, or link-in-bio pages. Customers can then complete payment using supported payment methods. Does HitPay support subscription billing? Yes. HitPay allows businesses to create subscription billing for products and services such as subscription boxes, memberships, meal kits, or digital products. Billing cycles can be configured as weekly, monthly, or annually. What features are available for managing subscriptions? Subscription billing on HitPay includes: - Automated invoices and payment receipts - Smart retries for failed payments - A self-service portal for customers to manage their subscription plans These tools help businesses manage recurring revenue more easily. How many payment methods does HitPay support? HitPay supports more than **700 payment methods**, allowing businesses to offer local payment options commonly used by customers across different markets. Can I sell to customers in other countries? Yes. HitPay supports **100+ global currencies**, allowing businesses to accept payments from customers internationally. How quickly will I receive payouts from sales? HitPay provides **business-day payouts**, helping merchants receive funds from transactions quickly. Does HitPay charge monthly subscription fees? No. HitPay allows businesses to sign up for free with **no monthly fees or setup costs**, and merchants only pay transaction fees when payments are processed. Does HitPay provide fraud protection? Yes. HitPay includes built-in risk scoring on transactions to help reduce fraudulent payments and chargebacks. Can I track sales performance in HitPay? Yes. HitPay provides an analytics dashboard that shows sales reports, revenue trends, and customer insights in one place. Does HitPay support invoicing for e-commerce orders? Yes. HitPay can automatically generate tax invoices and send them to customers after a purchase. Does HitPay support developers building custom payment flows? Yes. Developers can use HitPay’s APIs, webhooks, and SDKs to build fully customised checkout and payment experiences. Still have questions? Contact our team. Get in touch Help center #### Ready to start selling? Join thousands of e-commerce businesses already growing with HitPay. Free to start — no credit card needed. Start for free Request a demo --- ## Nonprofits & donations Source: https://hitpayapp.com/solutions/nonprofit-donation-platform > Donation pages and kiosks for nonprofits and fundraisers. ### Accept donations. Grow your mission. HitPay helps nonprofits, charities, and social enterprises accept online donations, run fundraising events, and grow recurring giving — with zero monthly fees. Start for free See how it works Free to sign up · No setup fees · Pay per transaction TRUSTED BY NONPROFITS AND SOCIAL ENTERPRISES ACROSS SOUTHEAST ASIA Animal Welfare Youth Programs Disability Services Arts & Culture Environmental Animal Welfare #### Every donation matters. Every feature is free. #### One platform. Every sales channel. HitPay charges nonprofits only the standard donation payment processing fee — no monthly platform costs, no setup fees, and no premium tier required to access core features. DONATION PAGES Beautiful donation pages that inspire giving Create customised donation pages in minutes — no code, no designers needed. Share them on your website, social media, or email campaigns. HitPay donation pages are mobile-optimised and support all major local payment methods. Custom branding with your logo and campaign message Preset donation amounts with custom option Built for SEA, with popular e-wallet and QR payments: GrabPay, ShopeePay, and more Instant email receipts for every donor Learn more DONATION PAGES Beautiful donation pages that inspire giving Custom branding with your logo and campaign message Preset donation amounts with custom option Instant email receipts for every donor Learn more RECURRING GIVING Turn one-time donors into lifetime supporters Predictable recurring donations help you plan programs, hire staff, and grow sustainably. HitPay makes it easy for donors to set up monthly giving in a few taps — and just as easy for you to manage it all. Monthly, quarterly, and annual giving options Automatic receipts and thank-you emails Donors can manage their own subscriptions without calling you Reduce donor churn with smart retries and automated reminders Learn more RECURRING GIVING Turn one-time donors into lifetime supporters Monthly, quarterly, and annual giving options Automatic receipts and thank-you emails Donors can manage their own subscriptions without calling you Reduce donor churn with smart retries and automated reminders Learn more EVENTS & IN-PERSON Collect at galas, fundraisers, and community events Deploy card terminals and Payment Soundbox across your stores. Get instant audio and visual confirmation for every successful payment. Static QR codes you can print on posters, banners, and tables Tap to Pay on your smartphone — no extra hardware All donations tracked in real time in your dashboard Share payment links with guests before the event via email or WhatsApp Learn more EVENTS & IN-PERSON Collect at galas, fundraisers, and community events Static QR codes you can print on posters, banners, and tables Tap to Pay on your smartphone — no extra hardware All donations tracked in real time in your dashboard Share payment links with guests before the event via email or WhatsApp Learn more GRANT INVOICING Manage grants and donations on one platform Send polished, branded invoices to government agencies, corporate sponsors, and grant bodies. Track payment status, send reminders, and reconcile all income in one place. Customisable invoice templates with your logo Automated payment reminders before due date Online payment link embedded in each invoice Full payment history for audits and reporting Learn more GRANT INVOICING Manage grants and donations on one platform Customisable invoice templates with your logo Automated payment reminders before due date Online payment link embedded in each invoice Full payment history for audits and reporting Learn more Platform fees for nonprofits $0 Donation methods accepted 15+ Secure and PCI DSS compliant 100% “Our church generates revenue through various channels, including donations, memberships, events, and products. We needed a solution that could bring all of these together and operate seamlessly both online and in-person. Since using HitPay, we can accept payments from our community in any form, at any time. The HitPay platform itself is terrific, but I would emphasise the service has been unrivalled. This really sets our experience apart and means even when we don’t have the solution, we know the HitPay team does” Lachlan Buur-Jensen Danish Seamen's Church Singapore #### Everything your nonprofit needs From first-time donors to corporate grants, HitPay handles every part of your fundraising. Zero monthly fees No subscription, no setup cost. Pay only when a donation or payment succeeds. Tax receipt automation Auto-generate tax-deductible receipts and deliver them instantly to donors by email. Donor analytics Understand your donor base — who gives, how often, and what motivates them. Fast payouts Funds arrive in your bank account the next business day so you can focus on your mission. Secure payments Every transaction is encrypted and PCI DSS compliant. Your donors' data is always protected. Multi-currency Accept donations from overseas supporters in 100+ currencies with transparent conversion rates. #### Explore more solutions E-commerce Sell online with a powerful checkout that converts. [Learn more →](https://hitpayapp.com/ecommerce) Retail Operate a charity shop with unified POS and online sales. [Learn more →](https://hitpayapp.com/retail) #### Frequently Asked Questions How can nonprofits accept donations online? Nonprofits can accept donations online by creating a donation page with HitPay and sharing the link with supporters. Donors can then contribute using the payment methods supported on the page. Can nonprofits create a donation page? Yes. HitPay allows nonprofits to create a donation page that supporters can use to make contributions online. Can we collect donations at fundraising events? Yes. Nonprofits can collect donations at events such as galas, fundraisers, and community activities using QR codes. Supporters simply scan the QR code and make a donation. Can donors make recurring donations? Yes. HitPay supports both one-time and recurring donations, allowing supporters to contribute regularly if they choose. What payment methods can donors use? Donors can contribute using the payment methods supported by HitPay, including real-time bank transfers, e-wallets, cards, and other supported payment options. See payment methods available in your country here. Can nonprofits manage donations in one place? Yes. HitPay provides a platform where nonprofits can track and manage donations and supporter activity in one place. Are there monthly fees for nonprofits using HitPay? No. HitPay does not charge monthly fees. Transaction fees apply to each donation processed. How do nonprofits collect donations at fundraising events? Nonprofits can collect donations at events by displaying a QR code for supporters to scan and donate. This makes it easy to accept contributions during galas, fundraisers, and community events. Still have questions? Contact our team. Get in touch Help center #### Start accepting donations today Set up your first donation page in under 10 minutes. No credit card, no contract, no commitment. Start for free Request a demo # For developers --- ## Developer documentation Source: https://docs.hitpayapp.com/ > Full API reference, guides, SDKs and plugin documentation. ### HitPay Docs Explore the capabilities of HitPay through our user-friendly documentation. For developers, our comprehensive API documentation provides clear guidance and code samples for easy integration. ⌘I Assistant Responses are generated using AI and may contain mistakes. --- ## API overview Source: https://docs.hitpayapp.com/apis/overview > Payment intents, checkout, recurring billing, payouts and webhooks. > ## Documentation Index > > Fetch the complete documentation index at: [/llms.txt](https://hitpayapp.com/llms.txt) > > Use this file to discover all available pages before exploring further. [Skip to main content](#content-area) HitPay’s payment API lets businesses accept 40+ payment methods — including PayNow, FPX, QRIS, GrabPay, DuitNow, PromptPay, and major card networks — with a single REST API integration. The API supports redirect checkout, embedded QR codes for local payment rails, recurring billing with automated charges, saved payment methods for on-demand billing, and in-person terminal payments via WiFi-connected card readers. HitPay processes payments across 8 countries in Asia-Pacific: Singapore, Malaysia, Philippines, Indonesia, Thailand, Hong Kong, Australia, and New Zealand. All API requests use HTTPS with HMAC-SHA256 webhook verification. Rate limits are 400 requests per minute (general) and 70 requests per minute (payment creation). A full sandbox environment is available for testing before going live. Choose the integration that matches your use case below. Last modified on April 9, 2026 Was this page helpful? YesNo Wallet Balances Previous Sandbox Next ⌘I Assistant Responses are generated using AI and may contain mistakes. --- ## Payment APIs overview Source: https://hitpayapp.com/paymentapis > One REST API for cards, QR, e-wallets and cross-border, with a full sandbox. ### Explore our online payment APIs Tap into HitPay’s extensive local and global payment coverage. Accept payments through over 50 payment methods and more than 150 currencies - all in one platform. See API Docs Contact Sales Node.js Ruby Python Go PHP Java .NET 10 11 12 13 14 15 16 17 const hitpay = require("hitpay")("hp\_test\_BQokikJOvBiI2HlWgH4olfQ2"); // Create a payment intent to start a purchase flow let paymentIntent = await hitpay.paymentIntents.create({ amount: 2000, currency: "usd", description: "My first payment", }); // Complete the payment using a test card. await hitpay.paymentIntents.confirm(paymentIntent.id, { payment\_method: "pm\_card\_mastercard", Node.js Ruby Python Go PHP Java .NET 10 11 12 13 14 15 16 17 const hitpay = require("hitpay")("hp\_test\_BQokikJOvBiI2HlWgH4olfQ2"); // Create a payment intent to start a purchase flow let paymentIntent = await hitpay.paymentIntents.create({ amount: 2000, currency: "usd", description: "My first payment", }); // Complete the payment using a test card. await hitpay.paymentIntents.confirm(paymentIntent.id, { payment\_method: "pm\_card\_mastercard", Node.js Ruby Python Go PHP Java .NET 10 11 12 13 14 15 16 17 const hitpay = require("hitpay")("hp\_test\_BQokikJOvBiI2HlWgH4olfQ2"); // Create a payment intent to start a purchase flow let paymentIntent = await hitpay.paymentIntents.create({ amount: 2000, currency: "usd", description: "My first payment", }); // Complete the payment using a test card. await hitpay.paymentIntents.confirm(paymentIntent.id, { payment\_method: "pm\_card\_mastercard", #### All payment methods. #### Just one API. Accept credit cards, local e-wallets, bank transfers, online payments, and over-the-counter payments with a simple API integration. See full list of payment methods #### Launch fast in every market You only need to integrate our payment API once to build experiences across global markets. HitPay APIs make it easy to scale fast in multiple markets at the same time. HitPay supports these countries: Australia Austria Belgium Canada Czech Republic Denmark Finland France Germany Hong Kong Indonesia Ireland Italy Luxembourg Malaysia Netherlands Nether-lands New Zealand Norway Philippines Philip-pines Portugal Singapore Singa-pore Spain Sweden Switzerland Switz-erland Thailand United Kingdom United States Show all ↓ Australia Austria Belgium Canada Czech Republic Denmark Finland France Germany Hong Kong Indonesia Ireland Italy Luxembourg Malaysia Netherlands New Zealand Norway Philippines Portugal Singapore Spain Sweden Switzerland Thailand United Kingdom United States Launch fast in every market HitPay supports these countries: Australia Austria Belgium Canada Czech Republic Denmark Finland France Germany Hong Kong Indonesia Ireland Italy Luxembourg Malaysia Netherlands New Zealand Norway Philippines Portugal Singapore Spain Sweden Switzerland Thailand United Kingdom United States Show all ↓ Australia Austria Belgium Canada Czech Republic Denmark Finland France Germany Hong Kong Indonesia Ireland Italy Luxembourg Malaysia Netherlands New Zealand Norway Philippines Portugal Singapore Spain Sweden Switzerland Thailand United Kingdom United States #### Power your growth #### with HitPay APIs Secure and compliant Trust is paramount in payment processing. HitPay Payment APIs are designed with security in mind. We adhere to industry-leading security standards and maintain PCI DSS compliance, ensuring that your customers' payment data remains safe. Customizable checkout experience Tailor the payment experience to match your brand and customer preferences. With HitPay Payment APIs, you can create a checkout and payment process that aligns with your website or app's design, enhancing your customer experience. Multiple payment methods Accept payments from a wide range of sources, including credit cards, digital wallets like Apple Pay and Google Pay, and other online payment methods. Provide flexibility to your customers and increase conversion rates. Recurring payments and subscriptions Manage subscriptions and repeated payments with ease. Our APIs give you the power to automate payments collection so you can focus on driving your business’ growth. Robust reporting and analytics Gain insights into your payment transactions with robust reporting and analytics tools. Track sales, monitor transaction statuses, see payment processing functionality and make data-driven decisions to optimize your payment processes. Global reach Whether you offer subscription-based services or need to bill customers on a regular basis, HitPay Payment APIs can do it all. Manage subscriptions and automate your billing process with our powerful payment capabilities. Developer-friendly Our RESTful APIs are developer-friendly, making integration straightforward for experienced developers. Our comprehensive documentation, sample code, and developer support ensure a smooth integration process. #### Frequently Asked Questions How do HitPay Payment APIs work? HitPay API payment services allow you to programmatically initiate and manage payment transactions and create an application programming interface. You can use these APIs to create a customized checkout experience, process payments, and receive real-time payment status updates. What types of payments can I process with HitPay Payment APIs? With HitPay Payment APIs, you can process a full range of online payments, including credit card payments, bank payments, digital wallet payments (e.g. Apple Pay, Google Pay), and other online payment methods, depending on your integration and business location. Are HitPay Payment APIs secure? Yes, security is a top priority for HitPay. Our Payment APIs adhere to strict security standards and use encryption to protect sensitive payment data. We also maintain compliance with industry regulations, such as PCI DSS. Do I need coding knowledge to use HitPay Payment APIs? Yes, to integrate HitPay payment gateway APIs into your website or application, you will typically need coding knowledge or the assistance of a developer. Our [API documentation](https://docs.hitpayapp.com/apis) and [support resources](https://docs.hitpayapp.com/introduction) are available to help you through the process. Are there any transaction fees associated with using HitPay Payment APIs? HitPay Payment APIs are RESTful APIs, making them compatible with a wide range of programming languages. You can integrate payment processing infrastructure into your project using languages like Python, Java, PHP, JavaScript, and more. Can I use HitPay Payment APIs for mobile app development? Yes, you can integrate our payment gateway API into both web and mobile applications to get online payments. Our payment processor API allows you to provide a seamless payment experience to your users across various mobile apps and platforms. Still have questions? Contact our team. Get in touch Help center #### Ready to build with HitPay APIs? Use one integration to accept local and global payment methods across platforms, currencies, and checkout flows. Start building Schedule a call # Company & trust --- ## Pricing (Singapore) Source: https://hitpayapp.com/pricing > Singapore per-transaction rates for cards, PayNow, GrabPay and more — no monthly or setup fees. ### Transparent pricing No surprises Only pay per transaction. No setup fees and monthly fees required. PayNow 0.65% \+ S$0.30 Cards 2.8% \+ S$0.50 Custom rates Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs Learn More -> How HitPay Pricing Works HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments without setup or subscription fees and only pay when a payment is successfully processed. Fees vary depending on the payment method used. For example, domestic online card payments are 2.8% + S$0.50 per transaction, while international cards are 3.65% + S$0.50. Additional fees may apply for certain payment types or foreign currency transactions. Online Payments Accept payments on your website, app, or via payment links Domestic cards 2.8% + S$0.50 International cards 3.65% + S$0.50 2% additional fees is charged on foreign currency transactions PayNow 0.65% + S$0.30 for transaction values of S$100 and above 0.9% (min fee S$0.20) for transaction values below S$100 GrabPay 3% Paylater by Grab 5.5% ShopeePay ShopeePay Later 5% Atome 5.5% Shopback 3.9% + S$0.20 WechatPay 1.5% UPI 2% In-person Payments Includes HitPay card terminals and Tap to Pay Order credit card terminal -> Domestic cards 2.5% (min fee S$0.20) 2.3% F&B merchants International cards 3.2% (min fee S$0.20) PayNow 0.4% (min fee S$0.10) GrabPay 2.2% Paylater by Grab 5% ShopeePay 1.8% ShopeePay Later WechatPay 1.5% Atome 5.5% Shopback 5% Recurring Payments Set up subscriptions and automatic billing Domestic cards 2.8% + S$0.50 International cards 3.65% + S$0.50 Giro $2.25 + 0.65% ShopeePay 3% ShopeePay Later 5.5% GrabPay Cross-Border Payments (Online) - Accept payments from international customers - Customers pay in their local familiar payment method - Lower fees compared to international cards. Reduce chargebacks and dispute risks - A 1% FX markup is applied at settlement when converting the payment back to SGD Malaysia MYR 2.3% 1.9% Philippines PHP 1% or ₱20 Whichever is higher 2.3% Philippines PHP 1.5% Thailand THB 3.4% 2.5% Indonesia IDR 2% India SGD Korea KRW 3.5% China SGD 1.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) - Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS - Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers - Boost profit margins by 0.5%+ with fees lower than standard international card rates - A 1% FX markup is applied at settlement when converting the payment back to SGD Malaysia MYR 1.5% Philippines PHP Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) - Accept subscription payments from international customers - Improve retention with higher success rates vs international cards - Reduce failed payments, chargebacks, and manual follow-ups - A 1% FX markup is applied at settlement when converting the payment back to SGD Malaysia MYR 1.9% Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Example Transaction Fees Below are example fee calculations based on the standard pricing shown above. Domestic cards Payment received S$100.00 Processing fee 2.8% + S$0.50 Total fee S$3.30 Merchant receives S$96.70 International cards Payment received S$100.00 Processing fee 3.65% + S$0.50 Total fee S$4.15 Merchant receives S$95.85 PayNow Payment received S$100.00 Processing fee 0.4% Total fee S$0.40 Merchant receives S$99.60 For a more precise breakdown of fees tailored to your business volume, please use our Pricing Calculator Refunds There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable. [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) No additional processing fees for refunds Chargebacks When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you. [View chargeback fees by market →](https://docs.hitpayapp.com/payments/refund#understanding-chargebacks) Chargeback fee applies — see rates by market Fraud Monitoring & Dispute Management We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution. Fully covered at no extra cost Custom Pricing We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch. Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule Balance Type Payout Frequency Payout Processed By HitPay Balance (Non-card payment method) T + 1 calendar day HitPay Card Balance (Card payment method) From T + 1 business day (Final payout schedule determined by Compliance on a case-by-case basis) Stripe/Adyen We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business. Contact sales Singapore Paynow 0.65% \+ S$0.30 Cards 2.8% \+ S$0.50 Custom rates [Learn more ->](https://forms.gle/e5y2U5Xqnf5TGMAb9) How HitPay Pricing Works Fees vary depending on the payment method used. For example, domestic online card payments are **2.8% + S$0.50 per transaction**, while international cards are **3.65% + S$0.50**. Additional fees may apply for certain payment types or foreign currency transactions. Online Payments Accept payments on your website, app, or via payment links Domestic cards 2.8% + S$0.50 International cards 3.65% + S$0.50 2% additional fees is charged on foreign currency transactions PayNow 0.65% + S$0.30 for transaction values of S$100 and above 0.9% (min fee S$0.20) for transaction values below S$100 GrabPay 3% Paylater by Grab 5.5% ShopeePay ShopeePay Later 5% Atome 5.5% Shopback 3.9% + S$0.20 WechatPay 1.5% UPI 2% In-Person Payments Accept payments at your physical store with HitPay terminal [Order credit card terminal ->](https://hitpay.shop/hitpayterminal/) Domestic cards 2.5% (min fee S$0.20) 2.3% F&B merchants International cards 3.2% (min fee S$0.20) PayNow 0.4% (min fee S$0.10) GrabPay 2.2% Paylater by Grab 5% ShopeePay 1.8% ShopeePay Later WechatPay 1.5% Atome 5.5% Shopback 5% Recurring Payments Set up subscriptions and automatic billing Domestic cards 2.8% + S$0.50 International cards 3.65% + S$0.50 Giro $2.25 + 0.65% ShopeePay 3% ShopeePay Later 5.5% GrabPay Cross-Border Payments (Online) - Accept payments from international customers Malaysia MYR 2.3% 1.9% Philippines PHP 1% or ₱20 Whichever is higher 2.3% Philippines PHP 1.5% Thailand THB 3.4% 2.5% Indonesia IDR 2% India SGD Korea KRW 3.5% China SGD 1.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) Malaysia MYR 1.5% Philippines PHP Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) Malaysia MYR 1.9% Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Example Transaction Fees Below are example fee calculations based on the standard pricing shown above. Domestic cards Payment received S$100.00 Processing fee 2.8% + S$0.50 Total fee S$3.30 Merchant receives S$96.70 International cards Payment received S$100.00 Processing fee 3.65% + S$0.50 Total fee S$4.15 Merchant receives S$95.85 PayNow Payment received S$100.00 Processing fee 0.4% Total fee S$0.40 Merchant receives S$99.60 Pricing Calculator Refunds No additional processing fees for refunds [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) Chargebacks Chargeback fee applies — see rates by market [View chargeback fees by market →](https://docs.hitpayapp.com/payments/refund?_gl=1*souqmr*_gcl_au*NDI4NTczNzg5LjE3Njg0ODU2NDc.#understanding-chargebacks) Fraud Monitoring & Dispute Management Fully covered at no extra cost Custom Pricing Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule HitPay Balance (Non-card payment method) Payout frequency T + 1 calendar day Payout Processed By HitPay Card Balance (Card payment method) Payout frequency T + 1 calendar day (Final payout schedule determined by Compliance on a case-by-case basis) Payout Processed By HitPay Contact sales Pricing Calculator Loading pricing data… Choose country Singapore Malaysia Philippines Global Paynow 0.65% \+ S$0.30 Cards 2.8% \+ S$0.50 Custom rates [Learn more ->](https://forms.gle/e5y2U5Xqnf5TGMAb9) How HitPay Pricing Works Online Payments Accept payments on your website, app, or via payment links Domestic cards 2.8% + S$0.50 International cards 3.65% + S$0.50 2% additional fees is charged on foreign currency transactions PayNow 0.65% + S$0.30 for transaction values of S$100 and above 0.9% (min fee S$0.20) for transaction values below S$100 GrabPay 3% Paylater by Grab 5.5% ShopeePay ShopeePay Later 5% Atome 5.5% Shopback 3.9% + S$0.20 WechatPay 1.5% UPI 2% In-Person Payments Accept payments at your physical store with HitPay terminal [Order credit card terminal ->](https://hitpay.shop/hitpayterminal/) Domestic cards 2.5% (min fee S$0.20) 2.3% F&B merchants International cards 3.2% (min fee S$0.20) PayNow 0.4% (min fee S$0.10) GrabPay 2.2% Paylater by Grab 5% ShopeePay 1.8% ShopeePay Later WechatPay 1.5% Atome 5.5% Shopback 5% Recurring Payments Set up subscriptions and automatic billing Domestic cards 2.8% + S$0.50 International cards 3.65% + S$0.50 Giro $2.25 + 0.65% ShopeePay 3% ShopeePay Later 5.5% GrabPay Cross-Border Payments (Online) - Accept payments from international customers Malaysia MYR 2.3% 1.9% Philippines PHP 1% or ₱20 Whichever is higher 2.3% Philippines PHP 1.5% Thailand THB 3.4% 2.5% Indonesia IDR 2% India SGD Korea KRW 3.5% China SGD 1.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) Malaysia MYR 1.5% Philippines PHP Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) Malaysia MYR 1.9% Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Example Transaction Fees Below are example fee calculations based on the standard pricing shown above. Domestic cards Payment received S$100.00 Processing fee 2.8% + S$0.50 Total fee S$3.30 Merchant receives S$96.70 International cards Payment received S$100.00 Processing fee 3.65% + S$0.50 Total fee S$4.15 Merchant receives S$95.85 PayNow Payment received S$100.00 Processing fee 0.4% Total fee S$0.40 Merchant receives S$99.60 Pricing Calculator Refunds No additional processing fees for refunds [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) Chargebacks Chargeback fee applies — see rates by market Fraud Monitoring & Dispute Management Fully covered at no extra cost Custom Pricing Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule HitPay Balance (Non-card payment method) Payout frequency T + 1 calendar day Payout Processed By HitPay Card Balance (Card payment method) Payout frequency T + 1 calendar day (Final payout schedule determined by Compliance on a case-by-case basis) Payout Processed By HitPay Contact sales Pricing Calculator Loading pricing data… Choose country Singapore Malaysia Philippines Global #### HitPay Terminals Set up a free HitPay account, order your terminal and start selling within the week. Set up a free HitPay account, order your terminal and start selling within the week. Singapore Tap to Pay Free Built-in NFC Tap to Pay / PayWave QR code Supported on iOS and Android Learn more Google Play App Store HitPay SoundBox SGD 30 Wifi and Cellular connection Support Static QR Learn more Order WisePad 3 SGD 85 Bluetooth connection Insert card QR code Learn more Order FlexiPOS SGD 500 Wifi connection Insert and swipe card QR code Supports Customer Display Learn more Order HitPay All-in-One (Global) SGD 680 Wifi and Cellular connection (comes with global eSIM) Tap and Pay, PayWave, Insert card QR code In-Built Receipt Printer Learn more Order HitPay POS MAX SGD 700 Wifi and Cellular connection Tap and Pay, PayWave QR code In-built receipt printer, customer display Learn more Order Singapore Tap to Pay Free Built-in NFC Tap to Pay / PayWave QR code Supported on iOS and Android Learn more Google Play App Store HitPay SoundBox SGD 30 Wifi and Cellular connection Support Static QR Learn more Order WisePad 3 SGD 85 Bluetooth connection Insert card QR code Learn more Order FlexiPOS SGD 500 Wifi connection Insert and swipe card QR code Supports Customer Display Learn more Order HitPay All-in-One (Global) SGD 680 Wifi and Cellular connection (comes with global eSIM) Tap and Pay, PayWave, Insert card QR code In-Built Receipt Printer Learn more Order HitPay POS MAX SGD 700 Wifi and Cellular connection Tap and Pay, PayWave QR code In-built receipt printer, customer display Learn more Order #### Frequently Asked Questions Does HitPay charge a monthly fee? No. HitPay uses a pay-per-transaction pricing model with no setup fees or subscription fees. Businesses only pay transaction fees when payments are successfully processed. How much does HitPay charge for card payments in Singapore? For online payments in Singapore, HitPay charges 2.8% + S$0.50 per transaction for domestic cards and 3.65% + S$0.50 for international cards. Are there additional fees for foreign currency transactions? Yes. An additional 2% fee applies to foreign currency transactions. How are fees calculated for smaller transactions? For certain payment methods, transactions below S$100 may be charged 0.9% with a minimum fee of S$0.20, while transactions above S$100 may be charged 0.65% + S$0.30 depending on the payment method used. Still have questions? Contact our team. Get in touch Help center #### Ready to start with transparent pricing? Accept payments with pay-per-transaction pricing, no setup fees, no subscriptions, and no hidden charges. Get started for free Schedule a call --- ## Pricing (Malaysia) Source: https://hitpayapp.com/my/pricing > Malaysia per-transaction rates for cards, DuitNow, Touch 'n Go, FPX and more. ### Transparent pricing No surprises Only pay per transaction. No setup fees and monthly fees required. Touch ‘n Go 1.9% Shopee PayLater 2.2% Custom rates Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs Learn More -> How HitPay Pricing Works HitPay uses a simple pay-per-transaction pricing model. Businesses can start accepting payments without setup fees or monthly subscription fees and only pay when a payment is successfully processed. Pricing depends on the payment method used. For example, domestic card payments for recurring billing are 1.2% + RM1 per transaction, while in-person domestic card payments are 1.4% (minimum RM0.30). International card payments are 3% + RM1 per transaction. Online Payments Accept payments on your website, app, or via payment links Domestic cards 1.2% + RM1 International cards 3% + RM1 2% additional fees is charged on foreign currency transactions DuitNow 1.2% FPX 1.8% + RM 0.40 ShopeePay 2.2% ShopeePay Later Touch n Go 1.9% Boost 2.1% Maybank QRPAY GrabPay 2% Paylater by Grab 6.5% AliPay 2.7% WechatPay 1.5% Atome 5.5% + RM1 In-person Payments Includes HitPay card terminals and Tap to Pay Order credit card terminal -> Domestic cards 1.4% (min fee RM0.30) International cards 3% + RM1 DuitNow 1.2% ShopeePay 2% ShopeePay Later 1.8% GrabPay Paylater by Grab 5.5% Touch n Go 1.6% WechatPay 1.5% Atome 5.5% + RM1 Recurring Payments Set up subscriptions and automatic billing Domestic cards 1.2% + RM1 International cards 3% + RM1 ShopeePay 2.2% GrabPay 2% Touch n Go 1.9% Cross-Border Payments (Online) - Accept payments from international customers - Customers pay in their local familiar payment method - Lower fees compared to international cards. Reduce chargebacks and dispute risks - A 1% FX markup is applied at settlement when converting the payment back to MYR Singapore SGD 0.9% (min fee S$0.20) for transaction values below S$100 0.65% + S$0.30 for transaction values of S$100 and above Singapore SGD 3% 5% Malaysia MYR 2.7% Philippines PHP 2.3% 1% or ₱20 Whichever is higher Thailand THB 3.4% 2.5% Indonesia IDR 2% India SGD Korea KRW 3.5% China SGD 1.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) - Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS - Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers - Boost profit margins by 0.5%+ with fees lower than standard international card rates - A 1% FX markup is applied at settlement when converting the payment back to MYR Singapore SGD 1.5% for transaction values below S$100 Philippines PHP Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) - Accept subscription payments from international customers - Improve retention with higher success rates vs international cards - Reduce failed payments, chargebacks, and manual follow-ups - A 1% FX markup is applied at settlement when converting the payment back to MYR Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Example Transaction Fees Below are example fee calculations based on the standard pricing shown above. Recurring Domestic cards Payment received RM100 Processing fee 1.2% + RM1 Total fee RM2.20 Merchant receives RM97.80 In-Person Domestic Card Payment received RM100 Processing fee 1.4% Total fee RM1.40 Merchant receives RM98.60 International Card Payment received RM100 Processing fee 3% + RM1 Total fee RM4.00 Merchant receives RM96.00 For a more precise breakdown of fees tailored to your business volume, please use our Pricing Calculator Refunds There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable. [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) No additional processing fees for refunds Chargebacks When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you. [View chargeback fees by market →](https://docs.hitpayapp.com/payments/refund#understanding-chargebacks) Chargeback fee applies — see rates by market Fraud Monitoring & Dispute Management We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution. Fully covered at no extra cost Custom Pricing We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch. Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule Balance Type Payout Frequency Payout Processed By HitPay Balance (Non-card payment method) T + 2 business days HitPay Card Balance (Card payment method) From T + 3 business days (Final payout schedule determined by Compliance on a case-by-case basis) Stripe We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business. Contact sales Malaysia Touch ‘n Go 1.9% Shopee PayLater 2.2% Custom rates [Learn more ->](https://forms.gle/e5y2U5Xqnf5TGMAb9) How HitPay Pricing Works Pricing depends on the payment method used. For example, domestic card payments for recurring billing are **1.2% + RM1 per transaction**, while in-person domestic card payments are **1.4% (minimum RM0.30)**. International card payments are **3% + RM1 per transaction**. Online Payments Accept payments on your website, app, or via payment links Domestic cards 1.2% + RM1 International cards 3% + RM1 2% additional fees is charged on foreign currency transactions DuitNow 1.2% FPX 1.8% + RM 0.40 ShopeePay 2.2% ShopeePay Later Touch n Go 1.9% Boost 2.1% Maybank QRPAY GrabPay 2% Paylater by Grab 6.5% AliPay 2.7% WechatPay 1.5% Atome 5.5% + RM1 In-Person Payments Accept payments at your physical store with HitPay terminal [Order credit card terminal ->](https://hitpay.shop/hitpayterminalmy) Domestic cards 1.4% (min fee RM0.30) International cards 3% + RM1 DuitNow 1.2% ShopeePay 2% ShopeePay Later 1.8% GrabPay Paylater by Grab 5.5% Touch n Go 1.6% WechatPay 1.5% Atome 5.5% + RM1 Recurring Payments Set up subscriptions and automatic billing Domestic cards 1.2% + RM1 International cards 3% + RM1 ShopeePay 2.2% GrabPay 2% Touch n Go 1.9% Cross-Border Payments (Online) - Accept payments from international customers Singapore SGD 0.9% (min fee S$0.20) for transaction values below S$100 0.65% + S$0.30 for transaction values of S$100 and above Singapore SGD 3% 5% Malaysia MYR 2.7% Philippines PHP 2.3% 1% or ₱20 Whichever is higher Thailand THB 3.4% 2.5% Indonesia IDR 2% India SGD Korea KRW 3.5% China SGD 1.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) Singapore SGD 1.5% for transaction values below S$100 Philippines PHP Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Example Transaction Fees Below are example fee calculations based on the standard pricing shown above. Recurring Domestic cards Payment received RM100 Processing fee 1.2% + RM1 Total fee RM2.20 Merchant receives RM97.80 In-Person Domestic Card Payment received RM100 Processing fee 1.4% Total fee RM1.40 Merchant receives RM98.60 International Card Payment received RM100 Processing fee 3% + RM1 Total fee RM4.00 Merchant receives RM96.00 Pricing Calculator Refunds No additional processing fees for refunds [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) Chargebacks Chargeback fee applies — see rates by market [View chargeback fees by market →](https://docs.hitpayapp.com/payments/refund?_gl=1*souqmr*_gcl_au*NDI4NTczNzg5LjE3Njg0ODU2NDc.#understanding-chargebacks) Fraud Monitoring & Dispute Management Fully covered at no extra cost Custom Pricing Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule HitPay Balance (Non-card payment method) Payout frequency T+2 business days Payout Processed By HitPay Card Balance (Card payment method) Payout frequency From T + 3 business days (Final payout schedule determined by Compliance on a case-by-case basis) Payout Processed By Stripe Contact sales Pricing Calculator Loading pricing data… Choose country Singapore Malaysia Philippines Global Touch ‘n Go 1.9% Shopee PayLater 2.2% Custom rates [Learn more ->](https://forms.gle/e5y2U5Xqnf5TGMAb9) How HitPay Pricing Works Online Payments Accept payments on your website, app, or via payment links Domestic cards 1.2% + RM1 International cards 3% + RM1 2% additional fees is charged on foreign currency transactions DuitNow 1.2% FPX 1.8% + RM 0.40 ShopeePay 2.2% ShopeePay Later Touch n Go 1.9% Boost 2.1% Maybank QRPAY GrabPay 2% Paylater by Grab 6.5% AliPay 2.7% WechatPay 1.5% Atome 5.5% + RM1 In-Person Payments Accept payments at your physical store with HitPay terminal [Order credit card terminal ->](https://hitpay.shop/hitpayterminalmy) Domestic cards 1.4% (min fee RM0.30) International cards 3% + RM1 DuitNow 1.2% ShopeePay 2% ShopeePay Later 1.8% GrabPay Paylater by Grab 5.5% Touch n Go 1.6% WechatPay 1.5% Atome 5.5% + RM1 Recurring Payments Set up subscriptions and automatic billing Domestic cards 1.2% + RM1 International cards 3% + RM1 ShopeePay 2.2% GrabPay 2% Touch n Go 1.9% Cross-Border Payments (Online) - Accept payments from international customers Singapore SGD 0.9% (min fee S$0.20) for transaction values below S$100 0.65% + S$0.30 for transaction values of S$100 and above Singapore SGD 3% 5% Malaysia MYR 2.7% Philippines PHP 2.3% 1% or ₱20 Whichever is higher Thailand THB 3.4% 2.5% Indonesia IDR 2% India SGD Korea KRW 3.5% China SGD 1.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) Singapore SGD 1.5% for transaction values below S$100 Philippines PHP Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Example Transaction Fees Below are example fee calculations based on the standard pricing shown above. Recurring Domestic cards Payment received RM100 Processing fee 1.2% + RM1 Total fee RM2.20 Merchant receives RM97.80 In-Person Domestic Card Payment received RM100 Processing fee 1.4% Total fee RM1.40 Merchant receives RM98.60 International Card Payment received RM100 Processing fee 3% + RM1 Total fee RM4.00 Merchant receives RM96.00 Pricing Calculator Refunds No additional processing fees for refunds [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) Chargebacks Chargeback fee applies — see rates by market Fraud Monitoring & Dispute Management Fully covered at no extra cost Custom Pricing Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule HitPay Balance (Non-card payment method) Payout frequency T+2 business days Payout Processed By HitPay Card Balance (Card payment method) Payout frequency From T + 3 business days (Final payout schedule determined by Compliance on a case-by-case basis) Payout Processed By Stripe Contact sales Pricing Calculator Loading pricing data… Choose country Singapore Malaysia Philippines Global #### HitPay Terminals Set up a free HitPay account, order your terminal and start selling within the week. Set up a free HitPay account, order your terminal and start selling within the week. Malaysia Tap to Pay Free Built-in NFC Tap to Pay / PayWave QR code Supported on iOS and Android Learn more Google Play App Store WisePad 3 MYR 310 Bluetooth connection Insert card QR code Learn more Order HitPay All-in-One MYR 850 Wifi and Cellular connection Tap and Pay, PayWave QR code In-Built Receipt Printer Learn more Order FlexiPOS MYR 1750 Wifi connection Insert and swipe card QR code Supports Customer Display Learn more Order Malaysia Tap to Pay Free Built-in NFC Tap to Pay / PayWave QR code Supported on iOS and Android Learn more Google Play App Store WisePad 3 MYR 310 Bluetooth connection Insert card QR code Learn more Order HitPay All-in-One MYR 850 Wifi and Cellular connection Tap and Pay, PayWave QR code In-Built Receipt Printer Learn more Order FlexiPOS MYR 1750 Wifi connection Insert and swipe card QR code Supports Customer Display Learn more Order #### Frequently Asked Questions Does HitPay charge a monthly fee in Malaysia? No. HitPay uses a pay-per-transaction pricing model with no setup fees or monthly subscription fees. Businesses only pay when payments are successfully processed. How much does HitPay charge for card payments in Malaysia? Card payment fees depend on the payment type. Domestic card payments for recurring billing are 1.2% + RM1 per transaction, while in-person domestic card payments are 1.4% with a minimum fee of RM0.30. International cards are 3% + RM1 per transaction. What payment methods are supported with HitPay in Malaysia? HitPay supports a wide range of payment methods including cards and local payment options such as Maybank QRPay and other supported payment methods available through the platform. Are there setup fees to start using HitPay? No. Businesses can sign up and start accepting payments without setup fees or long-term contracts. Fees are only charged when a transaction is processed. Still have questions? Contact our team. Get in touch Help center #### Ready to start with transparent pricing? Accept payments with pay-per-transaction pricing, no setup fees, no subscriptions, and no hidden charges. Get started for free Schedule a call --- ## Pricing (Philippines) Source: https://hitpayapp.com/ph/pricing > Philippines per-transaction rates for cards, QR Ph, GCash, InstaPay and more. ### Transparent pricing No surprises Only pay per transaction. No setup fees and monthly fees required. QRPh 1.0% or ₱20 GCash 2.3% Custom rates Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs Learn More -> How HitPay Pricing Works HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments with no setup fees and no monthly subscription fees, and only pay when a payment is successfully processed. Fees depend on the payment method used. For example, local card payments are 3% + ₱15 per transaction, while USD card payments are 3.4% + US$0.30. Wallet payments such as GCash are charged at 2.3% per transaction. Online Payments Accept payments on your website, app, or via payment links Cards 3% + ₱15 USD card transactions: 4.8% (all cards) International cards 4% + ₱15 GCash 2.3% QRPh View list of participating sender banks [here.](https://www.bsp.gov.ph/PaymentAndSettlement/QR%20Ph%20P2M%20Participants.pdf) 1% or ₱20 Whichever is higher FX rate of 1% applicable for converting PHP to SGD UnionBank Whichever is higher InstaPay 1.5% or ₱35 PESONet Over the counter payments 1.5% or ₱30 Whichever is higher BillEase 1.5% GrabPay 2.2% ShopeePay 2.5% ShopeePay Later WechatPay 1.5% In-person Payments Includes HitPay card terminals and Tap to Pay Order credit card terminal -> Domestic cards 3% International cards 4% QRPh 1% or ₱20 Whichever is higher GCash 2% WechatPay 1.5% Recurring Payments Set up subscriptions and automatic billing ShopeePay 2.5% Cross-Border Payments (Online) - Accept payments from international customers - Customers pay in their local familiar payment method - Lower fees compared to international cards. Reduce chargebacks and dispute risks - A 1% FX markup is applied at settlement when converting the payment back to PHP Singapore SGD 0.9% (min fee S$0.20) for transaction values below S$100 0.65% + S$0.30 for transaction values of S$100 and above Singapore SGD 3% 5% Malaysia MYR 2.3% 1.9% Thailand THB 3.4% 2.5% Indonesia IDR 2% India SGD Korea KRW 3.5% China SGD 1.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) - Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS - Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers - Boost profit margins by 0.5%+ with fees lower than standard international card rates - A 1% FX markup is applied at settlement when converting the payment back to PHP Singapore SGD 1.5% for transaction values below S$100 Malaysia MYR Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) - Accept subscription payments from international customers - Improve retention with higher success rates vs international cards - Reduce failed payments, chargebacks, and manual follow-ups - A 1% FX markup is applied at settlement when converting the payment back to PHP Malaysia MYR 1.9% Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Example Transaction Fees Below are example fee calculations based on the standard pricing shown above. Local Card Payment Payment received ₱1,000 Processing fee 3% + ₱15 Total fee ₱45.00 Merchant receives ₱955.00 GCash Payment Payment received ₱1,000 Processing fee 2.3% Total fee ₱23.00 Merchant receives ₱977.00 USD Card Payment Payment received ₱1,000 Processing fee 3.4% + $0.30 Total fee $3.70 Merchant receives $96.30 For a more precise breakdown of fees tailored to your business volume, please use our Pricing Calculator Refunds There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable. [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) No additional processing fees for refunds Chargebacks When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you. [View chargeback fees by market →](https://docs.hitpayapp.com/payments/refund#understanding-chargebacks) Chargeback fee applies — see rates by market Fraud Monitoring & Dispute Management We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution. Fully covered at no extra cost Custom Pricing We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch. Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule Balance Type Payout Frequency Payout Processed By HitPay Balance (Non-cards) T + 1 calendar day HitPay (Online cards) T + 7 calendar days HitPay Balance (In-person cards) T + 2 calendary days HitPay We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business. Contact sales Philippines QRPh 1.0% or ₱20 GCash 2.3% Custom rates [Learn more ->](https://forms.gle/e5y2U5Xqnf5TGMAb9) How HitPay Pricing Works Fees depend on the payment method used. For example, local card payments are **3% + ₱15 per transaction**, while USD card payments are **3.4% + US$0.30**. Wallet payments such as GCash are charged at **2.3% per transaction**. Online Payments Accept payments on your website, app, or via payment links Cards 3% + ₱15 USD card transactions: 4.8% (all cards) International cards 4% + ₱15 GCash 2.3% QRPh 1% or ₱20 Whichever is higher FX rate of 1% applicable for converting PHP to SGD UnionBank Whichever is higher InstaPay 1.5% or ₱35 PESONet Over the counter payments 1.5% or ₱30 Whichever is higher BillEase 1.5% GrabPay 2.2% ShopeePay 2.5% ShopeePay Later WechatPay 1.5% In-Person Payments Accept payments at your physical store with HitPay terminal [Order credit card terminal ->](https://hitpay.shop/hitpayterminal/) Domestic cards 3% International cards 4% QRPh 1% or ₱20 Whichever is higher GCash 2% WechatPay 1.5% Recurring Payments Set up subscriptions and automatic billing ShopeePay 2.5% Cross-Border Payments (Online) - Accept payments from international customers Singapore SGD 0.9% (min fee S$0.20) for transaction values below S$100 0.65% + S$0.30 for transaction values of S$100 and above Singapore SGD 3% 5% Malaysia MYR 2.3% 1.9% Thailand THB 3.4% 2.5% Indonesia IDR 2% India SGD Korea KRW 3.5% China SGD 1.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) Singapore SGD 1.5% for transaction values below S$100 Malaysia MYR Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) Malaysia MYR 1.9% Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Example Transaction Fees Below are example fee calculations based on the standard pricing shown above. Local Card Payment Payment received ₱1,000 Processing fee 3% + ₱15 Total fee ₱45.00 Merchant receives ₱955.00 GCash Payment Payment received ₱1,000 Processing fee 2.3% Total fee ₱23.00 Merchant receives ₱977.00 USD Card Payment Payment received ₱1,000 Processing fee 3.4% + $0.30 Total fee $3.70 Merchant receives $96.30 Pricing Calculator Refunds No additional processing fees for refunds [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) Chargebacks Chargeback fee applies — see rates by market [View chargeback fees by market →](https://docs.hitpayapp.com/payments/refund?_gl=1*souqmr*_gcl_au*NDI4NTczNzg5LjE3Njg0ODU2NDc.#understanding-chargebacks) Fraud Monitoring & Dispute Management Fully covered at no extra cost Custom Pricing Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule HitPay Balance (Non-cards) Payout frequency T + 1 calendar day Payout Processed By HitPay HitPay Balance (Online cards) Payout frequency T + 7 calendar days Payout Processed By HitPay HitPay Balance (In-person cards) Payout frequency T +2 calendary days Payout Processed By HitPay Contact sales Pricing Calculator Loading pricing data… Choose country Singapore Malaysia Philippines Global QRPh 1.0% or ₱20 GCash 2.3% Custom rates [Learn more ->](https://forms.gle/e5y2U5Xqnf5TGMAb9) How HitPay Pricing Works Online Payments Accept payments on your website, app, or via payment links Cards 3% + ₱15 USD card transactions: 4.8% (all cards) International cards 4% + ₱15 GCash 2.3% QRPh 1% or ₱20 Whichever is higher FX rate of 1% applicable for converting PHP to SGD UnionBank Whichever is higher InstaPay 1.5% or ₱35 PESONet Over the counter payments 1.5% or ₱30 Whichever is higher BillEase 1.5% GrabPay 2.2% ShopeePay 2.5% ShopeePay Later WechatPay 1.5% In-Person Payments Accept payments at your physical store with HitPay terminal [Order credit card terminal ->](https://hitpay.shop/hitpayterminal/) Domestic cards 3% International cards 4% QRPh 1% or ₱20 Whichever is higher GCash 2% WechatPay 1.5% Recurring Payments Set up subscriptions and automatic billing ShopeePay 2.5% Cross-Border Payments (Online) - Accept payments from international customers Singapore SGD 0.9% (min fee S$0.20) for transaction values below S$100 0.65% + S$0.30 for transaction values of S$100 and above Singapore SGD 3% 5% Malaysia MYR 2.3% 1.9% Thailand THB 3.4% 2.5% Indonesia IDR 2% India SGD Korea KRW 3.5% China SGD 1.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) Singapore SGD 1.5% for transaction values below S$100 Malaysia MYR Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) Malaysia MYR 1.9% Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Example Transaction Fees Below are example fee calculations based on the standard pricing shown above. Local Card Payment Payment received ₱1,000 Processing fee 3% + ₱15 Total fee ₱45.00 Merchant receives ₱955.00 GCash Payment Payment received ₱1,000 Processing fee 2.3% Total fee ₱23.00 Merchant receives ₱977.00 USD Card Payment Payment received ₱1,000 Processing fee 3.4% + $0.30 Total fee $3.70 Merchant receives $96.30 Pricing Calculator Refunds No additional processing fees for refunds [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) Chargebacks Chargeback fee applies — see rates by market Fraud Monitoring & Dispute Management Fully covered at no extra cost Custom Pricing Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule HitPay Balance (Non-cards) Payout frequency T + 1 calendar day Payout Processed By HitPay HitPay Balance (Online cards) Payout frequency T + 7 calendar days Payout Processed By HitPay HitPay Balance (In-person cards) Payout frequency T +2 calendary days Payout Processed By HitPay Contact sales Pricing Calculator Loading pricing data… Choose country Singapore Malaysia Philippines Global #### HitPay Terminals Set up a free HitPay account, order your terminal and start selling within the week. Set up a free HitPay account, order your terminal and start selling within the week. Philippines All-in-One PHP 10,500 Wifi and mobile Hotspot Tap to Pay/PayWave and Insert card QR code Learn more Order HitPay SoundBox PHP 2,500 Wifi and Cellular connection Support Static QR Learn more Order Philippines All-in-One PHP 10,500 Wifi and mobile Hotspot Tap to Pay/PayWave and Insert card QR code Learn more Order HitPay SoundBox PHP 2,500 Wifi and Cellular connection Support Static QR Learn more Order #### Frequently Asked Questions Does HitPay charge a monthly fee in the Philippines? No. HitPay does not charge setup or subscription fees. Businesses only pay transaction fees when a payment is successfully processed. How much does HitPay charge for card payments in the Philippines? Local Visa and Mastercard payments are charged **3% + ₱15 per transaction**, while USD card payments are charged **3.4% + US$0.30**. What payment methods can businesses accept with HitPay in the Philippines? HitPay supports multiple payment methods including credit and debit cards, GCash, QRPH, and other supported digital payment options. How are wallet payments such as GCash priced? GCash payments are charged **2.3% per transaction**, based on the standard pricing structure. Still have questions? Contact our team. Get in touch Help center #### Ready to start with transparent pricing? Accept payments with pay-per-transaction pricing, no setup fees, no subscriptions, and no hidden charges. Get started for free Schedule a call --- ## Pricing (global) Source: https://hitpayapp.com/pricing/global > Cross-border and global transaction pricing by market and payment method. ### Transparent pricing No surprises Only pay per transaction. No setup fees and monthly fees required. Online Payments Accept payments on your website, app, or via payment links Online cards \*Requires local entity requirements. Domestic card processing supported in 46 global countries [Contact sales for pricing](../contact-us) In-person Payments Includes HitPay card terminals and Tap to Pay Order credit card terminal -> Recurring Payments Set up subscriptions and automatic billing Online cards [Contact sales for pricing](../contact-us) Cross-Border Payments (Online) - Accept payments from international customers - Customers pay in their local familiar payment method - Lower fees compared to international cards. Reduce chargebacks and dispute risks - A 1% FX markup is applied at settlement when converting the payment back to home currency Singapore SGD 0.9% (min fee S$0.20) for transaction values below S$100 0.65% + S$0.30 for transaction values of S$100 and above India SGD 2% Malaysia MYR 2.3% 1.9% Philippines PHP 1% or ₱20 Whichever is higher Indonesia IDR 2% China SGD 1.5% Thailand THB 3.4% 2.5% Korea KRW 3.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) - Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS - Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers - Boost profit margins by 0.5%+ with fees lower than standard international card rates - A 1% FX markup is applied at settlement when converting the payment back to home currency Singapore SGD 1.5% for transaction values below S$100 Philippines PHP Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) - Accept subscription payments from international customers - Improve retention with higher success rates vs international cards - Reduce failed payments, chargebacks, and manual follow-ups - A 1% FX markup is applied at settlement when converting the payment back to home currency Malaysia MYR 1.9% Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Refunds There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable. [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) No additional processing fees for refunds Chargebacks When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you. [View chargeback fees by market →](https://docs.hitpayapp.com/payments/refund#understanding-chargebacks) Chargeback fee applies — see rates by market Fraud Monitoring & Dispute Management We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution. Fully covered at no extra cost Custom Pricing We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch. Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule Balance Type Payout Frequency Payout Processed By HitPay Balance (Non-card payment method) T + 1 calendar day HitPay We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business. Contact sales Global How HitPay Pricing Works HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments without setup or subscription fees and only pay when a payment is successfully processed. Online Payments Accept payments on your website, app, or via payment links Online cards [Contact sales for pricing](../contact-us) In-Person Payments Accept payments at your physical store with HitPay terminal [Order credit card terminal ->](https://hitpay.shop/hitpayterminal/) Recurring Payments Set up subscriptions and automatic billing Online cards [Contact sales for pricing](../contact-us) Cross-Border Payments (Online) - Accept payments from international customers - Customers pay in their local familiar payment method - Lower fees compared to international cards. Reduce chargebacks and dispute risks - A 1% FX markup is applied at settlement when converting the payment back to SGD/MYR/PHP Singapore SGD 0.9% (min fee S$0.20) for transaction values below S$100 0.65% + S$0.30 for transaction values of S$100 and above India SGD 2% Malaysia MYR 2.3% 1.9% Philippines PHP 1% or ₱20 Whichever is higher Indonesia IDR 2% China SGD 1.5% Thailand THB 3.4% 2.5% Korea KRW 3.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) - Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS - Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers - Boost profit margins by 0.5%+ with fees lower than standard international card rates - A 1% FX markup is applied at settlement when converting the payment back to SGD Singapore SGD 1.5% for transaction values below S$100 Philippines PHP Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) - Accept subscription payments from international customers - Improve retention with higher success rates vs international cards - Reduce failed payments, chargebacks, and manual follow-ups - A 1% FX markup is applied at settlement when converting the payment back to SGD/MYR/PHP Malaysia MYR 1.9% Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Refunds No additional processing fees for refunds [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) Chargebacks Chargeback fee applies — see rates by market [View chargeback fees by market →](https://docs.hitpayapp.com/payments/refund?_gl=1*souqmr*_gcl_au*NDI4NTczNzg5LjE3Njg0ODU2NDc.#understanding-chargebacks) Fraud Monitoring & Dispute Management Fully covered at no extra cost Custom Pricing Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule HitPay Balance (Non-card payment method) Payout frequency T + 1 calendar day Payout Processed By HitPay Contact sales Pricing Calculator Loading pricing data… Choose country Singapore Malaysia Philippines Global How HitPay Pricing Works Online Payments Accept payments on your website, app, or via payment links Online cards [Contact sales for pricing](../contact-us) In-Person Payments Accept payments at your physical store with HitPay terminal [Order credit card terminal ->](https://hitpay.shop/hitpayterminal/) Recurring Payments Set up subscriptions and automatic billing Online cards [Contact sales for pricing](../contact-us) Cross-Border Payments (Online) - Accept payments from international customers Singapore SGD 0.9% (min fee S$0.20) for transaction values below S$100 0.65% + S$0.30 for transaction values of S$100 and above India SGD 2% Malaysia MYR 2.3% 1.9% Philippines PHP 1% or ₱20 Whichever is higher Indonesia IDR 2% China SGD 1.5% Thailand THB 3.4% 2.5% Korea KRW 3.5% Vietnam VND 3.35% Cross-Border Payments (In-Person) Singapore SGD 1.5% for transaction values below S$100 Philippines PHP Thailand THB 3.4% 1.5% Indonesia IDR India SGD 1.5% China Vietnam VND 3.35% Cross-Border Payments (Recurring Payments) Malaysia MYR 1.9% Thailand THB 3.4% Vietnam VND 3.35% Business Software Additional fee on top of payment processing Payment Links 0.2% Invoicing Online Store Point of Sale Recurring Billing 0.2% Plugin Integrations Additional fee when using these platforms Shopify Payments App 0.5% Woocommerce Plugin 0.2% Wix Payments App Xero Magento Google Forms 0.2% Prestashop Ecwid Opencart WHCMS 0.2% Odoo Give WP Cal.com Bukku Accounting 0.2% Refunds No additional processing fees for refunds [View the full refunds guide →](https://docs.hitpayapp.com/payments/refund) Chargebacks Chargeback fee applies — see rates by market Fraud Monitoring & Dispute Management Fully covered at no extra cost Custom Pricing Request Custom Pricing Singapore Average monthly volume last 6 months Greater than S$50k Philippines Greater than 500k PHP Malaysia Average monthly volume last 6 months Greater than 50k RM All other countries Greater than 35k USD Pay-Outs Schedule HitPay Balance (Non-card payment method) Payout frequency T + 1 calendar day Payout Processed By HitPay Contact sales Pricing Calculator Loading pricing data… Choose country Singapore Malaysia Philippines Global #### HitPay Terminals Set up a free HitPay account, order your terminal and start selling within the week. Set up a free HitPay account, order your terminal and start selling within the week. Singapore Tap to Pay Free Built-in NFC Tap to Pay / PayWave QR code Supported on iOS and Android Learn more Google Play App Store HitPay SoundBox SGD 30 Wifi and Cellular connection Support Static QR Learn more Order WisePad 3 SGD 85 Bluetooth connection Insert card QR code Learn more Order FlexiPOS SGD 500 Wifi connection Insert and swipe card QR code Supports Customer Display Learn more Order HitPay All-in-One (Global) SGD 680 Wifi and Cellular connection (comes with global eSIM) Tap and Pay, PayWave, Insert card QR code In-Built Receipt Printer Learn more Order HitPay POS MAX SGD 700 Wifi and Cellular connection Tap and Pay, PayWave QR code In-built receipt printer, customer display Learn more Order Singapore Tap to Pay Free Built-in NFC Tap to Pay / PayWave QR code Supported on iOS and Android Learn more Google Play App Store HitPay SoundBox SGD 30 Wifi and Cellular connection Support Static QR Learn more Order WisePad 3 SGD 85 Bluetooth connection Insert card QR code Learn more Order FlexiPOS SGD 500 Wifi connection Insert and swipe card QR code Supports Customer Display Learn more Order HitPay All-in-One (Global) SGD 680 Wifi and Cellular connection (comes with global eSIM) Tap and Pay, PayWave, Insert card QR code In-Built Receipt Printer Learn more Order HitPay POS MAX SGD 700 Wifi and Cellular connection Tap and Pay, PayWave QR code In-built receipt printer, customer display Learn more Order #### Ready to start with transparent pricing? Accept payments with pay-per-transaction pricing, no setup fees, no subscriptions, and no hidden charges. Get started for free Schedule a call --- ## Trust & compliance Source: https://hitpayapp.com/resources/trust-compliance > MAS license, PCI DSS Level 1, AES encryption and PDPA compliance. ### Payments You Can Trust Our platform is engineered from the ground up for payments. From infrastructure to APIs to global licences, every part is designed for reliability, security and scale. Let HitPay handle your payments, so you can run your business with confidence. High Security Infrastructure 100% Compliance Proactive Prevention Full Transparency - High Security Infrastructure - 100% Compliance - Proactive Prevention - Full Transparency Our numbers don’t lie We have been supporting thousands of merchants across Asia and we process thousands of transactions every month. Our infrastructure is built for availability and real-time monitoring. Strong protection, reliable performance and zero extra fees for enterprise level support and security. Merchants 20.000+ Over merchants wallets and cards 700+ Wallets and cards supported Transaction 89% Transaction approved Status 99.99% Status uptime We’re built to keep you safe From signup to payout, we’ve embedded strong safeguards across every layer of our platform so you can focus on getting paid while we focus on keeping things safe. Data link protection AES data encryption regular rigorous testing system access control Business Verification Payout Data link protection AES data encryption regular rigorous testing system access control Business Verification Payout Data link protection Compliance across markets We meet the gold standard in payments security. Our compliance coverage spans markets and regulations so you’re always protected. Whether you’re serving customers locally or internationally, our compliance engine is active across jurisdictions. Ongoing HitPay is Being Regulated By Our team of experts Our team includes ex-cybersecurity professionals with experience in highly regulated industries, such as banking, ensuring that robust security measures are embedded into every layer of our technology stack. We continuously improve our security posture through proactive assessments, rigorous testing, and a commitment to industry best practices. Fraud Prevention Security Protocols External Penetration Testing Audit Trails Anti-Money Laundering Tools Disaster recovery protocols AI Transaction Monitoring Stress Tested Automated backups Fraud Prevention Security Protocols External Penetration Testing Audit Trails Anti-Money Laundering Tools Disaster recovery protocols AI Transaction Monitoring Stress Tested Automated backups Build your business with partners you trust Your business is more than just payments. It’s about relationships. Partnering with HitPay ensures a secure payment platform that means: Read our full trust documentation Customer confidence More time to focus on growth Peace of mind Reduced risks Minimize downtime and fraud Your money, your way #### Frequently Asked Questions What is PCI DSS? PCI DSS (Payment Card Industry Data Security Standard) is a global security standard designed to protect credit and debit card information. It sets requirements for how organizations store, process, and transmit cardholder data to prevent fraud, data breaches, and unauthorized access. What is SOC2? SOC 2 is a compliance standard that shows a company securely manages customer data. It evaluates how systems protect data, ensure reliability, process information correctly, and handle sensitive and personal information responsibly. What does it mean to be regulated by MAS Being regulated by MAS means a company is licensed and supervised by the Monetary Authority of Singapore, ensuring it follows strict rules for financial stability, consumer protection, risk management, and compliance with Singapore’s financial laws. Still have questions? Contact our team. Get in touch Help center #### Build payments on a platform you can trust Protect your business with secure payment infrastructure, transparent practices, and compliance standards built into HitPay. Get started securely Schedule a call --- ## Licenses & registrations Source: https://hitpayapp.com/license-registrations > Regulatory licenses and registrations by jurisdiction. ### License and Registrations #### Singapore HitPay Payment Solutions Pte Ltd ("HitPay") is licensed as a Major Payment Institution (PS20200643) under Singapore's Payment Services Act for the provision of Domestic Money Transfer Services, Cross-Border Money Transfer Services and Merchant Acquisition Services. This can be confirmed on the MAS Financial Institutions Directory [here](https://eservices.mas.gov.sg/fid/). HitPay may also provide these services in conjunction with other MAS licensed or exempt partners. #### Philippines In the Philippines, HitPay operates under HitPay Payment Solutions Inc, and is a [registered operator of a payment system (OPS)](https://www.bsp.gov.ph/PaymentAndSettlement/COR.pdf) regulated under the Bangko Sentral Ng Pilipinas (BSP) (registration number: OPSCOR-2023-0006) and is also registered with the Anti-Money Laundering Council (AMLC) (registration number: PBSP-20230220903000068-5). #### Malaysia In Malaysia, HitPay operates under HitPay Payment Solutions Sdn Bhd (SSM Registration: 202101017021) and Mobiedge E-commerce Sdn Bhd (SSM Registration: 201501003595). HitPay Payment Solutions Sdn Bhd (HitPay Malaysia) is a technology service provider and partners with Stripe Payments Malaysia Sdn Bhd, a registered merchant acquirer by the Bank Negara Malaysia under the Financial Services Act 2013 when it comes to undertaking the relevant regulated activities. HitPay Malaysia also works as a payment service agent appointed by RHB Bank as well as an [approved money service business agent](https://www.bnm.gov.my/regulations/fsp-directory/approved-msb-agents) under the principal licensee, MoneyMatch Sdn Bhd. Mobiedge E-commerce Sdn Bhd is a wholly-owned subsidiary of HitPay Malaysia and is a [registered merchant acquirer](https://www.bnm.gov.my/list-of-regulatees) regulated by Bank Negara Malaysia. #### Australia In Australia, HitPay operates under HitPay Payment Solutions Pty Ltd (ABN: 17662963895) and is a registered independent remittance business (IND100852288-001) with the Australian Transaction Reports and Analysis Centre (AUSTRAC). #### New Zealand In New Zealand, HitPay operates under HitPay Payment Solutions Pty Ltd (NZBN: 9429052275722) and [is registered with the New Zealand Financial Service Providers Register](https://fsp-app.companiesoffice.govt.nz/orp-fsp-register/viewInstance/view.html?id=757b371f1b6eec44bad4008937136b8ffacdf63964ceca0917d450bd9f10f932) (FSPR) (FSP1008097). #### Ready to work with a regulated payments partner? Use HitPay’s licensed payment services to support secure, compliant payment acceptance across your business. Get started with HitPay Schedule a call --- ## Customer reviews Source: https://hitpayapp.com/reviews > Verified reviews from HitPay merchants. ### The fastest growing businesses use HitPay **Get inspired by real stories from the HitSquad — our community of changemakers like you. Uncover their secrets of success and how they use HitPay to reach their business goals.** GetGo Starting a business and growing fast in an uncertain economy Nodspark Building a beauty brand for busy women Bob the Baker Boy The story behind SG’s craziest cakes Hay Dairies From an Accountant to a Farmer-Entrepreneur GetGo Starting a business and growing fast in an uncertain economy Nodspark Building a beauty brand for busy women Bob the Baker Boy The story behind SG’s craziest cakes Hay Dairies From an Accountant to a Farmer-Entrepreneur GetGo Starting a business and growing fast in an uncertain economy Nodspark Building a beauty brand for busy women Bob the Baker Boy The story behind SG’s craziest cakes Hay Dairies From an Accountant to a Farmer-Entrepreneur #### Join over 20,000+ businesses growing with HitPay HitPay POS has saved us lots of time and resources with daily automated reports and reconciliation. Our sales SOP is much more efficient now. Travel Agency The HitPay platform is simple with everything we need. The ease of use is the best in the industry. Leading Custom PC Brand The HitPay team is extremely helpful and willing to go the extra mile to assist businesses. The terminals and app are so easy to use and fuss free. I would recommend HitPay anytime to any commercial retailer. Design Jewellery With HitPay we no longer need to do manual invoicing as everything is automated. The no-code tools are also a huge time-saver! Escape Room Experience HitPay is super convenient and fuss free to use! They also have one of the lowest transaction fees in the market so it’s a win for merchants! Swimwear Brand HitPay is a welcome addition in the payment gateway scene for the Philippines with their lower fees, easy-to-use interface, and efficient customer service! Hotels & Resorts Love the multiple payment options available, especially for online stores. Bakery It was a quick and easy process to start with HitPay. We were able to quickly collect credit card payments in our newly opened branch. The HitPay POS app is a great solution for accepting card payments without a card terminal. Specialty Hair Products We used to manage payments across different platforms, but it's a lot simpler now that we can manage everything on HitPay. We love the competitive rates and HitPay's customer support. Diving Equipment It was fast and easy to get started with HitPay. Highly recommended for small businesses like ours. Music Merchandise & Fashion In an era where digital payments are becoming the norm, finding a reliable and user-friendly payment app is vital. HitPay covers all potential payment options from our clients, including credit and debit cards. Creative Agency Super convenient, I was able to get started in one week. HitPay's features and functionalities fit the needs of my business. Accepting payment has never been this easy. Consulting Service Within 10 minutes, we were up-and running and enjoying much lower fees compared to other payment providers. HitPay provides fast, personable, and efficient service. Highly recommended. Ice Cream Products HitPay's platform and tools are amazing, very easy to use for beginners and 100% customizable. The payment integrations and the payment links have been so helpful to our business. Flower and Gifts HitPay has all the features I need for online business. I now have my online store up, and use payment links for client servicing. The team really listens to their users, and tries to accommodate our feature requests. I know I can trust HitPay to run my business smoothly. Interior Design Services It's been a breeze to receive payments with the HitPay terminal! Wine & Liquor Supplier HitPay is easy to use since everything is set up on our account and all payment options are present. As a small business, we need the funds immediately, and it's great that HitPay offers next-day payouts. Flower Gifting Our experience with HitPay is exceptional. Applying for an account and receiving payments was smooth, with great customer service. We've tried other payment services before, but HitPay hit it right in the bullseye for our needs. Laundry Service Show all ↓ Travel Agency Leading Custom PC Brand Design Jewellery Escape Room Experience Swimwear Brand Hotels & Resorts Love the multiple payment options available, especially for online stores. Bakery Specialty Hair Products Diving Equipment Music Merchandise & Fashion Creative Agency Consulting Service Ice Cream Products Flower and Gifts Interior Design Services It's been a breeze to receive payments with the HitPay terminal! Wine & Liquor Supplier Flower Gifting Laundry Service Show all ↓ Travel Agency Leading Custom PC Brand Design Jewellery Escape Room Experience Swimwear Brand Hotels & Resorts Love the multiple payment options available, especially for online stores. Bakery Specialty Hair Products Diving Equipment Music Merchandise & Fashion Creative Agency Consulting Service Ice Cream Products Flower and Gifts Interior Design Services It's been a breeze to receive payments with the HitPay terminal! Wine & Liquor Supplier Flower Gifting Laundry Service #### Ready to join businesses growing with HitPay? See why thousands of businesses use HitPay to simplify payments, improve checkout, and scale online and offline. Get started for free Schedule a call --- ## HitPay vs Stripe Source: https://hitpayapp.com/stripe-alternative > How HitPay compares as a Stripe alternative in Asia. ### HitPay vs Stripe Singapore: Should You Switch? **Compare HitPay vs Stripe in Singapore. See differences in transaction fees, settlement speed, PayNow support, and local payment methods before switching.** If you're currently using Stripe for your Singapore business, it's worth reviewing how its pricing structure and settlement timeline compare to alternatives. While both platforms process card payments and comply with Singapore's regulatory requirements, they differ in three key areas: - Transaction fee structure - Settlement speed - Support for local payment methods For Singapore-focused businesses, these differences can materially affect cost and cash flow. At a Glance HitPay vs Stripe Side-by-side comparison of the key differences for Singapore businesses. Feature HitPay Stripe Card Fee 3.5% flat — no fixed charge 3.4% + SGD 0.50/txn PayNow Support Native — no setup Not available Settlement Speed T+1 to T+3 T+7 Local E-wallets GrabPay, PayLah!, Shopee Pay None Setup Complexity Ready in minutes Requires developer configuration Multi-currency SGD-focused 135+ currencies Subscriptions/Billing Basic recurring Advanced billing engine Support Language Local Singapore support English only Fit Assessment Who Is Each Platform Designed For? The right choice depends on your transaction profile and business model. HitPay may be stronger if you: Accept PayNow or local e-wallets Have average transactions below SGD 100 Prioritise faster settlement timelines Plan regional expansion across SEA Stripe may be stronger if you: Require multi-currency settlement Operate subscription or marketplace models Have in-house technical resources Need highly custom API integrations Cost Scenarios Real-World Cost Comparison See how Stripe's fixed SGD 0.50 fee impacts businesses at different transaction sizes. Coffee Shop SGD 8 avg · 1,000 txns/mo HitPay SGD 280/mo Stripe SGD 772/mo You save SGD 492/mo HitPay cost 64% less than Stripe Online Retailer SGD 120 avg · 500 txns/mo HitPay SGD 2,100/mo Stripe SGD 2,290/mo You save SGD 190/mo HitPay cost 8% less than Stripe Service Provider SGD 45 avg · 800 txns/mo HitPay SGD 1,260/mo Stripe SGD 1,624/mo You save SGD 364/mo HitPay cost 22% less than Stripe Cash Flow Settlement Speed: Impact on Cash Flow Access to funds affects working capital and operational flexibility. HitPay — typically T+1 to T+3 T+1 Mon T+2 Tue T+3 Wed T+4 Thu T+5 Fri T+6 Sat T+7 Sun Stripe — typically T+7 T+1 Mon T+2 Tue T+3 Wed T+4 Thu T+5 Fri T+6 Sat T+7 Sun Receiving funds 4–6 days earlier can meaningfully ease working capital pressure. Faster access to your funds means less pressure on working capital. Shorter settlement timelines can make a real difference for businesses on tight cash cycles. [Switch from Stripe →](https://dashboard.hit-pay.com/register) Coverage Payment Methods: Local vs Global Payment preferences influence conversion, especially in Singapore's mobile-first landscape. HitPay · 11 methods Visa Shopee Pay Mastercard Alipay+ Amex WeChat Pay Apple Pay Google Pay PayNow PayLah! GrabPay All local methods native — no third-party setup Stripe · 6 methods Visa Mastercard Amex Discover Apple Pay Google Pay Getting Started Setup & Support How each platform handles onboarding and ongoing merchant support. HitPay Setup Often same-day approval for eligible businesses Payment links available without code E-commerce plugins supported REST API available Basic setup does not require developer resources. Stripe Setup Business day approval process Hosted checkout available Payment links available Advanced integrations require developers Higher customization flexibility but assumes technical involvement. HitPay Support Email and live chat (business hours) Phone support for established accounts English and Mandarin support Singapore-based team familiar with local banks and MAS guidelines. Stripe Support Email support Extensive documentation English-language support Strong developer documentation and global ecosystem. Migration Switching from Stripe to HitPay Stripe can remain active during the transition period to handle refunds or disputes. Migration Roadmap · Typically 2–4 weeks Account Setup & Verification Day 1 Create your HitPay account and complete business verification. Most partners are approved same-day. Integration Testing Days 2–5 Connect HitPay to your checkout flow using the API or one-click plugins. Test in sandbox before going live. Data Export & Transition Planning Week 1–2 Export your Stripe payment history, customer records, and subscription data. Plan your cutover date. Parallel Operation Period Week 2–3 Run HitPay for new transactions while Stripe remains active to handle existing refunds and open disputes. Full Cutover Week 3–4 Deactivate Stripe as your primary gateway. HitPay is now your full payment stack. Subscription billing requires review Integration code must be updated Historical reporting remains separate Reconciliation may span both platforms At a Glance HitPay vs Stripe Side-by-side comparison of the key differences for Singapore businesses. Feature HitPay Stripe Card Fee 3.5% flat — no fixed charge 3.4% + SGD 0.50/txn PayNow Support Native — no setup Not available Settlement Speed T+1 to T+3 T+7 Local E-wallets GrabPay, PayLah!, Shopee Pay None Setup Complexity Ready in minutes Requires developer configuration Multi-currency SGD-focused 135+ currencies Subscriptions/Billing Basic recurring Advanced billing engine Support Language Local Singapore support English only Fit Assessment Who Is Each Platform Designed For? The right choice depends on your transaction profile and business model. HitPay may be stronger if you: Accept PayNow or local e-wallets Have average transactions below SGD 100 Prioritise faster settlement timelines Plan regional expansion across SEA Stripe may be stronger if you: Require multi-currency settlement Operate subscription or marketplace models Have in-house technical resources Need highly custom API integrations Cost Scenarios Real-World Cost Comparison Coffee Shop SGD 8 avg · 1,000 txns/mo HitPay SGD 280/mo Stripe SGD 772/mo You save SGD 492/mo HitPay cost 64% less than Stripe Online Retailer SGD 120 avg · 500 txns/mo HitPay SGD 2,100/mo Stripe SGD 2,290/mo You save SGD 190/mo HitPay cost 8% less than Stripe Service Provider SGD 45 avg · 800 txns/mo HitPay SGD 1,260/mo Stripe SGD 1,624/mo You save SGD 364/mo HitPay cost 22% less than Stripe Cash Flow Settlement Speed: Impact on Cash Flow Access to funds affects working capital and operational flexibility. HitPay — typically T+1 to T+3 T+1 Mon T+2 Tue T+3 Wed T+4 Thu T+5 Fri T+6 Sat T+7 Sun Stripe — typically T+7 T+1 Mon T+2 Tue T+3 Wed T+4 Thu T+5 Fri T+6 Sat T+7 Sun Receiving funds 4–6 days earlier can meaningfully ease working capital pressure. Faster access to your funds means less pressure on working capital. [Switch from Stripe →](https://dashboard.hit-pay.com/register) Coverage Payment Methods: Local vs Global HitPay · 11 methods Visa Shopee Pay Mastercard Alipay+ Amex WeChat Pay Apple Pay Google Pay PayNow PayLah! GrabPay All local methods native — no third-party setup Stripe · 6 methods Visa Mastercard Amex Discover Apple Pay Google Pay Getting Started Setup & Support How each platform handles onboarding and ongoing merchant support. HitPay Setup Often same-day approval for eligible businesses Payment links available without code E-commerce plugins supported REST API available Basic setup does not require developer resources. Stripe Setup Business day approval process Hosted checkout available Payment links available Advanced integrations require developers Higher customization flexibility but assumes technical involvement. HitPay Support Email and live chat (business hours) Phone support for established accounts English and Mandarin support Singapore-based team familiar with local banks and MAS guidelines. Stripe Support Email support Extensive documentation English-language support Strong developer documentation and global ecosystem. Migration Switching from Stripe to HitPay Migration Roadmap · Typically 2–4 weeks Account Setup & Verification Day 1 Integration Testing Days 2–5 Data Export & Transition Planning Week 1–2 Parallel Operation Period Week 2–3 Full Cutover Week 3–4 Subscription billing requires review Integration code must be updated Historical reporting remains separate Reconciliation may span both platforms --- ## Support Source: https://hitpayapp.com/support > Help center and 7-day-a-week customer support. ### HitPay Support 20,000+ merchants From payment setup to integrations and everything in between, our dedicated Support team is here to help. See Help Guides Contact Support “Support is great, quick and helpful. HitPay has been a reliable payment service provider and offers better perks than other more established players in the market. There are continuous improvements in the platform which I'm impressed” [Read full review →](https://www.trustpilot.com/reviews/6534fd250b378326e305eb1e) The Senses Therapy Singapore We have been using HitPay as the payment processor for our website, and we've been thoroughly impressed with their... [Read full review →](https://www.trustpilot.com/reviews/670f2167630da366a7135479) Saint àvia Malaysia HitPay has redefined my online payment experience with its seamless and user-friendly platform. The quick and hassle-free registration process, coupled with robust security features ... [Read full review →](https://www.trustpilot.com/reviews/6555e5f0e0e62be9d346b732) Livette D Singapore “HitPay is my top choice for payments. It's simple, secure, and adaptable. Setting up an account was a breeze, and I appreciate its support for a variety of payment methods. Transactions are super fast... [Read full review →](https://www.trustpilot.com/reviews/65333e990ed0af6b4630b075) Olive Ankara - HitPay has redefined my online payment experience with its seamless and user-friendly platform. The quick and hassle-free registration process, coupled with robust security features ... [Read full review →](https://www.trustpilot.com/reviews/6534fd250b378326e305eb1e) The Senses Therapy Singapore See Review - We have been using HitPay as the payment processor for our website, and we've been thoroughly impressed with their service. Not only is the platform reliable, but their customer ... [Read full review →](https://www.trustpilot.com/reviews/6534fd250b378326e305eb1e) Saint àvia Malaysia See Review - HitPay has redefined my online payment experience with its seamless and user-friendly platform. The quick and hassle-free registration process, coupled with robust security features ... [Read full review →](https://www.trustpilot.com/reviews/6555e5f0e0e62be9d346b732) Livette D Singapore See Review - HitPay is my top choice for payments. It's simple, secure, and adaptable. Setting up an account was a breeze, and I appreciate its support for a variety of payment methods. Transactions are supe... [Read full review →](https://www.trustpilot.com/reviews/65333e990ed0af6b4630b075) Olive Ankara Singapore See Review #### How we think about support at HitPay We believe support should be simple, fast, and human. Here’s how we help: Help Center Quickly get the answers you need with step-by-step product guides. [Product Guides →](https://docs.hitpayapp.com/introduction) Support Team Chat with real people, not AI agents. Our Support team is ready to help with payment activations, integrations, and everything in between. #### Choose the channel that works best for you 01 Email Support Replies within 1-2 business days Get in touch for account help, technical questions, and more. [Contact Support](https://hitpayapp.com/cdn-cgi/l/email-protection#f784828787988583b79f9e83da87968ed994989a) → 02 In-App Chat Monday–Friday, 9AM–6PM (GMT+8) Live chat with a real person. Available on business days [Access on the dashboard →](https://dashboard.hit-pay.com/login) 03 WhatsApp Chat Monday–Friday, 9AM–6PM (GMT+8) Live chat with a real person. Available on business days [Start a Chat →](https://wa.me/+6598644718) 2 Hours Average time to resolve an issue 9000+ Number of customers helped 4.5 Customer satisfaction rating on Trustpilot Frequently Asked Questions What’s the fastest way to get support from HitPay? For quick answers, browse our step-by-step [Help Guides](https://docs.hitpayapp.com/introduction). Need to speak with someone? Chat with a HitPay expert via [**Live Chat**](https://api.whatsapp.com/send/?phone=%2B6598644718&text&type=phone_number&app_absent=0), available **Monday to Friday, 9AM–6PM (GMT+8)** Prefer [email](https://hitpayapp.com/cdn-cgi/l/email-protection#b6c5c3c6c6d9c4c2f6dedfc29bc6d7cf98d5d9db)? Our team will get back to you within **1–2 business days.** How do I contact HitPay support to speak with someone? Start with our [Help Guides](https://docs.hitpayapp.com/introduction) for step-by-step solutions. Still need help? Use [**Live Chat**](https://api.whatsapp.com/send/?phone=%2B6598644718&text&type=phone_number&app_absent=0) to speak with a HitPay expert – we're available **Monday to Friday, 9AM–6PM (GMT+8)** You can also reach us via [**email**](https://hitpayapp.com/cdn-cgi/l/email-protection#8bf8fefbfbe4f9ffcbe3e2ffa6fbeaf2a5e8e4e6), and we'll respond within **1 business day** Still have questions? Contact our team. Get in touch Help center #### We’re ready to help Contact HitPay Support Explore the Help Center --- ## Contact Source: https://hitpayapp.com/contact-us > Reach the sales and onboarding team. ### Let’s get you set up You're just a few clicks away from growing your business and collecting payments online and in-person. Work email\* Country/region\* Select country If your country is not mentioned in the drop down list, please [sign up](https://dashboard.hit-pay.com/register) directly from the login page as we support businesses from over 100+ countries. If you have questions, please email support at [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection#33404643435c4147735b5a471e43524a1d505c5e) Continue Please note that we only accept registered businesses Work email\* Country/region\* Select country If your country is not mentioned in the drop down list, please [sign up](https://dashboard.hit-pay.com/register) directly from the login page as we support businesses from over 100+ countries. If you have questions, please email support at [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection#55262025253a2721153d3c217825342c7b363a38) Continue Please note that we only accept registered businesses Work email\* Country/region\* Select country If your country is not mentioned in the drop down list, please [sign up](https://dashboard.hit-pay.com/register) directly from the login page as we support businesses from over 100+ countries. If you have questions, please email support at [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection#97e4e2e7e7f8e5e3d7fffee3bae7f6eeb9f4f8fa) Continue Please note that we only accept registered businesses --- ## Careers Source: https://hitpayapp.com/careers > Open roles at HitPay. ### Careers at HitPay See open roles #### Who we are HitPay is a full-stack payments infrastructure platform designed for growing businesses across APAC. Founded in 2016 and headquartered in Singapore, we are on a mission to make digital commerce fair, accessible, and transparent. Our platform seamlessly integrates e-commerce, point-of-sale, and B2B payments into one powerful solution. Regulated in six APAC jurisdictions, HitPay is supported by top-tier global investors, including Tiger Global, Y Combinator, Global Founders Capital, and HOF Capital. #### Why join us Make real impact At HitPay, you’re not just part of the team — you’re central to it. Our lean structure means you’ll play a direct role in shaping decisions and seeing the impact of your work, every day. Lead payment innovation Join a dynamic, fast-paced environment where agility drives success. At HitPay, you’ll be part of a team that moves quickly to innovate. Grow and learn With expansive roles and meaningful projects, you’ll have the opportunity to explore areas that fuel your passion while contributing to our team’s success. operating principles #### How we work Efficient Commit to excellence every single day and create maximum impact within constraints. Urgency Be accountable and execute at speed. operating principles #### Our values Empathetic We understand and respect different viewpoints, opinions, problem statements, and challenges when speaking to customers, partners, stakeholders and colleagues. Eternal optimists We believe in the the ability of HitPay and its team to empower the business economy in good and bad times. Problem solvers What drives us is the ability to solve complex, large and small problems at scale and speed. Inquisitive We actively seek out details on diverse backgrounds, opinions, trends and events. #### Hear from our team Being at HitPay has been an incredible journey. The opportunity to explore and expand into diverse markets like Singapore and Malaysia has been one of the most rewarding aspects of my role. Lea Voo Go-To-Market Strategy Manager With our lean team and dynamic pace, you’ll constantly tackle fresh challenges and expand your skill set, driven by our extensive product offering! Raymond Handoko Product Manager Lea Voo Go-To-Market Strategy Manager #### Our benefits At HitPay, we believe in supporting our team members in every aspect of their lives. That’s why we offer benefits that prioritize well-being and personal growth. From health and wellness coverage, to flexible work options, our benefits package is designed to help you thrive both in and out of the workplace. Medical and dental reimbursement Gym and wellness allowance Work Laptop Flexible working arrangement 21 days of annual leave Unlimited medical leave Remote working opportunities Learning and development budget Medical and dental reimbursement Gym and wellness allowance Work Laptop Flexible working arrangement 21 days of annual leave Unlimited medical leave Remote working opportunities Learning and development budget #### How we hire Our interview process is designed to help you connect with our team, understand the role and how we work. 01. Apply Find the role that best matches your skills and interests, and submit your application through our job portal. [Go to our job portal ->](https://jobs.ashbyhq.com/hitpayapp.com) 02\. Talent screening 03\. Meet the team 04\. Interview with our leaders 01. Apply [Go to our job portal ->](https://www.ycombinator.com/companies/hitpay/jobs) 02\. Talent screening 03\. Meet the team 04\. Interview with our leaders #### Interview Tips Want to work with us? Here are some tips from our Talent team. Get familiar with what drives us HitPay is powered by passionate, mission-driven individuals — it’s what inspires us to keep building. Take the time to research our company, the work we do, and our values. The more you know about HitPay, the better! Come with questions Our interviews are also a chance for you to assess if HitPay is the right fit for you. Prepare thoughtful questions — you’ll have time to ask away during each interview stage. Show, don’t just tell Highlight your skills by showcasing projects you’ve built or contributed to over the years. We’d love to see your expertise in action! #### Interested to join HitPay? See open roles --- ## Reseller partner program Source: https://hitpayapp.com/reseller-partner-program > Become a HitPay reseller partner and earn recurring commissions for referring businesses. ### Know a business that needs payments? Turn the referral into recurring income. Whether you’re a developer, agency, consultant, or simply well-connected — any business you refer earns you 0.1% of their monthly TPV, automatically, every month. No billing. No expiry. No effort. Become a reseller partner See how it works No monthly fees · No setup fees · Approval in 1–3 business days Reseller Partner Program 500+ Developer & agency partners S$1M+ In commissions paid 20,000+ Businesses on platform Monthly Automatic wallet payout Developer & agency partners S$1M+ In commissions paid 20,000+ Businesses on platform Monthly Automatic wallet payout Do you know of anyone who needs these solutions? Tap to Pay • Payment Links • Online Payment • In-Person Payment • Recurring Billing • Plugin Integrations • Card Terminals • Borderless QR • Cross Border Payment • HOW IT WORKS #### Up and running in minutes No contracts, no paperwork, no integrations needed to start earning. Apply once Sign up as a partner in your HitPay dashboard. Approval is typically within 1–3 business days. No fees. No upfront commitment. Link your merchants Connect the businesses you've introduced to your partner account. Existing clients already on HitPay can be linked retroactively. Earn every month 0.1% of each merchant's monthly online payment volume lands in your wallet on the 1st - automatically. No invoice. No expiry. [Refer a Merchant ->](https://dashboard.hit-pay.com/register) HOW IT WORKS No contracts, no paperwork, no integrations needed to start earning. Apply once Link your merchants Earn every month [Refer a Merchant ->](https://dashboard.hit-pay.com/register) EARNINGS CALCULATOR #### Selling from abroad? We've got you. 0.1% of your clients' monthly online payment volume - paid automatically each month, forever. Merchant Referral Monthly TPV per merchant S$500,000 S$10KS$100KS$1MS$5MS$10M Number of merchants 5 merchants 110254050 Monthly commission May 2026 S$2,500 monthlyS$500,000/merchant Your annual projection 2026 S$30,000 yearly12 months at the same TPV EARNINGS CALCULATOR Merchant Referral Monthly TPV per merchant S$500,000 S$10KS$100KS$1MS$5MS$10M Number of merchants 5 merchants 110254050 Monthly commission May 2026 S$2,500 monthlyS$500,000/merchant Your annual projection 2026 S$30,000 yearly12 months at the same TPV WHO IT'S FOR #### If you work with businesses, you already qualify. No HitPay account required. No technical knowledge needed. If your network includes businesses that take online payments, you have everything you need to start earning. YOU MIGHT BE • Web & App Developer • Digital Agency • Event Organiser • Tech or Business Consultant • POS & Hardware Provider • Business Accountant YOUR CLIENTS MIGHT BE Businesses Exploring Payments Newly Launched Businesses Online Store Owners Brick & Mortar Retailers Service-based Businesses Growing SMBs Businesses Expanding Regionally WHO IT'S FOR YOU MIGHT BE • Web & App Developer • Digital Agency • Event Organiser • Tech or Business Consultant • POS & Hardware Provider • Business Accountant YOUR CLIENTS MIGHT BE Businesses Exploring Payments Newly Launched Businesses Online Store Owners Brick & Mortar Retailers Service-based Businesses Growing SMBs Businesses Expanding Regionally THE MODEL Collect from your customers, local partners, and overseas clients — in one account The commission structure is intentionally simple. For every dollar your referred merchants collect through HitPay's online channels — payment links, checkout, PayNow, GrabPay, cards — you earn 0.1% per month. No tiers, no thresholds, no expiry. As clients grow their online payment volume, your passive income grows automatically. 0.1% of every succeeded online payment — payment links, checkout, PayNow, GrabPay, cards Commission calculated monthly on the previous calendar month’s TPV No tiered thresholds — you earn from the very first transaction Your commission grows as your clients' online payment volume grows Learn More FULL VISIBILITY A dashboard for every merchant, every month. Your commissions are never a black box. HitPay gives you a dedicated partner dashboard where every commission record — per merchant, per month — is logged and exportable. See exactly how much each client contributed, drill into per-merchant breakdowns, and export a CSV covering Business Name, Amount, Currency, and billing period. Paginated commission log — every payout on record Per-merchant breakdown view — see each client's contribution One-click CSV export — Business Name, Amount, Currency, From/To dates Commissions credited to your HitPay wallet, paid out via standard payout transfer Learn More WORKS WITH EVERYTHING Stack it with your reseller or platform partner tier. The reseller partner programme sits alongside — not instead of — HitPay’s reseller and platform partner tiers. Reseller Partner commission applies in parallel with any other tier. Merchants you’ve already introduced can be linked retroactively once your partner status is approved. One HitPay account covers all three programmes. Combinable with Reseller Programme (Malaysia) — earn on both tiers simultaneously Combinable with Platform Partner Program — API integration + reseller partner commission Retroactive linking — existing merchants can be added after approval One HitPay partner account covers all three programmes Learn More THE MODEL Commission calculated monthly on the previous calendar month’s TPV No tiered thresholds — you earn from the very first transaction Your commission grows as your clients' online payment volume grows Learn More FULL VISIBILITY A dashboard for every merchant, every month. Paginated commission log — every payout on record Per-merchant breakdown view — see each client's contribution One-click CSV export — Business Name, Amount, Currency, From/To dates Learn More WORKS WITH EVERYTHING Stack it with your reseller or platform partner tier. Retroactive linking — existing merchants can be added after approval One HitPay partner account covers all three programmes Learn More 0.1% Commission on online payments Monthly Automatic wallet credit No cap Unlimited merchants, unlimited TPV 1–3 days Partner approval time Commission on online payments Monthly Automatic wallet credit No cap Unlimited merchants, unlimited TPV 1–3 days Partner approval time “We had been helping our retail clients set up their payment systems for years. The moment we linked them to our HitPay reseller partner account it took under 10 minutes — and now we earn a few thousand dollars a month in commissions we didn’t even know we were leaving on the table.” Agency Partner · Singapore #### Everything included. Nothing to configure. Join 500+ developer and agency partners already earning recurring commissions on HitPay. Monthly auto-pay Commissions calculated on the 1st of each month for the previous period. Credited directly to your HitPay wallet without a single action required. No minimum TPV Start earning from the very first online transaction. There is no threshold to hit before commissions activate — the 0.1% applies from day one. All online payment methods Every succeeded online payment — cards, PayNow, GrabPay, ShopeePay, payment links, checkout — counts. In-person POS and cash are not included. CSV export ready Download a full commission report at any time. One CSV covers all merchants, all months — Business Name, Amount, Currency, and billing period. Scales with your clients As each linked merchant grows their online payment volume, your commission grows automatically with no renegotiation required. Fast approval Partner applications are reviewed within 1–3 business days. Start linking merchants immediately on approval. No fees, no upfront commitment. Monthly auto-pay No minimum TPV All online payment methods CSV export ready Scales with your clients Fast approval #### Explore more partner opportunities Reseller Programme (MY) Resell HitPay's full payment gateway and POS stack to Malaysian businesses and earn recurring commission. [Learn more →](https://hitpayapp.com/payment-gateway-reseller-malaysia-pos-integration) Platform Partner Program Embed HitPay payments into your platform via API, manage sub-merchants, and earn a share of transaction revenue. [Learn more →](https://docs.hitpayapp.com/partner/overview) Developer Docs Full REST API, webhooks, and SDKs. Build a custom HitPay integration for your clients from scratch. [Learn more →](https://docs.hitpayapp.com/introduction) Reseller Programme (MY) [Learn more →](https://hitpayapp.com/payment-gateway-reseller-malaysia-pos-integration) Platform Partner Program [Learn more →](https://docs.hitpayapp.com/partner/overview) Developer Docs [Learn more →](https://docs.hitpayapp.com/introduction) #### Frequently Asked Questions How much can a partner earn from the HitPay Reseller Partner Program? A partner earns 0.1% of the total online payment volume processed by each linked merchant per month. For example, a merchant processing S$1,000,000/month in online payments generates S$1,000 in monthly commission. There is no cap on the number of merchants or total commission amount. When are commissions paid? Commissions are calculated automatically on the first of each month for the previous calendar month's online transaction volume. The amount is credited directly to the partner's HitPay wallet. No manual claim, invoice, or request is required. How does a partner track their reseller partner earnings? Partners have access to a dedicated commission dashboard showing every payout — by merchant and by month. A one-click CSV export covers Business Name, Email, Amount, Currency, and billing period. Per-merchant breakdowns are also available. Is there a minimum transaction volume required to start earning? No. Commission accrues from the very first successful online transaction processed by a linked merchant. The 0.1% rate applies from day one — no threshold to hit. How long does a partner continue earning commission from a referred merchant? There is no expiry window on affiliate commissions. As long as the linked merchant continues processing online payments through HitPay and the partner account remains in good standing, commissions continue to accrue and be paid monthly. What transactions are included in the commission calculation? Commission applies to online payment transactions only — cards, PayNow, GrabPay, ShopeePay, payment links, and online checkout processed through HitPay. In-person POS and cash transactions are not included. Can the Reseller Partner Program be combined with the Reseller or Platform Partner programs? Yes. The reseller partner commission programme stacks with HitPay’s Reseller Programme (Malaysia) and Platform Partner Program. A single HitPay partner account can hold all three programme designations at once. How does a partner get started with the HitPay Reseller Partner Program? Partners apply through their HitPay dashboard. After approval, they begin linking merchants — new referrals or existing clients already on HitPay. Once merchants are linked and begin processing, commissions accrue automatically. How long does reseller partner approval take? Partner applications are typically reviewed and approved within 1–3 business days. The process is fully online and requires no upfront fees, minimum revenue commitment, or hardware purchase. Can a partner add existing HitPay merchants to their reseller partner account? Yes. Merchants already active on HitPay — including businesses the partner introduced before formally joining the reseller partner programme — can be linked retroactively once the partner account is approved. Still have questions? Contact our team. Get in touch Help center #### Your clients are already on HitPay. Start earning from them. Join 500+ developer and agency partners already earning recurring commissions. Free to join. Monthly payouts. No expiry. Become a reseller partner Talk to partnerships --- ## Refer a merchant Source: https://hitpayapp.com/refer-a-merchant > Refer a merchant and earn 0.1% of their monthly transaction volume. ### Know a business that needs payments? Share your link and earn from every sale they make. You're already on HitPay. Every business you invite earns you 0.1% of their monthly online payments - automatically, every month, for as long as they process. No applications. Your link is ready. Find my referral link See how it works Already a HitPay merchant · Link lives in your dashboard · Paid monthly Refer and Earn 500+ Businesses referred S$1M+ In commissions paid 0.1% Of TPV, every month Monthly Auto-credit to your wallet Businesses referred S$1M+ In commissions paid 0.1% Of TPV, every month Monthly Auto-credit to your wallet Do you know of anyone who needs these solutions? Tap to Pay • Payment Links • Online Payment • In-Person Payment • Recurring Billing • Plugin Integrations • Card Terminals • Borderless QR • Cross Border Payment • HOW IT WORKS #### Three steps. No paperwork. No waiting. Your referral link is already in your HitPay dashboard. It takes 60 seconds to share. Find your link Log in to your HitPay dashboard and click Refer and Earn in the left menu. Your unique referral link is there, ready to copy. No application required. Share with anyone Send it to a friend, supplier, fellow entrepreneur, or anyone you know who runs a business. They register using your link - that's all it takes. Earn every month Once they go live and start processing online payments, 0.1% of their monthly volume lands in your HitPay wallet automatically - no action needed. HOW IT WORKS Find your link Share with anyone Earn every month EARNINGS CALCULATOR #### See what one referral could earn you 0.1% of their monthly online payments - automatically, every month. Merchant Referral Monthly TPV per merchant S$500,000 S$10KS$100KS$1MS$5MS$10M Number of merchants 5 merchants 110254050 Monthly commission May 2026 S$2,500 monthlyS$500,000/merchant Your annual projection 2026 S$30,000 yearly12 months at the same TPV EARNINGS CALCULATOR 0.1% of their monthly online payments - automatically, every month. Merchant Referral Monthly TPV per merchant S$500,000 S$10KS$100KS$1MS$5MS$10M Number of merchants 5 merchants 110254050 Monthly commission May 2026 S$2,500 monthlyS$500,000/merchant Your annual projection 2026 S$30,000 yearly12 months at the same TPV THE REWARD 0.1% of everything they make online. Every month. Forever. For every online payment your referred business processes - cards, PayNow, GrabPay, ShopeePay, payment links, online checkout - you earn 0.1% per month. No cap, no expiry, no minimum volume threshold. Commission is credited automatically to your HitPay wallet each month. 0.1% of online payments - cards, PayNow, GrabPay, payment links, checkout Excludes POS/terminal and recurring billing transactions No minimum TPV - you earn from their very first online transaction No expiry - earns as long as they process on HitPay Get your HitPay referral link now AUTOMATIC PAYOUTS No invoicing. Your wallet. Every first of the month. On the first of every calendar month, HitPay calculates 0.1% of the previous month's online transaction volume for each of your referred businesses and credits the total directly into your HitPay wallet. Nothing to claim, no invoice to raise, no threshold to clear. Calculated on the 1st - previous calendar month’s TPV Credited to your existing HitPay wallet - no separate account needed One credit for all your active referrals combined Track individual referral earnings in your Refer and Earn dashboard Refer a merchant to HitPay today Not a HitPay merchant yet? The Refer and Earn programme is for existing merchants. If you're a developer, agency, or consultant. Become an Affiliate instead THE REWARD 0.1% of everything they make online. Every month. Forever. 0.1% of online payments - cards, PayNow, GrabPay, payment links, checkout Excludes POS/terminal and recurring billing transactions No minimum TPV - you earn from their very first online transaction No expiry - earns as long as they process on HitPay Get your HitPay referral link now AUTOMATIC PAYOUTS No invoicing. Your wallet. Every first of the month. Calculated on the 1st - previous calendar month’s TPV Credited to your existing HitPay wallet - no separate account needed One credit for all your active referrals combined Track individual referral earnings in your Refer and Earn dashboard Refer a merchant to HitPay today Become an Affiliate instead 0.1% Commission on every online payment Monthly Automatic wallet credit - no action needed No expiry Earn as long as they process on HitPay 60 sec Time to find and share your referral link Commission on every online payment Monthly Automatic wallet credit - no action needed No expiry Earn as long as they process on HitPay 60 sec Time to find and share your referral link #### Quick answers 01 Who can refer? Any active HitPay merchant. No application needed - your referral link is already in your dashboard under Refer and Earn. 02 How much do I earn? 0.1% of every referred business's monthly online payment volume. A business processing S$300,000/month earns you S$300 every month. 03 When am I paid? Automatically on the 1st of each month - credited directly to your HitPay wallet. No invoice, no claim required. 04 What payments count? Online payments only - cards, PayNow, GrabPay, ShopeePay, payment links, online checkout. POS/terminal and recurring billing are excluded. 05 Does it expire? No. You earn for as long as the referred business continues processing online payments on HitPay. No renewal or re-referral needed. 06 Not a merchant yet? The Refer and Earn programme is for existing HitPay merchants. The Affiliate Program is open to everyone - no HitPay account required. #### Frequently Asked Questions How does the HitPay Refer and Earn programme work? Any existing HitPay merchant can refer businesses using a unique referral link in their dashboard under Refer and Earn. When the referred business registers through that link, goes live, and processes online payments, the referring merchant earns 0.1% of their monthly online payment volume — credited automatically on the first of each month. How much can a merchant earn from referring businesses to HitPay? A merchant earns 0.1% of the total online payment volume processed by each referred business every month. A business processing S$300,000 per month in online payments generates S$300 monthly. There is no cap on earnings and no limit on the number of businesses that can be referred. Where does a HitPay merchant find their referral link? The referral link is inside the HitPay merchant dashboard. Log in, then click Refer and Earn in the left navigation menu. The unique link appears there and can be copied or shared directly. No application or approval is required. When are referral commissions paid? Commissions are calculated automatically on the first of each month for the previous calendar month's online transaction volume. The amount is credited directly to the referring merchant's HitPay wallet — no claim, invoice, or request needed. What types of transactions are included in the commission calculation? Commission applies to online payment transactions only — cards, PayNow, GrabPay, ShopeePay, payment links, and online checkout. POS/terminal transactions and recurring billing transactions are excluded. Is there a limit on how many businesses a merchant can refer? No. There is no limit on referrals. Every business that registers through the referral link and goes live on HitPay contributes to the monthly commission — no cap on total earnings. How long does a merchant continue earning commission from a referral? There is no expiry. As long as the referred business continues processing online payments through HitPay, the referring merchant earns 0.1% every month — no renewal or action required. Does the referred business need to be a new HitPay customer? The referred business must register through the referral link. Businesses already on HitPay would not count as a new referral. The programme is for businesses that have not yet signed up with HitPay. Still have questions? Contact our team. Get in touch Help center #### Your referral link is already waiting for you. Log in to your HitPay dashboard, go to Refer and Earn, and share your link. Every business you help discover HitPay earns you 0.1% of their monthly online payments - forever. Go to my dashboard Learn More --- ## Brand assets Source: https://hitpayapp.com/brand > Logos and brand guidelines. ### Brand Guidelines Essential guidelines for representing HitPay's brand and ensuring consistency in all applications. Download assets Brand Guidelines hitpayapp.com #### HitPay Logo HitPay brand identity consists of two official logo variations, each serving specific purposes while maintaining our brand's visual integrity. Primary Logo Our primary logo combines our distinctive logogram with our company wordmark. This is our most complete brand signature. Download When to use: corporate communications, website header, business cards and stationery, marketing materials and brochures, email signatures, presentations, official documents, product packaging, primary advertising materials. Logogram Our logogram serves as a simplified but powerful representation of our brand. When to use: social media avatars, app icons and favicons, small-scale applications, branded merchandise (pins, icons), decorative elements, secondary brand touches, space-constrained environments, digital interfaces, loading screens, watermarks. HitPay Badge Businesses who use HitPay can display this logo on their checkout pages. We suggest linking badges to [hitpayapp.com](https://hitpayapp.com/). Download #### HitPay Colors HitPay brand colors have been carefully selected to reflect HitPay's professional, trustworthy, and modern identity. HitPay Blue #2465DE RGB(36,101,222) Copy Hex Copied Copied! HitPay beige #ECECE4 RGB(236,236,228) Copy Hex Copied Copied! HitPay neutral #000501 RGB(0,5,1) Copy Hex Copied Copied! HitPay Blue #2465DE RGB(36,101,222) Copy Hex Copied Copied! HitPay beige #ECECE4 RGB(236,236,228) Copy Hex Copied Copied! HitPay neutral #000501 RGB(0,5,1) Copy Hex Copied Copied! #### Payment Method Logos Download official payment method logos supported by HitPay to help you clearly show your customers how they can pay — on your website, at checkout, or in your marketing materials. Use these logos to announce new payment options (e.g. “Now accepting GrabPay with HitPay”) and build customer confidence with familiar payment brands. Download logos **Usage Notice:** The payment method names and logos in this kit are trademarks of their respective owners and are provided for merchants who accept these payment methods via HitPay. These assets are for informational and marketing use only. Their use does not imply endorsement or affiliation with HitPay. Please use the logos as provided without modifying them, and follow the relevant brand guidelines where applicable. #### Frequently Asked Questions I am using HitPay for my payments. Can I use the "Powered by HitPay" badge? Yes, you can use the "Powered by HitPay" badge if you meet the following conditions: \- You have a verified HitPay account. \- Your website actively uses HitPay for processing payments. Ensure that the badge is hyperlinked to [https://hitpayapp.com](https://hitpayapp.com/) to direct users to the official HitPay website. You may also choose to link the badge to other relevant pages, such as HitPay features or benefits. Can I use the HitPay logo on my website? Yes, you may use the HitPay logo on your website, provided you obtain prior permission by contacting [\[email protected\]](https://hitpayapp.com/contact-us). It is mandatory to include a hyperlink to the official HitPay website, [https://hitpayapp.com](https://hitpayapp.com/), when displaying the logo to ensure proper attribution. How should I use the payment method logos and trademarks provided in this kit? The payment method names and logos in this kit are **trademarks of their respective owners** and are provided for merchants who accept these payment methods via **HitPay**. These assets are for **informational and marketing use only**; their use does not imply endorsement or affiliation with HitPay. Please use the logos exactly as provided **without modification** and follow all relevant brand guidelines where applicable. Still have questions? Contact our team. Get in touch Help center #### Need help using the HitPay brand? Explore the latest HitPay logo, colors, and brand assets to keep every customer touchpoint consistent. Download brand assets Schedule a call --- ## Blog Source: https://hitpayapp.com/blog > Guides on payments, POS, e-commerce and cross-border commerce. ### HitPay Blog Easy guides to grow e-commerce and POS sales, whether you sell online or offline Title Categories Guides & Market Insights Product & Tech Solutions Customer Success Company News Tags Regional & Geography Singapore Malaysia Philippines Indonesia New Zealand Global HitPay Features & Products Payout Checkout Experience Payment Gateway POS System Card Terminals Payment Links Invoicing Recurring Billing Payment API Ecosystem & Integrations Shopify Business Tools WooCommerce Wix Squarespace Plugins Topics & Context Compliance Digital Products In-Store Retail Security Taxation Cross-Border #### How to Accept Credit Card Payments in the Philippines Payment API Philippines Payment Gateway Card Terminals July 17, 2026 #### How to Accept InstaPay Payments in the Philippines Payment API Philippines Payment Gateway July 17, 2026 #### How to Accept ShopeePay for Your Business in the Philippines Payment API Philippines Checkout Experience July 17, 2026 #### Best B2B Payment Solutions for Philippine Businesses 2026 Payment API Philippines Business Tools Invoicing July 17, 2026 #### Best Buy Now Pay Later Options for Philippines Businesses (2026) Payment API Philippines Checkout Experience July 17, 2026 #### Best HitPay Alternatives for Philippines Businesses (2026) Payment API Philippines Payment Gateway July 17, 2026 #### Best Online Payment Solution for Philippines Businesses 2026 Payment API Philippines Payment Gateway Checkout Experience July 17, 2026 #### Best PayMongo Alternative for Philippine Businesses (2026) Payment API Philippines Payment Gateway July 17, 2026 #### Best POS Machine for Small Businesses in the Philippines Payment API Philippines POS System Card Terminals In-Store Retail July 17, 2026 #### Cashless Payment Methods Philippines Businesses Should Accept Payment API Philippines Payment Gateway July 17, 2026 Title Categories Guides & Market Insights Product & Tech Solutions Customer Success Company News Tags Regional & Geography Singapore Malaysia Philippines Indonesia New Zealand Global HitPay Features & Products Payout Checkout Experience Payment Gateway POS System Card Terminals Payment Links Invoicing Recurring Billing Payment API Ecosystem & Integrations Shopify Business Tools WooCommerce Wix Squarespace Plugins Topics & Context Compliance Digital Products In-Store Retail Security Taxation Cross-Border Payment API Philippines Payment Gateway Card Terminals July 17, 2026 Payment API Philippines Payment Gateway Checkout Experience July 17, 2026 Payment API Philippines Business Tools Invoicing July 17, 2026 Payment API Philippines Checkout Experience Payment Gateway July 17, 2026 Payment API Philippines Checkout Experience Payment Gateway July 17, 2026 Payment API Philippines POS System Card Terminals In-Store Retail July 17, 2026 Payment API Philippines Payment Gateway Title Categories Guides & Market Insights Product & Tech Solutions Customer Success Company News Tags Regional & Geography Singapore Malaysia Philippines Indonesia New Zealand Global HitPay Features & Products Payout Checkout Experience Payment Gateway POS System Card Terminals Payment Links Invoicing Recurring Billing Payment API Ecosystem & Integrations Shopify Business Tools WooCommerce Wix Squarespace Plugins Topics & Context Compliance Digital Products In-Store Retail Security Taxation Cross-Border Payment API Philippines Payment Gateway Card Terminals July 17, 2026 Payment API Philippines Payment Gateway Checkout Experience July 17, 2026 Payment API Philippines Business Tools Invoicing July 17, 2026 Payment API Philippines Checkout Experience Payment Gateway July 17, 2026 Payment API Philippines Checkout Experience Payment Gateway July 17, 2026 Payment API Philippines POS System Card Terminals In-Store Retail July 17, 2026 Payment API Philippines Payment Gateway #### Ready to put these payment ideas to work? Use HitPay to simplify online and offline payments, automate operations, and grow your business across APAC. Get started for free Schedule a call # Key guides --- ## What is HitPay? Source: https://hitpayapp.com/blog/what-is-hitpay > Overview of HitPay's products and who it serves. ### What Is HitPay? A Complete Guide to the Payment Platform Built for Southeast Asian SMEs (2026) [Global](https://hitpayapp.com/tags/global) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) March 31, 2026 Author: The HitPay Team Last Updated: Jul 13, 2026 Quick Answer: HitPay is a payment gateway and point-of-sale (POS) platform designed for small and medium-sized businesses (SMEs) across Southeast Asia. It enables merchant partners to accept payments online, in-store, and on the go — with no coding skills required. HitPay supports major payment methods across Singapore, Malaysia, and the Philippines, including cards, PayNow, GrabPay, and more. Running a business in Southeast Asia means navigating a fragmented payments landscape — multiple payment methods, varying customer preferences, and technical setup requirements that most small businesses simply do not have the resources to handle. HitPay was built specifically to solve that problem. This guide covers everything you need to know about what HitPay is, how it works, who it is designed for, and why over 20,000 SMEs across the region rely on it to process payments every day. #### What Is HitPay? Defining the Platform HitPay is an all-in-one payment solution that combines a [payment gateway](../payment-gateway), a [point-of-sale system](../pos-software), and a suite of business tools into a single platform. It is headquartered in Singapore and serves SMEs across Southeast Asia, with particularly strong adoption in Singapore, Malaysia, and the Philippines. Unlike enterprise-grade payment systems that require developer resources and long onboarding processes, HitPay is built for business owners who want to start accepting payments quickly and manage everything from one dashboard — without writing a single line of code. For a comparison of how HitPay stacks up against other providers, see our [Singapore payment gateway comparison guide](https://hitpayapp.com/payment-gateway-singapore). #### How Does HitPay Work? HitPay connects businesses to a wide range of payment methods through a single integration. Once a merchant partner signs up and completes verification, they can immediately begin using HitPay's tools to collect payments across multiple channels. Here is how the core workflow looks: 1. **Create an account** — Sign up online and complete the KYC (Know Your Customer) verification process. 2. **Choose your payment channels** — Select from online payment links, a full e-commerce store, an in-person POS setup, or recurring billing. 3. **Connect your payment methods** — Enable cards (Visa, Mastercard), local wallets (PayNow, GrabPay, Touch 'n Go, GCash), and BNPL options such as Atome where available, depending on your market. 4. **Start accepting payments** — Share payment links, embed a checkout on your website, or use the HitPay POS app on a smartphone or tablet. 5. **Get paid out** — Funds are settled to your bank account on a regular schedule based on your location and payment method. The entire process is designed to be accessible to non-technical founders, solo operators, and growing teams alike. #### Key Features of the HitPay Payment Platform Understanding what HitPay offers helps clarify why it has become a go-to choice for SMEs in the region. The platform covers four core areas: ##### Online Payments HitPay merchant partners can generate [payment links](../payment-links) instantly and share them via WhatsApp, email, Instagram, or any messaging channel. There is no website required. For businesses with an existing site, HitPay offers plugins for [Shopify, WooCommerce, and other major e-commerce platforms](../integrations). ##### Point-of-Sale (POS) HitPay's POS system turns any iOS or Android device into a payment terminal. Merchant partners can accept card payments, [QR code payments](https://hitpayapp.com/qr-code-payments), and digital wallets in-store — without expensive hardware requirements. The POS also tracks sales, manages product catalogues, and generates receipts automatically. For Singapore-specific guidance on choosing a POS system, see our [Singapore POS system guide](https://hitpayapp.com/blog/singapore-pos-system). ##### Payment Links and Invoicing For service-based businesses, freelancers, and B2B operators, HitPay offers customisable payment links and professional invoices. Merchant partners can set payment amounts, add descriptions, and customise the checkout with their branding, making it straightforward to get paid for services without a full e-commerce setup. ##### Recurring Billing and Subscriptions HitPay supports [subscription billing](../recurring-billing), which allows merchant partners to charge customers on a daily, weekly, monthly, annual, or fully custom schedule. This is particularly useful for fitness studios, membership businesses, SaaS startups, and tuition centres. #### What Is HitPay's Pricing Model? HitPay operates on a transparent, pay-per-transaction pricing model with no setup fees, no monthly subscription, and no hidden charges. Merchant partners pay only when they collect — making it accessible to businesses at any stage of growth, from new market stall operators to established multi-location retailers. _Exact rates vary by market and payment method. Always refer to the_ [_HitPay pricing page_](../pricing) _for current figures, as rates are subject to change._ #### Who Uses HitPay? HitPay is purpose-built for SMEs, but the platform serves a wide range of business types across Southeast Asia: - **Retail and F&B** — Cafés, boutiques, and market stall operators who need a reliable POS system - **E-commerce sellers** — Online store owners who want a checkout that supports local payment methods - **Service businesses** — Tutors, salons, fitness instructors, and consultants collecting payments via links or invoices - **Non-profits and event organisers** — Collecting donations or ticket sales without a full tech setup - **Startups** — Early-stage companies that need a payment solution before investing in custom development #### Why Do SMEs in Southeast Asia Choose HitPay? The Southeast Asian market has unique payment preferences. Singapore shoppers frequently use [PayNow](https://hitpayapp.com/blog/hitpay-paynow-fees) and credit cards. Malaysian consumers rely on Touch 'n Go and FPX bank transfers. Filipino buyers expect GCash and Maya as checkout options. For businesses accepting QR payments in the Philippines, see our guide to [generating QRPH codes](https://hitpayapp.com/blog/how-to-generate-qrph). HitPay supports the local payment methods that matter in each market, which means merchant partners do not need to stitch together multiple providers to cover their customer base. Combined with no-code setup, a unified dashboard, and [responsive local support](https://hitpayapp.com/hitpay-customer-service), HitPay reduces the operational complexity that typically burdens growing SMEs. #### Frequently Asked Questions What is HitPay used for? HitPay is used by SMEs across Southeast Asia to accept payments online, in-store, and via payment links. Merchant partners use it to run e-commerce stores, manage POS transactions, send invoices, and set up recurring billing — all from a single platform without requiring technical expertise. Is HitPay available outside Singapore Yes. While HitPay is headquartered in Singapore, the platform is also available in Malaysia and the Philippines. Each market has localised payment method support, including Touch 'n Go, DuitNow, and FPX in Malaysia, and GCash and Maya in the Philippines. What payment methods does HitPay support? HitPay supports a wide range of payment methods, including Visa, Mastercard, PayNow, GrabPay, Atome (BNPL), Touch 'n Go, DuitNow, FPX, GCash, Maya, and [UPI for Indian customers](https://hitpayapp.com/upi-gateway) — depending on the merchant partner's registered market. HitPay supports over 50 payment methods in total across its markets. Does HitPay require coding or technical skills? No. HitPay is designed for non-technical business owners. Merchant partners can set up payment links, launch a POS system, and connect to e-commerce platforms like Shopify and WooCommerce using built-in plugins — no developer required. How long does it take to start accepting payments with HitPay? Most merchant partners can complete sign-up quickly, with account creation taking just minutes. Once verified, payment links and the HitPay POS can be activated immediately. E-commerce integrations using available plugins for Shopify and WooCommerce are designed to be quick and straightforward. Is HitPay safe and regulated? Yes. HitPay is regulated by multiple financial authorities, including the Monetary Authority of Singapore (MAS), Bank Negara Malaysia, and the Bangko Sentral ng Pilipinas (BSP). The platform is PCI DSS compliant, SOC 2 certified, and uses industry-standard encryption and security protocols to protect transaction data. What is the difference between HitPay and a traditional payment gateway? Traditional payment gateways are often developer-facing tools that require custom integration, separate hardware, and multiple vendor relationships. HitPay consolidates all of this — gateway, POS, invoicing, and reporting — into one no-code platform built specifically for SME workflows in Southeast Asia. HitPay is a payment platform that removes the friction SMEs in Southeast Asia typically face when trying to accept payments across multiple channels. From online payment links to in-store POS, and from one-off transactions to recurring subscriptions, HitPay gives merchant partners the infrastructure to get paid — without the complexity. If you are a business owner in Singapore, Malaysia, or the Philippines looking for a straightforward way to accept local and international payments, HitPay is worth a close look. [**Ready to get started? Create your free HitPay account and begin accepting payments today →**](../) [Global](https://hitpayapp.com/tags/global) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) March 31, 2026 Author: The HitPay Team Last Updated: Jul 13, 2026 Here is how the core workflow looks: What is HitPay used for? Is HitPay available outside Singapore What payment methods does HitPay support? Does HitPay require coding or technical skills? How long does it take to start accepting payments with HitPay? Is HitPay safe and regulated? What is the difference between HitPay and a traditional payment gateway? [Global](https://hitpayapp.com/tags/global) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) March 31, 2026 Author: The HitPay Team Last Updated: Jul 13, 2026 Here is how the core workflow looks: What is HitPay used for? Is HitPay available outside Singapore What payment methods does HitPay support? Does HitPay require coding or technical skills? How long does it take to start accepting payments with HitPay? Is HitPay safe and regulated? What is the difference between HitPay and a traditional payment gateway? #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call --- ## HitPay rates & fees Source: https://hitpayapp.com/blog/hitpay-rates > Transaction fees by payment method and channel. ### HitPay Rates: Full Pricing Breakdown for 2026 [Global](https://hitpayapp.com/tags/global) [Product & Tech Solutions](https://hitpayapp.com/categories/product-tech-solutions) April 3, 2026 Author: Ria C. Last Updated: Jul 13, 2026 Quick Answer: HitPay offers a free-to-start, pay-as-you-go pricing model with no monthly subscription fees. Merchant partners pay a per-transaction fee per successful payment, with rates varying by market (Singapore, Malaysia, Philippines) and payment method. There are no setup fees, no hidden charges, and no lock-in contracts. Pricing is often the deciding factor when choosing a payment gateway. Whether you are launching an online store, running a retail POS, or managing a service-based business in Southeast Asia, understanding exactly what you will pay per transaction matters. This guide breaks down [HitPay rates](../pricing/global) clearly: what you pay, when you pay it, and what you get in return. #### What Are HitPay Rates? HitPay rates refer to the transaction fees charged when a merchant partner processes a payment through the [HitPay platform](../payment-gateway). These fees cover the cost of securely routing payments across card networks, digital wallets, bank transfers, and buy-now-pay-later providers. Unlike many competitors, HitPay does not bundle fees inside a monthly subscription. You only pay when you earn. #### HitPay's Pricing Model: Pay-As-You-Go, No Monthly Fee HitPay operates on a zero monthly fee structure. There is no mandatory monthly subscription required to access the full platform. Key features of HitPay's pricing model: - **No setup fees** — create your account and start accepting payments at no cost - **No monthly subscription** — your costs scale directly with your revenue - **No hidden charges** — the rate you see is the rate you pay - **Multi-channel included** — online, in-person POS, [payment links](../payment-links), and [invoicing](../invoicing) are all available on the same account #### HitPay Transaction Rates by Market HitPay rates differ slightly depending on the country of operation and the payment method used. _Note: Rates are subject to change. Always refer to the official_ [_HitPay pricing page_](../pricing/global) _for the most current figures before making any financial decisions._ ##### Singapore For Singapore-based merchant partners, [HitPay Singapore](../payment-gateway) supports a wide range of payment methods including Visa, Mastercard, [PayNow](../paynow), GrabPay, and more. Transaction fees vary by method, with local bank transfer options like PayNow typically carrying lower rates. See the [HitPay Singapore pricing page](../pricing) for the full current rate schedule. ##### Malaysia Malaysian merchant partners can accept payments via Visa, Mastercard, FPX bank transfer, DuitNow, GrabPay, and other local e-wallets. FPX and DuitNow rates reflect the lower processing cost of direct bank-to-bank transfers. See the [HitPay Malaysia pricing page](../pricing) for current rates. ##### Philippines In the Philippines, HitPay supports GCash, card payments, QRPh, and other local methods. See the [HitPay Philippines pricing page](../pricing) for current rates. #### What Do HitPay Rates Cover? When you pay a HitPay transaction fee, the fee covers: - **Payment processing infrastructure** — secure, PCI-DSS compliant transaction handling - **Fraud and risk management** — real-time monitoring to protect merchant partners and their customers - **Multi-currency support** — accept payments from international buyers where applicable - **Platform access** — dashboard, analytics, payment link generation, invoicing tools, and POS functionality - **Integrations** — Shopify, WooCommerce, Xero, and other third-party platforms are included #### How HitPay Rates Compare to Traditional Payment Gateways Fee Type HitPay Typical Traditional Gateway Monthly subscription None SGD 30 to 100+ per month Setup fee SGD 0 to 500 Transaction fee Per transaction only Per transaction, sometimes plus add-on fees POS software fee Included Often separate Payment link tool Often separate or add-on Contract lock-in None 12 to 24 months common _Competitor pricing is indicative and based on publicly available information as of April 2026. Fees are subject to change._ #### Tips for Managing Your HitPay Transaction Costs - **Encourage low-cost payment methods** — where applicable, highlighting local bank transfer options like [PayNow](../paynow) (Singapore) or FPX and DuitNow (Malaysia) can reduce per-transaction costs. - **Use HitPay's analytics dashboard** — monitor which payment methods are used most frequently to identify where costs concentrate. - **Consolidate your tools** — by using HitPay for online, in-person, and invoicing needs, you avoid paying for multiple separate platforms. - **Review rates periodically** — HitPay updates its pricing page when changes occur. Setting a quarterly reminder to review your effective cost per transaction is a simple way to stay on top of your payment overhead. #### Frequently Asked Questions What are HitPay's current transaction rates? HitPay's transaction rates vary by country and payment method. There are no monthly fees. Visit the official [HitPay pricing page](../pricing/global) for exact, up-to-date figures. Does HitPay charge a monthly fee in addition to its rates? No. HitPay does not charge any monthly subscription fee on its standard plan. The pricing model is purely pay-as-you-go. Are HitPay rates the same for all payment methods? No. HitPay rates differ by payment method. Card payments typically carry different rates compared to local bank transfers like PayNow or FPX, which tend to be lower. The full breakdown is available on the [HitPay pricing page](../pricing/global). Are there any hidden fees beyond the standard HitPay rates? HitPay is designed to be transparent. There are no setup fees, no platform access fees, and no charges for using features like payment links, invoicing, or the POS system. Review the [pricing page](../pricing/global) for full details. How do HitPay rates work for businesses in Malaysia and the Philippines? HitPay rates for Malaysia and the Philippines are structured to reflect local payment networks and market conditions. All rates are published transparently on the [HitPay website](../pricing/global). Can I estimate my monthly costs using HitPay rates before signing up? Yes. Because HitPay's pricing is publicly available and there are no hidden tiers, you can calculate your expected monthly processing cost by multiplying your projected transaction volume by the applicable rate for your preferred payment method. [**See exact HitPay rates for your market →**](../pricing/global) [Global](https://hitpayapp.com/tags/global) [Product & Tech Solutions](https://hitpayapp.com/categories/product-tech-solutions) April 3, 2026 Author: Ria C. Last Updated: Jul 13, 2026 Key features of HitPay's pricing model: When you pay a HitPay transaction fee, the fee covers: Fee Type HitPay Typical Traditional Gateway Monthly subscription None SGD 30 to 100+ per month Setup fee SGD 0 to 500 Transaction fee Per transaction only Per transaction, sometimes plus add-on fees POS software fee Included Often separate Payment link tool Often separate or add-on Contract lock-in None 12 to 24 months common What are HitPay's current transaction rates? Does HitPay charge a monthly fee in addition to its rates? Are HitPay rates the same for all payment methods? Are there any hidden fees beyond the standard HitPay rates? How do HitPay rates work for businesses in Malaysia and the Philippines? Can I estimate my monthly costs using HitPay rates before signing up? [**See exact HitPay rates for your market →**](../pricing/global) [Global](https://hitpayapp.com/tags/global) [Product & Tech Solutions](https://hitpayapp.com/categories/product-tech-solutions) April 3, 2026 Author: Ria C. Last Updated: Jul 13, 2026 Key features of HitPay's pricing model: When you pay a HitPay transaction fee, the fee covers: Fee Type HitPay Typical Traditional Gateway Monthly subscription None SGD 30 to 100+ per month Setup fee SGD 0 to 500 Transaction fee Per transaction only Per transaction, sometimes plus add-on fees POS software fee Included Often separate Payment link tool Often separate or add-on Contract lock-in None 12 to 24 months common What are HitPay's current transaction rates? Does HitPay charge a monthly fee in addition to its rates? Are HitPay rates the same for all payment methods? Are there any hidden fees beyond the standard HitPay rates? How do HitPay rates work for businesses in Malaysia and the Philippines? Can I estimate my monthly costs using HitPay rates before signing up? [**See exact HitPay rates for your market →**](../pricing/global) #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call --- ## What is a payment gateway? Source: https://hitpayapp.com/blog/what-is-a-payment-gateway > How payment gateways work and why businesses need one. ### Understanding Payment Gateways: How They Work and Examples [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Global](https://hitpayapp.com/tags/global) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) August 21, 2024 Author: The HitPay Team Last Updated: Jul 14, 2026 The article explores the role of payment gateways in online shopping. It covers their functionality, importance for businesses, types of gateways available, and key features that enhance security the overall shopping experience. A payment gateway is a key player in online shopping, allowing merchants to securely accept credit and debit card payments, whether in stores or on their websites. Understanding how payment gateways work is essential for businesses, as they make the buying process easy and safe for customers, creating a better shopping experience for everyone! One standout option is [HitPay](https://www.hitpayapp.com/?ref=blog.hitpayapp.com), a versatile payment gateway that simplifies transactions for businesses of all sizes. HitPay enables merchants to accept a wide range of payment methods, including GCash, PESONet, and credit cards, without the need for complex integrations. In the fast-changing online shopping world of the Philippines, knowing how payment gateways work is a must for businesses to do well. This guide will explore how payment gateways function, their importance in securing transactions, and provide examples of effective solutions. ##### **Key Takeaways** - A payment gateway is needed for safe online payments. - Payment gateways use encryption to keep data safe. - Both in-store and online shops gain from using payment gateways. - Learning about payment gateways can make customers happier and trust you more. - Picking the right payment gateway is key for easy payments. #### **What is a Payment Gateway?** 34% of shoppers [shop online at least once a week](https://www.forbes.com/uk/advisor/business/ecommerce-statistics/?ref=blog.hitpayapp.com). A payment gateway is important for online shopping. It allows businesses to safely accept payments over the internet. It works like a point-of-sale (POS) system but is designed for online use. When a customer makes a purchase, the payment gateway collects their payment information and sends it for approval. This process keeps online payments secure. Payment gateways protect card information using encryption. They work with different payment processors to meet the needs of businesses. Some gateways charge fees based on the sale amount, while others have a fixed fee for each transaction. Different businesses need different features. Some may want gateways for regular payments or special types of payments. It is also helpful to accept payments from other countries, which can increase sales. Understanding [payment gateways](https://blog.hitpayapp.com/best-payment-gateway/) is essential for growing your business online. They make transactions easier and safer for both businesses and customers. #### **How Do Payment Gateways Work?** Payment gateways are essential for online sales. They start when a customer checks out. They then encrypt the card details and send them safely to the bank or processor. Next, the payment processor verifies the transaction with the bank to confirm whether the payment is authorized. It then communicates the result to the website, indicating whether the payment was successfully processed or declined. This process has a few important parts: - Encryption of payment details - Verification through payment processors - Real-time feedback to the customer There are different types of gateways. Some make customers leave the site to pay. Others let them pay right on the site. API gateways give businesses more control over payments. Local bank gateways send payments to the right bank fast. This makes paying safer and easier. It also follows strict security rules. Type of Payment Gateway Redirects Customer Control Level Security Features Hosted Payment Gateway Yes Low PCI Compliance Self-hosted Payment Gateway No Medium SSL Certification API-hosted Payment Gateway High Requires PCI Compliance Local Bank Integration Gateway No Secure Data Routing Understanding payment gateways helps businesses sell online safely. It makes paying online better, safer, and more efficient. 💡**Seamless Integration with HitPay:** Did you know that integrating HitPay’s payment gateway into your online store is effortless? With support for popular platforms and a user-friendly setup, you can start accepting payments quickly—no coding required! #### **How Will An Online Payment Gateway Benefit My Business?** Using a payment gateway helps businesses a lot today. It makes transactions fast and smooth. This makes customers happy and helps keep them from leaving without buying. It's also key to fight fraud with strong security. Online fraud is a big problem, expected to cause [over $343 billion in losses by 2027](https://b2b.mastercard.com/news-and-insights/blog/ecommerce-fraud-trends-and-statistics-merchants-need-to-know-in-2024/?ref=blog.hitpayapp.com#:~:text=Of%20this%20startling%20figure%2C%20North,2027%20will%20exceed%20%24343%20billion.). Payment gateways keep your customers' info safe with top-notch encryption and other methods. - Support for various payment methods enhances customer convenience - A customizable checkout process fosters customer loyalty and improves brand identity - Payment gateways enable fast processing, improving cash flow Payment gateways make things easier for your business. They work with systems like Stripe to accept payments in over 135 currencies. This means lower costs and less hassle for you. They also help you sell more by cutting down on lost sales. With easy setup and strong support, you can focus on growing your business. Feature Benefits Fast Transactions Reduces cart abandonment and enhances cash flow Robust Security Protects sensitive data and meets PCI DSS compliance Support for Multiple Payment Methods Enhances customer satisfaction and loyalty Global Transactions Facilitates international sales and currency conversions Ease of Integration Enables quick setup and operational efficiency In conclusion, using a payment gateway changes your business for the better. It gives you big advantages in today's digital world. 💡**Affordable and Fast Payouts with HitPay:** Enjoy low transaction fees and fast payouts with HitPay. Our gateway ensures that your funds are available on the same day or the next, helping you manage your cash flow efficiently. #### **Key Differences Between a Payment Gateway and A Payment Processor** Understanding the differences between a payment gateway and a payment processor is important. They are not the same, even though people often mix them up. A payment gateway is key in taking and encrypting payment info online. It's the first step, handling customer info and making sure it's safe. A payment processor is vital for moving money around. It links the customer, the store, and banks together. It checks the payment details and makes sure the store gets paid. So, the gateway takes care of the front-end security and info. The processor handles the back-end work to settle payments. **Payment Gateway Functions:** - Captures payment details. - Secures customer data by adhering to PCI DSS standards. - Primarily facilitates authorizations for online transactions. **Payment Processor Functions:** - Verifies payment details for accuracy. - Manages funds between issuing and acquiring banks. - Acts as a communication link among involved parties for transaction approval or denial. For most online businesses, both a payment gateway and a payment processor are necessary for smooth, secure transactions. The gateway handles the customer-facing aspects and initial security, while the processor takes care of the financial logistics. Modern payment solutions like HitPay often combine both gateway and processor functionalities into a single platform. This integration simplifies the setup process for merchants, providing a seamless payment experience from start to finish. By understanding these roles, you can better choose the right payment solution that fits your business needs, whether you operate online, in-store, or both. #### **Different Types of Payment Gateways** It's key to know the different types of payment gateways to pick the best one for your business. Each type has its pros and cons. These affect your choice based on how you want your customers to feel, the tech you need, and your budget. ##### **Hosted Payment Gateways** Hosted payment gateways send customers to another site to pay. This makes it easier to follow PCI rules since you don't keep payment info. PayPal is a well-known example, reaching a [total payment volume of $1.53 trillion in Q4 2023 over 25 billion transactions](https://www.chargeflow.io/blog/paypal-statistics-facts?ref=blog.hitpayapp.com#:~:text=PayPal's%20total%20payment%20volume%20reached,%2C%20an%208.19%25%20YoY%20increment.). The good points of hosted payment gateways are: - Transactions are fully PCI compliant. - Easy to install and customize. - Low cost, often charging per transaction. But, you might have less control over how customers feel during checkout. This can make payments slower if customers have to go to another site. ##### **Self-Hosted Payment Gateways** Self-hosted payment gateways let customers pay on your site. This makes for a better customer experience and lets you watch over the whole process. But, you have to handle security and follow rules yourself. The benefits are: - Excellent customer service and support. - Ability to monitor the entire customer journey. But, you might have to fix tech problems on your own. Starting up can also cost more money. ##### **API Payment Gateways** API payment gateways are flexible and customizable, making them ideal for businesses needing special features. They can be used on both phones and computers, providing a unique checkout experience. The benefits include: - Complete customization with full control. - Quick transaction processing and real-time updates. However, standardization was the [most commonly observed challenge in the implementation of APIs in payment systems](https://www.statista.com/statistics/1386080/challenges-of-adopting-api-in-payments/?ref=blog.hitpayapp.com) across the world in 2021. This type of gateway must follow strict rules and obtain an SSL certificate. Both you and the gateway share responsibility for security, so you must also take steps to protect the data. ##### **Traditional Payment Gateways** Traditional payment gateways connect to physical payment machines in stores. They are commonly used by shops that sell products in person and are designed for card payments at the point of sale. These gateways come with specific costs and are less frequently discussed in the context of online transactions. However, they remain essential for businesses that primarily operate offline. ##### **White Label Payment Gateways** White label payment gateways allow businesses to brand a payment service as their own. This option provides flexibility while outsourcing the actual payment processing to another provider. It is ideal for businesses that want to maintain strong brand identity and ensure secure transactions without handling the technical aspects of payment processing themselves. Type of Payment Gateway Advantages Disadvantages Hosted Payment Gateways PCI compliant, easy to use, cost-effective for smaller businesses Lack of control over consumer journey, potential delays due to redirection Self-Hosted Payment Gateways Full control of customer experience, excellent customer service Higher setup and maintenance costs, limited support API Payment Gateways Fully customizable, quick processing, integrates with various setups Strict compliance requirements, responsibility for security on the merchant Traditional Payment Gateways Common for in-store purchases, reliable transaction processing Limited to physical payments, less flexibility for online sales White Label Payment Gateways Branding flexibility, outsourcing transaction handling May require negotiations with provider, varying reliability levels #### **How To Choose A Payment Gateway for Your Business in the Philippines** Choosing a payment gateway in the Philippines needs careful thought. You must look at several **factors for selection** that fit your business and what your customers want. The right payment gateway can make transactions smoother, improve cash flow, and boost sales by offering more ways to pay. ##### **Factors to Consider** - **Compatibility:** Make sure the payment gateway works well with your current systems. - **Transaction Fees:** Look at fees from different **Payment Gateway Providers** to find the best deal. - **Security Features:** Check that the gateway keeps payments safe to protect your customers' info. - **Customer Service Support:** Good support is key for a smooth experience and quick help when needed. - **Variety of Payment Methods:** A gateway that accepts many payment types can draw in more customers. #### **Popular Payment Gateway Service Providers in the Philippines** There are many **Philippine Market Payment Solutions** out there, each with features for different business needs. Here are some top providers: ##### **HitPay** HitPay is a versatile payment gateway that's easy to set up and integrates seamlessly with platforms like Shopify, WooCommerce, and Magento—no coding required. It supports a wide range of payment methods, including credit/debit cards, e-wallets, and bank transfers, making it suitable for both local and international customers. HitPay stands out with its comprehensive business software features, offering more than just payment processing. It provides a full suite of tools including a POS system, mobile app, and online store builder. This makes it an all-in-one solution for businesses looking to manage their operations efficiently. With a transparent pricing model, fast payouts (often within a day), and strong security features like PCI DSS compliance and fraud detection, HitPay is a reliable and cost-effective solution for businesses of all sizes. ##### **Paymongo** Paymongo is well-regarded in the Philippines for its simple setup and user-friendly interface. It operates on a pay-per-transaction model, where businesses are charged a fee only for successful transactions. They don't charge setup, one-time, or monthly fees. This pricing structure allows businesses to only pay for the services they use, making it a flexible option for companies of various sizes. While popular for its ease of use, Paymongo has some limitations, including the absence of certain local payment methods and fewer e-commerce plugin options. It also has a weekly payout schedule, which may affect cash flow for some businesses. ##### **Xendit** [Xendit](https://blog.hitpayapp.com/xendit-payment-gateway-vs-hitpay/) provides a payment processing solution with a focus on secure transactions and quick setup. It's particularly favored by e-commerce sites looking to streamline their payment processes. Xendit supports advanced features like invoicing and recurring payments. Its pricing model is competitive, though it lacks some local payment methods and has limited plugin support for certain e-commerce platforms in the Philippines. ##### **Maya** Formerly known as PayMaya, Maya is a leading name in the e-wallet space in the Philippines. It offers a wide range of payment methods with a competitive fee structure. Maya is ideal for businesses seeking a straightforward payment solution, although it may not be the best choice for those looking to scale, as it lacks certain e-commerce plugins and accounting integrations. ##### **Dragonpay** Dragonpay is known for supporting many payment methods, including in-person transactions. It offers a cost-effective pricing model, making it an attractive option for businesses wanting to offer a diverse range of payment options. While Dragonpay is favored by large brands for its advanced features like recurring payments and mass payout, it does have limitations, such as the lack of certain e-commerce plugins and accounting integrations. 💡**Tailored Support for SMEs with HitPay:** HitPay understands the unique needs of small and medium-sized enterprises. Benefit from dedicated customer support through your preferred communication platform, ensuring you get the help you need when you need it. #### **Ensuring Secure Online Payments: Are Payment Gateways Safe?** Keeping online payments safe is key for keeping customers happy and businesses honest. Payment gateways have strong security steps to make transactions safe. They use data encryption and follow industry rules to keep info like credit card numbers safe. ##### **Common Security Features** Safe Payment Gateways have many security steps to stop fraud and keep user data safe. These include: - Fraud detection systems that check for odd transaction patterns. - Address Verification Service (AVS) checks to match entered address info. - Multi-factor authentication (MFA) to make sure only the right person can make a purchase. ##### **Importance of Payment Data Encryption** Data Encryption is very important for safe online payments. Payment gateways use both kinds of encryption to keep data secret when it's sent. Symmetric encryption uses one key for both making and breaking the code. Asymmetric encryption uses a public key for making the code and a private key for breaking it. This mix makes it hard for hackers to get into your data. ##### **Payment Card Industry Data Security Standard (PCI DSS)** Following [PCI DSS](https://www.pcisecuritystandards.org/?ref=blog.hitpayapp.com) is a must for safe payment handling. This set of rules helps protect card info at every step of the transaction. To follow PCI DSS, businesses must keep their networks safe, protect cardholder data, and check their networks often. This not only builds trust with customers but also protects businesses from losing money if there's a data breach. ##### **Implementing Secure Payment Solutions for Your Online Store** To keep your online store safe, pick secure payment solutions that fit your needs. Look for gateways that offer strong security, easy use, and work well with your website. It's important that your gateway follows PCI DSS rules and has the best security practices. 💡**Secure and Compliant Payment Processing with HitPay:** Keep your customers' payment data safe with HitPay. Our payment gateway is PCI DSS compliant and utilizes SSL/TLS encryption, multi-factor authentication, and fraud detection tools to ensure your transactions are secure. ##### **How to Protect Payment Data and Prevent Fraudulent Transactions** To keep payment data safe, you need to be proactive. Teach your team about cybersecurity and keep your security up to date. Use tokenization to replace important data with safe codes. Also, use secure digital wallets that keep payment info safe and make buying things easy. Security Feature Description Benefit Data Encryption Makes payment info unreadable to others. Keeps data safe and private. Tokenization Changes important info into safe codes. Lowers the chance of data being seen by others. Multi-Factor Authentication (MFA) Needs more proof of who you are to log in. Makes your account safer by checking your identity. Fraud Detection Systems Looks for odd patterns in transactions. Stops unauthorized transactions right away. PCI DSS Compliance Follows rules set by the payment industry. Builds trust and lowers risk from data breaches. #### **Integrating Online Payment Gateways into Your Business** Adding a payment gateway to your business makes online buying easier and better for customers. It covers setting up APIs for payments, making payment pages, and customizing payment options. This makes shopping smoother and more fun. ##### **Setting Up API for Seamless Payment Processing** API setup for payments helps businesses run smoothly and manage money through their websites. It makes sending data safely and quickens the checkout. Developers use APIs from gateways like Stripe for a quick setup and lots of help. This makes the whole buying experience better by cutting down on wait times. ##### **Creating Payment Links and Payment Pages** Creating good payment pages is key to getting payments right. You can make payment links that work on many platforms, making buying easy for customers. A page that's easy to use means less people leave their carts, which is good for business. Today's shoppers want fast and easy checkouts. Making it simple can keep more customers coming back. ##### **Customizing Payment Options for Customers** Custom payment solutions let you offer many ways to pay that fit what customers like. Adding support for cards, digital wallets, and bank transfers makes customers happier. Being ready for different online stores and adjusting payment options based on what customers do can increase sales and keep customers loyal. #### **Conclusion** Payment gateways are key in today's digital world. They make buying things online safe and easy. This keeps customers happy and helps businesses grow. In the Philippines, where online shopping is getting bigger, having a good payment gateway is a big plus. It helps you stand out from others. These systems make paying easy and safe. They protect your personal info as it moves from you to the seller. With more people paying online, these gateways are a must for handling different kinds of payments. Businesses use them to make paying simpler. This lets them focus on making customers happy. Payment gateways do more than just keep data safe. They use strong security tools to fight fraud. This is very important for online payments. Choosing the right payment gateway can really boost your sales. It can cut down on lost sales by half and make more customers buy. There are different kinds of gateways for different businesses. In the end, payment gateways are vital for online stores. Knowing how they work and what they do can help businesses in the Philippines do well. Picking the right one can make your business safer and help it grow in the online world. #### **Get Started With HitPay’s Secure Payment Gateway Solution** Enhance your e-commerce business with HitPay's advanced payment gateway. Accept local and international payments with seamless integration and no coding required. Enjoy low fees, fast payouts, and extensive plugin support. Get started today with HitPay's simple, pay-per-transaction pricing and no hidden costs. [Sign up now and start selling within days](https://dashboard.hit-pay.com/register?_gl=1*hzjcyl*_gcl_au*MjA0NDQwNTI4NS4xNzIyMzQ5MTc2*_ga*MTEyMDg4ODgyNy4xNzIyMzQ5MTcz*_ga_Q2XTP3W7YM*MTcyMzIxMjExMC41LjEuMTcyMzIxNDY3My41OC4wLjA.&ref=blog.hitpayapp.com). Have questions? Our [support team](https://www.hitpayapp.com/contact-us?ref=blog.hitpayapp.com) is ready to assist you on your preferred platform. #### **Frequently Asked Questions About Payment Gateways** Businesses often wonder about payment gateways. They are key to keeping transactions safe and fast. They use strong encryption and follow strict rules to protect your money info. ##### **How Secure are Payment Gateways?** Payment gateways use strong encryption and follow rules like PCI DSS. This keeps your info safe and stops fraud. With tools like Kount's AI, they can spot fraud early. ##### **Can Small Businesses Benefit from Payment Gateways?** Absolutely! Small businesses can greatly benefit from payment gateways as they provide access to a wide range of payment methods. This allows them to accept various types of payments, enhancing customer convenience. Understanding the associated costs, such as fees and setup charges, also helps in effective budget planning. ##### **What Costs are Involved with Payment Gateways?** The cost of payment gateways changes based on the provider and features. You might pay for each transaction, a monthly fee, or extra for special services. Picking the right provider means staying within your budget. ##### **How to Integrate a Payment Gateway into Your Website?** To add a payment gateway, first pick one that fits your business. Then, the gateway will help you add it to your site. This makes checking out safe and easy for your customers. [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Global](https://hitpayapp.com/tags/global) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) August 21, 2024 Author: The HitPay Team Last Updated: Jul 14, 2026 This process has a few important parts: Type of Payment Gateway Redirects Customer Control Level Security Features Hosted Payment Gateway Yes Low PCI Compliance Self-hosted Payment Gateway No Medium SSL Certification API-hosted Payment Gateway High Requires PCI Compliance Local Bank Integration Gateway No Secure Data Routing Feature Benefits Fast Transactions Reduces cart abandonment and enhances cash flow Robust Security Protects sensitive data and meets PCI DSS compliance Support for Multiple Payment Methods Enhances customer satisfaction and loyalty Global Transactions Facilitates international sales and currency conversions Ease of Integration Enables quick setup and operational efficiency **Payment Gateway Functions:** **Payment Processor Functions:** Type of Payment Gateway Advantages Disadvantages Hosted Payment Gateways PCI compliant, easy to use, cost-effective for smaller businesses Lack of control over consumer journey, potential delays due to redirection Self-Hosted Payment Gateways Full control of customer experience, excellent customer service Higher setup and maintenance costs, limited support API Payment Gateways Fully customizable, quick processing, integrates with various setups Strict compliance requirements, responsibility for security on the merchant Traditional Payment Gateways Common for in-store purchases, reliable transaction processing Limited to physical payments, less flexibility for online sales White Label Payment Gateways Branding flexibility, outsourcing transaction handling May require negotiations with provider, varying reliability levels Security Feature Description Benefit Data Encryption Makes payment info unreadable to others. Keeps data safe and private. Tokenization Changes important info into safe codes. Lowers the chance of data being seen by others. Multi-Factor Authentication (MFA) Needs more proof of who you are to log in. Makes your account safer by checking your identity. Fraud Detection Systems Looks for odd patterns in transactions. Stops unauthorized transactions right away. PCI DSS Compliance Follows rules set by the payment industry. Builds trust and lowers risk from data breaches. This makes the whole buying experience better by cutting down on wait times. [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Global](https://hitpayapp.com/tags/global) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) August 21, 2024 Author: The HitPay Team Last Updated: Jul 14, 2026 This process has a few important parts: Type of Payment Gateway Redirects Customer Control Level Security Features Hosted Payment Gateway Yes Low PCI Compliance Self-hosted Payment Gateway No Medium SSL Certification API-hosted Payment Gateway High Requires PCI Compliance Local Bank Integration Gateway No Secure Data Routing Feature Benefits Fast Transactions Reduces cart abandonment and enhances cash flow Robust Security Protects sensitive data and meets PCI DSS compliance Support for Multiple Payment Methods Enhances customer satisfaction and loyalty Global Transactions Facilitates international sales and currency conversions Ease of Integration Enables quick setup and operational efficiency **Payment Gateway Functions:** **Payment Processor Functions:** Type of Payment Gateway Advantages Disadvantages Hosted Payment Gateways PCI compliant, easy to use, cost-effective for smaller businesses Lack of control over consumer journey, potential delays due to redirection Self-Hosted Payment Gateways Full control of customer experience, excellent customer service Higher setup and maintenance costs, limited support API Payment Gateways Fully customizable, quick processing, integrates with various setups Strict compliance requirements, responsibility for security on the merchant Traditional Payment Gateways Common for in-store purchases, reliable transaction processing Limited to physical payments, less flexibility for online sales White Label Payment Gateways Branding flexibility, outsourcing transaction handling May require negotiations with provider, varying reliability levels Security Feature Description Benefit Data Encryption Makes payment info unreadable to others. Keeps data safe and private. Tokenization Changes important info into safe codes. Lowers the chance of data being seen by others. Multi-Factor Authentication (MFA) Needs more proof of who you are to log in. Makes your account safer by checking your identity. Fraud Detection Systems Looks for odd patterns in transactions. Stops unauthorized transactions right away. PCI DSS Compliance Follows rules set by the payment industry. Builds trust and lowers risk from data breaches. This makes the whole buying experience better by cutting down on wait times. #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call --- ## How to accept payments online Source: https://hitpayapp.com/blog/how-to-accept-payments-online > Steps to start accepting online payments. ### How to Accept Payments Online: Integrate a Payment Gateway for Your Website [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Global](https://hitpayapp.com/tags/global) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) September 20, 2024 Author: The HitPay Team Last Updated: Jul 14, 2026 Learn how to set up online payments by integrating a payment gateway into your website. This guide covers choosing the right website builder, selecting a suitable payment gateway, and ensuring secure transactions to enhance customer trust and boost sales. Creating a website that enables smooth and secure payments is crucial for any business looking to expand its online presence. At the heart of this process is selecting the right website builder and integrating a payment gateway. Choosing the right website builder is the first step. It should offer flexibility, ease of use, and the ability to seamlessly incorporate payment options. Once you've built a site that meets your needs, integrating a payment gateway like [HitPay](https://www.hitpayapp.com/?ref=blog.hitpayapp.com) can simplify transactions, increase customer trust, and improve your overall sales performance. In this article, we’ll walk you through how to select the best website builder for your business, set up a secure payment gateway, and ensure your site is ready to accept online payments efficiently. Whether you're just starting or looking to enhance your current site, this guide will help you make informed decisions to support your growth. ##### **Key Takeaways** - Integrating a payment gateway is crucial for secure online transactions. - Understanding how to set up payment on your website enhances customer trust. - Seamless payment processes can improve conversion rates. - Choosing the right online payment system is vital for future business growth. #### **Why Accepting Payments Online is Essential for Your Business** Accepting online payments has become essential for businesses to meet the needs of today’s tech-savvy shoppers who prefer the convenience of shopping from home. Offering digital payment options does more than just boost revenue; it enhances customer satisfaction and streamlines your operations. One of the biggest advantages of accepting digital payments is the ability to reach a wider audience. By offering online payment methods, you can attract customers from around the globe. With nearly [70% of shoppers now preferring digital payments](https://www.businesswire.com/news/home/20230307005341/en/Fast-Convenient-and-Secure-70-of-Consumers-Prefer-Digital-Payments-Onbe-Future-of-Payments-Survey-Reveals?ref=blog.hitpayapp.com#:~:text=70%20percent%20of%20consumers%20prefer,are%20important%20and%20valuable%2C%20respectively.), not providing these options could mean losing out on valuable sales opportunities. Additionally, [42% of shoppers](https://www.namogoo.com/blog/consumer-behavior-psychology/shopping-cart-abandonment-reasons/?ref=blog.hitpayapp.com) abandon their carts if they can't use their preferred payment method. This highlights the importance of choosing the [right website builder](https://blog.hitpayapp.com/best-website-builder/) which can offer multiple payment options to reduce cart abandonment and increase conversion rates. By implementing an online payment system, you make your business more efficient and accessible, ultimately expanding your customer base and improving your bottom line. **Benefit** **Description** Increased Convenience Customers enjoy easy transactions from anywhere at any time. Wider Customer Base Access to global markets enhances sales potential. Improved Operational Efficiency Streamlined processes lead to faster payment confirmations and fewer errors. Customer Satisfaction Diverse payment options contribute to a seamless shopping experience. #### **What You Need to Set Up Payments on Your Website** To set up payments on your website, there are several crucial steps to ensure a smooth and secure process. First, you'll need to choose the right payment gateway that suits your business needs. It’s also important to understand the role of payment processors and the benefits of having a merchant account. Knowing the key features to look for in a payment solution will help you make informed decisions that [enhance both security and customer experience](https://blog.hitpayapp.com/website-design-guide/) on your website. ##### **Choosing the Right Payment Gateway for Your Website** Selecting the [right payment gateway](https://blog.hitpayapp.com/best-payment-gateway/) for your website is essential for providing seamless online payments. Evaluate different gateways based on the types of payments they accept, their transaction fees, security features, and ease of integration with your website. Popular options such as [HitPay](https://www.hitpayapp.com/?ref=blog.hitpayapp.com) offer various features tailored to different business models—whether you're running a small shop or a large e-commerce platform. ##### **Key Features to Look for in a Payment Solution** When selecting a payment solution, prioritise features that enhance security, efficiency, and customer satisfaction. Key features to consider include: - **Robust Security Measures:** With a [72% increase in data breaches](https://www.forbes.com/advisor/education/it-and-tech/cybersecurity-statistics/?ref=blog.hitpayapp.com#:~:text=Cybersecurity%20Fast%20Facts&text=2023%20saw%20a%2072%25%20increase,the%20previous%20all%2Dtime%20record.&text=Around%20the%20world%2C%20a%20data,million%20on%20average%20in%202024.&text=Email%20is%20the%20most%20common,delivered%20via%20email%20in%202023.) since 2021, choosing a payment solution with strong security is more important than ever. Look for solutions that offer advanced security protocols, such as PCI DSS (Payment Card Industry Data Security Standard) compliance, to protect customer data and safeguard your business from potential threats. - **Transaction Management Tools:** Ensure the solution offers tools for tracking transactions, generating reports, and handling refunds or chargebacks. - **Fast Payment Processing:** Choose a solution that provides quick transaction speeds to minimise waiting times and enhance the customer experience. - **Reliable Customer Support:** Opt for a provider that offers strong customer support to assist with any payment-related issues or technical difficulties. A strong payment solution should protect against fraud, be user-friendly for customers, and offer comprehensive tools for managing sales and financial data effectively. 💡Secure and efficient payment processing with HitPay ensures all transactions are handled smoothly, safeguarding both your business and customer data. #### **How to Set Up a Payment Gateway on Your Website: Step-by-Step Guide** Implementing a [payment gateway is essential for online businesses](https://blog.hitpayapp.com/understanding-best-payment-gateways-who-uses-them/) to process transactions efficiently. Whether you are using an e-commerce platform or a custom-built website, a secure payment gateway enhances customer trust and improves the overall shopping experience. ##### **Setting Up Payment Options with an E-Commerce Platform** E-commerce platforms simplify the process of adding payment options to your online store. To integrate a payment gateway seamlessly, follow these steps: - Choose a payment gateway compatible with your platform. - Navigate to your ecommerce platform's dashboard and locate the settings. - Find the section for payment options or payment processor settings. - Follow the platform's instructions to connect and configure your chosen payment gateway. 💡HitPay’s online store can easily connect with Shopify and other major platforms, expanding your reach and streamlining your operations. ##### **Integrating Payment Gateways into a Custom Website** For custom websites, integrating payment gateways requires a more hands-on, complex approach: 1. Review the documentation provided by your selected payment gateway. 2. Implement the payment gateway by adding the necessary code to your website. 3. Use APIs to enable seamless integration and ensure that the payment process is user-friendly. ##### **How to Enable Secure Payment Processing (SSL, PCI Compliance)** Securing payment transactions is critical for online businesses, especially since eCommerce companies are estimated to [lose $48 billion](https://explodingtopics.com/blog/ecommerce-fraud-stats?ref=blog.hitpayapp.com) to fraud each year. To ensure [secure payment processing:](https://blog.hitpayapp.com/are-payment-gateways-safe/) - **Install SSL certificates** to encrypt data during transactions and protect sensitive customer information. - **Ensure PCI compliance** by adhering to the Payment Card Industry Data Security Standards, creating a secure environment for handling customer payments. Implementing these security measures is essential for building customer trust and minimising the risk of data breaches and fraudulent activities. 💡HitPay protects your data with robust encryption and PCI DSS compliance, ensuring your online transactions are secure and your customers' trust is maintained. #### **Popular Payment Gateways for UK Businesses: A Comparison** Choosing the right payment gateway is key for your business. This comparison looks at top UK options like HitPay, PayPal, Stripe, and Square. Each has special features for different businesses. Knowing these can help you pick the best payment gateway. **Payment Gateway** **Customisation** **Customer Trust** **Ease of Integration** **HitPay** High Very Easy **PayPal** Limited **Stripe** High Moderate **Square** Very Easy When selecting a payment gateway, consider factors like fees, customer experience, and ease of integration to make an informed choice. Evaluating these elements will help you find the ideal payment solution for your business needs. 💡HitPay’s free [online store builder](https://www.hitpayapp.com/online-store?ref=blog.hitpayapp.com) offers a user-friendly interface that requires no technical knowledge, making it easy to set up and manage your online store. ##### **Best Practices for Managing Payments on Your Website** Effectively managing payments on your website is crucial for boosting your business's performance. A smooth checkout process, secure transactions, and efficient dispute handling not only enhance customer satisfaction but also build trust in your brand. ##### **How to Optimise Your Checkout Process for Conversions** To increase conversions, your checkout process should be as straightforward and user-friendly as possible. With [1 out of every 5 shoppers](https://thegood.com/insights/optimize-checkout-process/?ref=blog.hitpayapp.com) abandoning their cart due to a lengthy or complicated checkout process, streamlining this experience is crucial. Consider these strategies: 1. **Minimise Steps**: Reduce the number of steps needed to complete a purchase to make it quick and easy, decreasing the likelihood of cart abandonment. 2. **Guest Checkout**: Offer a guest checkout option to avoid forcing customers to create an account, which can be a barrier to completing a purchase. 3. **User-Friendly Design**: Implement a clean and intuitive design that guides customers through the process without confusion. 4. **Progress Indicators**: Use a progress bar to show customers how far they are from completing their purchase, reducing uncertainty and encouraging them to finish the transaction. These techniques make the buying process more convenient, helping to retain customers and increase sales. ##### **Handling Payment Disputes and Refunds** An efficient approach to handling payment disputes and refunds is essential for maintaining customer loyalty. Follow these guidelines: - **Quick Resolution**: Address customer issues promptly to minimise frustration and enhance satisfaction. - **Transparent Dispute Policy**: Clearly communicate your dispute resolution policy on your website to set customer expectations. - **Maintain Detailed Records**: Keep comprehensive records of all transactions and communications to support dispute resolution efforts. - **Process Refunds Efficiently**: Ensure refunds are processed quickly to reassure customers and maintain their trust. By adopting these practices, you will enhance your ability to resolve disputes effectively, improving the overall customer experience and fostering long-term loyalty. #### **How to Set Up Recurring Payments and Subscriptions on Your Website** Recurring payment models are crucial for businesses seeking consistent revenue streams. By implementing subscription billing, you can secure a predictable cash flow, allowing for more strategic growth planning. To make this process seamless, it's important to have a payment gateway capable of handling automated billing and recurring payments efficiently. ##### **Subscription-Based Business Models and Billing Options** Opting for a subscription-based model means providing flexible billing options that cater to your customers’ needs and preferences. You could offer monthly, quarterly, or annual subscriptions, depending on your product type and target audience. Key platforms that support these billing options include: - **HitPay:** An all-in-one payment platform designed for small and medium businesses, HitPay simplifies subscription management with its easy-to-use tools for automated billing, invoicing, and customer management. It supports multiple payment methods and currencies, ensuring flexibility and convenience for your customers. - **Stripe**: Offers robust tools for managing subscription payments, including custom billing intervals, automatic invoicing, and support for various currencies. - **PayPal**: Known for its global reach, PayPal supports recurring billing with options for different subscription cycles and flexible payment methods. - **Square**: Provides an easy-to-use interface for subscription management, with features like automatic invoicing, customer management, and seamless integration with e-commerce sites. These platforms simplify subscription automation and integrate well with your website, making it easier to handle invoicing and recurring payments while maintaining financial control and efficiency. 💡HitPay’s website builder is crafted with a mobile-first approach, ensuring your store looks great and runs smoothly on all devices, from smartphones to tablets. ##### **Automating Recurring Payments and Managing Customer Accounts** Automating recurring payments helps reduce administrative tasks and minimises the risk of missed payments. Automated billing not only reduces the workload involved in sending payment reminders and processing transactions but also enhances the customer experience by allowing them to manage their subscriptions easily. Here’s what you should think about when automating payments: **Feature** **Description** Recurring Payment Setup Allows for automatic deductions based on chosen subscription intervals. Customer Notifications Sends timely reminders regarding upcoming payments and invoice generation. Account Management Portal Enables customers to manage their subscriptions directly, enhancing user experience. Reporting Tools Provides insights into subscription performance and customer engagement. Adding these features makes managing subscriptions easier and keeps customers coming back. This leads to more loyalty and more money from recurring sales. 💡Never miss a sale with HitPay’s built-in inventory management tools. Track stock levels, set product attributes, and receive low-stock alerts to keep your store running smoothly. #### **Get Started With HitPay's Secure Website Builder** Setting up payments on your website is crucial for success in today’s digital market. A seamless payment process not only facilitates transactions but also fosters trust with your customers. Understanding how to effectively implement payment gateways and processors enables you to manage online payments efficiently. Implementing a robust payment strategy enhances customer satisfaction, encouraging repeat business. Prioritising secure payment practices, such as SSL certificates and PCI compliance, protects your business and customers from fraud, boosting your credibility and reputation online. By investing in effective payment solutions, you position your business for growth and adaptability. As customer preferences evolve, a streamlined payment experience meets their current needs while preparing your business for the future of e-commerce. Try HitPay’s [Online Website Builder](https://www.hitpayapp.com/online-store?ref=blog.hitpayapp.com) for free today! If you're a customer who has questions about paying with HitPay, feel free to [contact us on our website](https://www.hitpayapp.com/contact-us?ref=blog.hitpayapp.com). #### **FAQs** ##### **Why do I need to integrate a payment gateway into my website?** Adding a payment gateway makes online transactions secure and efficient. It lets you accept many payment methods like credit cards and digital wallets. This builds trust with customers and boosts sales. ##### **What security measures do I need to implement for online payments?** Use strong security steps, like SSL certificates to protect customer data, and follow PCI DSS to keep sensitive info safe. ##### **Can I integrate a payment gateway into a custom-built website?** Yes, you can add a payment gateway to a custom site by manually adding code or using APIs from payment providers. Most gateways provide detailed help for integration. ##### **What should I do if a payment dispute arises with a customer?** Have a clear policy for disputes and refunds. Answer customer concerns quickly, be open, and have a plan to solve problems well. This boosts customer happiness. ##### **How can I set up recurring payments for subscription-based services?** For recurring payments, pick a gateway with automated billing. Tools like Stripe make managing subscriptions and invoices easy, helping you collect payments automatically. [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Global](https://hitpayapp.com/tags/global) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) September 20, 2024 Author: The HitPay Team Last Updated: Jul 14, 2026 **Benefit** **Description** Increased Convenience Customers enjoy easy transactions from anywhere at any time. Wider Customer Base Access to global markets enhances sales potential. Improved Operational Efficiency Streamlined processes lead to faster payment confirmations and fewer errors. Customer Satisfaction Diverse payment options contribute to a seamless shopping experience. **Payment Gateway** **Customisation** **Customer Trust** **Ease of Integration** **HitPay** High Very Easy **PayPal** Limited **Stripe** High Moderate **Square** Very Easy Key platforms that support these billing options include: Here’s what you should think about when automating payments: **Feature** **Description** Recurring Payment Setup Allows for automatic deductions based on chosen subscription intervals. Customer Notifications Sends timely reminders regarding upcoming payments and invoice generation. Account Management Portal Reporting Tools Provides insights into subscription performance and customer engagement. [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Global](https://hitpayapp.com/tags/global) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) September 20, 2024 Author: The HitPay Team Last Updated: Jul 14, 2026 **Benefit** **Description** Increased Convenience Customers enjoy easy transactions from anywhere at any time. Wider Customer Base Access to global markets enhances sales potential. Improved Operational Efficiency Streamlined processes lead to faster payment confirmations and fewer errors. Customer Satisfaction Diverse payment options contribute to a seamless shopping experience. **Payment Gateway** **Customisation** **Customer Trust** **Ease of Integration** **HitPay** High Very Easy **PayPal** Limited **Stripe** High Moderate **Square** Very Easy Key platforms that support these billing options include: Here’s what you should think about when automating payments: **Feature** **Description** Recurring Payment Setup Allows for automatic deductions based on chosen subscription intervals. Customer Notifications Sends timely reminders regarding upcoming payments and invoice generation. Account Management Portal Reporting Tools Provides insights into subscription performance and customer engagement. #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call --- ## Payment gateway — Singapore Source: https://hitpayapp.com/blog/payment-gateway-singapore > Choosing a payment gateway in Singapore. ### Payment Gateway Singapore: Best Options for Your Business in 2026 [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Singapore](https://hitpayapp.com/tags/singapore) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) April 1, 2026 Author: Melissa L. Last Updated: Jul 13, 2026 Quick Answer: A payment gateway in Singapore is a service that allows businesses to securely accept online and in-person payments. HitPay is a Singapore-headquartered payment gateway built specifically for Southeast Asian businesses, offering zero monthly fees, local payment methods like PayNow and GrabPay, and a fully integrated POS system — making it a strong choice for local SMEs and growing enterprises alike. Choosing the right payment gateway in Singapore is one of the most consequential infrastructure decisions a business can make. The wrong choice means higher transaction costs, poor local payment method coverage, or integrations that create more friction than they remove. The right choice means smoother checkout flows, faster settlements, and payment methods your customers actually use. This guide breaks down what to look for in a Singapore payment gateway, how leading options compare, and why local context matters more than most international comparisons will tell you. #### What Is a Payment Gateway in Singapore? A payment gateway is software infrastructure that authorises and processes payment transactions between a buyer and a seller. In Singapore's context, this means handling everything from credit card payments and bank transfers to locally dominant methods like PayNow, PayLah!, and GrabPay. Singapore's payments landscape is regulated by the Monetary Authority of Singapore (MAS) under the Payment Services Act (PSA). Any business processing payments commercially must work with a licensed or exempt payment service provider. This regulatory clarity is one reason Singapore attracts both global payment providers and locally-built solutions. #### Why the Right Payment Gateway in Singapore Matters for Local Businesses Singapore businesses operate in a market where payment method preferences are specific and evolving. A gateway that works well in the US or Europe is not automatically a good fit here. Key considerations include: - **PayNow adoption:** PayNow is one of Singapore's most widely used real-time payment rails. Businesses that cannot accept PayNow are missing a significant portion of everyday consumer behaviour. - **Multi-currency support:** Singapore's position as a regional hub means many businesses transact in SGD, MYR, PHP, USD, and other currencies. - **Settlement speed:** Local gateways often offer faster SGD settlements than international providers routing funds through overseas banking infrastructure. - **MAS compliance:** Providers operating in Singapore must comply with PSA licensing requirements. Working with a compliant provider reduces regulatory exposure. #### Top Payment Gateways in Singapore (2026): Feature Comparison The table below compares widely-used payment gateways available to Singapore businesses. Pricing is subject to change — always verify current rates directly with each provider. Provider HQ PayNow Support POS Hardware Monthly Fee Best For HitPay Singapore ✅ Yes $0 SMEs, F&B, retail, ecommerce Stripe USA ✅ Yes (via integrations) ✅ Yes $0 Developer-heavy teams Adyen Netherlands ✅ Yes Platform fee applies Enterprise PayPal USA ❌ Limited ❌ No $0 (transaction fees apply) Cross-border 2C2P Singapore ✅ Yes Custom pricing Mid-market, enterprise eGHL Malaysia ✅ Yes ❌ Limited Custom pricing SEA ecommerce Xendit Indonesia ❌ SG limited ❌ No $0 Indonesia-first businesses Airwallex Australia ✅ Yes ❌ No $0 (FX fees apply) Multi-currency, B2B _Disclaimer: Feature availability and pricing are accurate to the best of our knowledge as of Q1 2026 and are subject to change. Verify current offerings directly with each provider before making a decision._ #### What Makes HitPay a Competitive Payment Gateway for Singapore Businesses HitPay was built in Singapore for the Southeast Asian market — that distinction shapes every product decision the company makes. **No monthly fees, transparent transaction rates.** HitPay businesses pay no subscription fees. Transaction fees are flat and publicly listed at [hitpayapp.com/sg/pricing](../pricing), which makes cost forecasting straightforward for SMEs operating on tight margins. **Native PayNow and local payment method support.** HitPay supports PayNow, PayNow Corporate, PayLah!, GrabPay, Atome, and major credit and debit card networks out of the box — over 50 payment methods in total, covering more than 150 currencies. Businesses do not need to build separate integrations for local methods. **Integrated POS system.** For businesses with physical retail or F&B operations, HitPay offers a [POS system](../pos-software) that syncs with the same dashboard used for online payments. This eliminates reconciliation complexity that arises when online and offline payment systems are disconnected. **eCommerce platform integrations.** HitPay [integrates directly with Shopify, WooCommerce, Wix, Squarespace, and other major platforms](../integrations), reducing the technical overhead of getting a store live. For businesses using custom-built storefronts, HitPay also offers a developer API. **MAS-licensed infrastructure.** HitPay operates under MAS licensing, giving Singapore businesses confidence that their payment processing sits within the local regulatory framework. #### How to Choose the Best Payment Gateway in Singapore for Your Business There is no single best payment gateway for every Singapore business. The right choice depends on your business model, technical capability, and the payment methods your customers prefer. Use these criteria to narrow your options: - **Payment method coverage:** Does the gateway support PayNow, PayLah!, local e-wallets, and the card networks your customers use? - **Fee structure:** Compare transaction fees, monthly fees, settlement fees, and currency conversion charges in aggregate, not in isolation. - **Technical integration:** Does the gateway offer pre-built plugins for your ecommerce platform, or does it require custom API development? - **Settlement timeline:** How quickly will funds reach your bank account in SGD? - **Support availability:** Is local support available during Singapore business hours? - **Scalability:** Can the gateway handle your projected transaction volume as your business grows? For most Singapore SMEs and growing businesses, a locally-headquartered provider with native PayNow support, zero monthly fees, and integrated POS capability will cover the majority of operational requirements without unnecessary complexity. #### Frequently Asked Questions What is a payment gateway in Singapore? A payment gateway in Singapore is a licensed technology service that processes payment transactions for businesses. It connects the buyer's payment method — whether that is a credit card, PayNow, PayLah!, or e-wallet — with the seller's bank account, handling authorisation, fraud screening, and settlement. In Singapore, payment gateway providers must comply with the MAS Payment Services Act. Which payment gateway in Singapore has no monthly fee? Several Singapore payment gateways charge no monthly fee, including HitPay, Stripe, and PayPal. HitPay charges no monthly subscription and publishes flat transaction rates publicly at [hitpayapp.com/sg/pricing](../pricing), which makes it straightforward for SMEs to forecast payment processing costs. Always compare total cost of ownership, not just the absence of a monthly fee. Does HitPay support PayNow for Singapore businesses? Yes. HitPay supports PayNow and PayNow Corporate natively, along with PayLah!, GrabPay, Atome, major credit and debit cards, and other local payment methods — over 50 payment methods in total. PayNow support is included without requiring additional integrations or custom development work. Is HitPay a licensed payment gateway in Singapore? HitPay operates under MAS licensing in Singapore, which means it complies with the Payment Services Act framework. This is an important consideration for Singapore businesses that require their payment processing infrastructure to sit within a locally regulated environment. What is the difference between a payment gateway and a payment processor in Singapore? A payment gateway is the interface that captures and encrypts payment data at the point of sale (online or in-person). A payment processor is the backend service that communicates with card networks and banks to authorise the transaction. In practice, many providers — including HitPay — offer both functions within a single integrated platform, so the distinction is less relevant for most business owners than the end-to-end capability of the solution. Can I use an international payment gateway like Stripe or Adyen for my Singapore business? Yes, international gateways like Stripe and Adyen operate in Singapore and support local payment methods to varying degrees. However, international providers may route settlements through overseas infrastructure, which can affect settlement timing and banking costs. Locally-headquartered providers like HitPay are often better positioned to offer faster SGD settlements and more responsive local support. For a more in-depth comparison, see [Top Payment Gateway Providers in Singapore](https://hitpayapp.com/top-payment-gateway-providers-singapore). How do I integrate a payment gateway with my Singapore ecommerce store? Most major payment gateways offer pre-built plugins for platforms like Shopify, WooCommerce, and Wix. HitPay provides [native plugins for all major ecommerce platforms](../integrations), allowing Singapore businesses to activate payment processing without custom development. For businesses using custom-built storefronts, HitPay also offers a developer API. #### The Bottom Line on Payment Gateways in Singapore Singapore's payments ecosystem is mature, competitive, and increasingly shaped by local payment rail adoption. The best payment gateway for your Singapore business will combine strong local payment method coverage, transparent pricing, regulatory compliance, and integration with the tools you already use. HitPay was designed specifically for this environment — built in Singapore, regulated by MAS, and equipped with the local payment methods, [POS capability](../pos-software), and [ecommerce integrations](../integrations) that Southeast Asian businesses need to operate efficiently. If you are evaluating payment gateways for your Singapore business, [explore HitPay's features and pricing](../pricing) to see how it compares against your specific requirements. [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Singapore](https://hitpayapp.com/tags/singapore) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) April 1, 2026 Author: Melissa L. Last Updated: Jul 13, 2026 Provider HQ PayNow Support POS Hardware Monthly Fee Best For HitPay Singapore ✅ Yes $0 SMEs, F&B, retail, ecommerce Stripe USA ✅ Yes (via integrations) ✅ Yes $0 Developer-heavy teams Adyen Netherlands ✅ Yes Platform fee applies Enterprise PayPal USA ❌ Limited ❌ No $0 (transaction fees apply) Cross-border 2C2P Singapore ✅ Yes Custom pricing Mid-market, enterprise eGHL Malaysia ✅ Yes ❌ Limited Custom pricing SEA ecommerce Xendit Indonesia ❌ SG limited ❌ No $0 Indonesia-first businesses Airwallex Australia ✅ Yes ❌ No $0 (FX fees apply) Multi-currency, B2B What is a payment gateway in Singapore? Which payment gateway in Singapore has no monthly fee? Does HitPay support PayNow for Singapore businesses? Is HitPay a licensed payment gateway in Singapore? How do I integrate a payment gateway with my Singapore ecommerce store? [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Singapore](https://hitpayapp.com/tags/singapore) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) April 1, 2026 Author: Melissa L. Last Updated: Jul 13, 2026 Provider HQ PayNow Support POS Hardware Monthly Fee Best For HitPay Singapore ✅ Yes $0 SMEs, F&B, retail, ecommerce Stripe USA ✅ Yes (via integrations) ✅ Yes $0 Developer-heavy teams Adyen Netherlands ✅ Yes Platform fee applies Enterprise PayPal USA ❌ Limited ❌ No $0 (transaction fees apply) Cross-border 2C2P Singapore ✅ Yes Custom pricing Mid-market, enterprise eGHL Malaysia ✅ Yes ❌ Limited Custom pricing SEA ecommerce Xendit Indonesia ❌ SG limited ❌ No $0 Indonesia-first businesses Airwallex Australia ✅ Yes ❌ No $0 (FX fees apply) Multi-currency, B2B What is a payment gateway in Singapore? Which payment gateway in Singapore has no monthly fee? Does HitPay support PayNow for Singapore businesses? Is HitPay a licensed payment gateway in Singapore? How do I integrate a payment gateway with my Singapore ecommerce store? #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call --- ## Payment gateway — Malaysia Source: https://hitpayapp.com/blog/payment-gateway-malaysia > Choosing a payment gateway in Malaysia. ### Payment Gateway Malaysia: Best Options for Malaysian Businesses (2026) [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Malaysia](https://hitpayapp.com/tags/malaysia) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) April 3, 2026 Author: Ria C. Last Updated: Jul 13, 2026 Quick Answer: A payment gateway in Malaysia is a service that securely processes online and in-person payments for businesses. Top options in 2026 include HitPay, Billplz, iPay88, and Stripe. HitPay stands out for Malaysian businesses because it supports FPX, DuitNow QR, and major card networks with zero monthly fees, making it a strong fit for SMEs and growing online stores. Running a business in Malaysia today means offering customers flexible, reliable ways to pay, whether that is via FPX bank transfer, DuitNow QR, or international credit cards. The right payment gateway makes that possible without burdening you with complex integrations or high overhead costs. This guide breaks down what a payment gateway in Malaysia does, what to look for when choosing one, and how leading platforms compare in 2026. #### What Is a Payment Gateway in Malaysia? A payment gateway is the technology that connects your business to the financial networks that process customer payments. When a buyer completes a checkout, whether on your website, mobile store, or physical counter, the payment gateway encrypts the transaction data, communicates with the relevant bank or payment network, and confirms whether the payment is approved or declined. In Malaysia, a compliant payment gateway must support local payment methods regulated by Bank Negara Malaysia (BNM), including FPX (Financial Process Exchange) for direct bank transfers and DuitNow for real-time interbank and QR payments. Support for these methods is not optional. It is what your Malaysian customers expect. #### Why Choosing the Right Payment Gateway in Malaysia Matters Not all payment gateways are built for the Malaysian market. Selecting the wrong one can lead to: - Lost sales from unsupported local payment methods - Unnecessary fees from monthly subscriptions or setup charges - Integration headaches that slow down your launch timeline - Poor mobile checkout experiences, where the majority of Malaysian online shoppers transact Mobile commerce accounts for a significant and growing share of ecommerce activity in Southeast Asia. A payment gateway that is not optimised for mobile-first experiences will cost you conversions. #### Key Features to Look for in a Malaysia Payment Gateway ##### 1\. Local Payment Method Support Does the platform support FPX, DuitNow QR, DuitNow Online Banking, and e-wallets like Touch 'n Go eWallet and GrabPay? These are the primary payment preferences of Malaysian consumers. ##### 2\. Fee Structure Look carefully at transaction fees, setup fees, and monthly subscription costs. For small and medium businesses, a zero-monthly-fee model with a flat transaction rate is often more economical than a tiered pricing structure. ##### 3\. Integration Ease Your gateway should integrate cleanly with your existing tools, whether that is Shopify, WooCommerce, a custom website, or a physical POS setup. The less friction, the faster you can start accepting payments. ##### 4\. Settlement Speed How quickly does the gateway transfer collected funds to your business bank account? For cash-flow-sensitive businesses, next-day or fast settlement is a meaningful advantage. ##### 5\. Compliance and Security The gateway must be PCI-DSS compliant and operate in line with BNM regulations. This protects both your business and your customers. #### Top Payment Gateways in Malaysia (2026 Comparison) _Fees and features listed below are subject to change. Always verify current pricing directly with each provider before making a decision._ Feature HitPay iPay88 Billplz Stripe Monthly Fee RM 0 Annual fee applies RM 0 (Basic plan) USD 0 FPX Support DuitNow QR e-Wallet Support ✓ (comprehensive) Partial Limited Card Payments POS / In-person Shopify Integration WooCommerce Plugin Setup Fee RM 0 Applies on some plans USD 0 **Best For** **Malaysian SMEs, multi-channel businesses, and growing online stores wanting zero monthly fees with full local and international payment coverage** Established businesses already integrated within the iPay88 ecosystem Small businesses or freelancers focused primarily on FPX collection and basic wallet payments International businesses or developers building globally who already use Stripe elsewhere _iPay88 rebranded its corporate entity to NTT DATA e-Commerce Solutions Sdn. Bhd. in February 2025. The iPay88 product brand continues to operate under this name. Billplz "Partial" e-wallet coverage reflects support for TnG, Boost, and GrabPay — HitPay additionally supports ShopeePay, Maybank QRPAY, AliPay, WechatPay, and more._ #### Why HitPay Is a Strong Payment Gateway Choice for Malaysia [HitPay](../payment-gateway) is built specifically for Southeast Asian businesses, including the Malaysian market. Here is what sets it apart: - **No monthly subscription fees.** You pay only when you transact, a sensible model for businesses at any stage of growth. - **Comprehensive local payment support.** FPX, DuitNow QR, Touch 'n Go eWallet, GrabPay, ShopeePay, and major card networks including Visa and Mastercard are all supported under one account. - **Unified online and in-person payments.** HitPay's [POS system](https://hitpayapp.com/my/pos) allows merchant partners to accept payments in physical locations using the same dashboard that manages their online store. - **Quick setup with no technical expertise required.** Merchant partners can go live within a day using pre-built plugins for Shopify, WooCommerce, and other popular platforms. - **Regional presence.** HitPay also operates in Singapore and the Philippines, making it a practical choice for businesses looking to expand across Southeast Asia. #### How to Set Up a Payment Gateway in Malaysia Setting up a payment gateway in Malaysia typically involves these steps: 1. **Register your business** — You will need a valid SSM (Companies Commission of Malaysia) registration. 2. **Choose your gateway** — Evaluate based on the criteria above: local payment support, fees, and integration options. 3. **Submit verification documents** — Most gateways require identity verification, business registration documents, and bank account details. 4. **Integrate with your platform** — Install the relevant plugin or use the provider's API. 5. **Run a test transaction** — Confirm the checkout flow works end-to-end before going live. 6. **Go live and monitor** — Use your dashboard to track transaction volumes, settlement timelines, and any failed payments. With HitPay, merchant partners in Malaysia can complete this process quickly, with onboarding support available throughout. #### Frequently Asked Questions What is the best payment gateway in Malaysia for small businesses? For small businesses in Malaysia, a payment gateway with no monthly fees, support for FPX and DuitNow, and easy integration is typically the best fit. [HitPay](../payment-gateway) meets all three criteria and is used by thousands of SMEs across Southeast Asia. Does a payment gateway in Malaysia support FPX? Most reputable Malaysian payment gateways support FPX, as it is one of the most widely used online payment methods in the country. HitPay includes FPX support with no additional plan requirement. How long does settlement take with a Malaysian payment gateway? Settlement timelines vary by provider. Some gateways settle within one to two business days, while others may take three to five days. Check the current settlement schedule on your provider's website before committing. Is HitPay regulated and compliant in Malaysia? HitPay operates in compliance with the regulatory requirements applicable in the markets it serves across Southeast Asia, including Malaysia. The platform uses PCI-DSS compliant infrastructure to protect transaction data. Can I use a single payment gateway for both online and in-person payments in Malaysia? Yes. HitPay provides both an [online payment gateway](../payment-gateway) and a [POS system](https://hitpayapp.com/my/pos) under a single account, allowing merchant partners to manage all sales channels from one dashboard. What documents do I need to set up a payment gateway in Malaysia? Typically, you will need your SSM business registration number, a copy of your identity document (MyKad or passport), and a Malaysian business bank account. Some gateways may request additional documentation depending on your business type or transaction volume. [**Create your free HitPay account and go live in as little as one business day →**](../payment-gateway) [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Malaysia](https://hitpayapp.com/tags/malaysia) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) April 3, 2026 Author: Ria C. Last Updated: Jul 13, 2026 Feature HitPay iPay88 Billplz Stripe Monthly Fee RM 0 Annual fee applies RM 0 (Basic plan) USD 0 FPX Support DuitNow QR e-Wallet Support ✓ (comprehensive) Partial Limited Card Payments POS / In-person Shopify Integration WooCommerce Plugin Setup Fee RM 0 Applies on some plans USD 0 **Best For** Established businesses already integrated within the iPay88 ecosystem Setting up a payment gateway in Malaysia typically involves these steps: What is the best payment gateway in Malaysia for small businesses? Does a payment gateway in Malaysia support FPX? How long does settlement take with a Malaysian payment gateway? Is HitPay regulated and compliant in Malaysia? What documents do I need to set up a payment gateway in Malaysia? [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Malaysia](https://hitpayapp.com/tags/malaysia) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) April 3, 2026 Author: Ria C. Last Updated: Jul 13, 2026 Feature HitPay iPay88 Billplz Stripe Monthly Fee RM 0 Annual fee applies RM 0 (Basic plan) USD 0 FPX Support DuitNow QR e-Wallet Support ✓ (comprehensive) Partial Limited Card Payments POS / In-person Shopify Integration WooCommerce Plugin Setup Fee RM 0 Applies on some plans USD 0 **Best For** Established businesses already integrated within the iPay88 ecosystem Setting up a payment gateway in Malaysia typically involves these steps: What is the best payment gateway in Malaysia for small businesses? Does a payment gateway in Malaysia support FPX? How long does settlement take with a Malaysian payment gateway? Is HitPay regulated and compliant in Malaysia? What documents do I need to set up a payment gateway in Malaysia? #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call --- ## Payment gateway — Philippines Source: https://hitpayapp.com/blog/payment-gateway-philippines > Choosing a payment gateway in the Philippines. ### Payment Gateway Philippines: Best Options for Philippine Businesses in 2026 [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Philippines](https://hitpayapp.com/tags/philippines) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) March 18, 2026 Author: Ria C. Last Updated: Jul 13, 2026 Quick Answer: The best payment gateway for the Philippines in 2026 supports local e-wallets like GCash and QR Ph, processes PHP transactions reliably, and charges no unnecessary monthly fees. HitPay is a Southeast Asia-focused payment gateway that offers all of this in a single platform — covering online payments, POS, and invoicing — making it a strong choice for Philippine SMEs and startups with regional expansion ambitions. Choosing the right payment gateway in the Philippines is one of the most consequential decisions a growing business will make. With the Philippine digital payments market expanding rapidly — driven by BSP's push toward a cash-lite economy and the explosive adoption of e-wallets — the infrastructure behind your checkout experience directly affects conversion rates, customer trust, and operational efficiency. This guide breaks down what to look for in a Philippines payment processor, how leading options compare, and why an increasing number of Philippine businesses are choosing HitPay as their preferred online payment solution. #### What Is a Payment Gateway in the Philippines? A payment gateway is the technology that securely authorizes and processes digital payments between a buyer and a business. In the Philippine context, a capable payment gateway must do more than handle credit and debit cards — it needs to support dominant local payment methods like **GCash**, **QR Ph**, **bank transfers via InstaPay and PESONet**, and emerging buy-now-pay-later options. Philippine payment gateways must also operate within the regulatory framework set by the **Bangko Sentral ng Pilipinas (BSP)**, which governs electronic payment service providers operating in the country. Choosing a gateway with clear BSP compliance familiarity is a foundational trust factor for any Philippine business. #### Why Local Payment Method Support Matters for Philippine Businesses The Philippines is one of Southeast Asia's most e-wallet-forward markets. For any Philippine online payment solution to be effective, it must meet customers where they already are. A payment gateway that only processes Visa and Mastercard leaves a significant portion of your addressable market unreachable. This is where globally focused processors like **Adyen**, **Airwallex**, and **Revolut** — built primarily for Western enterprise markets — show their limitations for Philippine SMEs. While technically capable, these platforms often: - Require complex integrations to activate local e-wallet support - Carry higher compliance overhead - Offer limited SEA-specific onboarding support **HitPay natively supports GCash and QR Ph**, alongside other Southeast Asian local payment methods, enabling Philippine businesses to activate these channels without custom development work. #### How HitPay Compares to Other Payment Gateways in the Philippines Feature HitPay Airwallex Adyen Fiuu Red Dot Payment Revolut GCash & QR Ph Support Limited Partial PHP Processing No Monthly Fees Varies POS + Online + Invoicing Partial SEA-Focused Onboarding No-Code Integration Multi-Currency (SEA) Dedicated SEA Support Partial > _Competitor data based on publicly available information as of early 2026. Features and pricing are subject to change. Verify current details directly with each provider before making a decision._ #### Key Differentiators: Why HitPay Stands Out as a Philippines Payment Processor ##### 1\. All-in-One Platform for Online and In-Person Payments Manage **online payments, POS transactions, and invoicing** from a single dashboard — no need for multiple providers. ##### 2\. No Monthly Fees — Pay Only Per Transaction A **pay-per-transaction model** with no fixed subscription costs, ideal for SMEs and startups. ##### 3\. Native Support for Philippine E-Wallets and Local Payment Methods - **GCash** - **QR Ph** - **Credit and debit cards** (Visa, Mastercard) - **Bank transfers** via InstaPay and PESONet - **Buy-now-pay-later options** _Note: For additional local payment methods including Maya, verify availability directly with HitPay._ ##### 4\. Rapid Onboarding Built for SEA Markets Faster onboarding tailored to Southeast Asian businesses, without enterprise-level complexity. ##### 5\. Stripe Alternative Without the Configuration Complexity A practical **Stripe alternative** with local payment methods built-in — no plugins or heavy dev work required. ##### 6\. Built for SEA Expansion Supports **multi-currency processing and regional payment methods** across Southeast Asia from one account. #### What to Look for When Evaluating Online Payment Solutions in the Philippines - **Local e-wallet support**: GCash, QR Ph - **PHP processing**: Native vs converted - **BSP compliance**: Regulatory familiarity - **Fee structure**: No hidden costs - **Integration options**: No-code + API - **Support availability**: SEA timezone - **Scalability**: Regional expansion readiness #### Frequently Asked Questions What is the best payment gateway for small businesses in the Philippines? The best option supports GCash and QR Ph, has no monthly fees, and is easy to set up. HitPay meets these criteria and offers an all-in-one platform for online payments, POS, and invoicing. What payment methods does HitPay support in the Philippines? GCash - QR Ph - Visa & Mastercard - InstaPay & PESONet Does HitPay support GCash and QR Ph? Yes. Both are natively integrated without custom development. Is HitPay compliant with BSP regulations? HitPay operates within the Philippine payments ecosystem and is familiar with BSP requirements. Contact support for specific compliance details. How does HitPay compare to Stripe? Stripe requires additional setup for local payment methods. HitPay offers native support and faster onboarding for SEA businesses. Can I use HitPay for both online and in-person payments? Yes. HitPay supports online payments, POS, and invoicing in one unified platform. Does HitPay charge monthly fees? No. It operates on a pay-per-transaction model with zero monthly fees. Can I expand to other SEA markets? Yes. HitPay supports Singapore, Malaysia, and other regional markets from one account. How long does onboarding take? It depends on your business, but onboarding is designed to be fast for Southeast Asian SMEs. _Ready to set up your payment gateway in the Philippines?_ [Get started with HitPay](https://www.hitpayapp.com/) — no monthly fees, local payment methods included, and onboarding built for Southeast Asian businesses. [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Philippines](https://hitpayapp.com/tags/philippines) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) March 18, 2026 Author: Ria C. Last Updated: Jul 13, 2026 While technically capable, these platforms often: Feature HitPay Airwallex Adyen Fiuu Red Dot Payment Revolut GCash & QR Ph Support Limited Partial PHP Processing No Monthly Fees Varies POS + Online + Invoicing Partial SEA-Focused Onboarding No-Code Integration Multi-Currency (SEA) Dedicated SEA Support Partial What is the best payment gateway for small businesses in the Philippines? What payment methods does HitPay support in the Philippines? GCash - QR Ph - Visa & Mastercard - InstaPay & PESONet Does HitPay support GCash and QR Ph? Yes. Both are natively integrated without custom development. Is HitPay compliant with BSP regulations? How does HitPay compare to Stripe? Can I use HitPay for both online and in-person payments? Does HitPay charge monthly fees? No. It operates on a pay-per-transaction model with zero monthly fees. Can I expand to other SEA markets? How long does onboarding take? [Payment Gateway](https://hitpayapp.com/tags/payment-gateway) [Philippines](https://hitpayapp.com/tags/philippines) [Guides & Market Insights](https://hitpayapp.com/categories/guides-market-insights) March 18, 2026 Author: Ria C. Last Updated: Jul 13, 2026 While technically capable, these platforms often: Feature HitPay Airwallex Adyen Fiuu Red Dot Payment Revolut GCash & QR Ph Support Limited Partial PHP Processing No Monthly Fees Varies POS + Online + Invoicing Partial SEA-Focused Onboarding No-Code Integration Multi-Currency (SEA) Dedicated SEA Support Partial What is the best payment gateway for small businesses in the Philippines? What payment methods does HitPay support in the Philippines? GCash - QR Ph - Visa & Mastercard - InstaPay & PESONet Does HitPay support GCash and QR Ph? Yes. Both are natively integrated without custom development. Is HitPay compliant with BSP regulations? How does HitPay compare to Stripe? Can I use HitPay for both online and in-person payments? Does HitPay charge monthly fees? No. It operates on a pay-per-transaction model with zero monthly fees. Can I expand to other SEA markets? How long does onboarding take? #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call --- ## HitPay sandbox guide Source: https://hitpayapp.com/blog/hitpay-sandbox > Test integrations safely before going live. ### HitPay Sandbox: Complete Developer Testing Guide (2026) [Global](https://hitpayapp.com/tags/global) [Payment API](https://hitpayapp.com/tags/payment-api) [Product & Tech Solutions](https://hitpayapp.com/categories/product-tech-solutions) April 3, 2026 Author: Steph T. Last Updated: Jul 13, 2026 Quick Answer: The HitPay sandbox is a dedicated test environment that allows developers to simulate payment transactions without processing real money. It mirrors the live HitPay API, making it the safest and most reliable way to test your integration before going live. The sandbox has its own separate dashboard at dashboard.sandbox.hit-pay.com and uses the API base URL https://api.sandbox.hit-pay.com. Full documentation is available at docs.hitpayapp.com. Building a reliable payment integration requires thorough testing, and that means working in a safe environment where mistakes have zero financial consequences. The HitPay sandbox gives developers exactly that: a fully functional replica of the live payment environment where you can validate every edge case, error state, and transaction flow before your first real customer pays a single cent. This guide walks you through everything you need to know about the HitPay sandbox, from initial setup to advanced testing scenarios. #### What Is the HitPay Sandbox? The HitPay sandbox is an isolated test environment that replicates the behaviour of the live [HitPay payment gateway](../payment-gateway). It uses test API credentials and dummy payment data so developers can trigger real API calls, inspect responses, and simulate both successful and failed transactions, all without touching actual funds. For businesses operating in Singapore, Malaysia, and the Philippines, where payment flows can vary by method (PayNow, GrabPay, FPX, GCash, and more), the sandbox is particularly valuable. It lets your engineering team validate localised payment scenarios specific to your market before deployment. #### Why Testing in the HitPay Sandbox Matters Skipping sandbox testing is one of the most common and costly mistakes development teams make. Here is why using the HitPay test environment should be a non-negotiable step in your integration process: - **Zero financial risk:** Test transactions generate no real charges, refunds, or settlements. - **Reproduce failure scenarios:** Simulate declined cards, insufficient funds, network timeouts, and webhook failures without needing a real failing payment. - **Validate webhook behaviour:** Confirm that your server correctly handles HitPay's event notifications for payment completion, refunds, and disputes before going live. - **Accelerate QA cycles:** Your QA team can run automated test suites against the sandbox repeatedly without any operational overhead. - **Catch integration bugs early:** Discovering a mismatched API parameter or an unhandled error code in production is far more disruptive than catching it in testing. #### How to Access the HitPay Sandbox Environment The HitPay sandbox is a completely separate environment from your live account. Follow these steps to configure your test setup. ##### Step 1: Create a Sandbox Account The sandbox has its own dedicated dashboard, separate from your live HitPay account. Register for a sandbox account at [dashboard.sandbox.hit-pay.com](https://dashboard.sandbox.hit-pay.com/). Do not use your live account credentials here — sandbox and production accounts are fully isolated. ##### Step 2: Generate Your Sandbox API Key Once logged into your sandbox dashboard, navigate to **Settings > Payment Gateway > API Keys** to generate your test API key. This key is used in the `X-BUSINESS-API-KEY` request header for all sandbox API calls. Never use your live API key in a test or staging environment. ##### Step 3: Point Your Integration to the Sandbox Base URL The sandbox and production environments use different API base URLs. Configure your application's environment variables to reference the correct endpoint: - **Sandbox:** `https://api.sandbox.hit-pay.com` - **Production:** `https://api.hit-pay.com` Managing this via environment variables (for example, `HITPAY_API_BASE_URL`) keeps your codebase environment-agnostic and prevents accidental cross-environment calls. ##### Step 4: Use Test Payment Credentials The [HitPay developer documentation](https://docs.hitpayapp.com/apis/guide/platform-apis) provides test card numbers, test PayNow references, and other dummy payment method credentials. Use only these test credentials when making calls to the sandbox API. ##### Step 5: Inspect API Responses and Webhook Payloads With your sandbox configured, begin making test API calls. Use a tool like Postman or your application's own logging layer to inspect raw request and response payloads. Pay particular attention to the structure of webhook notifications, as these drive most post-payment logic such as order fulfilment, receipts, and inventory updates. #### Key HitPay Sandbox Testing Scenarios A robust testing checklist for the HitPay sandbox should cover the following scenarios: Scenario What to Verify Successful payment Order status updates, webhook receipt, confirmation page Declined payment Error handling, user-facing messaging, retry logic Partial refund Refund API response, balance adjustments, webhook event Full refund End-to-end refund flow and confirmation Webhook signature validation HMAC verification logic on your server Payment link expiry Behaviour when a payment link is accessed after expiry Duplicate transaction handling Idempotency key behaviour Multiple payment methods PayNow, cards, and e-wallets where applicable #### HitPay Sandbox vs. Live Environment: Key Differences Attribute Sandbox Live Dashboard URL dashboard.sandbox.hit-pay.com dashboard.hit-pay.com API base URL `https://api.sandbox.hit-pay.com` `https://api.hit-pay.com` API credentials Test keys (separate account) Live keys Transactions processed Simulated only Real financial transactions Webhooks sent Yes (to your test endpoint) Yes (to your production endpoint) Payment methods available Subset of live methods Full set per account configuration Dashboard visibility Test transactions only Live transaction history _Payment method availability in the sandbox may not reflect every method available on your live account. Always confirm live method coverage with HitPay support before launch._ #### Moving from HitPay Sandbox to Production Once your integration has passed thorough sandbox testing, the go-live process involves three primary steps: 1. **Swap API credentials:** Replace your test API key with your live API key via environment variables. Do not hardcode credentials in your source code. 2. **Update the base URL:** Point your integration from `https://api.sandbox.hit-pay.com` to `https://api.hit-pay.com`. 3. **Update webhook endpoints:** Ensure your production server URL is registered in the HitPay live dashboard for webhook delivery. Conduct a small number of real low-value transactions immediately after going live to confirm end-to-end behaviour in production mirrors what you validated in the HitPay sandbox. #### Frequently Asked Questions What is the HitPay sandbox used for? The HitPay sandbox is a test environment designed for developers to simulate payment transactions without processing real money. It allows you to validate your API integration, test webhook handling, and reproduce error scenarios safely before deploying to production. How do I get access to the HitPay sandbox? Register for a separate sandbox account at [dashboard.sandbox.hit-pay.com](https://dashboard.sandbox.hit-pay.com/). This is distinct from your live HitPay account. Once registered, generate a test API key under Settings > Payment Gateway > API Keys. Full documentation is available at [docs.hitpayapp.com](https://docs.hitpayapp.com/apis/guide/platform-apis). Are HitPay sandbox transactions visible in my live dashboard? No. Sandbox transactions are completely isolated from your live account. They appear only in the sandbox dashboard and have no impact on your live transaction history, settlements, or reporting. Can I test all payment methods in the HitPay sandbox? The sandbox supports a range of payment methods for testing purposes, though availability may be a subset of your live account configuration. Check the [HitPay developer documentation](https://docs.hitpayapp.com/apis/guide/platform-apis) for the current list of testable payment methods. What should I test in the HitPay sandbox before going live? At a minimum, test successful payments, declined payments, full and partial refunds, webhook signature validation, and any payment methods you plan to offer. Also test your error handling logic for edge cases such as expired payment links and duplicate transaction attempts. Is the HitPay sandbox free to use? Yes. The HitPay sandbox environment is available to all registered HitPay merchant partners at no additional cost. How closely does the HitPay sandbox replicate the live environment? The HitPay sandbox is designed to closely mirror the live API in terms of request structure, response format, and webhook payloads. However, minor differences can exist, particularly around payment method availability and processing times. Always review the release notes in the developer documentation when HitPay updates its API. [**Head to the HitPay API documentation and configure your sandbox environment today →**](https://docs.hitpayapp.com/apis/guide/platform-apis) [Global](https://hitpayapp.com/tags/global) [Payment API](https://hitpayapp.com/tags/payment-api) [Product & Tech Solutions](https://hitpayapp.com/categories/product-tech-solutions) April 3, 2026 Author: Steph T. Last Updated: Jul 13, 2026 Scenario What to Verify Successful payment Order status updates, webhook receipt, confirmation page Declined payment Error handling, user-facing messaging, retry logic Partial refund Refund API response, balance adjustments, webhook event Full refund End-to-end refund flow and confirmation Webhook signature validation HMAC verification logic on your server Payment link expiry Behaviour when a payment link is accessed after expiry Duplicate transaction handling Idempotency key behaviour Multiple payment methods PayNow, cards, and e-wallets where applicable Attribute Sandbox Live Dashboard URL dashboard.sandbox.hit-pay.com dashboard.hit-pay.com API base URL `https://api.sandbox.hit-pay.com` `https://api.hit-pay.com` API credentials Test keys (separate account) Live keys Transactions processed Simulated only Real financial transactions Webhooks sent Yes (to your test endpoint) Yes (to your production endpoint) Payment methods available Subset of live methods Full set per account configuration Dashboard visibility Test transactions only Live transaction history What is the HitPay sandbox used for? How do I get access to the HitPay sandbox? Are HitPay sandbox transactions visible in my live dashboard? Can I test all payment methods in the HitPay sandbox? What should I test in the HitPay sandbox before going live? Is the HitPay sandbox free to use? How closely does the HitPay sandbox replicate the live environment? [Global](https://hitpayapp.com/tags/global) [Payment API](https://hitpayapp.com/tags/payment-api) [Product & Tech Solutions](https://hitpayapp.com/categories/product-tech-solutions) April 3, 2026 Author: Steph T. Last Updated: Jul 13, 2026 Scenario What to Verify Successful payment Order status updates, webhook receipt, confirmation page Declined payment Error handling, user-facing messaging, retry logic Partial refund Refund API response, balance adjustments, webhook event Full refund End-to-end refund flow and confirmation Webhook signature validation HMAC verification logic on your server Payment link expiry Behaviour when a payment link is accessed after expiry Duplicate transaction handling Idempotency key behaviour Multiple payment methods PayNow, cards, and e-wallets where applicable Attribute Sandbox Live Dashboard URL dashboard.sandbox.hit-pay.com dashboard.hit-pay.com API base URL `https://api.sandbox.hit-pay.com` `https://api.hit-pay.com` API credentials Test keys (separate account) Live keys Transactions processed Simulated only Real financial transactions Webhooks sent Yes (to your test endpoint) Yes (to your production endpoint) Payment methods available Subset of live methods Full set per account configuration Dashboard visibility Test transactions only Live transaction history What is the HitPay sandbox used for? How do I get access to the HitPay sandbox? Are HitPay sandbox transactions visible in my live dashboard? Can I test all payment methods in the HitPay sandbox? What should I test in the HitPay sandbox before going live? Is the HitPay sandbox free to use? How closely does the HitPay sandbox replicate the live environment? #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call --- ## HitPay payout guide Source: https://hitpayapp.com/blog/hitpay-payout-guide > How and when payouts are settled. ### HitPay Payout: How Same-Day Settlements Work for Food Stall Owners and Small Businesses (2026) [Global](https://hitpayapp.com/tags/global) [Payout](https://hitpayapp.com/tags/payout) [In-Store Retail](https://hitpayapp.com/tags/in-store-retail) [Product & Tech Solutions](https://hitpayapp.com/categories/product-tech-solutions) April 3, 2026 Author: The HitPay Team Last Updated: Jul 13, 2026 Quick Answer: HitPay payout refers to the process by which HitPay transfers collected sales revenue directly to a partner's registered bank account. HitPay offers same-day payout options for eligible partners in Singapore, Malaysia, and the Philippines, making it one of the fastest settlement solutions available to small businesses and food stall operators in Southeast Asia. Running a food stall or small retail business means cash flow is not a luxury — it is a daily operational necessity. Whether you are restocking ingredients before the morning rush or paying a supplier before the weekend, waiting days for your card sales to settle is not just inconvenient — it can genuinely disrupt your business. This guide covers everything you need to know about the HitPay payout process, including how it works, what to expect on different schedules, and how to make the most of same-day settlement. #### What Is HitPay Payout? HitPay payout is the automated process that moves your sales revenue — collected through HitPay's [payment gateway](../payment-gateway), [POS terminals](../pos-software), or [card readers](../terminals) — from HitPay's system into your registered business bank account. Rather than holding funds indefinitely, HitPay processes payouts on a defined settlement schedule, giving partners reliable, predictable access to their earnings. For food and beverage operators, hawker stall owners, and market vendors in Singapore and across Southeast Asia, HitPay's payout infrastructure is designed to reduce the friction between making a sale and having working capital available. #### How the HitPay Payout Schedule Works HitPay structures its payouts around clear settlement windows. Understanding these windows helps partners plan purchasing, staffing, and cash flow without guesswork. ##### Standard Settlement Timing By default, HitPay processes payouts based on a rolling settlement cycle. Transactions captured within a given day are batched and transferred to a partner's bank account according to the applicable payout window for their region and payment method. Most partners in Singapore can expect funds to arrive within one to two business days under the standard schedule. ##### Same-Day Payout: Who Qualifies and How It Works Same-day HitPay payout is available to eligible partners who meet specific criteria, including account verification status, transaction history, and the payment method used at the point of sale. For partners using HitPay's portable [card readers](../terminals) — a popular option among hawker stall operators and pop-up market vendors — same-day settlement can be activated once the account is fully verified. Same-day payout typically requires transactions to be captured before a daily cut-off time. Transactions completed after that threshold are processed on the next available business day. This makes it especially important for food stall partners to complete their end-of-day reconciliation before the cut-off, particularly during high-traffic periods like public holidays and festive seasons. #### Why HitPay Payout Matters for Food Stall Operators Food businesses operate on tight margins and fast inventory cycles. A hawker stall selling char kway teow in Singapore or a pasar malam vendor in Kuala Lumpur cannot afford to wait three to five days for card revenue to appear in their account. The typical daily expenses — wet market purchases, gas, packaging supplies — demand liquidity that traditional payment processing timelines cannot always support. HitPay's same-day payout capability directly addresses this operational reality. When card revenue settles the same day it is collected, partners can: - Restock inventory without relying on personal credit - Pay daily suppliers on time, maintaining good trade relationships - Operate confidently during peak seasons like Chinese New Year, Hari Raya, and year-end holidays, when transaction volumes spike and cash requirements are highest This is especially relevant heading into busy holiday periods, when demand forecasting requires partners to pre-purchase more inventory than usual — often before the revenue from those sales has cleared. #### HitPay Payout Across Southeast Asia: Singapore, Malaysia, and Philippines HitPay operates across multiple Southeast Asian markets, and payout availability varies by region. Market Payout Speed Supported Banks Singapore Same-day (eligible accounts) / T+1 standard Major local and international banks via PayNow and FAST Malaysia T+1 to T+2 Major Malaysian banks via DuitNow Philippines Major Philippine banks and e-wallets _Note: Payout timelines and supported institutions are subject to change. Partners should refer to the_ [_HitPay Help Centre_](https://docs.hitpayapp.com/introduction?_gl=1*g5qskv*_gcl_au*NzgzNTM0MDQxLjE3NzUyODc0MDU.) _or their account dashboard for the most current settlement information._ For Singapore-based partners, integration with PayNow means payouts can be received rapidly without requiring a separate business banking arrangement, which is a meaningful advantage for sole proprietors and newly registered hawker stall operators who are still building their financial infrastructure. #### How to Set Up and Manage Your HitPay Payout Settings Getting your HitPay payout configured correctly is straightforward: 1. **Complete account verification.** Full KYC (Know Your Customer) verification is required before same-day payout is unlocked. This includes business registration details, identity verification, and bank account confirmation. 2. **Link your bank account.** Navigate to the Payout Settings section of your HitPay dashboard and add your preferred business bank account. Ensure the account name matches your registered business entity. 3. **Select your payout schedule.** Depending on your eligibility, you may be able to choose between standard and same-day settlement. Review your options within the dashboard under Settlement Preferences. 4. **Monitor payout status.** Each payout is logged in your HitPay dashboard with a reference number and estimated arrival time. Partners can use this to reconcile daily sales against bank deposits without manual calculation. 5. **Contact HitPay support for escalations.** If a payout is delayed beyond the expected window, HitPay's support team can investigate using the transaction reference. Most queries are resolved within one business day. #### Common Questions About HitPay Payout Timings and Delays ##### Does HitPay Hold Funds? HitPay does not hold funds arbitrarily. Payouts follow a defined schedule, and any temporary hold is typically due to pending verification, unusual transaction patterns flagged for review, or a public holiday affecting bank processing windows. Partners are notified if a payout is under review. ##### What Happens to Payouts on Public Holidays? Bank processing networks in Singapore, Malaysia, and the Philippines do not operate on public holidays. Transactions captured on or before a public holiday are typically settled on the next available banking day. During festive seasons — when transaction volumes are highest — partners should account for this when planning their cash flow. #### Frequently Asked Questions How fast is HitPay payout for Singapore partners? Eligible Singapore-based partners with verified accounts can receive same-day payouts for transactions completed before the daily cut-off time. Standard settlement is typically T+1 (next business day). PayNow integration supports near-instant bank transfers once the payout is initiated by HitPay. Is there a fee for same-day HitPay payout? HitPay operates on a pay-per-transaction model with no monthly fees. For the most current information on payout fees by payment method and market, refer to the [HitPay pricing page](../pricing/global) or contact HitPay support for details specific to your account. Can I receive my HitPay payout to a personal bank account? HitPay recommends linking a business bank account for payouts, particularly for registered business entities. Sole proprietors may be able to use a personal account linked to their registered business identity, subject to verification. Partners should confirm eligibility during the account setup process. What should I do if my HitPay payout is delayed? First, check your HitPay dashboard for the payout status and any notifications. If the expected settlement window has passed without a deposit, contact HitPay support with your payout reference number. Common causes of delays include bank processing delays on public holidays, pending KYC verification, or a mismatch in bank account details. Does HitPay payout work with DuitNow in Malaysia? Yes. HitPay supports DuitNow for Malaysian partners, enabling bank transfers to major Malaysian financial institutions. Settlement timelines for Malaysia are typically T+1 to T+2 business days. Partners should ensure their DuitNow-registered account details are correctly entered in their HitPay payout settings. How does HitPay payout compare to traditional POS terminals? Traditional POS terminals provided by banks often operate on T+2 to T+3 settlement schedules, with limited visibility into payout status. HitPay payout provides same-day or next-day settlement for eligible partners, along with a real-time dashboard for tracking each transfer — giving small business partners significantly more control over their cash flow. Getting your HitPay payout settings right before a busy season can make a measurable difference in how smoothly your business operates day to day. For food stall operators and small business owners across Singapore, Malaysia, and the Philippines, fast and reliable settlement is not just a feature — it is a foundation for sustainable growth. To review your current payout settings, log in to your [HitPay dashboard](../) or visit the [HitPay Help Centre](https://support.hitpayapp.com/) for step-by-step guidance. _HitPay is a payment gateway and POS provider serving businesses across Singapore, Malaysia, the Philippines, and across APAC. Payout timelines, fees, and eligibility criteria are subject to change. Always refer to the_ [_HitPay Help Centre_](https://support.hitpayapp.com/) _or your account dashboard for the most current settlement information._ [Global](https://hitpayapp.com/tags/global) [Payout](https://hitpayapp.com/tags/payout) [In-Store Retail](https://hitpayapp.com/tags/in-store-retail) [Product & Tech Solutions](https://hitpayapp.com/categories/product-tech-solutions) April 3, 2026 Author: The HitPay Team Last Updated: Jul 13, 2026 Market Payout Speed Supported Banks Singapore Same-day (eligible accounts) / T+1 standard Major local and international banks via PayNow and FAST Malaysia T+1 to T+2 Major Malaysian banks via DuitNow Philippines Major Philippine banks and e-wallets Getting your HitPay payout configured correctly is straightforward: How fast is HitPay payout for Singapore partners? Is there a fee for same-day HitPay payout? Can I receive my HitPay payout to a personal bank account? What should I do if my HitPay payout is delayed? Does HitPay payout work with DuitNow in Malaysia? How does HitPay payout compare to traditional POS terminals? [Global](https://hitpayapp.com/tags/global) [Payout](https://hitpayapp.com/tags/payout) [In-Store Retail](https://hitpayapp.com/tags/in-store-retail) [Product & Tech Solutions](https://hitpayapp.com/categories/product-tech-solutions) April 3, 2026 Author: The HitPay Team Last Updated: Jul 13, 2026 Market Payout Speed Supported Banks Singapore Same-day (eligible accounts) / T+1 standard Major local and international banks via PayNow and FAST Malaysia T+1 to T+2 Major Malaysian banks via DuitNow Philippines Major Philippine banks and e-wallets Getting your HitPay payout configured correctly is straightforward: How fast is HitPay payout for Singapore partners? Is there a fee for same-day HitPay payout? Can I receive my HitPay payout to a personal bank account? What should I do if my HitPay payout is delayed? Does HitPay payout work with DuitNow in Malaysia? How does HitPay payout compare to traditional POS terminals? #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call --- ## Tap to Pay on iPhone Source: https://hitpayapp.com/blog/hitpay-tap-to-pay-ios > Accept contactless card payments with just an iPhone. ### HitPay Launches Tap to Pay on iOS in Australia, France, the UK, and the US [In-Store Retail](https://hitpayapp.com/tags/in-store-retail) [Global](https://hitpayapp.com/tags/global) [Company News](https://hitpayapp.com/categories/company-news) January 8, 2024 Author: The HitPay Team Last Updated: Jul 14, 2026 _HitPay's Tap to Pay on iOS is the latest in its suite of innovative commerce solutions that facilitate seamless payments for merchants and customers._ HitPay has launched [Tap to Pay](https://www.hitpayapp.com/tap-to-pay?ref=blog.hitpayapp.com) on iOS in Australia, France, the UK, and the US. This feature lets businesses accept contactless payments using their iOS devices, without needing a separate card terminal or POS hardware. #### How Tap to Pay on iOS Works HitPay's Tap to Pay feature on iOS simplifies the process of accepting contactless payments using an iPhone. Merchants simply present their iPhone to the customer, and ask the customer to place their card on the tap area until the transaction is complete. By leveraging Near Field Communication (NFC) technology, Tap to Pay ensures that transactions are seamless and secure. As a result, businesses can confidently offer contactless payment options, without needing a terminal or POS hardware. #### Advantages of HitPay Tap to Pay on iOS With the launch of Tap to Pay on iOS in Australia, France, UK, and US, businesses can now enjoy numerous benefits that streamline their payment processes and enhance customer experiences. Some of the key advantages include: **No Additional Hardware Needed:** Tap to Pay eliminates the need for businesses to invest in separate payment terminals or devices, as it allows them to accept contactless payments using their existing iPhones. This simplifies the payment infrastructure and reduces the costs associated with hardware maintenance and upgrades. **Fast and Easy Setup:** Integrating Tap to Pay into a business's payment process is quick and straightforward, enabling merchants to start accepting contactless payments without any significant delays. With the free HitPay iOS app, businesses can access Tap to Pay and begin processing transactions. **Cost-effective Solution:** HitPay's Tap to Pay is a cost-efficient alternative to traditional payment processing methods, as it does not require any setup or subscription fees. Instead, businesses only pay per transaction, allowing them to better manage and predict their payment processing costs. **Better Customer Experience:** By providing seamless and contactless options, businesses can significantly improve their customers' payment experiences. Customers can simply use their contactless credit or debit cards, Apple Pay, Apple Watch, or compatible digital wallets to complete their transactions quickly and securely, resulting in increased customer satisfaction and loyalty. #### Secure Transactions with Tap to Pay As HitPay launches Tap to Pay on iOS, it is essential to ensure that users can trust the security and privacy of their transactions. Tap to Pay on iOS incorporates several robust security measures that protect customers' payment data and maintain their privacy: **Encryption and Processing Using Secure Element:** Tap to Pay on iOS are processed using the [Secure Element](https://developer.apple.com/tap-to-pay/?ref=blog.hitpayapp.com#:~:text=All%20transactions%20made%20using%20Tap,or%20who%20is%20buying%20it.), a hardware-based security solution that encrypts and processes all transactions. This technology safeguards users' sensitive payment information, ensuring that it remains protected throughout the transaction process. **Apple Pay's Privacy and Security Technology:** By leveraging Apple Pay's established privacy and security features, Tap to Pay on iOS provides an additional layer of protection for users. This reinforces the platform's commitment to maintaining the highest standards of security and privacy for all transactions. **No Storage of Payment Data on the Phone:** To further enhance the security and privacy of Tap to Pay on iOS, payment data is not stored on the user's phone. This approach ensures that even in the event of a lost or stolen device, customers' payment information remains secure and confidential. #### How to Set Up Tap to Pay on HitPay Businesses in Australia, France, the UK, and the US can now set up Tap to Pay on iOS. To set up Tap to Pay, merchants can follow these steps: 1. **Download the HitPay app:** Install the [HitPay mobile app](https://apps.apple.com/sg/app/hitpay/id1153486894?ref=blog.hitpayapp.com) on a compatible iOS device. 2. **Sign up for a free HitPay account:** This account will provide access to HitPay's suite of payment processing tools, including Tap to Pay. 3. **Fill in verification details and activate payment methods:** Complete the in-app verification process. 4. **Click on Tap to Pay:** In the HitPay app, navigate to the Tap to Pay feature. With just a few clicks, merchants can accept contactless payments from customers. By following these steps, businesses can set up Tap to Pay on HitPay, leveraging this innovative payment solution to grow their operations and provide a seamless payment experience for their customers. Have questions about Tap to Pay on iOS? [Get in touch with our team today](https://www.hitpayapp.com/contact-us?ref=blog.hitpayapp.com). [In-Store Retail](https://hitpayapp.com/tags/in-store-retail) [Global](https://hitpayapp.com/tags/global) [Company News](https://hitpayapp.com/categories/company-news) January 8, 2024 Author: The HitPay Team Last Updated: Jul 14, 2026 [In-Store Retail](https://hitpayapp.com/tags/in-store-retail) [Global](https://hitpayapp.com/tags/global) [Company News](https://hitpayapp.com/categories/company-news) January 8, 2024 Author: The HitPay Team Last Updated: Jul 14, 2026 #### Ready to apply what you just read? Turn payment insights into action with HitPay’s online and in-person payment tools for growing businesses. Get started for free Schedule a call # Optional --- ## Terms of service Source: https://hitpayapp.com/terms-of-service > Platform terms of use. ### Terms of service **Effective Date: July 2024** #### SECTION A: GENERAL TERMS OF SERVICE ##### 1\. GENERAL **1.1 Terms of Service.** These Terms of Service (the "**Terms**") are provided by **HitPay Payment Solutions Pte. Ltd.**, including, where applicable, all of its subsidiaries, brands, related or associated companies/brands (collectively referred to as "**HitPay**", "**we**", "**us**", or "**our**") and sets out the terms and conditions of use pursuant to which you may interact with the services provided by HitPay from time to time including but not limited to the e-commerce payment gateway services provided by HitPay, whether such services are provided online and/or offline (collectively, the "**Services**"). **1.2 Platforms.** By using our Services, which include your use of our website (https://www.hitpayapp.com) and where applicable, our mobile application, application programming interfaces, software libraries and any other resources (whether online or offline) made available to you from time to time that are developed or owned by HitPay, through which you access and use our Services (the "**Platforms**"), downloading or installing, accessing, Browse, or registering to use our Platforms, and the making of any transient or incidental copies of our Platforms on your designated devices, you confirm the following: (i) you have read, understood and accepted these Terms as a binding contract, (ii) you authorise us to carry out our roles and responsibilities as mentioned (whether expressly or impliedly) in these Terms, (iii) you are of legal age in the jurisdiction in which you reside to form a binding contract with us; and (iv) you have the authority to enter into these Terms personally, and if applicable, on behalf of any entity on whose behalf you are acting. **1.3 Compliance.** The provision of our Services and your use of the Platforms is **conditional upon your acceptance of the Terms, together with the Acceptable Use Policy and the Privacy Policy**. You also agree to abide by any other community guidelines or rules of conduct we may issue or otherwise make available from time-to-time which, to the extent indicated as being mandatory in such policy, are hereby incorporated by reference and form an integral part of these Terms (collectively with the Acceptable Use Policy and Privacy Policy, the "**Company Policies**"). Where we partner with an affiliate to provide the Services, you will need to agree to any policies or terms of the affiliate as well. We reserve the right to revoke your access to the Platforms if we learn or reasonably suspect that you are not complying with these Terms or any Company Policies. **If you do not agree to these Terms of Service, please do not use our Platforms.** ##### 2\. CHANGES TO THESE TERMS **2.1 Revision of Terms.** We may **revise these Terms** (including any Company Policies) at any time. Please review these Terms and our Company Policies regularly, as they are binding on you. If we make material changes, we will provide you with additional notice, such as posting a statement on our Platforms or sending you an email notification. Your continued use of the Platforms on or after such changes take effect constitutes acceptance of those changes, to the extent permitted by law. We will not have any liability to you for any of the foregoing actions. If you object to any such changes, your sole recourse is to stop using our Platforms. ##### 3\. OUR PLATFORMS **3.1 Revisions to Our Platforms.** We reserve the right to **modify or discontinue the Platforms** (or any part thereof) at any time. This includes the right to add or remove features or functionality, change content, or cease to support any individual component of the Platforms at our sole discretion. You agree that we will not have any liability to you for the foregoing actions. If we change the Platforms in a manner that materially reduces functionality, we will provide an email notification to you no less than thirty (30) days prior to the effective date of the change. If you object to any such changes, your sole recourse is to stop using the Platforms. Continued use of the Platforms after the date any such changes take effect constitutes your agreement to such changes. **3.2 No Guarantee.** We do not guarantee that our Platforms, or any content in them, will be **free from errors or omissions**. You agree that it shall be your responsibility to update the Platforms to the latest version as and when such updates become available. ##### 4\. ACCESSING OUR PLATFORMS **4.1 Access to Our Platforms.** You may download, install and generally access our Platforms **free of charge**. However, certain acts or use of the Platforms may result in costs being incurred by you. **4.2 Availability of Platforms.** We do not guarantee that our Platforms, or any content on them, will always be **available or be uninterrupted**. Access to our Platforms is permitted on a temporary basis. We will not be liable to you if, for any reason, our Platforms are unavailable at any time or for any period. You agree that we shall have the right to access your mobile phone's photo library to enable you to upload photos onto the Platforms. **4.3 Data Collection.** Any personal data/information collected by HitPay in connection with your use of our Platforms will be governed by **HitPay's Privacy Policy**. By accessing or using our Platforms in any manner, you consent to our Privacy Policy and you agree that HitPay may collect and use personal data/information from and about you in accordance with such policy. In respect of users accessing our Platforms from the United Kingdom, the following Clause 4.3A (Data Collection (United Kingdom)) shall apply in substitution and replacement of Clause 4.3 (Data Collection) above. **4.3a Data Collection (United Kingdom).** Any personal data/information collected by HitPay in connection with your use of our Platforms shall be governed by **HitPay's Privacy Policy**. **4.4 Loss of Data.** You understand and agree that HitPay may utilise servers or other cloud-based platforms to store your data. You further acknowledge that there may be circumstances where we may be **unable to retrieve any data stored** in such servers or other cloud-based platforms. **4.5 Deleting Your Account.** You may delete your account on our Platforms at any time provided that you have fulfilled all your payment and contractual obligations. You acknowledge that the deletion of your account may result in the **permanent deletion of any data/information** (as applicable) that is stored on the Platforms relating to your account. Even if you delete your account, we may have legal or business grounds for retaining some of this data/information (as applicable) in a secure place on our own servers. This personal data/information (as applicable) will continue to be stored in accordance with our Privacy Policy. ##### 5\. YOUR ACCOUNT AND RELATIONSHIPS **5.1 Account.** You agree that you will not solicit, collect or use the login credentials of other Platforms users. To set up an account with us ("**Account**"), you agree to provide us with your name, company name (if applicable), contact number and email address, and agree to allow us to contact you through such email address and/or contact number to assist with the setting up of your Account. It is a condition of your use of the Services that you provide **true, accurate, current and complete information about yourself** and that you maintain and promptly update such information to keep it accurate, current, and complete. We reserve the right, at our sole discretion, to refuse, suspend, or terminate your access to the Platforms upon discovery (or reasonable suspicion) that any information you have provided us is not accurate, current, or complete, or otherwise violates these Terms. **5.2 Use.** Except as otherwise required by applicable law, you are **responsible for all activity that occurs via your account**, whether or not authorised by you. It is your responsibility to maintain the confidentiality of your Account and the information in your Account. You may never use another person's Account and you may not provide another person with the login credential used to access your Account. You must notify us immediately of any unauthorised used (or suspicion of unauthorised use) of your login credential or your Account, or any other breach of security related to your use of the Platforms. We may assist you with securing your Account from any further unauthorised use, but you are solely responsible for losses due to lost or stolen login credential, Account information and any other unauthorised use or modification of your Account. **We will not be responsible for any liabilities, losses, or damages arising from or related to any unauthorised use of your Account**, regardless of whether you have notified us of such unauthorised use. 5.3 Third-Party Services. a) HitPay partners with certain third-party service providers ("Third-Party Service Providers") to provide certain services and functions that are made available on our Platforms. Such Third-Party Service Providers may request for additional information, including, but not limited to, unique entity number, company registration number, bank account details and details of your business (if applicable). In order for us to provide the Services, you agree to provide such details to the Third-Party Service Providers. Your usage of these Third-Party Service Providers constitutes your acceptance and agreement to be bound by the relevant third-party provider's terms and conditions, privacy policy or any amendments to the foregoing, in each case as applicable from time to time. It is your responsibility to read and understand the terms and policies of these Third-Party Service Providers and to decide whether to proceed. We are not liable for any act or omission of the Third-Party Service Providers. b) In respect of cross-border money transfer services, we may, at our discretion, provide certain services in conjunction with our subsidiaries or other third-party payment service providers, to provide inbound or outbound remittance service in Singapore as well as facilitate remittance between entities in different countries even if monies are not accepted or received in Singapore. By utilising our cross-border money transfer services, you acknowledge and agree that these services may be facilitated either directly by HitPay, or through its subsidiaries or our partnerships with third-party payment service providers. The following Clause 5.4 (Your Relationship with Singapore Payment Partners) and Clause 5.5 (Our Role as a Gateway Provider) apply in respect of users accessing our Platforms from Singapore. 5.4 Your Relationship with Singapore Payment Partners. In accordance with the terms set out herein, we partner with certain Third-Party Service Providers in Singapore who provide payment services used by you on our Platforms (the "Singapore Payment Partners"), including but not limited to the following (as may be amended and/or varied by HitPay from time to time): a) Stripe Payments Singapore Pte. Ltd. and/or its affiliated entities (currently trading as 'Stripe'); b) GPay Network(s) Pte. Ltd. and/or its affiliated entities (currently trading as 'Grab'); c) Shopback Financial Services Singapore Pte. Ltd. and/or its affiliated entities (currently trading as 'Shopback'); d) Shopeepay Private Limited and/or its affiliated entities (currently trading as 'ShopeePay'); e) Beeconomic Singapore Pte. Ltd. and/or its affiliated entities (currently trading as 'Fave'); and f) Apaylater Financials Pte. Ltd. and/or its affiliated entities (currently trading as 'Atome'). In order for us to provide the Services, you may be required to open an account with the relevant Singapore Payment Partners and agree to their terms of service, along with any other requirements of the relevant Singapore Payment Partners during the account opening process or whilst receiving services from us or the relevant Singapore Payment Partners. If you do not agree to the relevant Singapore Payment Partners' terms of service or meet the relevant Singapore Payment Partners' requirements for opening an account, you cannot use the Platform or the Services. Your usage of these Singapore Payment Partners services constitutes your acceptance and agreement to be bound by the relevant Singapore Payment Partners' terms and conditions, privacy policy, or any amendments to the foregoing, in each case as applicable from time to time. It is your responsibility to read and understand the terms and policies of these Singapore Payment Partners and to decide whether to proceed, and **we disclaim all liability in respect of your relationship with such third party service providers.** **5.5 Our Role as a Gateway Provider.** As a component of the Services, we provide a gateway to connect you to the relevant Singapore Payment Partners' platforms. **All payment processing activities are undertaken by the relevant Singapore Payment Partners, and not us**, and the liability for any services performed by the relevant Singapore Payment Partners is as agreed solely between you and the relevant Singapore Payment Partners during the account creation process. We also do not provide advice or support on your relationship with the Singapore Payment Partners platforms or the use of their services. The following Clause 5.6 (Your Relationship with Stripe) and Clause 5.7 (Our Role as a Gateway Provider) apply in respect of users accessing our Platforms from Australia, New Zealand, or the United Kingdom. **5.6 Your Relationship with Stripe.** **Stripe Payments Australia Pty Ltd, Stripe New Zealand Limited, Stripe Payments Europe Limited, and Stripe Payments UK Ltd** (collectively known as "**Stripe**") are Third-Party Service Providers. In accordance with the terms set out herein and in order for us to provide the Services, you are required to open an account with Stripe and agree to their terms of service, along with any other requirements of Stripe during the account opening process or whilst receiving services from us or Stripe. If you do not agree to Stripe's terms of service or meet Stripe's requirements for opening an account, you cannot use the Platform or the Services. **5.7 Our Role as a Gateway Provider.** As a component of the Services, we provide a gateway to connect you to Stripe's payment platforms. **All payment processing activities are undertaken by Stripe, and not us**, and the liability for any services performed by Stripe is as agreed solely between you and Stripe during the account creation process. **We do not provide any payment processing services in Australia, New Zealand, or the United Kingdom.** We also do not provide advice or support on your relationship with Stripe or the use of their services. ##### 6\. DUE DILIGENCE CHECKS **6.1 Due Diligence.** We may be required by law to carry out **customer due diligence checks** on you before successfully setting up your Account and allowing you use of our Platforms. You agree to cooperate with all requests made by us or any of our Third-Party Service Providers in relation to your Account for the purposes of identifying and authenticating your identity. We reserve the right to close, suspend or limit access to your Account and the Platforms if we are unable to obtain or verify your information. **6.2 Addressing Security Risks.** We have briefly set out our **Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CTF) Policy** in the Appendix hereto, which we must comply with in order to address risks relating to money-lending and financing of terrorism. ##### 7\. INTELLECTUAL PROPERTY RIGHTS **7.1 Ownership of Intellectual Property Rights.** You acknowledge that the **intellectual property rights in or to the Platforms are owned by us**. No part or parts of the Platforms may be reproduced, distributed, republished, displayed, broadcast, hyperlinked, transmitted, adapted, modified to create derivative works or otherwise commercially exploited in any manner or by any means or stored in an information retrieval system without our prior written permission. The trade marks, service marks, and logo(s) ("**Trade Marks**") used and displayed in or through the Platforms are registered and unregistered Trade Marks of ours or our affiliates or licensors. Nothing in the Platforms should be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any Trade Marks displayed in or through the Platforms, without our written permission. All other names, brands, and marks that may appear in association with our Platforms remain the property of their respective owners and appear for identification purposes only. ##### 8\. RELIANCE ON INFORMATION **8.1 No Reliance on Information.** Any content on our Platforms is provided for **general information only**. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Platforms. **8.2 Accuracy of Content.** Although we make reasonable efforts to update the information on our Platforms, we make **no representations, warranties or guarantees, whether express or implied, that the content on our Platforms is accurate, complete or up-to-date.** ##### 9\. Chargeback & Dispute Liability **9.1 Merchant Responsibility.** You (the Merchant) are **solely responsible for any chargebacks, payment disputes, and associated fees or penalties** imposed by card issuers, payment networks, or financial institutions. HitPay acts as a facilitator and is not liable for funds reversed due to customer-initiated disputes or chargebacks. **9.2 Dispute Process.** You may dispute a chargeback by submitting necessary evidence (e.g., proof of delivery, transaction records, customer communications) through HitPay, in accordance with card network rules. HitPay may assist by forwarding this evidence but is **not responsible for the outcome.** **9.3 Fees & Reimbursements.** - If a dispute is resolved in your favour, any reversed funds and associated dispute fees will be returned to your account. - If the dispute is upheld, you remain liable for the full chargeback amount and all associated fees. - You will also bear any indirect penalties, such as increased processing rates or account restrictions, resulting from elevated dispute rates. **9.4 High Dispute Threshold.** HitPay reserves the right to **suspend or terminate your account** if you have a high chargeback-to-sales ratio or if HitPay’s payment partners flag your account as high-risk. Where permitted by law, HitPay may hold payouts for up to 120 days to cover potential future disputes. **9.5 Record-keeping.** You must retain all transaction-related records (e.g., receipts, delivery confirmations, screenshots) for a minimum of **12 months** to effectively contest disputes. Failure to provide such records may jeopardise your ability to dispute chargebacks. **9.6 No Liability for Disputes.** To the maximum extent permitted by law, HitPay disclaims all liability for any **losses, damages, or fees incurred as a result of chargebacks, disputes, or penalties**, even if HitPay facilitated your dispute response. ##### 10\. LIMITATION OF OUR LIABILITY **10.1 Limitations.** To the extent permitted by law, we **exclude all conditions, warranties or representations, whether express or implied**, including but not limited to the implied warranties and/or conditions of merchantability, of satisfactory quality, of fitness for a particular purpose, of accuracy, of security, of accessibility, of quiet enjoyment, and of noninfringement of third-party rights. No oral or written information or advice given by HitPay or its authorised representatives shall create a warranty. Where we are found to be liable for breach of any warranty guarantee or condition implied by statute and which we cannot lawfully exclude, our liability is limited (to the extent permitted by law) to the resupply of services (if the breach of the warranty guarantee or condition relates to the provision of the Services) or the resupply of goods (if the breach of the warranty guarantee or condition relates to the provision of the goods, including software). 10.2 Exclusions. We will not be liable to you or any third party for any loss or damage (including loss of revenue or anticipated profits, loss of goodwill, professional costs and expenses, loss of business, loss of data, computer failure or malfunction), or injury or any direct, indirect, consequential, special, punitive, or other damages, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: a) use of or reliance on any content displayed on our Platforms other than in accordance with these Terms. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your mobile phone, computer equipment, computer programs, data or other material due to your use of our Platforms or to your downloading of any content on it, or on any other Platforms or websites linked to it; b) our compliance with any instruction given or purported to be given by you relating to a transaction performed via the Platforms ("Transaction"), notwithstanding that the integrity of the information comprised in such instruction may have been compromised or impaired during transmission, provided that such compromise or impairment would not have been apparent to a reasonable person receiving such instruction; c) use of your Account and the Platforms by third parties, whether authorised or unauthorised by you; d) your transfer of funds to the wrong mobile number or the wrong recipient; e) any inaccurate, delayed or otherwise defective payment due to (or contributed by) Third-Party Service Providers; f) theft or loss of your device, hardware and/or equipment on which the Platforms may be installed; g) your inability to effect or complete any Transaction due to system maintenance or breakdown/non-availability of the Platforms or any network; h) you being deprived of the use of the Platforms as a consequence of any action or inaction by us; and i) any failure by us to perform any obligation or observe any of these Terms if such failure arises from a failure of, or any unauthorised and/or unlawful access to, any machine, data processing system or transmission link or any act of force majeure such as acts of God, war or warlike hostilities, civil commotions, riots, blockades, embargoes, sabotage, strikes, lock-outs, fire, flood, shortage of material or labour, unforeseeable delay in deliveries from sub-contractors, or any event outside our control. HITPAY ASSUMES NO RESPONSIBILITY OR LIABILITY WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH ANY THIRD-PARTY WEBSITE, PRODUCT, SERVICES, OR CONTENT INTEGRATED IN, LINKED TO, OR OTHERWISE ACCESSIBLE THROUGH THE SERVICES. **10.3 Loss of Data.** You understand that you are solely responsible for any damage to your computer system or loss of data that results from any material downloaded from or otherwise provided through our Platforms. Any content or information accessed by or provided to you through our Platforms is provided "**as is**," "**with all faults**," and "**as available**." To the maximum extent permitted at law, HitPay, its agents, and its licensors do not warrant the accuracy, completeness, current-ness, non-infringement, merchantability or fitness for a particular purpose of any content or information available through its website or network. You access such content or information at your own risk. You release and indemnify us from any and all loss or damage arising out of any loss of data or corruption of data during the transfer of such data. ##### 11\. UPLOADING CONTENT TO OUR PLATFORM **11.1 Standards and Rights of Uploaded Content.** Where you make use of a feature that allows you to upload content to our Platforms, or to contact other users of our Platforms, you must comply with the **content standards set out in our Acceptable Use Policy**. You irrevocably and unconditionally represent and warrant that any content you upload to our Platforms or through our Platforms complies with the standards set out in our Acceptable Use Policy. **11.2 Intellectual Property Rights.** You irrevocably and unconditionally represent and warrant that any content you upload to our Platforms or through our Platforms **does not violate, misappropriate or infringe the rights of any third party**, including but not limited to privacy rights, copyrights, trade mark and/or any other intellectual property rights. **11.3 Rights Reserved.** We have the right to **disclose your identity to any third party** claiming that any content posted or uploaded by you to our Platforms constitutes a violation of their intellectual property rights. **11.4 Accuracy of Content.** We will not be responsible, or liable to any third party, for the **content or accuracy of any content** posted by you or any other user of our Platforms. **11.5 Removal of Content.** We have the full discretion to **remove your content from our Platforms** where your content does not comply with the content standards set out in our Acceptable Use Policy or your content is deemed otherwise inappropriate for our Platforms. We shall not be liable to you in whatsoever manner should we choose to remove your content from our Platforms. ##### 12\. INDEMNITY **Indemnity.** By using our Platforms, you irrevocably and unconditionally agree and undertake that you shall **indemnify us against any claims, liabilities, costs, expenses, damages and losses** (including but not limited to any direct, indirect, consequential loss, loss of profits, loss of goodwill, loss of business, loss of data, legal and other professional costs and expenses) suffered by us due to (a) any infringement of third party rights caused by your usage, including but not limited to any third party intellectual property rights, (b) any breach of any applicable laws, including but not limited to data protection laws and/or (c) any breach by you of these Terms. ##### 13\. VIRUSES **13.1 State of Platforms.** We do not guarantee that our Platforms will be **secure or free from bugs or viruses**. We will not be responsible for or obligated to carry out bug fixes of the Platforms. We do not guarantee that the Platforms will work on your mobile phone or other devices. **13.2 User Responsibility for Self-Protection.** You are responsible for configuring your information technology, computer programmes and platforms in order to access our Platforms. You should use your own **virus protection software**. **13.3 User Responsibility for Protection of Others.** You must not misuse our Platforms by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious and/or technologically harmful. You must not attempt to gain unauthorised access to our Platforms, the server on which our Platforms are stored or any server, computer or database connected to our Platforms. You must not attack our Platforms via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you may be committing an offence under the applicable laws and regulations. We will not hesitate to report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Platforms will cease immediately. ##### 14\. Fees We may charge **Service fees** for the Services provided to you. If so charged, the applicable rates of Service fees will be presented to you upon your selection of a specific payment method. Service fees charged are exclusive of any applicable taxes except as expressly stated to the contrary. You agree that we are entitled to **deduct or withhold any such Service fees along with any applicable taxes** before or when transferring any of the funds to you. You also agree that failure by us to deduct or withhold any such Service fees does not exempt you from your obligation to pay such Service fees. We may revise the rates and any payment schedule and details at any time, but will provide you with advance notice before the revised rates and payment details become applicable to you. ##### 15\. Reserves We may, from time to time, establish and withhold from your account balance such **reserve amounts (“Reserves”)**, to cover any obligations (including, but not limited to, outstanding fees, refunds or chargebacks). We may vary the rate or terms of the Reserves. HitPay’s rights with respect to the Reserves shall survive the termination of these Terms. We will notify you in the event that we establish the Reserves. ##### 16\. Safeguarding To the extent that Services are provided from Singapore, the following additional terms and conditions apply: All funds held in your account will be **safeguarded by HitPay in a trust account** held with HitPay’s designated safeguarding institution. Your funds may be deposited in the trust account, together with, and commingled with, any funds of other customers. You understand and accept that the risk of the commingling above is that you may potentially be exposed to the losses of other customers, as your funds are commingled with funds of other customers in the same trust account. You acknowledge that in the unlikely event of insolvency of the safeguarding institution, there is a risk you may not be able to fully recover your funds. #### SECTION B: API TERMS OF SERVICE ##### 17\. API TERMS OF SERVICE **17.1 API Terms of Service.** The Application Programming Interface (together with any updates, upgrade, modifications and/or patches) ("**API**") is provided and owned by HitPay. For the purposes of this Section B (API Terms of Service), "you" and "your" refers to any person and/or entity who/that has received access to or use of the API from us or is otherwise accessing and/or using the API. **17.2 Compliance.** The API is intended to enable you to access the Platforms and use the contents therein in your applications and websites, in accordance with your declared intended use of such content, as informed to us when you applied to be provided with the API (the "**Purposes of Use**"). By accessing and/or using the API, you agree that you have **read and understood these Terms of Service, including the terms set out in this Section B (API Terms of Service), and agree to be bound by them**. If you do not agree to be bound by these Terms, you must stop accessing and/or using the API, completely remove the API from your system and not keep any copy of the API. **17.3 User Consent.** By accessing and/or using the API, you hereby consent to HitPay, its officers, employees, servants, agents, representatives and sub-contractors collecting, using, disclosing and/or retaining your personal data/information (as applicable) for the purpose of providing you with the API. Our use of your personal data/information (as applicable) is further outlined in our Privacy Policy. For further details on HitPay's Privacy Policy, you may contact [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection). In respect of users accessing our Platforms from the United Kingdom, the following Clause 17.3A (Personal Data (United Kingdom)) shall apply in substitution and replacement of Clause 17.3 (User Consent) above. **17.3A Personal Data (United Kingdom).** In connection with your accessing and/or using the API, HitPay may collect, use, disclose and/or retain your personal data as further outlined in our **Privacy Policy**. **17.4 Terms Governing Third Party Access.** If any third-party product and/or services are integrated into or are components of the API, your access and/or use of these third-party products and/or services are subject to the applicable **terms and conditions of the relevant third-party vendors** and you agree to be bound by and to comply with these terms and conditions in your access and/or use of these third-party products and/or services. For the avoidance of doubt, we are not responsible and provide no warranty in relation to these third-party products and services. **17.5 Terms Governing Revisions.** These Terms shall also govern any **updates, upgrades, modifications and/or patches** provided by us that replace and/or supplement the API, unless such update, upgrade, modification and/or patch is accompanied by separate terms of use in which case, those terms shall apply. **17.6 Change of Terms.** We may change these Terms from time to time and shall notify you of any such change. If you use or access the API after such change, you are deemed to have agreed to such changes and to be bound by it. **17.7 Accuracy of Your Information.** You warrant that any information which you have provided to us in order to obtain the API from us is **accurate and complete** for the duration of your access and/or use of the API. ##### 18\. DISCLAIMER AND EXCLUSION OF WARRANTIES **18.1 Disclaimer and Exclusion of Warranties.** To the maximum extent permitted at law, the API is provided "**as is**" and "**as available**" with no warranties whatsoever, other than warranties, guarantees or conditions that are implied by statute and which we cannot lawfully exclude. We disclaim all express and implied warranties, including implied warranties of accuracy, merchantability, fitness for a particular purpose, and non-infringement. We shall not be responsible or liable for any error, delay, or interruption in the operation of the API. We make no guarantee, representation or warranty regarding the availability, timeliness, reliability, accuracy, completeness, accessibility, quality, operation, functionality or usefulness of any portion of the API. We do not guarantee that the API will be error-free or will be available, will operate in an uninterrupted manner; or will be free of viruses, worms, defects, trojan horses, malware or any items of a destructive nature. We do not guarantee that the API will operate or function on or with any electronic device(s) or operating system. Your use of the API is voluntary and is wholly at your own risk. To the maximum extent permitted by law, you are solely responsible for any liability, loss or damage that you may incur through or in connection with the use of the API. Where we are found to be liable for breach of any warranty, guarantee or condition implied by statute and which we cannot lawfully exclude, our liability is limited (to the extent permitted by law) to the resupply of the API. The following Clause 18.2 (Exclusion of Statutory Warranties (New Zealand)) applies in respect of users accessing our Platforms from New Zealand. **18.2 Exclusion of Statutory Warranties (New Zealand).** If you are in trade and are acquiring the Services for business purposes, the guarantees under the Consumer Guarantees Act 1993 of New Zealand and sections 9, 12A, 13 and 14(1) of the Fair Trading Act 1986 of New Zealand do not apply. The following Clause 18.3 applies in respect of users accessing our Platforms from Australia who are consumers within the meaning of the Competition and Consumer Act 2010 of Australia (the "Australian Consumer Law"). **18.3 Application of Australian Consumer Law.** To the extent that you acquire goods or services from us as a consumer within the meaning of the Australian Consumer Law, you have certain rights and remedies (including consumer guarantee rights) that cannot be excluded, restricted or modified by agreement. To the extent that the Australian Consumer Law permits us to limit our liability, then our liability shall be limited to: (a) in the case of services, supplying the services again or payment of the cost of having the services supplied again; and (b) in the case of goods, replacing the goods, supplying equivalent goods or repairing the goods, or payment of the cost of replacing the goods, supplying equivalent goods or having the goods repaired. ##### 19\. NO SUPPORT **No Support.** You agree that we have **no obligation whatsoever to provide any maintenance, support, and/or other services** (including any documentation, error corrections, updates, upgrades, bug fixes, and/or enhancements) in relation to the API. However, if any updates, upgrades, modifications and/or patches are provided by us, you shall install such updates, upgrades, modifications and/or patches to keep your installation of the API updated to the most recent release. ##### 20\. LICENSES **20.1 Terms of Licenses Granted.** Subject to your compliance with these Terms, we grant you a **limited, royalty-free, non-exclusive, personal, revocable, non-sublicensable, and non-transferable licenses** for the Purposes of Use. 20.2 Limitations of Licenses. The API is licensed, and not sold, to you. You shall utilise the API only as permitted by these Terms. You shall not and shall not permit any other party to: a) modify, adapt, improve, enhance, alter, or create derivative works of the API; b) use or merge the API, or any component or element thereof, with other software, databases, and/or services not authorised by us; c) sublicense, distribute, sell, or otherwise transfer the API to any third party; d) use the API as part of a service bureau, or lease, rent, sell, or loan the API to any third party; e) reverse engineer, decompile, decrypt, disassemble, or otherwise attempt to derive the source code or structure of the API; f) circumvent, or attempt to circumvent, any electronic protection measures in place to regulate or control the access to and use of the API; g) violate any applicable laws, rules and/or regulations in connection with your access and/or use of the API; h) perform any action with the intent of introducing into the API viruses, worms, defects, trojan horses, malware, or any items of a destructive nature; i) develop, distribute or sell any software or other functionality capable of launching, being launched from, or otherwise integrated with the API; or j) remove, alter, or obscure any copyright notice or any other proprietary notice that appears on or in the API. ##### 21\. INTELLECTUAL PROPERTY RIGHTS **21.1 Ownership of Intellectual Property Rights.** The API and all content made available through the API (including pages, documents, images, audio, and video), and the source and object codes, the format, directories, queries, algorithms, structure and organisation of the API, are **proprietary to us or our licensors**, and all intellectual property rights associated therewith, whether registered or not, are protected by law and owned by or licensed to us. **21.2 Display of Credit.** All content from our website that is used or displayed on your websites or mobile applications, through the API, shall be accompanied by a **credit to us or the appropriate content owners**. Such credit shall be displayed conspicuously. Where any such content is stipulated to be subject to a creative commons license, you agree to use such content in accordance with the terms of the applicable creative commons license. ##### 22\. SUSPENSION AND TERMINATION **22.1 Suspension and Termination Without Cause.** We may in our sole and absolute discretion, at any time and without assigning any reason, **suspend or terminate these Terms and your access to and use of all or part of the API, with or without notice.** **22.2 Suspension and Termination With Cause.** We may also terminate these Terms and suspend or terminate your access and use of the API, at our sole and absolute discretion, if you **breach these Terms and/or any of the terms and conditions** governing the use of the content made available through the API. **22.3 Duration of Binding Terms.** You may stop using the API and terminate these Terms at any time. These Terms will continue to bind until termination. **22.4 Actions after Termination.** Upon suspension or termination, you shall immediately **remove and delete the API** and any cached or stored content, along with any related documentation (and any copies thereof) that you may have received or otherwise may possess. ##### 23\. USER ACKNOWLEDGEMENTS **23.1 Obligation and Liability of Our Platforms.** You agree that we have **no obligation to provide, or continue to provide, the API**, or any part thereof, now or in the future. You agree that we are not liable to you or any third party for any modification, cessation, or termination of the API (including modification, cessation or termination of your right to use the API). **23.2 User Responsibility for API-Related Hardware and Software.** You agree that you are responsible for obtaining and maintaining all telecommunications, broadband, software, hardware, equipment, and services needed to access and/or use the API, and for paying all charges related thereto. **23.3 User Responsibility for API Usage.** In choosing to access and/or use the API, you agree to do so on your own initiative and at your own risk, and you are responsible for complying with all applicable laws, rules and regulations. The following Clause 23.4 (Export) applies in respect of users accessing our Platforms and/or API from the United States. **23.4 Export.** You may not use or otherwise export or re-export our Platforms and/or API, except as authorised by United States law and the laws of the jurisdiction in which the Services was obtain. In particular, but without limitation, the Services may not be exported or re-exported (i) into any U.S.-embargoed countries or (ii) to anyone on the U.S. Treasury Department's Specially Designated Nationals List or the U.S. Department of Commerce Denied Persons List or Entity List. By using the Services, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use these products for any purposes prohibited by United States law, including without limitation, the development, design, manufacture, or production of nuclear, missile, or chemical or biological weapons. #### SECTION C: MISCELLANEOUS ##### 24\. CONFIDENTIAL INFORMATION 24.1 Definition of Confidential Information. "Confidential Information" refers to any confidential information which is disclosed by us to you in connection with the Terms (including all information of a third party) and which is conveyed either: (i) in written, graphic, machine-readable, or other tangible forms; or (ii) orally or (iii) in any other form, and shall be taken to include, without limitation: a) information that is by nature or the context in which it was given confidential or proprietary information of HitPay; and b) specifications, operations or systems manuals, technological developments, decision processes, profiles, system and management architectures, diagrams, graphs, models, sketches, technical data, research, business or financial information, non-public financial results, market share, customer information, customer names, proprietary ideas, concepts, trade secrets, know-how, inventions, techniques, methodologies, and all other information related to a party's business. **24.2 Use and Disclosure.** You agree that you shall in no way **use, disclose or disseminate any Confidential Information** you receive from us to any person or entity for any purpose without the prior written consent of us. You agree to use a reasonable degree of care to avoid disclosure, publication, or dissemination of our Confidential Information. **24.3 Exceptions.** The confidentiality obligations set forth herein will not apply to the extent that: (a) the Confidential Information is, at the time of disclosure, part of the public domain; or (b) Confidential Information is required to be disclosed by a government agency or by a proper court of competent jurisdiction; provided that you will minimise the disclosure of such information and will consult and assist us in obtaining a protective order prior to such disclosure. In respect of users accessing our Platforms from the United Kingdom, the following Clause 24.3A (Exceptions (United Kingdom)) shall apply in substitution and replacement of Clause 24.3 (Exceptions) above. **24.3A Exceptions (United Kingdom).** The confidentiality obligations set forth herein will not apply to the extent that: (a) the information is, at the time of disclosure, generally known to the public; or (b) Confidential Information is required to be disclosed by mandatory obligation under legislation or regulation, a government agency, or a proper court of competent jurisdiction; provided that you will minimise the disclosure of such information and will consult and assist us in obtaining a protective order prior to such disclosure. **24.4 Notice of Unauthorised Disclosure.** You shall immediately give us notice of any **unauthorised use or disclosure of Confidential Information**, upon learning of the same and will cooperate with us in every reasonable way to help regain possession of the Confidential Information. **24.5 Return of Confidential Information.** You will at any time, upon receipt of our written request, within five (5) business days **return to us all of the Confidential Information or certify destruction** of the same, where possible, pursuant to an appropriately secure destruction method. You shall not retain any copies or abstracts of our Confidential Information. **24.6 Press Releases.** You shall not, except as required by law, disclose, or issue any press release mentioning or making reference to HitPay without our **prior written consent**. **24.7 Injunctive Relief.** You understand and agree that, in the event you fail to comply with any of these terms, HitPay may suffer irreparable harm, and that monetary damages may be inadequate to compensate HitPay for such breach. Accordingly, you agree that HitPay will, in addition to any other legal or equitable remedies available to it, be entitled to apply for **immediate injunctive relief**. ##### 25\. MISCELLANEOUS **25.1 Partial Invalidity.** If any provision of these Terms is found to be unlawful, void or for any reason unenforceable, that provision shall be deemed severable from these Terms and shall not affect the legality, validity and enforceability of any remaining provision. **25.2 Relationship.** The use of the Platforms and/or API does not create any relationship of agency, partnership, joint venture, employee-employer or franchisor-franchisee between you and us. **25.3 Assignment.** We may assign our rights and duties hereunder, in whole or in part, to any third party at any time without your prior consent or giving prior notice to you. However, you shall not assign any rights or obligations herein without our prior written consent. Any unauthorised assignment and delegation by you shall be void. **25.4 No Waivers.** Our failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision and/or right. **25.5 Persons Not a Party to These Terms.** A person who is not a party to these Terms shall have no right under the Contracts (Rights of Third Parties) Act 2001 of Singapore to enforce any of these Terms. The following Clause 25.6 (Persons Not a Party to These Terms (New Zealand)) applies in respect of users accessing our Platforms from New Zealand. **25.6 Persons Not a Party to These Terms (New Zealand).** In accordance with section 13 of the Contract and Commercial Law Act 2017 of New Zealand, the parties acknowledge that these Terms are not intended to create a benefit on a person who is not a party to these Terms. **25.7 Survival.** The following Clauses shall survive the expiry or termination of these Terms: Clause 4 (Accessing our Platforms), Clause 7 (Intellectual Property Rights), Clause 8 (Reliance on Information), Clause 9 (Limitation of Our Liability), Clause 11 (Indemnity), Clause 14 (Disclaimer and Exclusion of Warranties), Clause 16 (Licences), Clause 17 (Intellectual Property Rights), and the entire Section C (Miscellaneous). **25.8 Entire Agreement.** These Terms, together with the Company Policies, constitutes the entire agreement between you and HitPay with respect to the Services and supersedes all prior or contemporaneous understandings and agreements, whether written or oral. ##### 26\. GOVERNING LAW **26.1 Governing Law.** These Terms shall be **governed and construed in accordance with the laws of Singapore.** **26.2 Dispute Resolution.** The courts of Singapore shall have exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms. ##### 27\. CONTACT US If you have comments or questions or would like to report violations of these Terms, please contact us at **[\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection)**. #### APPENDIX ##### Anti-Money Laundering and Counter-Financing of Terrorism Policy We shall apply a **risk-based approach to anti-money laundering ("AML") and counter-financing of terrorism ("CFT")**, which involves an assessment of the money laundering ("ML") and terrorism financing ("TF") risks and adopting measures that are proportionate to these risks in order to mitigate such risks appropriately and more cost-effectively. The degree, frequency or intensity of AML/CTF controls will be more comprehensive for higher ML/TF risks. We have appointed a **point person at management level to address compliance with AML/CTF legal requirements**. The first line of defence is the business units, which are accountable for mitigating any ML/TF risks. The second line of defence rests with the compliance team, which is responsible for monitoring and reporting ML/TF risks. The third line of defence is the audit team (which can be internal or external), which is responsible for carrying out independent assessments of our procedures and controls. Users of the Platforms (each a "**User**") agree to provide any information and/or documents reasonably required by us to comply with any applicable anti-money laundering or counter-terrorism financing laws including any applicable laws imposing "know your customer" or other identification checks or procedures that we are required to comply with in respect of its provision of services relating to our Platforms ("**AML/CTF Laws**"). The foregoing obligation applies only to the extent that such information and such documents are in the possession of the User or may be obtained by it after having undertaken reasonable steps and subject to any confidentiality, privacy or general law obligations owed by the User to any person in relation to whom the information or documents requested relate (except, in all cases, to the extent that the foregoing may be overridden by the relevant AML/CTF Laws). Each party must comply with any AML/CTF Laws applicable to it, to the extent required to comply with its obligations under the Terms. We may decline to perform any obligation(s) and/or perform any transactions to the extent that we form a view that engaging in such activity or inactivity is inconsistent with our AML/ CFT policy. To the maximum extent permitted by law, we shall be released from any confidentiality, privacy or general law obligations that we would otherwise owe you, where such release is necessary for us to comply with the applicable AML/CFT Laws. (i) you have read, understood and accepted these Terms as a binding contract, 5.3 Third-Party Services. **9.3 Fees & Reimbursements.** d) your transfer of funds to the wrong mobile number or the wrong recipient; #### Ready to start with clear terms? Review HitPay’s terms, then set up your account to accept payments with transparent requirements and support. Create your account Schedule a call --- ## Privacy policy Source: https://hitpayapp.com/privacy-policy > How HitPay handles personal data. ### HitPay Privacy Policy **Effective Date: June 2022** #### **SECTION A: GENERAL TERMS OF SERVICE** ##### INTRODUCTION **1.1 Privacy Policy.** This Privacy Policy is provided by HitPay Payment Solutions Pte. Ltd., including, where applicable, all of its subsidiaries, brands, related or associated companies/brands (collectively referred to as "**HitPay**", "**we**", "**us**", or "**our**"). HitPay takes its responsibilities under applicable privacy laws and regulations seriously and is committed to respecting and protecting your privacy online. This Privacy Policy applies to all personal data in our possession or under our control, including personal data in the possession of organisations which we have engaged to collect, use, disclose or process personal data for our purposes. Questions, comments and queries regarding this Privacy Policy are welcome and should be addressed to [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection). **1.2 Scope of Application.** This Privacy Policy applies to: a) individuals who access HitPay's Platforms and/or Services. b) individuals with whom HitPay has had contact, either for business purposes or otherwise, whether on their own account or on behalf of third parties or organisations; c) individuals with whom HitPay has had contact, either for business purposes or otherwise, whether on their own account or on behalf of third parties or organisations; d) individuals associated with HitPay's merchants, suppliers, vendors or professional advisors; e) individuals who have opted to receive communications from HitPay; and f) anyone else who provides personal data to HitPay. **1.3 Acknowledgement and Consent.** By interacting with us, visiting our Platform, or accessing the Services, you acknowledge and agree that you accept the practices, requirements, and/or policies outlined in this Privacy Policy, and you hereby consent to us collecting, using, disclosing and/or processing your personal data as described herein. **If you do not consent to the processing of your personal data as described in this Privacy Policy, please do not access and use our Platforms and our Services or interact with HitPay.** **1.4 Amendments.** We may revise or update this Privacy Policy at any time by posting a revised version on our website. Your continued visit to the Platform or accessing of the Services indicates your agreement with the revised or updated Privacy Policy. **1.5 Withdrawal of Consent.** You may withdraw your consent at any time by contacting [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection). When you withdraw your consent, we will no longer process your personal data unless otherwise permitted by law, however, you may no longer be able to visit the Platform or access the Services. ##### 2\. TERMS AND DEFINITIONS **2.1 Definitions.** In this Privacy Policy, unless the subject or context otherwise requires, the following words and expressions shall have the following meanings: **"Act"** means the Personal Data Protection Act 2012 of Singapore as amended from time to time; **"Authorised Representative"** means the third parties who have been duly authorised by you to disclose your personal data to us; **"HitPay Account"** means the virtual account maintained by HitPay on the Platforms in respect of the account holder; **"Personal data"** means refers to data about an individual who can be identified from that data; or from that data and any other information to which the organisation has or is likely to access, including sensitive personal information; **"Platforms"** means our website (https://www.hitpayapp.com/) and where applicable, our mobile application, application programming interfaces, software libraries and any other resources (whether online or offline) made available to you from time to time that are developed or owned by HitPay, through which you access and use our Services; **"Purposes"** has the meaning ascribed to it in Clause 5.1 (Purpose); **"Services"** means refers to the services provided by HitPay from time to time including but not limited to the e-commerce payment gateway services provided by HitPay, whether such services are provided online and/or offline; and **"Terms"** means the terms of the relevant merchant agreement (where applicable), HitPay's Terms of Service, HitPay's Acceptable Use Policy, and this Privacy Policy. ##### 3\. PERSONAL DATA WE COLLECT **3.1 Collection of Personal Data.** We may collect personal data from you when: a) you register for and create a HitPay Account; b) you use our Platforms (whether online or offline) and/or Services, or that of an Authorised Representative; c) you contact HitPay for business purposes or otherwise, including via email or communication with a representative of HitPay; d) you respond to or submit any queries or feedback to HitPay, request to be on our mailing list, or submit personal data to us for any other reason; e) you accept our Platforms' use of cookies and other similar technologies that record information about your use of our Platforms; f) we need your personal data in order to perform our obligations under a contract that we are about to enter into or have entered into with you; g) we conduct due diligence checks, anti-money laundering checks, fraud monitoring, financial compliance activities and other activities in order to comply with the regulations that may be issued by a financial regulator (such as the Monetary Authority of Singapore, where we are incorporated) from time to time; or h) when it is necessary for our legitimate interests or where we need to comply with a legal or regulatory obligation. **3.2 Type of Data Collected.** We may collect personal data (including sensitive personal data) including but not limited to: a) your principal name; b) gender; c) date of birth; d) nationality; e) email address; f) registered address; g) identification number such as NRIC/FIN; and/or h) information about your mobile phone, including where available your IP address, operating system and browser type. ##### 4\. PERSONAL DATA OF OTHER INDIVIDUALS **4.1 Provision of Personal Data of Other Individuals.** To the extent that you have provided, or will provide, personal data about your family members, spouse, other dependents (if you are an individual), directors, shareholders, employees, representatives, agents (if you are a corporate, an entity or an organisation) and/or other individuals, you confirm that you have explained or will explain to them that their personal data will be provided to, and processed by, us and you represent and warrant that you have obtained their consent to the processing (including disclosure and transfer) of their personal data in accordance with this Privacy Policy. **4.2 Provision of Personal Data of Children.** The Platforms and Services are not directed to individuals under the age of eighteen (18), and we request that they not provide personal data through access to or use of the Platforms and Services. ##### 5\. USE OF PERSONAL DATA **5.1 Purpose.** We may use personal data held for legitimate purposes associated with our business, including but not limited to any or all of the following purposes (the "**Purposes**"): a) to ensure that your identity is verified, including distinguishing you from another person with the same or similar details as yourself; b) to process any payment or credit transactions and/or perform our Services; c) to execute our system administration and to report aggregate information to our merchants and advertisers. This relates to statistical data about our user's Browse actions and patterns, and does not specify any individual; d) to handle, process, and respond to any queries, requests, applications, complaints, or feedback from you; e) to carry out any reasonable business activities such as audits, risk management or business reporting; f) to comply with any internal policies, applicable laws, regulations, or to assist with any law enforcement or investigations conducted by any governmental and/or regulatory authority; g) to enforce or defend our rights, contractual or otherwise, including investigations and participating in potential or actual litigation, arbitration, or other legal processes; h) to ensure that content from our Platforms is presented in the most effective manner for you and for your device; **5.2 Non-Exhaustive List.** You acknowledge, agree and consent to the processing of your personal data depending on the circumstances at hand for such purpose that may not appear as a Purpose. However, we will notify you of any such other purpose at the time of obtaining your consent, unless processing of the applicable data without your consent is permitted by the applicable laws. **5.3 Third-Party Use.** We may also use your data, or permit selected third parties to use your data, to provide you with information about goods and services which may be of interest to you and we or they may contact you about these by email, post or telephone. **5.4 Aggregate Data.** We may provide our business associates, partners or advertisers with aggregate information about our users (for example, we may inform them that 500 men aged under 30 have clicked on their advertisement on any given day). We may also use such aggregate information to help advertisers reach the kind of audience they want to target (for example, graduate women). We may make use of the personal data we have collected from you to enable us to comply with our business associates’, partners’ or advertisers' wishes by displaying their advertisement to that target audience. **5.5 Continuation.** We may continue to use your personal data even in a situation where the use of Services, our Platforms or any contractual obligations you may have with us have ceased, been terminated or altered in any way, for a reasonable period thereafter. This may include, where applicable, a period to enable us to enforce our rights under any contract with you. ##### 6\. DISCLOSURE AND TRANSFER OF DATA **6.1 Instances of Disclosure.** We may disclose or transfer your data both within and outside of Singapore for the Purposes and to the extent permitted by applicable laws and regulations, including the Act. This includes disclosing your personal data: a) where we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms of contract; b) where such disclosure is required for performing obligations in the course of or in connection with the provision of our Services or proper use of the Platforms; c) to any member of our HitPay group i.e., our subsidiaries, our ultimate holding company and its subsidiaries; d) to third party service providers, agents and other organisations we have engaged to perform any of the Purposes for us, who are involved in the provision of Services to you or to provide you with information about goods and services which may be of interest to you; e) to our business associates, partners or advertisers with aggregate information about our users (for example, we may inform them that 500 men aged under 30 have clicked on their advertisement on any given day). We may also use such aggregate information to help advertisers reach the kind of audience they want to target (for example, graduate women). We may make use of the personal data we have collected from you to enable us to comply with our business associates', partners' or advertisers' wishes by displaying their advertisement to that target audience; and/or f) to any third party where we consider that disclosure of your data to such third parties will be necessary to fulfil legitimate business interests. **6.2 Data Protection in Countries Not Including Singapore.** The personal data that we collect from you may be transferred to, and stored at, a destination outside Singapore. It may also be processed by staff operating outside Singapore who work for us or one of our suppliers. Such staff may be engaged in, among others, the fulfilment of your order, the processing of your payment details and the provision of support services. By submitting your personal data to us, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your personal data is treated securely and in accordance with this Privacy Policy. **6.3 Storage of Personal Data.** All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our Platforms, it is your responsibility to ensure that the password is kept confidential and that you do not share the password with any third party. **6.4 Transmission of Information via Internet.** Please note that the transmission of information via the internet is not completely secure. Although we do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Platforms and any transmission is made at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access to your personal data. ##### 7\. YOUR RIGHTS **7.1 Request for Access.** To the extent that the prevailing personal data protection and privacy laws allow, you have the right to request for access to, request for a copy of, request to update or correct, your personal data held by us. Please note that a reasonable fee may be charged for an access request and if so, we will inform you of the fee before processing your request. You may submit your request in writing or via email to our Data Protection Officer at [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection). Any access request may be subject to a fee of S$10.00 to meet our costs in providing you with details of the information we hold about you. **7.2 Withdrawal of Consent.** You have the right, by notice in writing to [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection), to inform us of your withdrawal (in full or in part) of your consent previously given to use your personal data, subject to any applicable legal restrictions, contractual conditions and a reasonable duration of time for the withdrawal of consent to be effected. However, depending on the extent of your withdrawal of consent for us to process your personal data, you may not be able to access our Services and/or use our Platforms. **7.3 Links To Other Platforms.** Our Platforms may, from time to time, contain links to and from the platforms of our partner networks, advertisers and affiliates. If you follow a link to any of these platforms, please note that these platforms have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these platforms. ##### 8\. RETENTION OF PERSONAL DATA **8.1 Duration of Retention.** We may retain your personal data for as long as it is necessary to fulfil the purpose for which it was collected, or as required or permitted by applicable laws. We will cease to retain your personal data or remove the means by which the data can be associated with you as soon as it is reasonable to assume that such retention no longer serves the purpose for which the personal data was collected, and is no longer necessary for legal or business purposes. ##### 9\. DATA SECURITY **9.1 Data Security.** We will take reasonable steps to keep your personal information safe from loss, unauthorised activity or other misuse. **9.2 Data Breach.** In the event of a data breach, the Data Protection Officer will, as soon as reasonably practicable, notify all affected parties of the breach. ##### 10\. COOKIES **10.1 Implementation of Cookies.** We may from time to time implement "**cookies**" or other features to allow us or third parties to collect or share information that will help us improve our Platforms and the Services we offer or help us offer new services and features. **10.2 What are Cookies.** Cookies are small files which are placed on your computer when a website is accessed by you. Cookies help the website user to navigate efficiently between pages and the website operator to track usage of the site. We may link cookie information to personal data. **10.3 What We use Cookies For.** Cookies allow us to recognise your computer or device and tell us how and when the Services or Platforms are used or visited, by how many people and to track activity within our Platforms. Cookies are also used to deliver content specific to your interest and to monitor usage of the Platforms and Services. **10.4 What Are My Options in Relation to the Use of Cookies.** By using our Platforms, you agree to the use of cookies and other technologies as set out in this Privacy Policy. If you do not agree to such use please either refrain from using the Platforms, or refuse the use of cookies by selecting the appropriate settings on your browser. However, you may not be able to access the full functionality of our Platforms or Services if you choose to do so. ##### 11\. ENQUIRIES AND COMPLAINTS **11.1 How to Make an Enquiry or Complaint.** You may contact us at [\[email protected\]](https://hitpayapp.com/cdn-cgi/l/email-protection) to make an enquiry or complaint about the collection and handling of your personal data. We will work with you to resolve any complaint and, where needed, engage a third-party mediator if it will assist us to find an amicable resolution. #### Ready to accept payments with privacy in mind? HitPay helps businesses process payments while protecting customer information and supporting secure operations. Get started securely Schedule a call --- ## Acceptable use policy Source: https://hitpayapp.com/acceptable-use-policy > Prohibited and restricted business activities. ### HitPay Acceptable Use Policy HitPay Acceptable Use Policy **Effective Date: June 2022** ##### **1\. INTRODUCTION** **1.1 Acceptable Use Policy.** This Acceptable Use Policy is provided by **HitPay Payment Solutions Pte. Ltd.**, including, where applicable, all of its subsidiaries, brands, related or associated companies/brands (collectively referred to as "**HitPay**", "**we**", "**us**", or "**our**") and sets out the terms pursuant to which you may access and use HitPay's Platforms and Services. Your access and use of HitPay's Platforms and Services means that you **accept, and agree to abide by, all the terms** in this Acceptable Use Policy. **1.2 Access to Platforms and Services.** The Acceptable Use Policy sets out the terms in which you may access and use HitPay's Platforms and Services. Your access and use of HitPay's Platforms and Services means that you accept, and agree to abide by, all the terms in this Acceptable Use Policy. **1.3 Age Limit.** You must be **eighteen (18) years or older** to use HitPay. ##### **2\. TERMS AND DEFINITIONS** **2.1 Definitions.** In this Acceptable Use Policy, unless the subject or context otherwise requires, the following words and expressions shall have the following meanings: **"Platforms"** means HitPay’s website (https://www.hitpayapp.com/) and where applicable, HitPay's mobile application, application programming interfaces, software libraries and any other resources made available to you from time to time that are developed or owned by HitPay, through which individuals access and use HitPay's Services; **"Services"** means the services provided by HitPay from time to time including but not limited to the e-commerce payment gateway services provided by HitPay, whether such services are provided online and/or offline; **"Terms"** means the terms of the relevant agreements (where applicable), HitPay's Terms of Service, HitPay's Privacy Policy, and this Acceptable Use Policy; and **"Website"** means HitPay’s website (https://www.hitpayapp.com/). ##### **3\. PROHIBITED USES** **3.1 Prohibited Uses of Platforms and/or Services.** You shall only use the Platforms and Services for lawful purposes. You **may not use** the Platforms and Services for prohibited uses such as: a) the use of the Platforms and/or the Services to benefit any country, organisation, entity, or person **embargoed, blocked or sanctioned** by the Singapore government, the Australian government, the New Zealand government, the United States government, the United Nations or such other regulatory agencies that HitPay is bound to comply with from time to time; b) the use of the Platforms and/or the Services to facilitate **illegal transactions**; c) permitting others to use the Platforms and/or Services for **personal, family or household purposes**, which are not consistent with the image and reputation of HitPay; d) directly or indirectly, whether through yourself or third parties: (i) engage in **unauthorised access** to or use of data, systems or networks, including any attempt to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures; (ii) engage in the **unauthorised monitoring** of data or traffic on any network or system; (iii) **copy, reproduce, republish, upload, post, transmit, resell, or distribute** in any way, any data, content, or any part of the Services or Platforms except as expressly permitted by applicable laws; (iv) using manual or electronic means to **avoid any limitations** established by HitPay or attempting to gain unauthorised access to alter or destroy any information that relates to HitPay or other end-user; (v) **reverse engineer** or attempt to reverse engineer the Services and/or the Platforms; (vi) perform or attempt to perform any actions that would **interfere with the normal operation** of the Platforms and/or the Services or affect the use of the Platforms and/or the Services by other users, including but not limited to knowingly transmitting any data and sending or uploading any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware; (vii) engage in activities such as **interference with service** to any user, host or networking, including without limitation, denial-of-service attacks, post bombing, news bombing, other flooding techniques, deliberate attempts to overload the system and broadcast attacks; or (viii) using, selling or distributing any computer programme designed to **conceal the source or routing information** in a manner that falsifies an Internet domain, header information, date or time stamp or other identifier; or e) such other activities identified from time to time by HitPay, or any of our affiliates, to be a **restricted business or activity**. **3.2 Maintaining the Integrity of the Platforms.** HitPay may, but is not obliged to, take any action that it deems necessary to **protect the Platforms and/or Services**, its rights or the rights of its customers or third parties, or to optimise or improve the Platforms and/or Services, services, systems and equipment. You acknowledge that such action may include, without limitation, employing methods, technologies or procedures to filter or block messages and data sent through the Platforms. HitPay may, at its sole discretion, at any time filter spam or prevent hacking, viruses or other potential harms without regard to any preference communicated to HitPay. ##### **4\. CONTENT STANDARDS** **4.1 Applicable Content Standards.** These content standards apply to any and all material that is contributed to or posted on HitPay's Platforms. You agree to **comply with the spirit of the standards** set out in the Terms, including this Acceptable Use Policy. **4.2 Prohibited Content.** The content you contribute to or post on the Platforms must comply with applicable laws in Singapore and in any country from which they are posted and **must not**: a) contain any material which is or may be **defamatory** of any person; b) contain any material which is **obscene, offensive, hateful, inflammatory or violent**; c) contain **sexually explicit material** or other adult-oriented content; d) promote **violence or unlawful discrimination**; e) **infringe any copyright, trade mark or the intellectual property rights** of any other person; f) be likely to **deceive any person or constitute a misrepresentation**; g) be made in breach of any **legal duty owed to a third party**, such as a contractual obligation or a duty of confidence; h) promote any **illegal activities**; i) contain **political advertising or promote political upheaval**; j) promote **ill-will and hostility** amongst the users or general public; k) be **threatening, abusive or invade another's privacy**; l) be likely to **harass, upset, embarrass, alarm or annoy** any other person; m) be used to **impersonate any person**, or to **misrepresent your identity or affiliation** with any person; n) constitute a **misrepresentation of the authority** or the status of distributorship; o) advocate, promote or assist any unlawful act such as **copyright infringement or computer misuse**; and/or p) promote any other activity which HitPay may, at our sole and absolute discretion, deem **inappropriate**. ##### **5\. SUSPENSION AND TERMINATION** **5.1 Suspension and Termination.** HitPay will determine, at our absolute discretion, whether there has been a failure to comply with this Acceptable Use Policy through your access to and use of the Platforms and Services. If we believe or suspect that any activity violates this Acceptable Use Policy, we may take any corrective action that we deem appropriate, including any of the following actions: a) **immediate, temporary or permanent withdrawal** of your right to use the Platforms and Services; b) **immediate, temporary or permanent removal** of any posting or material uploaded by you to the Platforms; c) **issuance of a warning** or notice of misconduct to you; d) the **commencement of legal proceedings** or similar dispute resolution proceedings against you in respect of damages suffered by HitPay as a result of your breach; e) **disclosure of such information** to law enforcement authorities as is reasonably necessary or legally required; f) **not facilitating the transaction**, holding funds associated with a prohibited transaction; and/or g) any other **corrective action** that HitPay, at our sole and absolute discretion, deems appropriate. **5.2 Exclusion of Liability.** HitPay shall **not be liable for any damages, claims and/or costs** that may be incurred by you that has been taken in response to any potential breach of the Terms, including this Acceptable Use Policy. ##### **6\. USE OF HITPAY PLATFORMS** **6.1 Prohibition.** You are **prohibited** from the purchase, sale or distribution of the following goods and/or services through our Platforms: a) any of the items listed below in Clause 6.3 (**Product Listing Guidelines**); and b) any other good or service which HitPay deems to be unstable for the Platforms or which would otherwise result in a contravention and/or breach of any agreement(s), contracts and/or arrangements entered into with us or any third parties, or would result in a violation of any rules, regulations or contracts. **6.2 HitPay's Discretion.** HitPay shall have the **sole and absolute discretion** to determine the range of goods and services that can be made available on its Platforms, and HitPay has full and absolute discretion to remove or request you to remove listings of any goods and services from the relevant Platforms, failing which HitPay may terminate or suspend the provision of Services. **6.3 Listing Guidelines.** You are **not allowed to post for sale any item which is prohibited by any law** from whatever jurisdiction or country. You must be aware that our Platforms may be used internationally and that the sale of certain items may be prohibited by laws outside of the country in which you are based. You agree that it is your sole responsibility to comply with the relevant laws. Below is a list of restricted or prohibited items. It is your sole responsibility to ensure that you are not posting a product or service that could constitute a contravention of any law, rule or regulation. For the avoidance of doubt, **we prohibit the listing of items that fall within the following categories**: a) products and/or services that are **discriminatory, derogatory** in any way, or encourage violence, hatred or religious or racial intolerance; b) products and/or services that promote **illegal activities** or relate to the **gambling business**, including online gambling, lotteries, games of chance, sports forecasting or odd-making; c) products and/or services that relate to **financial investments** or which could constitute investment products such as bonds, stocks or other securities; d) products and/or services that are **sexual, adult-oriented, provocative, culturally inappropriate** or which are offensive in nature, including but not limited to pornography, sexually explicit materials in all media types, escort services or prostitution services; e) products and/or services that constitute a form of **currency including but not limited to cryptocurrency** and other forms of digital tokens such as Bitcoin and Ethereum; f) products and/or services that involve the purchase, sale or distribution of credit lines, foreign exchange, bank notes, money, bonds, **digital currency**, or other security on our Platforms, including but not limited to credit cards; g) products and/or services that constitute a form of **drugs** (whether medical of nature or not), including but not limited to steroids, narcotics, cannabidiol products, prescription drugs or other controlled substances on our Platforms; h) **firearms, ammunition, weapons, guns, rifles, shotguns, pistols, knives** or other sanctioned items and/or investments relating to the same; i) **tobacco products, cigarette substitutes and e-cigarettes**, including but not limited to cigarettes, cigars, pipes and chewing tobacco; j) products and/or services that involve the **re-sale of personal information**, including but not limited to application forms that contain personal information; k) products and/or services that relate to the **re-sale of event tickets, healthcare discount plans, membership programs** or other similar activity; l) products and/or services that would constitute **regulated activities**, such as bail bond services, security brokers and/or bankruptcy attorneys; m) products and/or services from **restricted countries and regions**; n) offering or disseminating **fraudulent goods, services, schemes or promotions**, such as make-money-fast schemes; and/or o) any and all other products and/or services that are not safe, that violate local, national or international laws or regulations or that would generally be offensive to others, such as **stolen goods, materials that infringe intellectual property rights** such as pirated software, human body parts, endangered species or other items or activities that in our judgement are illegal, inappropriate or offensive in connection with our Platforms and/or Services. ##### **7\. AMENDMENTS** **7.1 Amendments.** This Acceptable Use Policy may be revised as published from time to time on the Website. You agree to be responsible for checking the Website from time to time to take notice of any changes made as they are **legally binding**. Some of the provisions contained in this Acceptable Use Policy may also be superseded by provisions or notices published elsewhere on any of the Platforms. ##### **8\. COMPLIANCE WITH AFFILIATES' POLICIES** **8.1 Affiliates' Policies.** Where HitPay provides services via an affiliate, you must **comply with any policy of the affiliate** that is in force from time to time. Compliance with this Acceptable Use Policy does not relieve you from compliance with any other policy of the affiliate who is providing services. **1.3 Age Limit.** You must be **eighteen (18) years or older** to use HitPay. **"Website"** means HitPay’s website (https://www.hitpayapp.com/). d) directly or indirectly, whether through yourself or third parties: a) contain any material which is or may be **defamatory** of any person; c) contain **sexually explicit material** or other adult-oriented content; d) promote **violence or unlawful discrimination**; f) be likely to **deceive any person or constitute a misrepresentation**; h) promote any **illegal activities**; i) contain **political advertising or promote political upheaval**; j) promote **ill-will and hostility** amongst the users or general public; k) be **threatening, abusive or invade another's privacy**; l) be likely to **harass, upset, embarrass, alarm or annoy** any other person; c) **issuance of a warning** or notice of misconduct to you; m) products and/or services from **restricted countries and regions**; #### Ready to use HitPay responsibly? Review what businesses can and can’t process on HitPay, then set up a compliant payment experience with confidence. Get started with HitPay Schedule a call --- ## Merchant service agreement Source: https://hitpayapp.com/merchant-service-agreement > Merchant contractual terms. ### HitPay Merchant Services Agreement #### Ready to set up merchant payments? Review the agreement, then create your HitPay account to start accepting payments with clear processing terms. Create your account Schedule a call